Career Opportunities at Standard Bank Group

JOB DESCRIPTION

• To provide pro-active management and operational support enabling the implementation of the Non-Financial Risk (NFR) management strategy across the Business and Commercial Clients (BCC) business units and/or Consumer High Nett Worth (CHNW) business units considering the relevant 16 risk types, and risk management processes to identify and mitigate NFRs.
• This role supports Business Clients for North West Province. 

QUALIFICATIONS

• Degree and/or Post Graduate Degree - Business Commerce, Risk Management
• Certifications such as Certified Public Accountant (CPA), Certified Financial Accountant (CFA), Associated Charted Accountant (ACA), Certified Information Systems Auditor (CISA), or Institute of Internal Auditors (IIA), would be a distinct advantage.

Experience:

• 3-4 years of practical knowledge and experience under Information Risk which would include an understanding of the Standard Bank South Africa (SBSA) Information Risk Framework and Data Privacy Standard or Industry exposure to similar standards such as the Information Security Forum (ISF) Standard of Good Practice and Protection of Personal Information Act (POPIA).
• 5-7 years of practical knowledge of risk, control frameworks, assurance & applications in financial services industry. Fully conversant in risk appetite, risk response & process improvement concepts. Understand both non-financial risk and financial reporting risk characteristics.
• Experience within Business Banking is essential.

ADDITIONAL INFORMATION

Risk, Regulatory, Prudential & Compliance

• Report critical, material third-party engagements, challenges, or trends to the TPRM team as well as relevant risk governance forums such as Risk Control Committees (RCC) and determine the level of assurance required related to the third-party engagement by consulting with risk type owners, where required.
• Understand and implement the application of Payment Card Industry Data and Security Standards (PCI DSS) by following principles and associated criteria to determine the status of business units to prevent, mitigate or escalate risks where required.
• Stay abreast of all regulatory and compliance changes through sufficient engagements and collaborations with key stakeholders (IT Security, Data Governance, Logical Access Management (LAM), Payment Card Industry (PCI) Compliance and Data Privacy.
• Implement proactive actions around the management of prevailing, emerging and top Non-Financial Risk (NFR) exposures with urgency.
• Provide oversight and guidance to the business stakeholders during the third-party life cycle by challenging the mitigation in place if not aligned to the risk appetite, assessing the adequacy of control measures in managing the level of risks associated with third party engagements and by monitoring the overall third-party process to make sure it complies with the Third-Party Risk Management (TPRM) Framework.
• Provide guidance to business in regards with Information risk by identifying key information assets, risk events, causes and assist with the risk treatment to ensure that all significant information risk and control weaknesses are mitigated and if material reported.

Strategy

• Partner with business leadership through active participation in Business Risk Control Committees (BRCCs) and other strategic forums to translate NFR into business specific resilience capabilities.
• Optimise the Risk Market Place (RMP) functionality to unleash the full value-adding capability of Risk as a Service (RaaS) to the Group.

Data

• Implement data-led Non-Financial Risk (NFR) decisions and interventions in the lines of business.
• Facilitate the documenting of root cause analysis of any major/significant information risk related incidents, in alignment with the integrated operational risk to initiate prevention.

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JOB DESCRIPTION

• To collect, organise and analyse key primary macroeconomic data on several African countries (primary responsibility for 3 to 5 countries) with the aim of generating medium and long term forecasts for economic growth, exchange rate, inflation, interest rate and other key macroeconomic variables for the respective countries, and utilising such forecasts to derive tradable fixed income and currency trading or hedging strategies.

QUALIFICATIONS
Minimum Qualifications

• Type of Qualification: First Degree
• Field of Study: Business Commerce

Experience Required

• Standard Bank Research
• Economics
• 8-10 years
• Experience in a senior role, primarily involving macroeconomic research and financial market analysis, encompassing marketing fixed income and currency investment ideas to institutional or currency hedging ideas to corporate clients

ADDITIONAL INFORMATION
Behavioral Competencies:

• Articulating Information
• Checking Details
• Convincing People
• Developing Strategies
• Establishing Rapport
• Examining Information
• Generating Ideas
• Interpreting Data
• Providing Insights
• Pursuing Goals
• Showing Composure
• Team Working

Technical Competencies:

• Bond Pricing
• Data Management (Trading, Transacting)
• Economic Analysis
• Economic Research
• Hedging
• International Market Knowledge
• Investment Analysis
• Written Communication

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JOB DESCRIPTION

• Ensure that all queries/problems received are resolved efficiently within laid-down time frames as per service level agreements. Understand the risks associated with dealing with customer queries and dissemination of confidential information. To deliver unparallel customer service to all customers, both internal and external within laid down guidelines and ensuring legislative compliance.

