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  • Posted: Sep 24, 2026
    Deadline: Not specified
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  • Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe in ...

     

    Software Development Manager

    The Role:

    • We're looking for a Software Development Manager who will provide strategic technical direction, manage multiple teams, and ensure our technology platforms are resilient, scalable and secure. You'll be a strategic partner to the product head, providing end-to-end technical leadership, building high-performing teams, and driving product and platform architecture.
    • This is an opportunity to shape a critical technology environment, influence modern engineering practices at scale, and lead teams through a meaningful cloud and platform transformation journey.

    What you’ll do:

    • Provide end-to-end technical leadership across product/platform delivery, system health, engineering standards, support and maintenance.
    • Build and lead high-performing software teams, create the conditions for predictable delivery and drive continuous improvement.
    • Set the standards for how code is deployed across pipelines, ensure system reliability and drive modern engineering and platform practices
    • Work closely with architects to shape solutions and define how those solutions need to be implemented — while architecture remains a specialist discipline, you will need the technical depth to challenge, guide and shape implementation decisions
    • Oversee IT governance across the teams
    • Drive technology modernisation across the team
    • Through cloud computing, AWS, event-driven architecture, automation and platform engineering practices.
    • Build and maintain strong stakeholder relationships across the business

    What we’re looking for:
    Technical skills:

    • Our technology modernisation requires a thorough understanding of cloud computing, AWS, event-driven architecture, automation and platform engineering practices.

    Specifically, you'll need:

    • Strong cloud computing knowledge — AWS is our enterprise platform, so AWS experience makes the biggest difference)
    • A solid grasp of event-based architecture, the patterns used, how distributed systems work and observability
    • An understanding of architecture and technical strategy — enough to shape solutions and engage with architects at a senior level

    Leadership and management:

    • Proven ability to lead, develop and grow multidisciplinary engineering teams
    • Strong delivery management — you set the pace and remove the blockers
    • Experience driving reskilling and team transformation
    • Confident stakeholder management, with the ability to engage across technical and business audiences

    Experience:

    • You'll need at least 8 years of software engineering experience, with 3–5 of those in an engineering leadership or technical management role.
    • You should have experience leading multidisciplinary teams, delivering cloud-native solutions (preferably AWS), working with event-driven architecture and managing stakeholders.​
    • Demonstrated experience with event-driven and distributed architectures in high-volume or highly integrated environments.
    • Experience improving engineering maturity through DevOps, CI/CD, automated testing, Infrastructure as Code and platform practices.

    Qualifications:

    • Minimum: Degree in Computer Science, Information Systems, Software Engineering, Information Technology or a related Engineering discipline.
    • Certifications: AWS Cloud Practitioner or equivalent cloud foundation certification.
    • AWS Solutions Architect strongly preferred.
    • Preferred Honours degree or relevant postgraduate qualifications
    • FinOps, DevOps, Security, TOGAF, SAFe and Kubernetes certifications advantageous.

    Conditions of Employment

    • Clear criminal and credit record

    go to method of application »

    Technical Operations Support Specialist

    ABOUT THE ROLE

    • As part of an Operations team, you'll help establish, operate and optimise Capitec Connects fixed connectivity services. That means being part of designing the processes, establishing monitoring, managing vendors and identifying risks — before they become problems. 

    WHAT YOU'LL DO

    • Contribute to the design and refinement of operational workflows and run operational processes for our FTTH services. Own service monitoring, incident management and performance reporting. Manage vendor relationships and hold partners to agreed SLAs. Proactively identify operational risks and recommend solutions. Guide the business with industry expertise — on best practice, benchmarks and what good looks like.

    WHAT YOU NEED

    • Over 5 years of experience in technical operations and service management within an FNO environment, with hands-on expertise in FTTH connectivity services. Proven ability to establish, optimise, and continuously improve operational processes. Demonstrated expertise in diagnosing, troubleshooting, and resolving complex operational incidents, ensuring minimal service disruption and maintaining high levels of service availability. 
    • Strong understanding of ITIL principles, SLA and KPI management, vendor management, incident management, and operational reporting. Confident in providing guidance and recommendations to senior stakeholders with minimal oversight.

    NICE TO HAVE

    • Exposure to multi-vendor and multi-partner connectivity environments, with hands-on experience working within both Fibre Network Operators (FNOs) and Internet Service Providers (ISPs), as well as Fixed Wireless Access (FWA) networks. 

    WHY JOIN CAPITEC CONNECT?

    • This is a greenfield challenge inside a business with real scale. You won't be patching someone else's legacy operation. You'll be part of a team that determines how fixed connectivity works here — the monitoring, the workflows, the frameworks. All of it. 
    • The complexity is real. The partner ecosystem is multi-vendor. And the opportunity to help shape something from the start doesn't come around often. 

    Experience
    Minimum/Ideal:

    • At least 5yrs working experience in a technical environment with 3+yrs systems related experience in a fast moving, client focussed environment.
    • Experience and troubleshooting across the computer / technology environment, exposure to servers, databases, server security, networks, infrastructure etc 
    • In building and maintaining effective vendor / 3rd party relationships (function specific).
    • In a capacity requiring effective communication and pulling multiple components together to achieve end goals.

