Latest Jobs at Guardrisk

Role Purpose    

• The Compliance Manager will be mainly responsible for driving the monitoring and oversight programme and for the reporting of the Compliance Results for group licenses and with laws, good governance prescripts, the rules and regulations of regulators, that company policies and procedures are being followed and that there is a compliance culture within the Group.

Requirements    
Qualifications

• BCom General / Law or LLB.
• Compliance Management Certificate from the Compliance Institute or equivalent.

Experience

• A minimum of 5 to 7 years insurance compliance experience of which 2 years must have been in a Management Role with insurance compliance as area of specialisation.
• Knowledge of legislative framework including Companies Act, Financial Advisory and Intermediary Services Act, Insurance Act, Short-term and/or Long-term insurance regulatory framework and other relevant legislation affecting the company.
• Knowledge and understanding of Financial Intelligence Centre Act, Anti Money Laundering legislation and exposure to operational risk will be an advantage.
• Knowledge of compliance processes and requirements
• Analysis of Bills and new government policy which may impact the organisation.

Duties & Responsibilities    

• Responsible for the development of a Compliance monitoring programme for the company.
• To develop, initiate, maintain and revise policies and procedures for the general operation of the Compliance Function of the Company and its related activities to prevent and mitigate non- compliance with all applicable laws.
• Managing of the day-to-day operation of the Compliance Function.
• Developing, periodically reviewing, and updating Codes of Conduct to ensure relevance in providing guidance to management in respect of compliance.
• Cultivating and managing working relationship with a variety of stakeholders including third parties, Industry Associations, and all areas of the business to direct compliance issues to appropriate existing channels for investigation and resolution.
• Consulting with the legal and risk departments as required to resolve complex legal compliance issues.
• Responding to alleged contravention of rules, regulations, policies, procedures, and codes of conduct by evaluating or recommending the initiation of investigative procedures.
• Developing and overseeing a system for uniform handling of such violations.
• Acting as an independent review and evaluation body to ensure that compliance issues/concerns within the organisation are being appropriately evaluated, investigated, and resolved.
• Assisting in identifying potential areas of compliance, vulnerability, and risk.
• Developing and implementing corrective action plans for resolution of problematic issues.
• Providing general guidance on how to avoid, address or prevent recurring breaches in the future.
• Ensuring proper reporting of violations or potential violations.
• Instituting and maintaining an effective compliance communication and compliance training program for the organisation.
• Monitoring the performance of the Compliance Function and relates activities on a continuing basis, taking appropriate steps to improve its effectiveness.

Competencies    
Business Acumen

• Understands how the business operates, what the key issues and risks are that drives business success; and how they impact the business strategy and model, on the commercial viability of potential ventures and the profitability of Guardrisk. 

Collaboration

• Prioritises the business interests of Guardrisk and invests in the success of the group by aligning effort across divisions. 

Client/ Stakeholder Commitment

• Anticipates, meets and exceeds client’s needs by creating long lasting relationships that support the client value proposition, supports their financial wellness and ensures client centricity.

Impact and Influence

• Persuades, convinces, influences and inspires others, both within Guardrisk and externally to win support, loyalty and gain commitment to the purpose of Guardrisk and the larger MMH Group.

Results & Solutions focused driven

• Drive a sense of urgency, focus, accountability, agility and execution to deliver business results.

Networking

• Create and maintain a useful network of expertise to advance the interest of Guardrisk.

Leads Change and Innovation

• Actively leads change, does what is right for the business and drives continuous improvement through innovation.

Diversity and Inclusiveness

• Is sensitive to individual and cultural differences and demonstrates humility and an openness to engage people from diverse backgrounds and cultures to the mutual benefit of all parties concerned.

Deadline:15th October,2025

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Role Purpose    

• The primary purpose of the Data Scientist is to derive business value from Data. The Data Scientist will be required to proactively fetch information from multiple data suppliers and then conduct sophisticated and systematic analysis of the data to extract actionable insights. The extracted data must be stored in an appropriate internal / external environment for which a database structure must be expanded as needed. There might also be an element of client engagement needed to communicate strategic results back to the client. The role requires the use of advanced analytics technologies and strong statistical methods, which potentially and over time could include the use of machine learning techniques and the use of predictive modelling. This is a data driven role and a solid understanding of statistics and data wrangling methods is required. There is a further requirement to use software skills. The ability to communicate findings as well as working methods across to both technical and business audiences is very important.

Requirements    
Qualifications

• Bachelor’s Degree in sciences or engineering with a strong focus on computer science, statistics, mathematics and / or actuarial sciences
• Fluency in Python, SQL and R
• Beneficial if fluent in any of the following programming languages (C#.Net, C, C++, Visual Basic, SQL)

Experience

• 3-5 years of experience in a data warehousing, data sciences and/ or modelling environment
• Good understanding of software languages and software infrastructure
• Experience in working with and analyzing data
• Insurance Industry Experience and Actuarial background

Duties & Responsibilities    

Statistical and Mathematical Skills

• Predictive modelling skills.
• Knowledge of machine learning principles at a high level and ability to implement as and when needed.
• Critical analytical thinking and attention to detail.