QUALIFICATIONS

• Completed Matric
• NQF 5 FAIS qualification
• RE

Experience

• 2 - 3 years general banking experience with exposure to Home Loans and Insurance products and facilities

ADDITIONAL INFORMATION
Behavioral Competencies:

• Articulating Information
• Checking Details
• Developing Expertise
• Following Procedures
• Interacting with People

Technical Competencies:

• Banking Process & Procedures
• Compliance
• Insurance Principles
• Insurance Products & Services
• Product and Services Knowledge

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JOB DESCRIPTION

• This role is responsible to support the VAF Credit Design and Enablement Team in ensuring effective capabilities are developed and implemented to support the end-to-end VAF Credit value chain in achieving their portfolio objectives as well as ensuring all Non-Financial Risk (NFR) requirements are met.

QUALIFICATIONS
Minimum Qualifications 

• Any relevant bachelors degree (BSc, BCom, BEng etc)

Experience Required 

•  ± 2 years banking experience.
• Must have an excellent track record of cross-function project delivery
• Track record of project analysis, requirements generation, and timely delivery
• In depth knowledge of the credit lifecycle preferable (Origination, Account Management, Strategy & Analytics, MI, Collections & Recoveries)

ADDITIONAL INFORMATION
Behavioral Competencies 

• Pays attention to detail
• Methodical
• Diplomatic
• Results-orientated
• Team player

Technical Competencies

• Good written and verbal communication.
• Time management skills.
• Computer literacy (Lotus Notes, MS Office, MS Excel).
• Strong analytical skills.
• Demonstrated commitment to living up to the Standard Bank Group Values.

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JOB DESCRIPTION

• Supporting the Provincial Finance Head in delivering a comprehensive financial management service to the Provincial management team and to the CHNW Finance teams. The role is also expected to provide support to the Provincial Finance team in the attainment of the province’s financial objectives.  Maintaining a high level of integrity and ethical standards.

QUALIFICATIONS
Minimum Qualifications

• Type of Qualification: Bachelor's Degree
• Field of Study: Finance and Accounting

Experience Required

• Well-versed in the Accounting field with 3 – 5 years experience.
• At least 3 years’ experience in a Financial Controller role.
• Previous Retail banking experience would be an advantage.
• SAP working knowledge and experience is advantageous.

ADDITIONAL INFORMATION
Behavioral Competencies:

• Good verbal and written communication skills
• Sound presentation skills
• Socially confident, ability to put others at ease
• Flair for numbers
• Logical thinker, detail-conscious, methodical

Technical Competencies:

• Knowledge of the bank’s accounting systems and procedures
• Broad understanding of the general banking business environment
• Knowledge of financial analysis techniques
• Knowledge of costing principles
• Ability to construct, read and interpret financial statements

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JOB DESCRIPTION

• The use of data to design and build digitized solutions and products in line “with what matters to customers” and staying relevant to our competitors and industry changes.  To use data to improve % of approved transactions.  Understand and resolve queries related to Debit order management lifecycle. Interprets customer data and takes input from Product teams and the stakeholder value chain to develop relevant product components / features and/or services. Analyses all product features, benefits and processes in order to understand the specific value streams that will inform the product digitisation or modernisation, and how the relevant value streams will deliver value for customer.

QUALIFICATIONS
Minimum Qualifications

• Type of Qualification: Diploma 
• Field of Study: Business Studies 

Experience Required

• Personal and Business Banking
• Minimum of 3 Years experience in working in a variety of business areas within Personal and Business Banking. Experience within a customer facing environment. Experience in managing multiple client interfaces and dealing with variable issues Experience in interacting and managing a value stream.  Understanding of the bank’s various IT systems and system conditions.  Exposure to operational risk. Experience in implementing projects. Experience in influencing key business stakeholders.

