Product Manager – Fraud and Credit Risk at Salt South Africa

• You’ll partner closely with Data Science, Risk, Engineering, and Operations to shape how credit and fraud decisions are made across the full customer lifecycle.

Why this role

• Own a business-critical product area tied to revenue and risk
• Work in a highly data-driven environment with real ownership
• Direct influence on customer approvals, fraud prevention, and decision speed

What you’ll do

• Own and drive the roadmap for credit risk & fraud platforms
• Improve how the business assesses creditworthiness and detects fraud
• Identify gaps in performance using data (fraud trends, approval rates, losses)
• Partner with Data teams to optimise models, rules, and decisioning systems
• Lead delivery end-to-end – from problem definition to launch and optimisation
• Balance risk appetite with customer experience (faster decisions, fewer false declines)
• Manage integrations with data providers, internal systems, and compliance requirements

What they’re looking for

• 5+ years Product Management experience in data-heavy environments
• Experience in fintech, lending, credit risk, or fraud
• Strong analytical mindset – comfortable working with metrics and performance data
• Ability to work across technical and business stakeholders
• Experience with decisioning systems, fraud tools, or similar platforms is a plus

Impact
You’ll play a key role in:

• Reducing fraud and credit losses
• Improving approval and conversion rates
• Increasing automation and decision speed
• Building more intelligent, scalable risk systems