Programming and high-level understanding of cloud and web infrastructure

• R, SQL, Python and JavaScript experience. High level of competency required in Python and SQL.
• Beneficial to have experience deploying web applications to Azure.
• Spark experience.
• Version control principles.

Data modelling, analysis and loading data from any format and awareness of regulation surrounding personal data

• This includes consuming data from either files/databases or online sources.
• Validating data from multiple sources.
• Data version control and data integrity for auditing.
• Geo Spatial Analysis.
• Using Business Intelligence tools like PowerBi to give insights into data findings.

Business Analysis

• Analyze and document processes that translates into deriving value form data.
• Understand the insurance operational environment.

Interpersonal Skills

• Be able to self-organize.
• Ability to self-motivate and work independently when needed.
• Ability to work closely worth other stakeholders as successful output will depend on multiple technical areas.
• Ability at a high level to understand insurance concepts both technical and non-technical
• Break down insurance processes and document this as a set of business requirements for data presentation.
• Interpret reinsurance treaties in the context of individual data sets.

Competencies    
Data Wrangling

• Understands that data can be messy and difficult to work with.  Can unpack and treat imperfections in data (e.g., missing values, inconsistent string formatting) and enable data cleanliness.

Stakeholder engagement and Teamwork

• Creates and maintains an open, positive working environment through collaborative engagement across the business.  Understands how to interact with software developers, product managers and technical specialists and can obtain answers to deep questions during engagements.

Data Visualisation & Communication

• The ability to communicate or describe findings and applied techniques to both technical and non-technical audiences.

Self-Awareness and Insight

• Builds relationships with others effectively, deals with ambiguity, uncertainty, and pressure, and provides perspective in difficult situations.

Software infrastructure building

• The ability to set up the team’s data structures either internally or externally.

Diversity and Inclusiveness

• Is sensitive to individual and cultural differences and demonstrates humility and an openness to engage people from diverse backgrounds and cultures to the mutual benefit of all parties concerned.

Data intuition

• The ability to infer insights from large quantities of data.  The ability to not just address business problems but to identify the right problems that have the most value to the organisation.

Independence

• The ability to take ownership for own actions.

Deadline:8th October,2025

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Role Purpose    

• Accurately control and process financial information for an investment portfolio. Prepare financial reports and analysis to enable business processes.

Requirements    

• Degree in Accounting or Investment Management or Financial Management
• Honours Degree in Accounting or Investments or Financial Management (preferred)
• Studying toward CA, CFA, CIMA, ACCA (preferred)
• Completed accounting articles (preferred)
• At least 2 – 5 years’ experience in accounting and or investments

Duties & Responsibilities    

• Performing of the Investment Accounting function for Guardrisk Insurance Company Limited, Guardrisk Life Limited and Guardrisk Microinsurance Limited which includes the unitised and dedicated investments investment portfolios, for cell captive & contingency policy clients
• Accurately, efficiently and timely accounting and reporting of investment related transactions of investment portfolios in the general ledger
• Review and /or prepare investment related payment documents and obtain the necessary source documentation and authorisation to effect payments timeously and within the determined service level agreement
• Review all documentation to ensure that the correct level of authority has authorised the document and raise any exceptions with the relevant stakeholder
• Preparation of investment and disinvestment instructions authorised according to the sub delegation of authority
• Completion of asset manager FICA documentation and safekeeping of confidential information
• Compile and prepare monthly, quarterly and year end investment and interest reconciliations including monthly cashbook reconciliations
• Compile quarterly asset allocation report for submission to the Reserve Bank and asset spreading recons to be used by the balance sheet management department
• Compile adhoc monthly and quarterly reporting for internal and external stakeholders
• Completion of the new instrument data reconciliations to be included in the Group sector tree instrument allocation report
• Identify, report and resolve respective investment accounting or reporting issues
• Portfolio support and management/servicing by working closely with the portfolio accountants, portfolio manager and other stakeholders
• Assist with Special Projects relating to Investments assigned within the group
• Meeting company, investment and client accounting, payment and reporting deadlines
• Contribute to the enhancement of the investment systems and processes to enhance financial management
• Contribute to continuous innovation through the development, sharing and implementation of new ideas
• Build and maintain relationships with asset managers, clients as well as internal and external stakeholders
• Participate and contribute to a culture which build rewarding relationships, facilitates feedback and provides exceptional client service
• Prepare and provide necessary documentation to complete timely audit for both the client and Guardrisk
• Contribute to the internal and external audit process and resolve any audit queries within the deadlines set
• Continuously develop own expertise in terms of professional, industry and legislation knowledge
• Build and maintain relationships with asset managers, clients and internal and external stakeholders
• Deliver on service level agreements made with internal and external asset managers, stakeholders and clients
• Make recommendations to improvement client service within area of responsibility
• Participate and contribute to a culture which build rewarding relationships, facilitates feedback and provides exceptional client service
• Develop and maintain productive and collaborative working relationships with peers and stakeholders
• Positively influence and participate in change initiatives
• Continuously develop own expertise in terms of professional, industry and legislation knowledge
• Contribute to continuous innovation through the development, sharing and implementation of new ideas
• Take ownership for driving career development
• Contribute to the budgeting process and provide the relevant reports and analysis to support the process.
• Manage high risk and problematic financial issues in area of accountability and contribute to the development of policy.
• Identify solutions to enhance cost effectiveness and increase operational efficiency.
• Implement and provide feedback on the effectiveness of financial policy, practice and procedures preventing illegal, unethical or improper conduct.
• Investigate reported wilful acts of non-compliance to organisation policy and practice and report on findings.