ADDITIONAL INFORMATION
Behavioral Competencies:

• Generating Ideas
• Providing Insights
• Interpreting Data
• Articulating Information
• Thinking Positively

Technical Competencies : 

• Financial Acumen
• Process mapping
• Change Management
• Business Acumen
• Business Process Design
   

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JOB DESCRIPTION

• The role requires the incumbent to take responsibility for identifying, measuring, managing and reporting market risk exposures, relative to a predetermined risk appetite, on Structured Solutions Desk. This desk deals in bespoke Structured deals which include XVA’s, non-linear risk, Exotic derivatives covering all asset classes.
• In order to do so, optimum use is required to be made of risk, front office and reporting technology, in addition to which daily interaction with the trading team and other related business support functions will be necessary.
• The role also requires periodic rotation into other desks (equities, structured credit etc.) in SA.

Key Responsibilities:

• Display an effective understanding of the markets in which Global Markets trades for that specific desk
• Understanding of the derivative products and their associated risk metrics for that specific desk
• Critically analyse output produced in relation to the above understanding
• Ability to automate manual processes in line with the digitisation strategy
• Act as a Market Risk business lead in Global Markets systems changes that impact the desk.  This will include defining the testing requirements from a Market Risk perspective, participation in testing as well as documentation of the testing output for approval by the Market Risk Technical Committee (MRTC).
• Conduct certain duties DRMs are responsible for a specific desk (or desk the DRM is backing up), these will include but not limited to the following:
• Complete accurate and relevant risk reporting for the daily, monthly and periodic reports and present at committees where applicable.
• Ensure matters arising from regular trader meetings are proactively included as input into regular Market Risk Committee (MRC) meetings.
• Ensure relevant, meaningful and insightful commentary is included in all reports (daily, weekly, monthly etc.) relating to market risk changes and profit and loss attribution.
• Ensure key risks are highlighted at weekly engagements with traders for example significant strike exposure going into options expiry.
• Ensure effective and comprehensive price validation of liquid risk drivers (daily) and illiquid risk drivers (at least monthly).
• Ensure that market risk consumed by the trading & banking operations is within the Alco approved appetite with limit breaches escalated to relevant audience.
• Ensure that limit breaches are resolved within 24 hours of the breach occurring.
• Follow-up on appropriate breaches to ensure positions are brought in line with or agreement reached where not brought in line.
• Monitoring of back-testing exceptions together with action taken to resolve when exceptions move to a red grading.
• Enhancement to reporting process to ensure accuracy of reported risk exposures and prioritise automation with relevant IT teams as required by BCBS239 principles.
• Ability to do continuous checks on the data used in the computation of our various risk measures to ensure appropriateness and accuracy.
• Participate in FRTB testing and tracking if applicable.
• Participate in producing QIS output as required by Basel Committee when applicable.
• Calculate or review regulatory market risk capital for the desk submissions including commentary on movements and review and understand South African Reserve Bank capital submissions.
• Conduct annual and ad-hoc product and limit mandate review in consultation with the Market Risk Asset class head and Trading desk head.
• Participate in the new business plan evaluation, new products implementation and structured transactions assessments in order to identify market risk for the desk. Present results to relevant forums for approval.
• Ensure effective collaboration with other areas (e.g. Product Control, Credit, Global Markets, IT, etc.) in SBG.

QUALIFICATIONS
Qualifications

• BSc honours / Masters (Maths of finance) and/or BSc/BBusci Actuarial Science; CQF; BSc/BCom Honours Mathematical Statistics/Applied Mathematics, Quantitative Finance.

Experience Required

• 5 - 7 Years Experience and understanding of the market risk function in as far as the control component, market risk measures specifically option risks and XVA’s including counterparty and funding valuation adjustments across multiple asset classes and product types.
• 3 - 4 Years knowledge of derivative Global Markets Products including valuations of derivative transactions.

