Manager, Credit Evaluation, Premium - Gqeberha at Standard Bank Group

Job Description

• To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters, in order for Business and Commercial Banking, to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development and effective management.

Qualifications

Minimum Qualifications

Type of Qualification: BCom or Finance degree
Field of Study: Business Commerce
Type of Qualification: First Degree
Field of Study: Finance and Accounting. An agricultural degree would be an advantage.

Experience Required
Credit Risk-BCC
Risk & Corporate Affairs
5-7 years

• Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e., across Business Banking or Agri). Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.

Additional Information

Behavioural Competencies:

• Articulating Information
• Developing Strategies
• Directing People
• Embracing Change
• Examining Information
• Exploring Possibilities
• Interacting with People
• Making Decisions

Technical Competencies:

• Coaching and Mentoring
• Compliance
• Product and Services Knowledge
• Product Development
• Risk Management
• Stakeholder Management
• Strategic Alignment & Execution