Competencies    

• Business Acumen
• Client/Stakeholder Commitment
• Drive for Results
• Leads Change and Innovation
• Collaboration
• Impact and Influence
• Self-Awareness and Insight
• Diversity and Inclusiveness

Deadline:8th October,2025

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Role Purpose    

• Accurately control and process financial information and prepare financial reports and analysis to enable business processes.

Requirements    

• 3-5 years’ experience in accounting
• Diploma in Financial Management or Accounting
• Degree in Financial Management or Accounting (preferred)

Duties & Responsibilities    

• Management of the accounting function for Guardrisk Insurance cell captive & contingency policy clients (by portfolio of clients allocated)
• Accurately, efficiently and timely capturing and reporting of transactions of their portfolio of client
• Review and /or prepare payments documents and obtain the necessary source documentation and authorisation to effect payments timely and with the determined service level agreement levels
• Review and approve the general ledger journal allocations based on levels of authority and policy
• Review all documentation to ensure that the correct level of authority has authorised the document and raise any exceptions with the relevant stakeholder.
• Prepare and review financial transactions and reporting of each client within their portfolio of clients
• Compile and prepare monthly and year end reconciliations of their portfolio of clients
• Identify and report respective accounting or reporting issues
• Investigate and resolve any outstanding queries in relation to accounting issues
• Portfolio support and management/servicing by working closely with the portfolio manager and other colleagues
• Identify and resolve problem sources or escalate to relevant level of authority
• Special Projects assigned with the group
• Meeting company and client accounting, payment and reporting deadlines
• Contribute to the enhancement of systems and processes issues in order to enhance financial management
• Continuously develop own expertise in terms of professional, industry and legislation knowledge
• Contribute to continuous innovation through the development, sharing and implementation of new ideas
• Identify and reconcile discrepancies and problems
• Build and maintain relationships with clients as well as internal and external stakeholders
• Participate and contribute to a culture which build rewarding relationships, facilitates feedback and provides exceptional client service within the organisation
• Prepare and provide necessary documentation to complete timely audit both for client and Guardrisk
• Contribute to the audit process and resolve any audit queries within the deadlines set 
• Provide authoritative, expertise and advice to clients and stakeholders
• Build and maintain relationships with clients and internal and external stakeholders
• Deliver on service level agreements made with internal and external stakeholders and clients
• Make recommendations to improvement client service within area of responsibility
• Participate and contribute to a culture which build rewarding relationships, facilitates feedback and provides exceptional client service
• Develop and maintain productive and collaborative working relationships with peers and stakeholders
• Positively influence and participate in change initiatives
• Continuously develop own expertise in terms of professional, industry and legislation knowledge
• Contribute to continuous innovation through the development, sharing and implementation of new ideas
• Take ownership for driving career development
• Control and track the budget for the various portfolios
• Contribute to the budgeting process and provide the relevant reports and analysis to support the process
• Manage high risk and problematic financial issues in area of accountability and contribute to the development of policy
• Identify solutions to enhance cost effectiveness and increase operational efficiency
• Implement and manage financial risk methodologies, techniques and systems and use to monitor and report on financial activities
• Implement and provide feedback on the effectiveness of financial policy, practice and procedures preventing illegal, unethical or improper conduct
• Investigate reported wilful acts of non-compliance to organisation policy and practice and report on findings

Competencies    

• Business Acumen
• Collaboration
• Client/Stakeholder Commitment
• Impact and Influence
• Drive for Results
• Self-Awareness and Insight
• Leads Change and Innovation
• Diversity and Inclusiveness

Deadline:23rd October,2025

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Role Purpose    

• Collaborate with stakeholders through individual engagements, business meetings, Agile sessions, or JAD sessions, to elicit requirements, for existing business problems/challenges using best practices.

Requirements    

• At least 3-4 year IT/Business qualification

Mandatory:

• 5+ years Insurance domain experience (Short Term Commercial)
• 7+ years’ experience in Business Analysis

Optional:

• IIBA membership (preferred)
• Certified Business Analysis Professional (CBAP) certification
• Industrial Engineering education/experience