ADDITIONAL INFORMATION
Behavioural Competencies:

• Interpreting Data
• Meeting Timescales
• Examining Information
• Team Working
• Checking Details

Technical Competencies:

• Risk Reporting
• Written Communication
• Numerical competence
• Analytical skills
• Exposure to Global Markets products

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JOB DESCRIPTION

• To lead,drive execution of Agile Release Train (ART) processes,monitor, control,manage dependencies, resolve,remove impediments, mitigating risks across the ART. Drive continuous improvement to assure consistent value delivery. Provide visibility of health of feature delivery,overall program increment. Promote Lean-Agile transformation, influencing, coaching leaders,teams in the new processes, mindsets,adapt Agile frameworks to organisation, standardising practices leading to Enterprise agility.

QUALIFICATIONS
Qualifications:

• This role requires a first degree in Information Technology. In addition, Certified Scrum Master (Scrum Alliance), Professional Scrum Master (Scrum.org), or Certified SAFe Scrum Master (Scaled Agile) certification would be required.
• A post graduate degree in Information Technology would be beneficial.

Experience: 

• Experience with SAFe 4 framework and implementation of Agile Release Trains and facilitating Lean-Agile Programme execution in large solution and/or programme execution using the SAFe 4 framework and experience as a scrum master using Kanban software.
• Good understanding of Agile working practices and LEAN and SCRUM proficiency and working collaboratively across teams

ADDITIONAL INFORMATION
Behavioral Competencies:

• Exploring Possibilities
• Adopting Practical Approaches
• Articulating Information
• Making Decisions
• Resolving Conflict

Technical Competencies: 

• Stakeholder Management (IT)
• Agile Concepts
• Agile Estimation and Prioritisation
• Agile Measurements
• Agile Principles
   

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Job Description

• Proactively drives all lifecycle activities relating to business IT services in the portfolio in consultation with the Product Owner, supported by Feature and Component teams and the Release Train Engineer. Formally defining the service (understanding all applications, systems, vendors etc. that form part of service); setting the service strategy, and planning roadmaps that will cover non-functional requirements and improvement of service. Monitor service delivery against agreed quality levels and transparent internal costing models, driving out service exceptions and escalations. Manages stability and availability of service by evaluating monitoring, planning Disaster recovery and playing a key role during service restoration.
• Define all assigned business service(s), describing each service, detailing its scope and articulating its value proposition to the business in terms of business needs it meets and business outcomes it supports. 
• Formulate a multi-year service strategy to enable delivery on the value proposition, keeping services aligned with evolving business needs, solution design, planned service investments, to ensure stability and availability. 
• Assess and communicate service risks and the potential impact of planned production changes (planned release train changes or infrastructure changes)
• Perform service volume and cost driver analysis understanding how it impacts on the total cost of ownership (TCO) for the service including the unit price and component level service cost allocation models. 
• Maintain close working relationships with key business stakeholders (Product Owners/Managers) staying abreast of the business direction and future IT requirements. 

Qualifications
Minimum Qualifications

• Type of Qualification: First Degree
• Field of Study: Business Commerce
• Type of Qualification: First Degree
• Field of Study: Information Technology
• ITIL V3 Foundation, SAFE Agile Certification\

Experience Required

• 7-10 years Business Partner service and support expertise and knowledge. Financial analysis knowledge and knowledge of service pricing methods and techniques. Global mind-set with the ability to develop strategy and translate it into actions and deliverables; Strong understanding of the business climate and technology needs in company locations globally.
• 7-10 years Agile working practices and LEAN & SCRUM proficiency. Broad exposure and knowledge of all aspects of ICT management and delivery. Strong working knowledge of ICT Management Frameworks such as ITIL v3, COBIT, ASL, etc.
• 5-7 Years Experience in managing an IT service budget

Additional Information
Behavioral Competencies:

• Articulating Information
• Checking Details
• Developing Strategies
• Establishing Rapport
• Exploring Possibilities
• Following Procedures
• Generating Ideas
• Making Decisions
• Providing Insights
• Showing Composure
• Team Working
• Upholding Standards

Technical Competencies:

• Financial Management (Financial)
• Information Security Management
• IT Risk Management
• Knowledge of Banking & Financial Service
• Service Level Management
• Service Management Processes
• Vendor Evaluation and Management