Underwriter (Junior) at Discovery Limited

Key Purpose of the role

• Pre assessment of cases for group risk members above the free cover limit, submitted via a Declaration of Health. Works under direct supervision, with limited sign off limits. May contact applicants or brokers to obtain additional required information and answer questions from applicants regarding underwriting processes and decisions.

Areas of responsibility may include but not limited to

• Assessment of risk for covers above the free cover limit, through assessment of a Declaration of Health
• Providing reasons for underwriting decisions to members and their doctors
• Liaising with re-insurer for cases above the relevant treaty limits
• Liaising with members and brokers to obtain required information

Personal Attributes and Skills     
The successful candidate must demonstrate the following competencies:

• Continuous Learning and Self Development
• Collaboration
• Attention to Detail
• Self- motivation
• Integrity
• Accountability
• Teamwork
• High level understanding of the underwriting process and the world of insurance
• Self-awareness and able to ask for help
• Be able to identify problems and reach solutions
• Positive attitude
• Able to liaise with staff internally and externally
• Appropriate knowledge of medical risks and the impact on the various benefits".

Education and Experience

• Grade 12/Industry Related Qualification/Business Related Degree or Diploma                       
• Underwriting administration knowledge – beneficial
• Medical background (e.g. nursing diploma, biokinetics qualification) – beneficial