    Qualifications (Minimum)

    • Diploma in Information Technology

    Qualifications (Ideal or Preferred)

    • Certification in ITIL or AWS Foundation

    Knowledge
    Minimum/Ideal:

    • Knowledge of business continuity principles and practices
    • Knowledge and understanding of the criticality of system performance and reliability, and monitoring and management of same  
    • Understanding of IT systems development processes 
    • Of the principles and practices around vendor management and SLAs 
    • Of general IT standards, quality assurance and governance
    • Knowledge of Information Technology Frameworks. (ITIL) 
    • Of how to transfer skills and knowledge regarding new systems or system changes
    • Understanding of monitoring, technologies best practices and toolsets 

    Skills

    • Analytical Skills
    • Attention to Detail
    • Communications Skills
    • Decision making skills
    • Interpersonal & Relationship management Skills
    • Planning, organising and coordination skills
    • Problem solving skills
    • Conditions of Employment
    • Clear criminal and credit record

    go to method of application »

    Data Engineer

    About the role

    • The role forms part of the Client Engagement Delivery — the team that builds and maintains the data foundation powering our client engagement and campaign activity. We design data assets and pipelines that deliver trusted, accurate data to Salesforce Marketing Cloud and Data360, giving CRM Architects, Specialist Client Engagement teams and Product Owners what they need to run targeted, data-driven campaigns and client journeys. 
    • Our work covers the full data lifecycle — from approved Business Requirements Specifications (BRS) through architecture, development, testing and deployment of production-ready pipelines. We make sure data is reliable and actionable across every channel: in-app, WhatsApp, email, SMS and branch. They partner with Business Analysts, Product Owners and Marketing Managers to translate business decisions into deployable pipelines — and support post-campaign measurement by publishing performance data to the EDW for continuous improvement.  If you're a data engineer who wants to see your work reach millions of real clients across real channels, this is where you do it. 

    What you'll do

    • Design, build and maintain robust, scalable and efficient data pipelines and systems that meet the needs of our data environment
    • Analyse business and system requirements to build and enhance data platforms
    • Provide input to the Data Architect during solution design for new and existing data flows
    • Contribute to the design and development of new applications and systems
    • Support and maintain data infrastructure to keep it reliable and efficient

    Education (Minimum)

    • Grade 12 National Certificate / Vocational
    • Bachelor's Degree in Information Technology - Computer Science or Information Technology

    Education (Ideal or Preferred)

    • Honours Degree in Information Technology - Computer Science or Information Technology

    Knowledge and Experience
    Knowledge:

    • Advanced SQL — modelling principles and query optimisation
    • Hands-on experience with batch processing and basic implementation of stream processing
    • Proficiency in multiple programming languages — able to build reusable components and optimise code
    • ETL pipeline design — with error handling and recovery mechanisms
    • Deep knowledge of at least one cloud platform's data services
    • Implementation of data lake, data warehouse or other data patterns
    • Implementation of data quality and governance
    • Ability to performance-tune data systems and pipelines, balancing cost against performance
    • Advanced version control and CI/CD principles — including automated testing
    • Implementation of containerised data solutions
    • Infrastructure as code — creation and setup of workflow orchestration tools

    Minimum Experience:

    • 5 years in Data Engineering or closely related field  
    • Leading or significantly contributing to data engineering projects
    • Using advanced data engineering tools — SQL, Python, Java, Apache Spark, Hadoop
    • Cloud platforms — AWS, Google Cloud or Azure — and Big Data technologies
    • Building and optimising data pipelines for financial data analytics
    • Working with cross-functional teams to understand business needs and deliver data-driven solutions
    • Engaging stakeholders — communicating technical details and project progress to non-technical audiences
    • Understanding of various financial products and services
    • Awareness of market trends and their impact on data engineering 

    Skills

    • Analytical Skills
    • Communications Skills
    • Interpersonal & Relationship management Skills
    • Problem solving skills
    • Additional Information
    • Clear criminal and credit record

    go to method of application »

    Data Analyst

    • At Capitec, we're building a more insights-driven card business by making trusted, meaningful data accessible to decision-makers across the organisation.  As a Data Analyst within the Client Card Insights team, you will play a key role in transforming card, client, merchant and product data into actionable insights that influence strategic decision-making. You will work closely with business owners, product teams, portfolio managers and operational stakeholders to understand challenges, identify opportunities and deliver data solutions that improve client outcomes and business performance. This role goes beyond report development. You'll help drive the evolution of our analytics landscape by contributing to self-service reporting capabilities, reporting modernisation initiatives and advanced analytical solutions. If you enjoy solving complex business problems, working with large-scale datasets and turning data into compelling stories that influence decisions, we'd love to hear from you.

    What you'll be doing

    • Deliver meaningful insights across Capitec's card and payment ecosystem, helping stakeholders understand client behaviour, product performance and operational trends.
    • Partner with business stakeholders to translate business questions into analytical solutions and measurable outcomes.
    • Develop and maintain dashboards, analytical datasets and reporting solutions using Power BI and enterprise data platforms.
    • Analyse large, complex datasets to identify trends, opportunities, risks and performance drivers.
    • Support strategic initiatives through data-driven recommendations and impact analysis.
    • Contribute to the design and adoption of self-service analytics capabilities that empower business users to access and explore trusted data independently.
    • Work with modern data platforms and semantic models to improve data accessibility, consistency and governance.
    • Perform root-cause investigations and diagnostic analysis to support business decision-making.
    • Present findings and recommendations to both technical and non-technical audiences.
    • Collaborate with data engineering, product, operational and analytics teams to improve data quality and reporting capabilities.
    • Drive continuous improvement through automation, standardisation and innovative uses of data and AI-enabled analytics. 

    What we're looking for

    • You are passionate about using data to solve business problems and have a strong balance of technical expertise, stakeholder engagement and business understanding. 

    You should be comfortable: 

    • Working directly with business stakeholders and product owners.
    • Navigating complex data environments and multiple data sources.
    • Translating technical insights into business-friendly recommendations.
    • Managing analytical initiatives from requirement gathering through to delivery.
    • Challenging assumptions and using data to influence decision-making.
    • Identifying opportunities to improve processes through automation and standardisation. 

    Preferred experience

    • Banking, payments, cards or financial services analytics.
    • Customer, product or portfolio analytics.
    • Merchant and transaction analysis.
    • Client behaviour and engagement analytics.
    • Performance measurement and KPI design.
    • Self-service analytics enablement.
    • Reporting migration and modernisation initiatives.
    • Data quality, governance and business rule implementation. 