Duties & Responsibilities    

• Applying proper analysis in documenting both functional and non-functional requirements into business process maps, business requirement definitions and business requirements specifications, in-line with the business architecture framework and strategy around people, process, and technology, with a solid understanding of what the SLDC requires
• Determine, design, and facilitate the correct business solution for the stakeholder needs, by working with all relevant stakeholders and subject matter experts across all business functions, always putting the client first. Stakeholders are, but not limited to:
• Customers
• Business Owners
• Partners / Internal Services
• Other business units’ representatives
• Architects
• Compile functional specifications from the business solution and use cases/scope items for developers using the business requirements, in collaboration with architects. Stakeholders are, but not limited to:
• Business Solutions Architect
• Peers
• Enterprise/solutions Architects
• Senior Developers
• Test Analysts
• Develop and model solutions by delivering use cases, activity and sequence diagrams based on the business solution required by the technical team
• Need to represent information in formats that all stakeholders can understand, based on the SDLC followed
• Modelling the data requirements to support the new solution on a functional level.
• Identify, investigate, and analyse problems faced by business on the current implemented solutions, understanding time and cost parameters and making innovative recommendations that will positively impact business. These would cover:
• Defining automation/enhancements/fixes of processes where needed
• Operational readiness and support
• Create and maintain required repositories including traceability and attribute matrices using Enterprise Architect tools.
• Thorough understanding of the existing and in progress implemented systems/technical capabilities and solutions that runs the business in its current state, with a primary focus on:
• Operating Model and Business Capabilities
• Re-usable components
• Custom components
• Vendor components
• Areas of Improvement
• Integration capabilities between components
• Identify re-usable opportunities/components in new/enhancement designs and ensure that we do not develop custom solutions if we should not, in consultation with the enterprise architect
• A mindset of Continuous Improvement of the current system/components
• Building strong relationships through providing specialist know-how and leadership to others, expressing positive expectations.
• Providing training and user manuals to users of a new system
• Leading scrum ceremonies, in the absence of a scrum master and product owner.

Competencies    

• Strong Emotional Intelligence
• Customer/Stakeholder Relationships and Commitment
• Business Acumen / Strategic Thinking
• Drive for Results
• Leads Change and Innovation
• Motivating and Inspiring Teams
• Collaboration
• Impact and Influence
• Self-Awareness and Insight
• Diversity and Inclusiveness
• Institutional Process Analysis & Redesign Thinking

Deadline:15th October,2025

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Role Purpose    

• The Market Conduct Analyst plays a critical role in assessing and analysing the market conduct within the life insurance industry, with a focus on understanding and improving the life insurance claims process. This role is responsible for the end-to-end ownership and resolution of all Market Conduct and FSCA regulatory requirements across multiple engagement channels. This role will also ensure point of contact resolution is delivered as far as possible, whilst ensuring that out-of-scope interactions are fully facilitated and managed through to resolution.

Requirements    
Qualifications

• Business related Degree

Experience

• 3-5 years’ experience in a similar role, preferably within a life insurance industry, focusing on claims processes and market conduct analysis.
• Experience in analysing commercial and personal lines insurance products in South Africa is essential.

Duties & Responsibilities    
Responsibilities, work outputs and individual contribution.

Claims process analysis:

• Understand, assess, and analyses the life insurance claims process in detail, ensuring that it meets regulatory requirements and best practices in market conduct.

Market Conduct Assessment:

• Evaluate market conduct across various insurance lines (personal and commercial) in South Africa, identifying trends, potential risks, and areas where improvement is necessary.
• Manage reporting and record-keeping to demonstrate compliance with regulatory obligations.

Data collection and Analysis:

• Collect and analyse relevant data, including claims data, market feedback, and regulatory information, to develop insights that contribute to the improvement of market conduct and claims processes.

Reporting and recommendations:

• Prepare clear, concise reports summarizing findings from assessments and providing actionable recommendations for stakeholders to improve practices and compliance.

Stakeholder engagement:

• Collaborate with internal teams, including claims, compliance, and product development, to ensure alignment in understanding the market conduct landscape and to drive positive changes.

Risk Identification & Mitigation:

• Identify and assess risks related to market conduct in claims handling, proposing solutions to mitigate these risks and ensure the claims process is fair, efficient, and customer focused.

Holistic view development:

• Develop a holistic view of market conduct from the assessment results and share findings with senior management to aid decision-making and strategic initiatives.

Competencies    

• Understanding people: Shows empathy and compassion; attends and listens to people; is attentive and understands the motivation in others.
• Examining information: Analyses and processes information; asks probing questions; strives to find solutions to problems.
• Taking action: Takes action to make things happen; uses initiative to start things up; shows drive and invests personal energy.
• Upholding standards: Behaves ethically and justly; is discreet and maintains confidentiality; meets commitments by acting with integrity.
• Checking things: Is meticulous in finding errors; ensures accuracy by being thorough and checking details; produces high quality work by being detailed.
• Documenting facts: Writes fluently when documenting facts; understands arguments logically; focuses on finding facts.
• Meeting timescales: Is target focused and meets deadlines; is punctual and keeps to schedule; is reliable in finishing tasks.
• Showing composure: Stays calm and relaxed during events; is not worried and tolerates stress levels; is composed in dealing with pressure.

Deadline:9th October,2025

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Role Purpose    

• Provide specialist legal advice to ensure legal soundness of operations and effective execution of commercial transactions across the business. This includes providing support on legislative and legal agreements to effectively manage client’s legal risks.

Requirements    
Qualifications

• LLB Qualification
• Admitted Attorney of the high court
• Post graduate qualification preferred.
• Advanced MS Office

Experience

• Minimum 5 years of insurance experience post admission.
• Experience in insurance/ financial service industry specifically life- and non-life insurance.
• Solid knowledge about the laws applicable in the financial services industry.
• Sound experience in contract drafting and working knowledge about the litigation process and compliance risk management framework formulation and monitoring process.

