Credit Risk Analyst at Public Investment Corporation

Requirements:

• B Com Degree (Finance/Accounting), BSc (Actuarial/Mathematics) or any related Commercial degree 
• Postgraduate Finance or Investment-related Degree, CFA, FRM, CAIA (Highly Advantageous) 
• Minimum 4 year’s relevant experience in due diligence assessments of credit risk in Corporate Finance and Project Finance Deals. 
• Minimum 4 years credit risk experience in both unlisted and listed credit is highly advantageous. 
• Knowledge of Credit Assessment Techniques for various asset classes 
• Knowledge of Financial Modelling and Valuation techniques 
• Knowledge of compliance requirements for investments in Asset Management  

Duties:

• To provide expert advice on credit risk factors that may influence investment decisions made on PIC portfolios for both listed and unlisted investments. 
• To participate in due diligence of investment considerations and to provide independent risk assessment detailed reports, with recommendations to the various committees to inform decision-making. 
• To assess investment considerations against both the client mandates and the PIC’s internal investment-related and other applicable policies and processes, which assessment will form part of the overall risk assessment to inform decision-making. 
• To conduct ongoing risk monitoring, at investment and portfolio level for reporting to PIC Management, Client and Board (as required) 
• To participate in ad-hoc credit and investment risk-related projects and activities related to improving ways of measuring, managing, reporting and/or minimizing risk while ensuring maximized return on all PIC portfolios. 
• To participate in quarterly monitoring of investments (as required), including impairment calculations. 
• To participate in ad-hoc requests from clients and/or PIC management to provide input into the risks and opportunities for portfolio optimisation. 
• Contribute to the enhancement of credit risk and investment risk processes to enable continued robustness of PIC’s risk management. 
• To conduct ongoing research and understanding of financial markets to understand trends and risks to ensure informed credit risk recommendations.