    Technical skills
    We are looking for strong capability in: 

    • Advanced SQL: Complex querying, performance optimisation and large-scale data analysis.
    • Power BI: Report development, dashboard design and effective data visualisation.
    • Data modelling: Dimensional and semantic model concepts that make data easier to use.
    • Analytical methods: Statistical analysis, trend identification and diagnostic investigation.
    • Data storytelling: Clear communication of findings, implications and recommendations.
    • Solution design: Performance optimisation and practical analytical solution design. 

    What success looks like

    • Deliver insights that drive measurable business outcomes.
    • Enable stakeholders to make faster and better decisions through trusted data.
    • Improve the accessibility and usability of analytics across the organisation.
    • Contribute to the evolution of self-service reporting capabilities.
    • Identify opportunities for automation and operational efficiency.
    • Become a trusted analytics partner to business stakeholders. 

    Minimum Experience

    • A minimum of 5 years' experience as a Data Analyst.
    • Experience in data analysis across one or more industries, with a proven ability to generate insights and support data-driven decision-making.
    • Proven track record of leading data analysis projects and driving business impact through data insights.
    • Experience using advanced data analysis tools and software (e.g. SQL, Python, R, Tableau, Power BI).
    • Experience performing complex data analysis and statistical modelling.
    • Experience working with, guiding, and providing subject matter expertise to cross-functional teams (e.g. Finance, Marketing, IT) to understand business needs and provide data-driven insights.
    • Experience communicating and presenting findings and recommendations to non-technical stakeholders.
    • Understanding of industry trends, regulations, compliance requirements, and their impact on data analysis.
    • Familiarity with financial products and services would be advantageous.

    Qualifications (Minimum)

    • Bachelor's Degree in Analytical/Data/Technical or Other

    Knowledge

    • Advanced proficiency in writing complex SQL queries, optimizing query performance, and working with large datasets.
    • Expertise in advanced Excel functions, including macros and VBA.
    • Proficiency in creating advanced visualizations and dashboards using tools like Tableau, Power BI, or similar.
    • Advanced skills in Python or R, including data manipulation libraries (e.g., pandas, numpy) and data visualization libraries (e.g., matplotlib, seaborn).
    • Strong understanding of statistical methods and their application in financial data analysis.
    • Understanding of predictive analytics techniques and their application in financial analysis.
    • Knowledge of data modelling techniques to structure and organize data effectively.
    • Understanding of risk analysis methods and their application in financial services.

    Conditions of Employment

    • Clear criminal and credit record

    go to method of application »

    System Engineer III

    • This is a senior role for a Systems Engineer 3. You'll join a tight, technically excellent team and take full ownership of our Linux environment across cloud and on-premises. Your knowledge will help set the standard. Your decisions will shape how the platform runs.

    What you'll be doing

    • Own the Linux environment — cloud, on-premises, and everything in between 
    • Build automation that removes friction and makes the whole team faster 
    • Troubleshoot complex infrastructure issues, deep-dive into root causes, and apply performance tuning 
    • Support AWS-hosted workloads alongside an on-premises footprint 
    • Raise the technical standard of the engineers around you 
    • Lead platform health 

    What we're looking for

    • 7+ years in Systems Engineering, Linux Engineering, or Infrastructure Engineering 
    • Deep Linux expertise — this is your primary strength, backed by e.g. RHCE certification as a minimum 
    • Proven Red Hat Satellite and patch management skills 
    • AWS cloud experience in production environments 
    • A background in large, high-pressure environments — someone who understands the weight of financial services infrastructure 

    Advantageous

    • Virtualization (VMware/KVM)
    • Ansible Automation Platform (AAP)
    • GitHub
    •  AWS Cloud
    •  SAN
    •  Storage
    • Hardware
    • MS Windows Server
    • BIND DNS
    • Python
    • YAML
    • Terraform
    • Satellite
    • ManageEngine Patch Manager Plus
    • Kubernetes
    • AI (Claude Code) 

    Why join us

    • High standards. Real scale. You'll work alongside engineers who are excellent at what they do — and you'll be the person they turn to for Linux. There's room here to go deep, build things that last, and put your mark on infrastructure that millions of people depend on every day. 
    • If you come from banking, financial services, or another always-on, high-stakes environment — you'll feel right at home.

    Education (Minimum)

    • Grade 12 National Certificate / Vocational

    Education (Ideal or Preferred)

    • A relevant tertiary qualification in Information Technology or AWS Practitioner

    Skills

    • Attention to Detail
    • Commercial Thinking Skills
    • Decision making skills
    • Influencing Skills
    • Leadership Skills
    • Problem solving skills

    Additional Information

    • Clear criminal and credit record

    go to method of application »

    Software Engineer: Back-End II (Android / Payments)

    Purpose Statement

    • As a level II Software Engineer in our Payments Technology team, you will play an integral part in a cross-functional team responsible for the full lifecycle of our card machine software, from concept and design, through development and testing, to deployment and ongoing operation in the field. You will design, develop, test, deploy, maintain and enhance native Android applications running on POS devices, as well as the server-side components that power them, translating requirements from the business or technical analyst and actively participating with the delivery team in design and problem-solving.
    • You will work across the full payments stack: building the application in the merchant's hand, integrating directly with terminal hardware such as card readers, NFC and PIN pads, handling EMV and ISO 8583 messaging, and developing the back-end services that authorise, settle and report on every transaction. Reliability, performance and transaction integrity are non-negotiable, the code you write processes real money, in real time, at scale.

