Senior Credit Risk Analyst at National Empowerment Fund

Job description

Reporting

• Produce accurate risk reports with commentary and in the correct format 
• Perform credit and background searches on applicant companies and the entrepreneurs and directors and prepare a credit and background checking report 
• Rate transaction using the risk rating model 
• Run the pricing model to propose a final deal pricing having considered risk ratings 
• Support continuous development of credit risk capability through feedback in discussions and observations in different forums as appropriate 
• Recommend improvement actions where appropriate
• Support the building and development of credit metrics, as well as projects to deliver credit risk control 
• Attend credit committees 
• Perform other ad hoc duties as requested

Minimum requirements

Qualification Requirements

• Bachelor’s degree in Finance or Risk

Experience / Skills Required

• Minimum 3 years of working experience in the Credit Risk environment 
• High-level understanding of the concept of credit risk management 
• Report writing skills 
• Good technical capability in the use of SQL and MS Word and Excel; 
• Good communication skills to be able to effectively communicate complex processes and outputs to colleagues with varying levels of technical knowledge
• Able to build relationships and networks both internally and externally 
• Self-starter with the ability to work under pressure; 
• A logical approach to problem solving in relation to both technical and business issues.