Manager, Debt Solutions at Standard Bank Group

JOB DESCRIPTION
To assess and evaluate debt solutions for distressed clients (whether in the performing, early arrears or non-performing loan category) based on sound restructure, risk assessment and financial principles and policies which minimises the risk and reduction of credit losses to the Bank. This includes Advance Account consolidations, Home Loans consolidations, VAF restructures, Unsecured Products, Business Term Loans, Business Revolving Credit Plans (BRCPs) and Medium Term Loans.

QUALIFICATIONS

• Completed Matric
• Business Commerce Degree
• Tertiary qualification such as a Business/Legal or Credit diploma or similar qualification

Experience

• 3 - 4 years experience in intuitive credit assessment and decisioning in relevant segment and products. Knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment

ADDITIONAL INFORMATION
Behavioral Competencies

• Articulating Information
• Checking Details
• Documenting Facts
• Embracing Change
• Examining Information

Technical Competencies

• Evaluating Risk Management Effectiveness
• Financial Statement Analysis
• Financial Systems Administration
• Risk Identification
• Risk Reporting