Head Underwriter (Non Life) - Sandton at Guardrisk

Role Purpose    
To maintain and grow an existing portfolio of clients through relationship management and product development by managing underwriting risk by developeing and implementing sound and prudent underwriting principles.

Requirements    

• FAIS representative
• Insurance Qualification would be advantageous
• At least 15 to 20 years’ experience in underwriting, preferbbly with knowledge and experience in all lines, including cell captive business  
• At least 5 years management experience

Duties & Responsibilities    

• Retention and growth of the portfolio
• Development, introduction and implementation of new products
• Implementing Underwriting standards to ensure profitability
• Ensuring compliance with Reinsurance Treaties
• Monitor Underwriting Performance of the portfolio
• Managing and implement the Companies Underwriting Methodology
• Managing the Team
• Maintain and lead the companys SASRIA functionality and SASRIA Procedures/Processes
• Overseeing and complimenting the the Companys facilitation programme with the various stakeholders
• Advise and sign off on functionality, process, development, implementation and sustainability of new business, new products and new facilities
• Provide necessary technical underwriting/insurance advice and support to the Marketing team, and other divisions within Guardrisk
• Assessing existing and potential clients’ underwriting submissions
• Performing loss ratio analysis and identifying loss trends
• Produce terms based on Conventional as well as Self-Funded Structures
• Liaising between internal and external stakeholders
• Providing Insights in to the performance of individual accounts and schemes/facilities
• Overseeing the renewal process according to agreed timelines
• Pro-actively and responsibly pursue relevant growth opportunities that would allow the group to achieve its strategic targets and objectives
• Ensuring that existing relationships with brokers and other role players are strengthened and built on a continuous basis and that new relationships are established to support the growth plans of the company
• Build, maintain, repair and continuously strengthen all relationships with the group’s product, reinsurance as well as broker partners
• Ensure that at all times the company’s brand, positioning and marketing profile is optimised and that the company’s reputation is in so doing continuously enhanced
• Stay abreast of any regulatory developments affecting the industry
• Maintain a professional relationship with all customers, suppliers and trade connections of the group with a view to maintaining and improving the group’s reputation and goodwill
• Faithfully and diligently perform such duties and exercise such powers as may from time to time be assigned to them by the Executive, even though such may not ordinarily fall within the scope of the duties relevant to the position occupied by the employee
• Comply with all the reasonable and lawful orders of the Executive and / or board and with all the group’s rules, regulations, policies and procedures from time to time in force
• Overseeing the following 
• Ensuring that all necessary Policy Wordings and documentation is correct and appropriate
• Overseeing policy issuing and general policy administration
• Ensuring that policy documentation meets the relative reinsurance arrangements

Competencies    

• Business acumen 
• Client orientated 
• Innovative 
• Collaborative