    Education (Minimum)

    • Grade 12 National Certificate / Vocational

    Education (Ideal or Preferred)

    • A relevant tertiary qualification in Information Technology

    Knowledge and Experience
    Experience:

    • 3+ years' proven experience in software development, project delivery and implementation, covering both native Android and back-end development
    • Hands-on commercial experience building native Android applications in Java and/or Kotlin
    • Practical experience with EMV protocol (contact and/or contactless)
    • Working knowledge of ISO 8583 financial messaging
    • Experience integrating hardware peripherals on Android — card readers, NFC, PIN pads — via AIDL / IPC
    • Demonstrable experience building and maintaining server-side components, APIs and services that support transactional workloads

    Knowledge: 

    Is able to apply advanced knowledge of the following:

    • IT systems development processes (SDLC)
    • Native Android application development and the Android SDK
    • Advanced programming concepts
    • Advanced algorithms and data structures
    • Design Patterns
    • Version Control
    • Testing practices
    • Database systems and query optimisation (e.g. SQL, NoSQL)
    • RESTful API design and integration
    • Cloud computing platforms and services (e.g. AWS, Azure)
    • Advanced microservice and event-driven architectures
    • Deployment using Kubernetes and containerisation
    • Secure coding and transaction integrity within a payments environment

    Ideal:

    • Additional experience with React Native or Ionic/Capacitor alongside native Android
    • Exposure to PCI PTS / PA-DSS standards
    • DUKPT or MK-SK key management
    • Prior experience at a payment terminal vendor or fintech (e.g. PAX, Ingenico, Verifone, ECentric, Synthesis)

    Skills

    • Analytical Skills
    • Attention to Detail
    • Communications Skills
    • Interpersonal & Relationship management Skills
    • Problem solving skills

    Additional Information

    • Clear criminal and credit record

    go to method of application »

    Manager: Exchange Control Advisory and Reporting

    Purpose Statement

    • To manage and oversee the team of Specialists responsible for all treasury, international banking and payment related products and systems within the Exchange Control environment in Capitec.
    • To advise the clients on Exchange Control related matters and manage the Balance of Payment (BOP) reporting processes in line with regulatory requirements.
    • To be the liaison with the South African Reserve Bank (“SARB”) on behalf of Capitec and the Exchange Control Department.

    Experience
    MINIMUM:

    • 5 - 7 years in Foreign Exchange, Exchange Control, Nostro Management, Derivatives, ISDA, Payments and SWIFT
    • 2 years budget experience
    • 3 years leadership experience
    • Stakeholder engagement experience
    • Proven experience in interacting/engaging and transferring knowledge effectively, to a wide range of people including and up to Exco level
    • Previous experience in representing a business at a Regulatory Body.

    IDEAL:

    • 7+ years in Foreign Exchange, Exchange Control, Nostro Management, Derivatives, ISDA, Payments and SWIFT
    • 2+ year’s budget experience
    • 3+ year’s leadership experience

    Qualifications (Minimum)

    • Grade 12 National Certificate / Vocational

    Qualifications (Ideal or Preferred)
    Knowledge
    MINIMUM:

    • In-depth industry knowledge relating to the Exchange Control landscape
    • Knowledge of the compliance and regulatory framework within the banking sector (PASA, SARB FICA etc.)
    • Knowledge on Foreign Exchange systems.
    • Negotiation techniques on client query resolution.
    • Insight on Client Experience.
    • Business case development.
    • Commercial business knowledge and acumen.
    • Applying innovative and creative concepts into a practical foreign exchange environment.

    IDEAL:

    • Exchange Control products, processes, and procedures (including SARB guidelines)
    • Understand Capitec’s strategic objectives
    • Knowledge on development of new business cases/concepts/ideas

    Skills

    • Communications Skills
    • Decision making skills
    • Interpersonal & Relationship management Skills
    • Analytical Skills
    • Management skills

    Conditions of Employment

    • Clear criminal and credit record

    go to method of application »

    Executive PA

    Purpose Statement

    • We're looking for an experienced Executive PA to support our Chief Information Officer and CIO leadership team. This role goes beyond diary management and administration. It's about being a trusted partner, creating structure in a fast-moving environment, and helping our technology leaders work at their best.
    • If you're highly organised, naturally proactive, tech-savvy, and enjoy building strong relationships across all levels of a business, we'd like to hear from you.

    What you'll be doing

    • Supporting the CIO and CIO leadership team with day-to-day executive and administrative requirements.
    • Managing complex calendars, meetings, travel arrangements, and leadership engagements.
    • Coordinating meetings across teams, locations, and time zones.
    • Supporting governance, procurement, and vendor administration processes.
    • Building strong working relationships with a diverse range of stakeholders, from technical teams to executives and external partners.
    • Managing confidential and sensitive information with professionalism and discretion.
    • Finding smarter ways to work by leveraging digital tools and AI-enabled solutions.

    What we're looking for

    • National Diploma in Business Administration, Office Management, or a related field

    Experience and Knowledge

    • Office administration and executive support
    • General office systems and administrative processes
    • Logistics and procurement coordination
    • Exposure to vendor and contract administration
    • Understanding of IT project environments and governance processes

    Skills

    • Strong communication and business writing skills
    • Excellent planning, organisation, and coordination abilities
    • Confident stakeholder management skills
    • The ability to build relationships across technical and non-technical teams
    • Exceptional diary and meeting management capabilities
    • Strong Microsoft Office skills, including Word, Excel, PowerPoint, Outlook, Teams, and SharePoint
    • High levels of professionalism, discretion, and confidentiality
    • Comfortable working in a dynamic and changing environment
    • Experience using AI-enabled productivity tools such as Microsoft Copilot and other generative AI solutions
    • Curious about new technology and ways of working

    A little about you

    • You're someone who stays one step ahead. You anticipate needs before they're raised, take ownership, and bring calm and structure to a busy environment. You enjoy working with people, solving problems, and making things happen behind the scenes. Most importantly, you're passionate about enabling others to do their best work.
    • Ready to join a team that's changing banking for good? We'd love to hear from you.

    Conditions of Employment

    • Clear criminal and credit record
    • Contactable via own mobile phone

    go to method of application »

    Software Development Manager

    • We are looking for an experienced Software Development Manager: Cash Devices to lead the teams responsible for our cash-device technology platforms, terminal applications, integrations and operational delivery capability. This is a strategic technical leadership role for someone with strong ATM and transaction-processing expertise who can provide technology direction, manage key vendor and platform relationships, ensure the stability, availability and security of critical banking systems, and develop high-performing teams. The successful candidate will drive delivery excellence, operational resilience, continuous improvement and people development across a critical customer channel.

