Current Openings at RMB - Rand Merchant Bank

Job Description

• To manage the life cycle of a transaction and mitigate associated operational risks. Debt Finance Solutions
• Coordinate and participate in any ad hoc project as required
• Read and understand legal agreements in order to draw up an amortisation schedule and book deals 
• Derive payment amounts from the legals and amortisation schedule 
• Prepare notification to clients and submit payments to team leader for approval
• Ensure all legal requirements are fulfilled before draw down can occur
• Ensure all ongoing deal management tasks are performed in line with the legal agreements
• Settle all instruments on the correct systems
• Clear reconciliation and exception report items within SLA timeframes
• Respond to queries from internal and external stakeholders
• Prepare financial statements, investor reports and other reports required by the regulators
• Continually look for ways to enhance efficiencies
• Demonstrate pride in the organisations brand services and products by consistently delivering on the brands promise
• Follow through to ensure that personal quality and productivity standards are
• consistently and accurately maintained
• Stay relevant and up to date with legislations and new development
• Maintain a positive attitude and respond openly to feedback
• Handle stress in ways that do not negatively impact others
• Plan and manage own workflow anticipating obstacles juggling priorities and following through on objectives within agreed time-frames and according to quality standards
• Take ownership of personal career development leveraging formal and informal opportunities
• Read situations and organisational realities
• Set aside personal agenda for the greater good
• Act in an ethical transparent and morally defensible manner including highlighting unethical practices
• Continually share debate and communicate learnings
• Flag and debate issues constructively
• Promote a friendly cooperative climate
   

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Job Description

• To drive the growth of the business by assisting to shape and deliver on strategy in partnership with the relevant executive / manager and leadership teams in the business.
• To project manage various strategic activities, and ensure delivery of the manager / function's key objectives.
• RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact.
• United by our proud heritage, strong ethics and philosophy of Traditional values. Innovative ideas, it’s the magic of our people and culture that sets us apart.
• Now, is the time to imagine your next move with South Africa’s number one employer in Financial Services for 2023, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.

Are you someone who can: 

• Build working relationships across teams and functional lines to enhance work delivery, collaboration, and innovation.
• Integrate opinions and information provided by various sources to make strategic decisions and assist the business to address strategic problems and answer strategic questions.
• Plan, manage, and assist in the execution of strategy sessions and offsites.
• Assist with the development and roll-out of strategy and business plans and prepare for and facilitate workshops to develop strategies.
• Action items and key issues requiring resolution and monitor to ensure actions are completed by the right people at the right time.
• Monitor and adjust strategic frameworks as required.
• Take responsibility for the end-to-end management of projects, setting out the scope of work, developing a project plan, project-managing internal and external resources and driving the initiative to completion.
• Write and co-ordinate strategy documents, presentation material, speeches, briefing documents, minutes of meetings, business emails, regulatory, financial and compliance reports and other relevant documentation as required.
• Liaise with internal and external advisors and stakeholders on strategic projects.
• Create governance structures and dashboard metrics to monitor progress against strategy and highlight initiatives / risks as required by specific projects.
• Review, consolidate and analyse financial results to identify key drivers and alignment to business strategy, in preparation of various Exco presentations and reports.
• Review, consolidate, and analyse forecast and budgeted results in preparation for various Exco reports and forums.
• Conduct local and international research on banking developments e.g., competitor analysis, sector research, etc.
• Benchmark research against peers and global best practice.
• Cut to the core of a vast volume of information and prioritise what is relevant to understanding specific issues and trends in the broader environment; know who to contact for specific information.
• Plan and manage the agenda and speakers for monthly meetings, capturing key output / next steps and tracking the completion of these.
• Work with the relevant governance or business forums and other Executive leadership meetings as and when needed.
• Participate and contribute to a development culture where information regarding successes, issues, trends, and ideas are actively shared.
• Participate in specialist communities of practice and contribute positively to own and organisational knowledge improvement.
• Handle documentation that requires the attention of the relevant manager and prepare reports on various matters.
• Promote teamwork and inclusivity amongst team members and demonstrates behaviours that respect diversity.
• Partner and collaborate with team members to achieve team success.
• Share information and knowledge that benefits the team.
• Keep the relevant executive and manager informed of various activities within and outside the group.
• Analyse, review and/or assist with issues of an operational or technical nature.