Duties & Responsibilities    
Internal Process

• Provide expert advice to business on various legal technical matters in line with legal framework and best practice.
• Ensure that the legal operating environment is structured and up to date. Thus, all client structures and legal agreements are up to date, signed off and complete.
• Manage litigation related matters to enable a consistent approach and mitigate risk.
• Provide the business executive leadership with a view of legal and compliance issues and status of risks and provide expert opinion on any matters arising.
• Ensure that all legal execution documents are executed in accordance with relevant industry legislation and requirements.
• Provide legal advice to all stakeholders on any corporate legal related matters to ensure soundness of commercial operations enabling business to achieve its objectives.
• Advise, assist or lead on legal negotiations, including the reviewing and drafting of all legal documentation.
• Provide legal advice on client and supplier contractual matters to business stakeholders.
• Review and ensure that all relevant client and supplier contractual documents are in line with business and legal requirements.
• Review, anticipate and guard against legal risks facing the company in projects and transactions.
• Update and educate the business on changes or amendments to business laws and advise how this may affect the business and provide plans to address changes.
• Act as the custodian of the contract management system, and administration in relation to all agreements.
• Assisting with complaints and enquiries from the regulatory authorities as well as coordination of the gathering of relevant information in order to respond.

Assist Portfolio Managers in respective allocated area with all legal matters, including but not limited to:

• Attending operational meetings with clients;
• Assisting clients with legal queries;

Conducting compliance reviews of client documentation:

• Conduct research on various adhoc legal aspects:
• Gathering and collation of comments to new and existing legislation;
• Drafting of various internal legal reports to committee and operational meetings;
• Consideration of, recording and circulation of legal opinions obtained from external legal firms;
• Assisting the third-party assurance team and Portfolio Managers in engaging and following up with clients on any outstanding legal findings.
• Coordinate the gathering of relevant information in response to formal enquiries by the regulatory authorities.

Client Services

• Ability to work in a team but also work independently, as well as work with clients and build relationships with those clients.
• Maintain and manage positive relationships with internal and external stakeholders.
• Effectively communicate at all management levels with clients/ stakeholders.
• Interpret case law regarding common law applicable to disputes, mistakes and misstatements, misrepresentations and other common law doctrines that could arise during the lifetime of a product.
• Deliver on service level agreements made with clients and internal and external stakeholders in order to ensure that client expectations are managed.
• Make recommendations to improve client service and fair treatment of clients within area of responsibility.

Self-management and Teamwork

• Develop and maintain productive and collaborative working relationships with peers and stakeholders.
• Positively influence and participate in change initiatives.
• Continuously develop own expertise in terms of professional, industry and legislation knowledge.
• Contribute to continuous innovation through the development, sharing and implementation of new ideas.
• Take ownership for driving career development.
• Participate and contribute to a culture which builds rewarding relationships, facilitates feedback and provides exceptional client service.

Finance

• Identify solutions to enhance cost effectiveness and increase operational efficiency.
• Manage financial and other company resources under your control with due respect.
• Control the budget for area, including the authorisation of expenditures and implementation of financial regulations.
• Manage high risk and problematic financial issues in area of accountability and contribute to the development of policy.

Competencies    
Business Acumen

• Understands how the business operates, what the key issues and risks are that drives business success; and how they impact on the commercial viability of potential ventures and the profitability of the Guardrisk Group

Collaboration

• Prioritises the business interests of Guardrisk and invests in the success of the group by aligning effort across divisions. 

Client/ Stakeholder Commitment

• Anticipates, meets and exceeds client’s needs by creating long lasting relationships that support the client value proposition, supports their financial wellness and ensures client centricity.

Self-Awareness and Insight

• Manages self and relationships with others effectively, deals with ambiguity, uncertainty and pressure, and provides perspective in difficult situations.

Drive for Results

• Drive a sense of urgency, focus, accountability, agility and execution to deliver business results.

Leads Change and Innovation

• Actively leads change, does what is right for the business and drives continuous improvement through innovation.

Motivating and Inspiring Team             

• Creates and maintains an open, positive working environment by generating commitment, building trust, a shared sense of purpose, and empowerment in others and encouraging them to contribute to the best of their ability.

Growing Talent

• Takes responsibility for own development; and actively mentors, coaches and develops talent in others. Builds leadership bench strength for Guardrisk by providing opportunities and experiences to develop skills, competencies and business knowledge

Deadline:15th October,2025

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Role Purpose    

• Implementing strategic initiatives, making strategic recommendations, managing treaty placements and ensuring governance and compliance.

Requirements    

• Degree in Actuarial Science, Finance or related field.
• Qualified Actuary, CA, or equivalent qualification will be advantageous.
• Extensive knowledge of reinsurance arrangements (treaty and facultative) and structures (quota share, surplus, excess of loss etc).
• At least 7 years relevant working experience in the life insurance/reinsurance industry.