    What you'll do

    • Lead multiple ATM technology delivery teams responsible for ATM applications and services.
    • Drive solution design, architecture governance, engineering standards and delivery quality.
    • Ensure system availability, performance, resilience and security across a critical banking channel.
    • Oversee software development, enhancements, maintenance and production support.
    • Lead major incident management, root cause analysis and recovery activities.
    • Build and develop high-performing technical delivery teams through coaching and mentoring.
    • Manage vendor relationships, technical roadmaps and delivery outcomes.
    • Partner with product, technology and business stakeholders to deliver strategic objectives.
    • Partner with the Product Head to translate the strategic product roadmap into executable delivery plans, release forecasts, milestones and team-level execution priorities across the cash-devices technology portfolio.
    • Lead agile planning practices with the team, translating prioritised business features into delivery-ready team epics and, through iterative refinement, clear user stories, while managing dependencies, capacity, sprint and release planning, and delivery tracking.
    • Drive engineering best practices including secure coding, code reviews, CI/CD and production readiness

    What we're looking for:

    • 8+ years of direct ATM domain experience.
    • Proven experience within ATM delivery, support and operational environments.
    • Strong technical delivery leadership experience within a banking or financial services environment.
    • Proven ability to build high-performing technical delivery teams through coaching, mentoring, capability development, succession planning and career growth initiatives.
    • Experience leading technical teams in an agile delivery environment, including translating strategic roadmaps into delivery plans, decomposing prioritised features into team epics and user stories, forecasting delivery, managing dependencies and tracking execution.
    • Experience managing critical production systems and high-availability platforms.
    • Production resilience & Security (ie. Incident Management, Root cause analysis, problem management, disaster recovery, performance analysis and optimisation, production monitoring, ATM security Principles, Encryption concepts, PCI DSS and PCI Pin standards)

    Technology Engineering & Integration

    • Proficiency in programming and scripting languages appropriate to the technology environment
    • API Integrations
    • Enterprise Integration Patterns
    • Architecture Governance
    • Secure Coding Practices
    • CI/CD Principles
    • Technical Design Reviews and Code Reviews

    Critical technical expertise:
    ATM Technologies

    • ATM transaction lifecycle
    • ATM application architecture
    • Device integrations
    • ATM deployment and estate management
    • Production support and device availability
    • Experience with established ATM manufacturer platforms; NCR SelfServ and Diebold Nixdorf are preferred, while experience with GRG, Hyosung or other enterprise ATM estates will also be considered.

    Terminal Applications & Device Platforms:

    • NCR AANDC / NDC / NDCe
    • Diebold Agilis / VCP
    • Self-service banking platforms
    • ATM, cash recycler, cash deposit and assisted-service solutions
    • Other vendor terminal application platforms

    Postilion (Essential):
    Experience with:

    • Postilion ATM Switching
    • Terminal Drivers
    • ATM Application Integration
    • ISO8583 Messaging
    • Routing and Transaction Flows
    • Transaction Debugging

    Postilion Configuration

    • Experience with Postilion ATM App and/or Postilion SDK Development will be highly advantageous.

    Delivery & Planning Leadership

    • Translation of the Product Head’s strategic roadmap into executable delivery plans, milestones, release forecasts and team-level priorities
    • Practical application of agile methodologies, including Scrum, Kanban and scaled agile practices where appropriate
    • Release planning, forecasting and delivery tracking
    • Working from the Product Head’s prioritised backlog and partnering with the team to decompose business features into delivery-ready team epics and progressively refined user stories
    • Dependency, risk and issue management
    • Capacity and resource planning
    • Vendor and cross-functional delivery coordination
    • Stakeholder management and executive reporting

    Advantageous experience:

    • NCR NDCe development and Builder experience
    • Multi-vendor ATM environments (NCR, Diebold, GRG, Hyosung)
    • Digital and omnichannel banking platforms
    • API and event-driven architecture
    • Kafka and event streaming
    • Cash recycler and deposit automation solutions
    • Azure, Kubernetes, DevSecOps and modern cloud engineering practices

    Qualifications (Minimum)

    • Bachelor's Degree in Commerce or Information Technology - Computer Science

    Qualifications (Ideal or Preferred)

    • Honours Degree in Commerce or Information Technology - Computer Science

    What's in it for you?

    • Lead technology that supports one of the bank's most important customer channels.
    • Influence strategic technology decisions and long-term platform direction.
    • Work with complex, large-scale, business-critical systems.
    • Lead highly skilled technical delivery teams and strengthen capability across the cash-devices environment.
    • Drive modernisation initiatives across ATM, digital and engineering platforms.
    • Gain exposure to leading ATM technologies, switching platforms and vendor ecosystems.
    • Join a culture that values innovation, ownership, collaboration and continuous improvement.

    Conditions of Employment

    • Clear criminal and credit record

    go to method of application »

    Business Process Engineer

    • At Capitec, we're reimagining how we understand, serve and protect our clients across Personal Banking, Business Banking and Insurance. We're looking for a seasoned Senior Business Process Engineer who thrives on solving complex business challenges, designing future-state operating models and influencing strategic decision-making at an enterprise level. 
    • This role suits someone who combines analytical thinking, business architecture expertise and stakeholder influence to solve meaningful enterprise challenges. You’ll shape scalable, compliant client lifecycle solutions across onboarding, due diligence, information management, risk categorisation and offboarding. 

    What will you do?

    • Design and optimize end-to-end business processes across the client lifecycle, from onboarding through to offboarding.
    • Develop target-state operating models and business architectures that enable scalable and sustainable solutions.
    • Apply a strong legal, regulatory and compliance lens to client lifecycle processes, ensuring business solutions are practical, scalable and audit ready.
    • Drive cross-functional initiatives that span multiple business areas, products and stakeholder groups.
    • Improve client data quality, client information management and customer relationship management capabilities.
    • Influence strategic thinking by helping the organization understand how people, processes, systems and data fit together. 