You will be an ideal candidate if you:  

• STEM or equivalent qualification
• 3 - 5 years experience financial markets is a minimum
• Strong Fin Markets experience
• Exceptional written skills
• Solid experience in creating strategy
• Ability to initiate dialogue
• Experience in strategy, new product capability, sales and client service

You will have access to: 

• Opportunities to network and collaborate
• Challenging Working
• Opportunities to innovate

We can be a match if you are: 

• Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough to
• Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it
   

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Job Description
Hello Future Data Steward (Treasury and Trade Solutions)!

• RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact. 
• United by our proud heritage, strong ethics and philosophy of Traditional values. Innovative ideas, it’s the magic of our people and culture that sets us apart.
• Now, is the time to imagine your next move with South Africa’s number one employer in Financial Services for 2023, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.
• This role is within the Data Management Office and reports to the Data Head. The Data Steward will be responsible for the Treasury and Trade Solutions portfolio. Specifically,  to implement the strategy and business processes required to create, maintain, and enhance data, be responsible for the daily management of a critical data asset and provide overall guidance and governance oversight to an allocated data set and actively manage data in order to maximize value, align data to business priorities, continuously improve data quality, reduce cost of data management, and to increase confidence in data and information integrity.

Are you someone who can: 

• Apply understanding of data management and business processes and coordinate with relevant stakeholders to solve business problems Provide input into the definition of data processes and standards.
• Embed data policies, standards, tools and best practices within the data domain of responsibility.
• Maintain metadata, data quality rules, Enterprise Data Model (EDM), reference data, records register, where applicable.
• Provide input into domain-level data architecture and data management best practices

You will be an ideal candidate if you: 

• Have a relevant Degree
• Have previous experience as a Data Steward
• Have previous experience within a Corporate Investment Bank is preferred
• Experience with metadata, data quality rules, Enterprise Data Model (EDM), reference data and records register.
• Are knowledgeable in regulatory requirements and data practice standards.
• Are able to interact and build relationships with internal and external stakeholders

You will have access to:

• Opportunities to network and collaborate
• Opportunities to innovate

We can be a match if you are: 

• Curious & courageous - you're driven by always wanting to know more and learn more
• Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it

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Job Description
Hello Future Onboarding Specialist,

• RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact.
• United by our proud heritage, strong ethics and philosophy of Traditional values. Innovative ideas, it’s the magic of our people and culture that sets us apart.
• Now, is the time to imagine your next move with South Africa’s number one employer in Financial Services for 2023, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.

Purpose:

• To organise, streamline and oversee the onboarding of New to Bank and Existing to Bank clients within the agreed service level agreements (SLA).

Are You Someone Who Can:

• Collaborate closely with relevant business units and RMB product houses as per strategy to identify revenue opportunities.
• Drive opportunities for revenue growth and cost reduction such as adoption of digital and other self-service options across client base.
• Ensure full understanding of customer needs to deliver a quality service.
• Ensure customer service solutions are aligned to the business operational plan; Organisational values and service standards.
• Communicate how customer service solution will be implemented and secures buy-in.
• Ensure product knowledge and advice is technically accurate and provide customers with relevant information to keep them informed of products and service options.
• Ensure resolution of customer queries and complaints timeously and ownership of issues.
• Analyse customer feedback to help improve customer service.
• Propose ideas to improve customer service.
• Build relationships that allow for the managing of expectations; the sharing of knowledge and diverse insights; and the creation of buy-in.
• Engage in cross-functional relationships to obtain and to provide work support.
• Communicate with the client across all onboarding stages to keep the client informed of the status.
• Build and maintain professional working relationships with all stakeholders, displaying excellent abilities to initiate dialogue, listen, advise, influence and negotiate to achieve win-win outcomes.
• Research, enable and consult on improvements and opportunities to harness technology and platform enablement.
• Review existing processes and suggest innovative ideas to improve and streamline processes to drive efficiencies and minimise redundancy.
• Monitor customer feedback reports and align processes to maximise efficiencies.
• Improve business decisions by providing accurate and reliable business intelligence (information) together with analysing trends and data.
• Provide regular reports on delivery of services against agreed service level agreements and in terms of overall customer targets.
• Accumulate information to review work progress that provides input to reporting, decision making and the identification of improvement opportunities.
• Engage with customers to understand their unique requirements, drive value optimisation and advise best options for product integration and wealth management.
• Manage the growth of active customer account base.
• Provide input into the development of the business area tactical strategy in achievement of the overall business strategy.
• Develop and implement an area operational plan in achievement of Business objectives.
• Respond to KYC status of clients while managing the requests received to on-board all new clients to the Bank (includes client product and channel requirements).
• Receive requests to facilitate on boarding or share KYC documentation with other lenders (eg. agency, syndication and distribution).
• Receive requests to issue KYC confirmation certificates to 3rd parties (eg to Vistra for Plover SARL).
• Prepare on-boarding documentation with existing client data and from third party sources to the extent available.
• Communicate outstanding requirements to client in a client centric manner
• Receive responses from clients- address all queries and review returned documentation (including FATCA/CRS) within agreed SLA time (includes escalation to Compliance if required).
• Conduct screening and provide risk rating to EBS KYC Fulfilment for capturing into CDS.
• Send complete KYC documentation to EBS fulfilment for creation of GS profile and capturing.
• Complete facilitation and pre-population of account documentation for account opening, account maintenance and account closure processed for new and existing clients by collating necessary documents and forms and sending documents to the respective fulfilment area for processing and enactment.
• Comply with all relevant statutory, legislative, policy and governance requirements as well as set processes and procedures related to KYC and privacy.
• Is the custodian for all client data within allocated portfolio, ensuring data integrity.
• Maintain and updating of client mandates including account signatories, resolutions and telephonic mandates.
• Supports and/or facilitates the documentation requirements to execute the client’s credit related activities (including, but not limited to: credit application, credit facilities loading or reduction, commitment fees, age analysis and invoicing, excess reports and general facilities utilization reporting), with input from the Relationship Manager.
• Draft necessary letters as required by client from the bank, within authorized mandates (e.g. letters of good standing).
• Assess own performance against competencies and skills required delivery.
• Identify development needs and select effective solutions to address own development need.
• Prepare a personal development plan with management to implement and review as required.
• Monitor own progress against development plan and measure impact of results.
• Assess own performance against competencies and skills required delivery.
• Identify development needs and select effective solutions to address own development need.
• Prepare a personal development plan with management to implement and review as required.
• Monitor own progress against development plan and measure impact of results.
• Assess own performance against competencies and skills required delivery.
• Identify development needs and select effective solutions to address own development need.
• Prepare a personal development plan with management to implement and review as required.
• Monitor own progress against development plan and measure impact of results.

You Will Be An Ideal Candidate If You:

• have a Diploma in a related finance, risk, or compliance discipline
• have 3 to 5 years’ experience in a similar environment, of which 1 to 2 years ideally at a junior specialist level

You Will Have Access To:

• Opportunities to network and collaborate
• Challenging Work
• Opportunities to innovate
   

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Job Description
Hello Future Credit Analyst,

• RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact. 
• United by our proud heritage, strong ethics and philosophy of Traditional values. Innovative ideas, it’s the magic of our people and culture that sets us apart.
• Now, is the time to imagine your next move with South Africa’s number one employer in Financial Services for 2023, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.

Are you someone who can:

• Unpack and critically think about the risk of new and existing debt and equity deals for clients across a broad range of geographies and industries
• Engaging with the client,
• Interrogating a client’s business model and identifying risks, 
• Assessing financial data put forward by the client, 
• Building a financial model to forecast performance or assessing a model put forward by the client or the client’s advisors for accuracy and appropriateness, 
• Working alongside the deal to structure a deal in line with the risk philosophy of the bank,
• Assessing and managing overall limits for a client in line with the bank’s risk framework
• Putting forward a deal for recommendation after objectively assessing all the facts. 
• Taking ownership of the application which requires strong report writing skills,
• Managing the timelines of a deal in line with the agreed-upon submission deadline, and
• Presenting a deal at committee and working together with the deal team to take questions and answers which require strong verbal skills, the ability to debate and manage differing views and ultimately influence and negotiate a good outcome for both the client and the bank. 
• Building and maintaining professional working relationships with all stakeholders, which includes working alongside experienced business and risk executives and acting as a bridge,
• Adaptation of communication styles to meet the needs of different audiences, and
• Conflict management.

You will be an ideal candidate if you: 

• Are ideally CA (SA) or CFA with relevant credit analyst experience within Investment Banking, although a newly qualified CA (SA) or a graduate whose degree has a strong quantitative focus will be considered
• Strong work ethic with a self-starter attitude and a keenness to take ownership of the role’s opportunities and personal development
• Resilience and an openness to receiving and sharing feedback,
• Ability to handle stress well, which includes self-management of workload (2 to 3+ deals at any point in time), quick adaptation to deal changes, prioritization of deals, and open communication on capacity. 

You will have access to: 

• Opportunities to network and collaborate
• Challenging Working
• Opportunities to innovate

We can be a match if you are: 

• Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough to
• Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it