Duties & Responsibilities    

• Lead negotiations for reinsurance treaties and risk sharing arrangements, including structuring, pricing and terms.
• Act as senior contributor to the execution of company reinsurance strategy in alignment with business objectives and risks appetite.
• Advice executive management on reinsurance structures, market conditions, and risk transfer options.
• Perform experience and other investigations on the reinsurance and risk sharing portfolios and making sound risk and profitability management recommendations.
• Understand clients’ needs and their priorities and ensuring that their needs are met.
• Contributing to technical reinsurance management, including monthly reporting on reinsurance arrangements and interpretation and application of reinsurance and risk sharing agreements.
• Build and maintain strong relationship with reinsurers and clients.
• Collaborate with internal stakeholders (actuarial, underwriting and claims, finance, legal, compliance, risk) and reinsurers to ensure effective communication and execution of reinsurance arrangements.
• Enforce policies, procedures and controls relating to reinsurance activities.
• Manage the performance and development of direct reports.
• Cover operations in South Africa and Mauritius.

Competencies    

• Excellent negotiation and relationship management skills.
• Strong analytical, financial, and actuarial modelling skills.
• Strategic thinker with the ability to balance risk, growth and cost.
• Team management and stakeholder engagement abilities.
• High integrity and decision-making skills.

Deadline:8th October,2025

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Role Purpose    

• Understands how the business operates, what the key issues and risks are that drives business success; and how they impact on the commercial viability of potential ventures and the profitability of Guardrisk.

Requirements    
Minimum Qualifications

• Relevant tertiary qualification.
• FAIS compliant / RE qualification.
• Related Insurance qualification preferred.

Minimum Experience

• Minimum 5 years’ experience in client services and operations within an insurance/ financial service environment.
• Minimum 5-7 years relevant role experience in a Portfolio Manager role.
• At least 3 years’ experience in a leadership capacity.
• Strong financial acumen and thorough understanding on relevant regulatory and compliance requirements.
• Cell captive insurance model experience will be advantageous.

Duties & Responsibilities    

Client relationship – Manage existing portfolio of Clients

• Apply deep insight/ acumen regarding current market dynamics to effectively manage healthy client relationships of existing portfolio.
• Maintain relationships with all relevant clients/ stakeholders within assigned portfolio.
• Using financial acumen to interpret financial statements, actuarial data and ability to deal with budgets.
• Enhancing and sustaining Guardrisk image and presence.
• Distributing and discussing statistical information.
• Providing prompt authorisation of claim payments.
• Resolve client queries when escalated.
• Re-evaluating portfolio structures and servicing requirements on an ongoing basis relative to changing needs of the client.
• Evaluating client’s needs and requirements to enhance cross selling of other Guardrisk products.
• Manage the renewal process with broker/client.
• Ensuring all documentation pertaining to the insurance programme /facility is in place

Client relationship – Identify and execute on new prospects

• Developing and expanding the portfolio with ongoing prospect pipeline through liaison within the greater business, broker/ client relationship.
• Achieving a targeted annual new business budget for portfolio.
• Oversee the introduction of new clients and new insurance structures.
• Creating and maintaining business relationships to ensure new business growth of both income and clients.
• Dealing with Financial Managers, Financial Directors, Risk Managers at client EXCO level.
• Building and maintaining relationships at client/ broker and interdepartmental levels.
• Liaising with Underwriting, Finance, Actuarial, Claims departments.
• Attending product launches when required.
• Discussing and finalising client requirements in respect of pricing, cost and income structure.
• Co-ordinating documentation, role and responsibilities, agreements, system and legal requirements, processes and procedures.
• Complying and managing new business take-on procedures.

Financial Management

• Understand client financials and identify potential issues.
• Fully accountable for budgeting and forecasting for portfolio.
• Control the budget for area, including the authorisation of expenditures and implementation of financial regulations.
• Manage high risk and problematic financial issues in area of accountability and contribute to the development of policy.
• Identify solutions to enhance cost effectiveness and increase operational efficiency.
• Investigate reported wilful acts of non-compliance to organisation policy and practice and report on findings.

Client Reviews Process

• Liaising with the technical review teams.
• Advising technical review teams of all pertinent information prior to each review.
• Providing input into the development of the annual review plan.
• Setting up review meetings with clients in consultation with technical review teams.
• Delivering completed review reports to clients and following up and tracking of the implementation of proposed actions.

People Management

• Build strong relationships through providing specialist know-how and leadership to others, expressing positive expectations.
• Continuously develop own expertise in terms of industry and subject matter development and application thereof in an area of specialisation.
• Positively influence and manage change and offer specialist support where required.
• Contribute to continuous innovation through the development, sharing and implementation of new ideas and involvement of colleagues and staff.
• Participate and contribute to a culture of work centric thinking, productivity, service delivery and quality management.
• Take ownership for driving career development.

Administration

• Maintaining CSA (monthly) questions through the risk management system.
• Attending monthly Operational meetings with Portfolio manager(s) or delegate accordingly.
• Assisting Executive with Divisional reporting and deputise when required.
• Maintaining prospects list and report back on divisional issues.
• Monthly budget review and reporting on variances and new business targets.

Competencies    

Business Acumen

• Understands how the business operates, what the key issues and risks are that drives business success; and how they impact on the commercial viability of potential ventures and the profitability of Guardrisk.

Collaboration

• Prioritises the business interests of Guardrisk and invests in the success of the group by aligning effort across divisions.

