Contractor KINTO ONE Manager Credit Support (6 Months) at Toyota

• The position will report to the Senior Manager Credit Support Kinto,the successful candidate will take full responsibility for the Credit Support, Credit Risk Management and Accounts Receivable Functions of KINTO South Africa. They will be responsible for leading, developing and managing credit aspects of the business, credit parameter setting, implementation & execution, credit management and review.To work with collecting banks, dunning and repossession agencies. To ensure compliance with all KINTO policies and procedures and Toyota Group policies and procedures as applicable.To ensure compliance with all legal and contractual obligations of KINTO.

KEY PERFORMANCE AREAS:

• Custodian of KINTO SA Credit Policy and processes
• Ensure policy and procedures are effected through the e-Toyota ONE, TransUnion credit vetting and Miles leasing systems
• To hold and exercise underwriting authority, responsible as the primary route for underwriting referrals, ensuring credit policy and parameters are strictly and correctly applied to ensure a consistent approach to credit underwriting decision-making.
• Financial analysis of customer financials in order to reach credit facility decision
• Liaising with dealers and customers, as appropriate, displaying a customer first service focus in the resolution of disputes as necessary. This also extends to communication with KINTO SA field operations
• Managing the Miles leasing system invoice and statement process
• Report status of accounts receivable book weekly and monthly
• Managing the manual and electronic collections process
• Managing the outsourced dunning and legal services provider in terms of the service level agreement, maintaining daily contact and close collaboration
• Manage credit provisioning policy and calculations
• Day to day management of the Credit Support Department staff and functions

QUALIFICATIONS AND EXPERIENCE:

• NQF Level 7 - (360 credits) or relevant Business Degree qualification
• Post Graduate Credit / Risk Management Diploma or other relevant qualification
• Credit Management experience
• Relevant work experience in the Leasing environment (minimum 4 years)
• Knowledge of credit and financial services regulatory environment & requirements
• PC literacy (MS Office – intermediate to advanced level)
• Proficient in SAP
• ET1 and Miles system knowledge will be an advantage

COMPETENCIES:

• Accurate Information gathering and analysis
• Awareness and commitment to our mission
• Awareness of situations and decisiveness
• Communication and sharing of mid to long term plans
• Creation of innovation vision
• Establishing framework and systems for organisational review
• Feedback of evaluation and long-term development of others
• Strategic review of work methods
• Negotiation and good communication
• Relationship building