Asset Management Specialist at CA Financial Appointments

About the role:

• Be responsible for the financial performance/financial return targets of all funding providers, co-owning targets and outcomes and report directly to the Asset Management Lead. 
• Be accountable for allocation of microcredit assets across geographies, risk segments and product classes to generate targeted returns for the company and its diverse funding partner group (funds, banks, DFIs and the company’s own capital). 
• Manage funder specific e-wallet positions to ensure sufficient liquidity given targeted lending levels. 
• Have close interaction with the Treasury team to facilitate cross country capital movements to ensure the optimal use of funds across all geographies. 
• Forecast key portfolio metrics, including lending volume, performance and cash flow velocity. 
• Advance the company’s risk and asset management capabilities in terms of systems and ability. 
• Integrate across functions to ensure optimal delivery of revenue and customer acquisitions targets. 

About you:

• 5-8 years relevant experience focusing on…
• Strong financial product understanding 
• Strong understanding of the entire credit lifecycle 
• Experience in asset / portfolio management with an in-depth understanding of asset allocation across funding providers 
• Experience in asset allocation across funding providers from both a strategic and tactical asset allocation perspective 
• Proven ability in analytics, business acumen and presenting / communicating recommendations across all organization levels 
• Understanding of financial metrics in relation to portfolio management and the associated forecasting thereof 

Bonus points if you have:

• CFA or an equivalent certification 
• Knowledge and application of credit scoring and risk management techniques across the entire credit life cycle on consumer portfolios. 
• Analytical/commercial experience within financial services – consumer lending, banking, asset management or fund management 
• Experience in liquidity and treasury management, including an understanding the FTP concept 
• Understanding of the regulatory environment in terms of Basel rules (capital and RWAs) 
• Understanding of fund mechanics and structures including funding mechanisms and return hurdles