Senior Specialist: Credit and Risk Decision Support at Vodacom

Your Responsibilities Will Include

• Conduct advance analytics and modelling relating to the following business themes within Credit and Risk:
• Credit Vetting – Monitor and analyse Scorecards, Policy Rules and performance data for integrity concerns and opportunity.
• Account Management - Manage the monthly account management processes by engaging with external stakeholders (vendors and credit bureaus), and ensure the overall integrity of the data and processes.
• Working Capital Initiative – Run the monthly collections process for payover to the respective banks. Assist with any ad hoc analysis/reporting required on this initiative and ensure the overall integrity of the data. Engage with external stakeholders (banks) on an ongoing basis.
• Bad-Debt Forecasting – generate periodic bad-debt forecast based on the input from Finance.
• Conduct proactive analysis to mitigate credit risk (i.e. segment deep-dives).
• Recommend credit policy changes based on the insight obtained through advanced analytics. (across the credit life cycle).

Generate And Maintain Periodic Reports On

• Credit limits
• Working Capital Initiatives.
• Summarizing findings, developing recommendations and presenting analyses to management in a clear, concise, convincing, and actionable format.

The Ideal Candidate For This Role Will Have

• Degree/Diploma relating to Programming, Data Management and/or Statistics and/or
• 3-5 years’ experience in quantitative modelling and analytics and/or
• 5-10 years’ experience in general credit roles.
• Hands-on experience across the full value chain of Credit in general (i.e. Vetting, Collections, Account Management, Legal Collections, etc.)
• Proficiency in Programming using various Statistical Modelling Packages (SAS, Python, R), with an ability to adapt to new methodologies/applications.
• Working with and querying Big Data (SQL).
• Extensive knowledge of Credit systems in general.
• Effective Communication and Report writing.
• Mentoring Junior Staff Members.