    Minimum Requirements:

    • At least 8 years' experience in Business Engineering, Business Process Engineering, Business Architecture or a similar discipline.
    • Relevant Engineering qualification, preferably Industrial Engineering or another related engineering field.
    • Proven experience solving complex business challenges within large organisations.
    • Experience designing and optimising business processes and operating models.
    • Strong stakeholder engagement and communication skills, including the ability to influence senior leaders and executives.
    • Experience working with customer relationship management (CRM) systems. 

    Technical and Domain Expertise:

    • Client lifecycle management.
    • Client onboarding and servicing.
    • Customer relationship management.
    • Data quality and client information management.
    • Regulatory and compliance-driven process design.
    • Business architecture and process modelling.
    • Cross-functional solution design. 

    What will make you stand out?

    Experience in any of the following: 

    • AML, KYC, FATCA/ or CRS programmes.
    • Business Architecture or Capability Modelling.
    • Enterprise Process Architecture.
    • Regulatory transformation initiatives.
    • Client due diligence or client risk management.
    • Acting as a team lead, programme lead or trusted deputy within a business function. 

    Conditions of Employment

    • A valid driver's license and own vehicle is required
    • Clear criminal and credit record

    go to method of application »

    Team Leader: Credit Intelligence Analysis

    Purpose Statement

    • To manage and lead a team of credit intelligence analysts and specialists within the Credit client account management function to co-create the bank’s credit strategy.
    • Pro-actively manage credit risk and optimise performance of the various strategies with the development of predictive models, policy rules, and intervention strategies.
    • Ensure the quality delivery of advanced statistical insights and application thereof to influence credit decision making.

    Experience
    Min:

    • 6 - 8 years’ experience in retail credit (including advanced analytics, statistical modelling, as well as policy and process enhancement).
    • In case of Honours degree: 5 - 7 years’ experience in retail credit analysis (including SQL programming and descriptive analytics). 
    • Minimum of 3 years Portfolio specific experience.
    • Experience working with / contributing towards credit principles, policies, frameworks.

    Ideal: 

    • Capitec Bank experience

    Qualifications (Minimum)

    • Bachelor's Degree in Finance or Statistics

    Qualifications (Ideal or Preferred)

    • A relevant post-graduate qualification in Finance or Statistics

    Knowledge

    • NA

    Skills

    • Communications Skills
    • Influencing Skills
    • Leadership Skills
    • Planning, organising and coordination skills
    • Presentation Skills
    • Project Management Skills (Methodolgy Specific)
    • Reporting Skills
    • Researching skills

    Conditions of Employment

    • Clear criminal and credit record

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    Systems Analyst I

    Why this role exists

    • We are growing the way our systems work together, and we need a Systems Analyst who can step back, seethe full picture and design solutions that make sense end to end. This role exists to turn complex businessneeds into clear, well‑structured  system designs that teams can confidently build and support.

    What you’ll do

    • Design system solutions that fit into a wider technology landscape and support real business outcomes 
    • Break complex requirements into clear, structured components that development teams can easily implement.
    • Translate technical concepts into diagrams, documentation and explanations that others can understand and use.
    • Work closely with developers, engineers and business partners to refine solutions and resolve system issues.
    • Review delivered solutions to ensure they align with the original design and make adjustments where needed.

    About the team

    • We work in a systems and integration environment that supports high‑volume, business‑critical platforms. Our team partners closely with development and operations teams, playing a key role in shaping how systemsconnect, scale and evolve. The impact of our work is visible across multiple platforms and services.

    Why this role is different

    • We focus on design and thinking, not just delivery
    • We give you exposure to complex systems and meaningful architectural decisions
    • We value people who can explain, influence and collaborate — not just write code
    • We work in a culture that encourages ownership, learning and practical problem‑solving

    What we’re looking for

    • Several years’ experience in systems analysis or solution design
    • A background in software development or engineering, with a strong understanding of how code works
    • Proven ability to design system flows, integrations and solution diagrams
    • Experience working with complex, integrated systems
    • Solid knowledge of databases, web technologies and system interfaces
    • Strong communication skills and the confidence to explain ideas clearly
    • Experience in regulated or large‑scale environments is an advantage

    Experience
    Minimum:

    • Relevant tertiary qualification in Information Technology (Computer Science or Information Systems)
    • 5–8 years’ experience in Systems Design and Analysis
    • Exposure to complex system integrations
    • Strong understanding of development environments (background in software engineering advantageous)At least 1–2 years of telco experience (advantageous)Ideal:

    Technical Skills:

    • SQL
    • Transact-SQL
    • Web Services
    • HTML, CSS, JavaScript
    • Exposure to Java (advantageous, not mandatory)
    • Certifications such as AWS are beneficial but not mandatory. 

    Ideal Experience & Tools:

    • Jira
    • Confluence
    • Exposure to automation tools
    • Working knowledge of Java and/or C# 

    Qualifications (Minimum)

    • A relevant tertiary qualification in Information Technology

    Qualifications (Ideal or Preferred)

    • Certification in ITIL

    Knowledge
    Minimum:

    • Knowledge and understanding of:
    • Functional knowledge of the respective area
    • Systems analysis methodologies
    • Defining functional and non-functional requirements
    • Documentation including assistance with drafting documents for technical requirements and training purposes
    • Where applicable for the functional area:
    • SQL (e.g. My SQL and Microsoft SQL)
    • API integration (e.g. web services, REST Services, SOAP, etc)

    Ideal:

    • Knowledge and understanding of: 
    • ITIL Principles and the application thereof
    • Automation tools
    • Object-Oriented Analysis and Design (OOAD)
    • Project Management and coordination
    • Banking systems and business models
    • Card Processing
    • Best practices for Quality Assurance (QA)
    • Jira and Confluence
    • Where applicable for the functional area:
    • Programming and programming languages, enabling troubleshooting and escalation where required to Software Engineers. Could include: 
    • JAVA |  C# | Python, Powershell, Postman/Soap |NET Frameworks |XML |JSON |HTML |CSS |JavaScript

    Skills

    • Analytical Skills
    • Attention to Detail
    • Business writing skills
    • Communications Skills
    • Interpersonal & Relationship management Skills
    • Numerical Reasoning skills
    • Problem solving skills

    Conditions of Employment

    • Clear criminal and credit record

    go to method of application »

    Cyber Security Engineer

    • At Capitec, we’re building secure, innovative banking solutions and we need skilled professionals who can stay one step ahead of evolving cyber threats. As a Cyber Security Engineer, who speocializes in Incident Response, you will focus on identifying vulnerabilities, monitoring security events, and responding to incidents, while leveraging threat intelligence to strengthen our overall security posture and resilience.

    What You Will Do?

    • Conduct vulnerability research and analyse security threats
    • Perform risk assessments and report on security posture
    • Monitor systems and logs for suspicious activity
    • Respond to and mitigate security incidents and breaches
    • Identify and remediate vulnerabilities across systems
    • Maintain incident records and improve response processes
    • Collaborate with IT/dev teams to embed security in systems
    • Collect and share threat intelligence across teams
    • Track attack patterns and support security improvements
    • Build threat dashboards for monitoring and reporting

    What We Are Looking For

    • At least 5 years’ experience in Incident Response and Threat Mitigation
    • Experience with: Active Directory, SQL, SharePoint, Windows/Red Hat
    • Exposure to Agile/DevOps environments
    • Relevant IT/Computer Science qualification
    • Preferably banking/financial services experience

    Minimum Qualifications

    • Grade12 (National Certificate / Vocational)
    • Relevant tertiary qualification in Information Technology / Computer Science

    Skills

    • Analytical Skills
    • Communications Skills
    • Decision making skills
    • Interpersonal & Relationship management Skills
    • Leadership Skills
    • Planning, organising and coordination skills

    Why Work For Capitec?

    • Work on high-impact security challenges within a leading digital bank
    • Be part of a collaborative and forward-thinking security team
    • Continuous learning and exposure to modern fintech and API ecosystems
    • Opportunity to influence how security is embedded across the organisation

    go to method of application »

    Software Engineer: Back-End III

    About the Role

    • We are looking for a highly skilled Software Engineer to join our Cash Devices team on a permanent basis. This role focuses on the development, integration, and support of custom ATM solutions, forming a critical part of the software platform that supports Capitec’s ATM estate.
    • This is a specialist role combining strong Postilion expertise with SDK‑based Java development, with a primary focus on configuration, integration, and operational stability, rather than pure greenfield software development. The role is based in Stellenbosch, where hands‑on access to the ATM lab environment is required.

    Key Responsibilities

    • Develop and maintain custom applications and interfaces using the Postilion SDK
    • Build and support Cash Devices applications and device integration solutions (ATM, POS, etc.)
    • Customise and extend Postilion functionality to meet business and operational requirements
    • Develop and maintain SDK‑based integrations using Java
    • Support and upgrade integration drivers between devices and ATM applications
    • Provide technical support, troubleshooting, and issue resolution for Postilion‑related systems
    • Collaborate with cross‑functional teams including QA, infrastructure, and business analysts
    • Support patching, upgrades, and lifecycle management of ATM software platforms

    Our Ideal Candidate Has
    Minimum 5 years’ experience in a Postilion systems role, including exposure to:

    • Postilion Realtime
    • PostCard
    • Postilion Office
    • ATM Application environments
    • Minimum 5 years’ current experience with either:
    • Postilion SDK or
    • Java development in integration‑heavy environments
    • Strong understanding of ISO 8583 messaging and ATM transaction flows
    • Experience with ATM device protocols (e.g. Diebold 912, NCR NDC)
    • Experience working with modern source control systems (Git / GitHub), including branching, merge requests, and code reviews
    • Scripting experience (preferably PowerShell or Python)
    • Solid database knowledge; SQL Server experience preferred
    • Strong analytical, troubleshooting, and debugging skills
    • Excellent communication and documentation abilities
    • Experience in banking, fintech, payments, or switching platform environments

    Education (Minimum)

    • Grade 12 National Certificate / Vocational

    Education (Ideal or Preferred)

    • A relevant tertiary qualification in Information Technology

    Skills

    • Analytical Skills
    • Attention to Detail
    • Communications Skills
    • Interpersonal & Relationship management Skills
    • Problem solving skills

    Additional Information

    • Clear criminal and credit record

    go to method of application »

    Product Marketing Manager

    • We don't need a brand dreamer. We need someone who thinks like a business partner and executes like a marketer.
    • This role sits inside our credit portfolio covering Credit Card, Term Loan and Access Facility products. You'll get close to the business, understand what's driving it, spot the gaps, and turn that knowledge into marketing that moves people.
    • It's hands-on, fast paced and built for someone who's as comfortable challenging a brief as they are writing one.

    What you'll do

    • Translate business-unit requirements into integrated marketing plans
    • Work directly with our internal creative and delivery teams to get campaigns out the door
    • Embed yourself with the product team and operate as a true business partner
    • Challenge requests when the real problem is a product or client experience issue not a marketing one
    • Develop business cases, identify marketing gaps and motivate for budget where it's needed
    • Manage projects end-to-end from brief to delivery without relying on external agencies to do it for you

    What you bring

    • 5–7 years in marketing, with a track record of managing complex, cross-functional projects
    • Comfort with ambiguity you figure things out and move forward
    • Experience in financial services or credit is advantageous; a background in FMCG or retail transfers well

    Qualifications

    • Minimum: Honours Degree (postgraduate in any relevant field)
    • Preferred: Master's Degree

    Knowledge

    • How marketing drives business growth not just awareness
    • Integrated marketing across multiple channels
    • Campaign management from planning through to performance tracking
    • Business levers, client journeys and how operational realities shape marketing decisions

    Skills

    • Strong stakeholder engagement: you can hold your own in a room with senior leaders
    • Project management: you own it, track it and deliver it
    • Analytical thinking: you use data to make decisions, not just to report them
    • Clear communication: written and verbal

    go to method of application »

    Business Banker: Merchant Services

    Purpose Statement

    • To build, maintain and optimise effective client relationships by providing excellent client service through engagement and consultation with existing clients including installation, after sales support and training on products.
    • To contribute to the overall profitability of Business Bank by promoting and selling Business Bank and merchant products to new and existing clients.

