Analyst at Commonwealth Bank

Analyst, Commercial Banking  

• You are ambitious

• We value career progression

• Together we can help drive sustainable business growth for our clients

See yourself in our team

We are team within Commercial Banking that is focussed on meeting the needs of Small to Medium Enterprises, typically with annual turnover up to $30 million, and aggregated commercial debt of up to $10 million. Our clients include businesses from a range of industries across retail, manufacturing, property and professional services through to health and not for profit.

Our clients are great people to work with and our experienced team of banking professionals are highly responsive to all their financial needs.  

We offer a comprehensive range of products and services designed to meet business requirements, including, transaction banking, cash flow, capital, wealth, risk management and trade finance.

Your impact

As a key member of the Relationship Management team you will support the team with research, analysis and develop a comprehensive database of client/industry specific information, ideas and solutions. You will undertake financial modelling and analysis and assess the risks/opportunities on new lending, as well as the risks associated with increases in client credit.

Do work that matters

As our Analyst you will be passionate about customer service and focused on achieving our goal of being number 1 in client satisfaction. This is an outstanding opportunity to gain further exposure to sophisticated Commercial Banking clients/deals with a strong and successful business. Your role will specifically involve;

• Financial modelling and analysis relating to Business and/or Commercial Banking clients

• Prepare credit submissions for new facilities, and coordination of deal execution through documentation and funding

• Prepare various reporting requirements such as pipeline leads, calls, contacts and revenues versus plan

• Performance monitoring and annual reviews for existing clients, and reporting of client financial and operational performance to Risk Management

• Working closely with Product Specialists to meet client requirement

What are we looking for?

We’re high performing, customer focused team and we’re looking for a self-driven Analyst with a proven track record within similar Business/ Commercial banking roles. In this team you’ll have the opportunity to gain exposure to commercial clients and work with some of the most skilled Commercial bankers. To be successful in this role you will have:

• Previous experience writing and analysing credit transactions, as well as completing annual reviews and reporting, ideally within Business and/or Commercial Banking

• Strong understanding of balance sheets, P&L, structuring of loans, securities and financial products.

• Ability to prepare deal packs, marketing collateral and PowerPoint packs for prospecting and business development activities.

• Excellent interpersonal skills and the ability to communicate effectively with clients and key stakeholders e.g. credit department, Group Lending Services etc.

• Client service experience ideally in a Commercial or Business banking environment

• Well-developed financial analysis and modelling skills

• Ability to quickly grasp complex transactions, and ideally have previous 'new to bank' transactional and credit risk experience

• A tertiary qualification in Business/Finance and/or Commerce would be highly regarded.