Client/ Stakeholder Commitment

• Anticipates, meets and exceeds client’s needs by creating long lasting relationships that support the client value proposition, supports their financial wellness and ensures client centricity.

Impact and Influence

• Persuades, convinces, influences and inspires others, both within Guardrisk and externally to win support, loyalty and gain commitment to the purpose of Guardrisk.

Drive for Results

• Drive a sense of urgency, focus, accountability, agility and execution to deliver business results.

Leadership development

• Champions the development of emerging talent. Creates, nurtures and champions cultural and demographic transformation in support of strategic objectives. Drives and motivates the strategic deployment and development of talent across the business. Identifies and sponsors projects / programmes to grow team / organisational capabilities.

Leads Change and Innovation

• Actively leads change, does what is right for the business and drives continuous improvement through innovation.

Holistic / Big Picture Thinking

• Continually scans broader environment and displays agility in targeting those opportunities with the greatest potential to fulfil the organisation’s mission and strategic goals. Creates a powerful sense of urgency around key divisional and/or organisational initiatives.

Deadline:8th October,2025

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Role Purpose    

• Development and implementation of Guadrisk’s strategic initiatives.

Requirements    
Qualifications

• B.Com Degree & / Relevant tertiary qualification
• FAIS Compliant
• RE1 advantageous

Experience

• Minimum 5 years’ experience in the insurance industry.
• A good understanding of the insurance industry, in particular claims, reinsurance, underwriting, insurance accounting and financial principles.
• A combination of strong accounting/insurance technical knowledge with strong people skills to negotiate optimal solutions with various UMA cell captive partners.
• Ability to operate both independently as well as play an important role in the small UMA cell captive team and the greater Guardrisk group.

Duties & Responsibilities    

• Development and implementation of Guardrisk’s strategic initiatives, including but not limited to new business development.
• Manage a range of UMA partners in cell captives, in respect of defined controls and processes.
• Contribute to the UMA portfolio growth and  profitability through active marketing, participation and interaction with UMA partners.
• Ongoing management and monitoring of key components of the client and stakeholder partnership, including underwriting mandates, claims mandates, reinsurance renewals, compliance, financial and solvency results.  This function will include coordination of and liaison with GR internal resources, including the underwriting, claims, compliance, actuarial, reinsurance, market conduct and financial divisions, as well as likely liaison with external consultants, such as the FSCA and other external parties.
• Analysis and management of financial aspects of UMA cell captive partners.

Competencies    
Business Acumen

• Understands how the business operates, what the key issues and risks are that drives business success; and how they impact on the commercial viability of potential ventures and the profitability of the Group.

Collaboration

• Prioritises the business interests of Guardrisk and invests in the success of the group by aligning effort across divisions.

Client/ Stakeholder Commitment

• Anticipates, meets and exceeds client’s needs by creating long lasting relationships that support the client value proposition, supports their financial wellness and ensures client centricity.

Impact and Influence

• Persuades, convinces, influences and inspires others, both within Guardrisk and externally to win support, loyalty and gain commitment to the purpose of MMI.

Results & Solutions focused driven

• Drive a sense of urgency, focus, accountability, agility and execution to deliver business results.

Networking

• Create and maintain a useful network of expertise to advance the interest of Guardrisk

Leads Change and Innovation

• Actively leads change, does what is right for the business and drives continuous improvement through innovation.

Diversity and Inclusiveness

• Is sensitive to individual and cultural differences and demonstrates humility and an openness to engage people from diverse backgrounds and cultures to the mutual benefit of all parties concerned.

Deadline:23rd October,2025

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Role Purpose    

• The purpose of this internship is to provide you with industry exposure and learning opportunities for individuals interested in pursuing a career in the financial services and insurance sector. As an intern, you will play a key role in supporting various departments, such as underwriting, claims, risk, and finance, among many others. You will have the chance to apply theoretical knowledge to real-world scenarios, gain insight into industry best practices,develop an understanding of our products, customer needs, and market trends. Although completion of the Internship does not guarantee full time employment, it allows invaluable experience for you to kick-start your career! Should you be successful, you will be employed for a period of twelve (12) months, with a monthly stipend of R9 250.

Requirements    

• Only South African citizens are eligible to apply
• Applicants must hold a completed degree/tertiary qualification
• Applicants must be currently unemployed
• Applicants must have not participated in an internship before

Duties & Responsibilities    

• CLIENT Foster and nurture relationships with clients, internal, and external stakeholders, cultivating a network built on trust and respect. Adhere to service level agreements for clients and stakeholders, managing expectations effectively. Provide recommendations for enhancing client service and ensuring fair treatment, proactively improving service quality. Participate in a culture promoting meaningful relationships, encourage open feedback, and uphold exceptional client service standards. Monitor and enhance turnaround times and quality standards, swiftly resolving issues to elevate client service delivery. Drive the achievement of client service delivery goals, aligning with predefined standards for expert advice and service. Manage client queries efficiently, ensuring accurate resolution and utilising feedback to refine client service and operational processes.
• PEOPLE Building strong relationships and fostering positive expectations among colleagues. Continuously enhance expertise in industryspecific knowledge, applying it effectively in specialised areas. Positively influence and support change initiatives. Encourage a culture of innovation, actively developing, sharing, and implementing new ideas within the team. Promote a workcentric mindset, emphasising productivity, service excellence, and quality management. Take ownership of career development, proactively driving personal and professional growth opportunities. Exhibiting the core organisational values consistently.
• FINANCE Identify solutions to enhance costeffectiveness and operational efficiency, driving financial prudence. Escalate unresolved policy and governance compliance issues, facilitating thorough investigation and resolution. Participate in risk identification processes, communicating recommendations effectively in relevant forums.