    Experience
    Min:

    • At least 2-3 yrs. proven experience in a CRM environment with responsibility for, or exposure to cross and upselling.
    • Proven experience in identifying sales or business opportunities and/or customer needs and providing solutions for these.  
    • Building and developing a client base across a geographic area.
    • Experience in a FMCG, banking or retail environment

    Ideal:

    • Providing on-site support and training to external clients
    • Providing on-site technical support/client support within a retail/sales environment
    • Cold-calling/external sales experience in a merchant acquiring environment, generating own selling opportunities

    Qualifications (Minimum)

    • Grade 12 National Certificate / Vocational

    Qualifications (Ideal or Preferred)

    • Bachelor's Degree in Commerce or Marketing

    Knowledge
    Minimum:

    • Commercial, economic, SME landscape (esp. in the relevant geographic area)
    • Sales and sales optimisation techniques & principles
    • Commercial/business know how (how businesses work.)
    • Client relationship management principles
    • Engagement/conflict management practices
    • Performance culture

    Ideal:
    Knowledge and understanding of:

    • Business banking landscape, product knowledge
    • Payment solutions environment (merchant services)
    • Stock control
    • POS Solutions
    • Capitec Bank Acquiring product knowledge

    Skills

    • Influencing Skills
    • Planning, organising and coordination skills
    • Communications Skills
    • Commercial Thinking Skills
    • Interpersonal & Relationship management Skills
    • Negotiation skills
    • Computer Literacy (MS Word, MS Excel, MS Outlook)

    Conditions of Employment

    • Clear criminal and credit record
    • A valid driver's license and own vehicle is required as an inherent operational requirement of the job

    go to method of application »

    Learning Experience Designer (LXD)

    • As part of our Learning Design Studio, you'll join a team of innovators, strategists, designers, and learning specialists dedicated to building exceptional learning experiences in a digital-first, AI-enabled environment.

    Be Ready for What's Next

    • While this is not an active role, we are always looking to connect with exceptional talent. By joining our talent pipeline, you'll be among the first professionals considered when relevant opportunities become available. We encourage you to submit your profile and stay connected with our team for future career possibilities.

    Experience
    Min/Ideal:

    • Minimum 3–5 years of experience in learning experience design, instructional design, or a similar role.
    • Proven experience designing both in-person and digital/blended learning solutions.

    You'll be responsible for:

    • Designing end-to-end learning journeys and experiences using proven instructional design and learning experience methodologies.
    • Conducting learning needs analysis and performance diagnostics
    • Developing digital, blended, facilitated, and microlearning solutions
    • Collaborating with SMEs, stakeholders, and cross-functional teams
    • Leveraging learning technologies, multimedia, and emerging AI capabilities
    • Measuring learning effectiveness through data, analytics, and learner feedback
    • Continuously improving learner experiences through evidence-based design practices
    • Apply Human-Centred Design, learner experience (LX), UX, behavioural science, and adult learning principles to create meaningful learning interventions.
    • Create interactive and visually engaging learning content using multimedia tools and modern learning technologies.
    • Leverage learning analytics and feedback data to evaluate learning effectiveness and continuously improve learner experiences.
    • Manage multiple learning projects and ensure successful delivery within agreed timelines

    Qualifications (Minimum)

    • Bachelor's Degree in User Experience / User Design

    Qualifications (Ideal or Preferred)

    • Masters Degree

    Knowledge
    Min/Ideal:

    • Strong knowledge of instructional design models (ADDIE, SAM, or Agile methodologies).
    • Familiarity with Learning Management Systems (LMS) and learning analytics.
    • Experience with tools like Articulate 360, Adobe Creative Suite, Camtasia, or similar platforms.
    • Understanding of adult learning principles, cognitive science, and learner engagement strategies.

    Preffered:

    Strong Work Ethic

    • Takes ownership and delivers consistently.
    • Manages multiple projects simultaneously.
    • Demonstrates accountability and professionalism.

    Client-First Mindset

    • Comfortable engaging stakeholders directly.
    • Able to consult, challenge constructively and build trust.
    • Strong communication and relationship management skills.
    • Understands business outcomes, not just learning outputs.

    Creativity Coupled with Learning Expertise

    • Can translate complex content into engaging learning experiences.
    • Demonstrates innovative thinking and strong design judgement.
    • Understands both learning science and learner experience design.
    • Uses modern approaches, tools and technologies to create impactful solutions.

    Portfolio of Evidence

    • Must be able to showcase real work.
    • Portfolio should demonstrate learning design thinking, writing ability, visual communication and business impact.
    • Portfolio carries significant weight when assessing capability.

    Agency / Learning Studio Experience

    • Previous experience in a learning agency, learning consultancy or learning studio environment is a strong advantage.
    • Exposure to multiple clients, fast-paced delivery and diverse project types accelerates readiness for the role.
    • Experience in environments similar to LRMG, TTRO or other learning consultancies would be highly valuable

    Skills

    • Analytical Skills
    • Interpersonal & Relationship management Skills
    • Project Management Skills (Methodolgy Specific)

    Conditions of Employment

    • Clear criminal and credit record

    Method of Application

    Build your CV for free. Download in different templates.

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