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Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe...
Purpose Statement
To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for client service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions.
Experience
Minimum:
At least 5 years, of which 1 year should have been spent in the Business Banking environment.
Experience in preparing and motivating Credit applications is essential
Qualifications (Minimum)
Diploma in Commerce or Banking
Qualifications (Ideal or Preferred)
Bachelor's Degree in Banking or Commerce
Knowledge
Minimum:
The features, benefits and value propositions of respective company product/service offerings.
General banking practices and procedures.
Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. .
The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
Administration processes and procedures pertaining to Business Banking transactions.
Client relationship management and service principles.
Ideal:
Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
Capitec/Business Bank systems and processes
Skills
Communications Skills
Negotiation skills
Problem solving skills
Analytical Skills
Planning, organising and coordination skills
Competencies
Deciding and Initiating Action
Deciding and Initiating Action_Acting Decisively
Deciding and Initiating Action_Demonstrating Initiative
Deciding and Initiating Action_Making Accurate Judgments and Decisions
Relating and Networking
Relating and Networking_Creating and Maintaining Networks
Relating and Networking_Establishing Relationships
Relating and Networking_Interacting with People at Different Levels
Relating and Networking_Managing Political Situations
Persuading and Influencing
Persuading and Influencing_Making Convincing Arguments
Persuading and Influencing_Making a Strong Impression
Persuading and Influencing_Negotiating Agreements
Analysing
Analysing_Critical Thinking
Analysing_Evaluating and Implementing Ideas
Analysing_Reading Effectively
Analysing_Solving Complex Problems
Analysing_Testing and Troubleshooting
Analysing_Thinking Broadly
Analysing_Using Math
Analysing_Working with Financial Information
Planning and Organising
Planning and Organising_Coordinating Project Activities
Planning and Organising_Driving Projects to Completion
Planning and Organising_Managing Resources
Planning and Organising_Prioritising and Organising Work
Delivering Results and Meeting Customer Expectations
Delivering Results and Meeting Customer Expectations_Championing Customer Needs
Delivering Results and Meeting Customer Expectations_Delivering High Quality Work
Delivering Results and Meeting Customer Expectations_Meeting Basic Work Expectations
Delivering Results and Meeting Customer Expectations_Serving Customers
Adapting and Responding to Change
Adapting and Responding to Change_Acting as a Champion for Change
Adapting and Responding to Change_Adapting to Change
Adapting and Responding to Change_Supporting Change
Adapting and Responding to Change_Working with Ambiguity
Adapting and responding to change_Working with Diverse Populations
Coping with Pressures and Setbacks
Coping with Pressures and Setbacks_Demonstrating Tenacity and Perseverance
Coping with Pressures and Setbacks_Displaying Confidence and Composure
Coping with Pressures and Setbacks_Maintaining Work-Life Balance
Coping with Pressures and Setbacks_Managing Stress
Conditions of Employment
Clear criminal and credit record
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