Agricultural Credit Advisor at CLS Human Capital Specialists

Job Purpose:

• The successful candidate will collaborate with multiple divisions and subsidiaries to prepare comprehensive, quality credit applications for approval.
• They will play a key role in managing the credit portfolio, proactively monitoring and addressing potential risks.
• Additionally, the role involves meeting with clients alongside various teams to understand their financial needs, gather essential information, and ensure each credit application is tailored to the client’s situation.

Requirements:

Minimum Qualification:

• B Degree in Agricultural Economics

Minimum Experience:

• 5 years’ experience in a similar role / environment

Computer packages:

• MS Office
• Syspro (will be advantageous)

SKILLS AND COMPETENCIES:

• Excellent analytical and problem-solving skills
• High level negotiation skills
• Strong attention to detail and accuracy
• Exceptional communication and interpersonal skills
• Ability to work independently and as part of a team
• High level of integrity and ethical standards

KEY RESPONSIBILITIES: 

• Control the Credit Process: Overall responsible for the credit process from receiving of application to fulfilment
• Create and Compile Credit Applications: Compile detailed credit applications, including executive summaries, for new facilities and any changes or extensions to existing facilities
• Conduct risk assessments of the credit portfolio
• Build Strong Client Relationships: Develop and maintain positive, lasting relationships with clients, ensuring a supportive experience in all interactions
• Stay updated on industry trends, financial regulations, and credit products to provide accurate advice
• Staff Training on Credit Processes: Provide guidance and training to team members on essential credit processes to maintain quality and efficiency