Team Leader , Credit Evaluation Management at Standard Bank Group

About the Job

Job Description

• Lead a team of Credit Evaluation Managers and/or Officers who assess and evaluate lending applications for clients/small businesses (including self-employed applicants) based on sound credit risk and affordability assessments, financial principles and credit policies which will manage growth of the asset book of the bank with a view of minimising losses and mitigating credit risks. This will include the spectrum of lending products available to Consumer clients.

Qualifications
Minimum Qualifications

• Preferable: B/Comm Accounting or Financial Management or Credit Diploma

Experience Required

• 5-7 years
• Good knowledge and understanding of Credit Risk Management, managing a Team, experience in intuitive credit assessment and decisioning in relevant segment and products. Knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment

Additional Information
Behavioral Competencies:

• Articulating Information
• Developing Strategies
• Directing People
• Embracing Change
• Making Decisions

Technical Competencies:

• Coaching and Mentoring
• Compliance
• Risk Management
• Stakeholder Management
• Strategic Alignment & Execution