Manager Direct Customer Sales - Umhlanga at Absa Group Limited (Absa)

Job Description

• Credit Risk Management: To conduct quality credit assessments and present bankable solutions pertaining to Business Support clients in CPF & AGRI sector. 
• Credit Portfolio Management: Proactively manages the overall clients' value through optimising revenue opportunities i.e. pricing for risk and ensuring that they mitigate and manage the credit exposure to the Bank by adhering to the Business Support Policy and Procedures and the Bank's Credit policy. 
• Impairment and Risk Management: Monitor the client/s business performance on a continuous basis, in addition to performing formal reviews at specified time intervals, to ensure early identification of changes to the client's risk profile. 
• Input into Credit Lending Strategies: Explore new, improved and alternative ways of credit lending by liaising and interacting with Business Support staff and other Absa role-players and transfer this know-how to others in the department with the intention of making them the new departmental standards. 
• Credit Policy Compliance and Governance: Comply with the Bank’s credit policies and philosophy at all times, and that any policy breaches have been suitably addressed and mitigated against and reported to the appropriate authority i.e. Forensics. 
• People Management: Coach, mentor and manage team members toward driving business objectives and ensuring colleague development

Education

• Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)