FP&A Manager at Lulalend

OVERALL PURPOSE

• Lula, a rapidly expanding banking and lending firm, is seeking an FP&A Manager to spearhead financial planning and support strategic decision-making.
• This role reports to the Head of Finance and will collaborate closely with Heads of Credit, Sales, Business Development, Banking, and Marketing to leverage financial insights for business growth.
• We are looking for a commercially minded Finance Business Partner with strong FP&A skills and banking/lending experience for a new, high-potential role working with existing teams to drive commercial success.

Responsibilities will include:

• Financial Planning & Forecasting: Own the 5-year financial forecast, scenario modeling, and annual budgeting used by Investors, Product team, ExCo etc.
• Creating and explaining analysis for Investors, Product team, ExCo and other stakeholders.
• Designing financial models and structuring data to facilitate easy analysis and scenario planning in the future.
• Board & Investor Reporting: Support in preparing and presenting financial presentations for senior management, board meetings, and investors.
• Building financial models that use both historical data and industry metrics to create insightful forecasts.
• Business Partnering: Collaborate with department heads to align financial plans with business objectives and provide financial guidance. Challenge their assumptions, assist in making informed decisions with data, drive business strategy.
• Profitability & Unit Economics: Analyze product and channel profitability, customer acquisition costs vs. lifetime value, and margin optimization.
• Identify, define, and measure KPIs, trends, risks, and opportunities.
• Performance Tracking & Insights: Provide financial reports with clear, actionable insights to leadership.
• Process Improvement: Enhance forecasting accuracy and efficiency with tools.

THE COMPETENCIES WE’RE AFTER

• Strategic Financial Leadership
• Time Management & Prioritization
• Financial Analysis & Reporting Expertise
• Effective Communication & Business Partnering
• Analytical & Problem-Solving Abilities
• Self-Starter & Adaptability
• High Performance & Impact-Driven

THE SKILLS AND EXPERIENCE WE’RE LOOKING FOR

• CA (SA), CIMA, CFA, or relevant financial qualification preferred.
• 5+ years experience in FP&A, financial analysis, or business partnering, ideally in lending.
• Strong financial modeling, forecasting, and analytical skills – ability to work with complex datasets and build scenario models.
• Experience in unit economics, product/channel profitability analysis, and performance tracking.
• Proven ability to work cross-functionally with sales, credit, marketing, and operational teams.
• Advanced Excel skills; experience with SQL, Power BI (Hex and Snowflake), or financial planning tools is a plus.
• Previous experience in a fast-paced financial services or fintech environment is preferred.