Capitec Graduate Programme 2027 at Capitec Bank

• From day one, you’ll work on real projects, make real decisions, and contribute in ways that matter. You’re not the CEO, but you’ll be empowered to think, act, and take ownership like one. This is where ambition meets ownership, and where your career starts with impact. 

This opportunity gives you more than a role, it gives you: 

• Ownership from day one 
• Exposure to real business challenges 
• The chance to shape outcomes that impact clients 
• You’ll step into a fast-paced environment where curiosity, energy and client-first thinking drive how we work. 
• At Capitec, you won’t sit on the sidelines, you’ll contribute, take ownership and grow. 

Who we look for

• We behave like a CEO in every situation. We put the client first, act with energy and take ownership.
• We want graduates who already live these values.

You’re the right fit if you:

• Think beyond your role and want to understand how the business works
• Take ownership and drive things forward
• Question, challenge and look for better ways of doing things
• Are curious, energetic and motivated to grow
• Thrive when working with others and building strong relationships

Programme Offerings

• Structured training tailored to your development
• Mentorship
• Structured rotations aligned to programme outcomes, equipping graduates with the capabilities needed for their future role

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational in Grade 12 National Certificate
• A relevant degree

Qualifying Degrees

Discipline:

• Actuarial Science
• Business Management
• Computer Science
• Data Science / Decision Science
• Economics
• Finance
• Financial Risk Management
• HR
• Information Systems
• Information Technology
• Industrial Engineering
• Marketing
• Mathematics
• Software Engineering
• Statistics
• Quantitative Management

Conditions of Employment

• Must have less than two years of work experience in a corporate or formal work environment.
• Must have a minimum of a B-degree qualification or equivalent (NQF 7) obtained within the last three years or currently completing a relevant qualification.
• Must have achieved a minimum overall average of 60% in completed or most recent academic results.
• Must be able to provide proof of relevant and completed qualification by no later than 15 January 2027.
• Must be a South African citizen (with a 13-digit SA ID number).
• Must have a clear credit and criminal record.
• Must be open to relocate to either Stellenbosch (Western Cape), Century City (Western Cape) or Sandton (Gauteng), depending on where the opportunity is based.

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)