Competencies    

• Examining Information: Analyses and processes information asks probing questions strives to find solutions to problems.
• Interacting with People: Is lively and projects enthusiasm is talkative in making contact is focused on interacting and networking with people.
• Articulating Information: Is articulate in giving presentations is eloquent and explains things well projects social confidence when articulating information.
• Thinking Positively: Is optimistic and positive recovers easily from setbacks and obstructions is jovial and projects cheerfulness.
• Embracing Change: Copes with change and variety tolerates uncertainty and ambiguity adapts to new challenges.
• Team Working: Works participatively with others is democratic and encourages team contributions collaboratively involves others in decisionmaking.
• Following Procedures: Conforms and adheres to rules closely follows instructions and procedures minimises risks by sticking to processes.
• Upholding Standards: Behaves ethically and justly is discreet and maintains confidentiality meets commitments by acting with integrity.

Deadline:10th October,2025

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Role Purpose    

• What is a Learnership? A Learnership is a structured programme that provides an opportunity for you to gain theoretical knowledge and practical experience in the workplace. Our Learnership programme will enable you to obtain a Short Term and Long Term Insurance NQF Level 4 qualification which is INSETA and SAQA recognised. Being a part of our Learnerships opens you up to career paths such as Claims and Operations. Although completion of the Learnership does not guarantee full time employment, it allows invaluable experience for you to kick-start your career! Should you be successful, you will be employed for a period of twelve (12) months, with a monthly stipend of R6 500.

Requirements    

• Applicants must have passed Grade 12 or NQF level 4
• Applicants must have passed pure Maths 60% or Mathematical literacy 70% 
• Applicants must have passed English 65% 
• Applicants must be currently unemployed 
• Applicants must be between the ages of 18-30
• Applicants must have not participated in a learnership before

Duties & Responsibilities    

• PROCESS Participate actively in classroom sessions and practical onthejob training, aligning tasks with the requirements of the learnership program. Develop a deep understanding of the companys products, policies, and procedures, crucial for successful onthejob training activities. Compile a comprehensive portfolio of evidence, meticulously prepared for submission to SETA. Maintain detailed logbooks for workbased learning, ensuring a thorough record of practical experiences. Successfully complete formative and summative assessments, achieving the required proficiency level. Demonstrate adeptness in utilising company systems and grasping operational processes, ensuring efficient workflow.
• CLIENT Foster and nurture relationships with clients, internal, and external stakeholders, cultivating a network built on trust and respect. Adhere to service level agreements for clients and stakeholders, managing expectations effectively. Provide recommendations for enhancing client service and ensuring fair treatment, proactively improving service quality. Participate in a culture promoting meaningful relationships, encourage open feedback, and uphold exceptional client service standards. Monitor and enhance turnaround times and quality standards, swiftly resolving issues to elevate client service delivery. Drive the achievement of client service delivery goals, aligning with predefined standards for expert advice and service. Manage client queries efficiently, ensuring accurate resolution and utilising feedback to refine client service and operational processes.
• PEOPLE Building strong relationships and fostering positive expectations among colleagues. Continuously enhance expertise in industryspecific knowledge, applying it effectively in specialised areas. Positively influence and support change initiatives. Encourage a culture of innovation, actively developing, sharing, and implementing new ideas within the team. Promote a workcentric mindset, emphasising productivity, service excellence, and quality management. Take ownership of career development, proactively driving personal and professional growth opportunities. Exhibiting the core organisational values consistently.
• FINANCE Identify solutions to enhance costeffectiveness and operational efficiency, driving financial prudence. Escalate unresolved policy and governance compliance issues, facilitating thorough investigation and resolution. Participate in risk identification processes, communicating recommendations effectively in relevant forums.

Competencies    

• Examining Information: Analyses and processes information asks probing questions strives to find solutions to problems.
• Interacting with People: Is lively and projects enthusiasm is talkative in making contact is focused on interacting and networking with people.
• Articulating Information: Is articulate in giving presentations is eloquent and explains things well projects social confidence when articulating information.
• Thinking Positively: Is optimistic and positive recovers easily from setbacks and obstructions is jovial and projects cheerfulness.Embracing Change: Copes with change and variety tolerates uncertainty and ambiguity adapts to new challenges.
• Team Working: Works participatively with others is democratic and encourages team contributions collaboratively involves others in decisionmaking.
• Following Procedures: Conforms and adheres to rules closely follows instructions and procedures minimises risks by sticking to processes.
• Upholding Standards: Behaves ethically and justly is discreet and maintains confidentiality meets commitments by acting with integrity.

Deadline:10th October,2025