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  • Posted: Jan 22, 2025
    Deadline: Not specified
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    WesBank has changed and evolved over four decades to become the leading destination for individuals and businesses who need expert advice on asset finance. Today, WesBank focuses on putting customers first, offering innovative, tailor-made finance solutions, and providing quality service to all clients based on their needs. WesBank's history of innovations i...
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    Data Scientist

    Job Description

    • To plan, build, optimise and implement innovative quantitative analytical methodologies, procedures, products and advanced mathematical models that provide analytical support and interpret insights, to address business opportunities and problems and implement business strategy, with minimal guidance.

    Hello, Data Scientist

    • Welcome to WesBank, the home of the #Changeables.
    • We design for the shapeshifters and deliver products and services that make us incredibly proud of the people that make it happen. We are creating a world class lending and credit risk capability, establishing the gold-standard through thought leadership and execution. As part of our credit community, you get to apply your skills to a diverse lending market, adapting and thriving while doing so. We strive to consistently develop better ways to partner with customers through lending, lifting society in doing so.

    Role Purpose

    Are you someone who:

    • Enjoy using data to gain an in-depth understanding of business objectives, the development of solutions to translate new business acquiring, to strategic objectives (This starts with setting risk appetite and stretches all the way to setting limits that we should offer at a competitive interest rate.) 
    • The role will also require an understanding of the quantitative balance between risk and reward, to enable risk based analytical decisions.
    • Working closely with product owners to ensure alignment on the value proposition that will impact the future of the business.
    • As solutions mature, performance monitoring and enhancement of new business strategies will be key.
    • Work closely with the greater credit analytics team and community to continuously evolve and adapt to the multiple changes in the economy and competition. As such, Innovation is at the forefront of how we do business and putting our customers first.
    • Understand how to work with big data and transform data to be suited for modelling or other analytical insights.
    • Strong coding proficiency (preferably SAS).
    • Can work well under pressure.
    • Able to translate business requirements into tangible, creative solutions with guidance.
    • Perform end-user scorecard, credit strategy testing and propose refinement and/or adjustments.

    We can be a match if you are:

    • Curious & courageous – you’re driven by always wanting to know more and learn more and you’re brave enough to take action.
    • Obsessed with mastery – you know what it takes to become good at what you do and are constantly pushing yourself to achieve this.
    • A team player – you believe in the power of teams, building and leveraging your networks.
    • Emotionally intelligent – you are able to connect with people to build trust

    As a Changeable you will have access to:

    • Opportunities to network and collaborate.
    • Opportunities to innovate.
    • Flexible working environment
    • Focus on health and wellbeing.
    • Coaches and mentors to help with your professional development.
    • A very generous leave policy to cater for your individual needs.
    • Preferential employee banking rates that include Vehicle and Home loans

    Qualifications and Experience

    • Do you have experience in any of these parts of the credit value chain:
    • Setting or optimising of credit risk appetite and/or product strategies
    • Using data and analytics to provide insights into a credit portfolio or product
    • Model development and maintenance / optimisation of existing models
    • Intermediate to advanced coding skills in SQL essential
    • Intermediate to advanced skills in SAS and Python would be beneficial.
    • Understand how to work with big data and transform data to be suited for modelling or other analytical insights.
    • Interested in the relation between risk & reward in optimising the portfolio or product
    • Minimum Qualification: Have a relevant Degree in Mathematical Sciences, Statistics, Data Engineering and/or Actuarial Science.
    • Preferred Qualification: Honours Degree
    • Experience: A minimum of 3 year’s relevant experience within a similar environment 

    Job Details

    • Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.
    • 30/01/25

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    Data Solutionist

    Job Description

    • To interpret the business requirements and translate these into a set of detailed data requirements as part of the software development life cycle (SDLC); serve as an active and strategic partner to functional and business leaders, helping to drive the business through the lens of data by integrating data upfront into project design ensuring the necessary underlying business processes and system development; ensure valid and coherent business rules, sustainability of data modelling and the availability of accurate and timeous data required for all related reporting and analytics
    • Control expenditure and identify process improvements to contain and reduce costs.
    • Understand and adhere to the Information Governance Framework and associated policies and guidelines.
    • Manage prioritized projects that require inputs from cross-functional stakeholders while balancing impact on business needs.
    • Understand data and analytics tools to drive analytics and support business in the documentation and development of business and system development life cycle (BDLC and SDLC).
    • Understand business strategy, needs and requirements to synthesise insights and recommend appropriate solutions or measures to business.
    • Display and encourage an appreciation of teamwork and inclusivity.
    • Participate in planned activities that are appropriate for own development.
    • Ensure development and continuous value add improvement to operational processes.
    • Build working relationships across teams and functional lines to enhance work delivery, collaboration and innovation.
    • Creates solutions to meet customer demands to deliver internal and external customer service excellence through adherence to quality service standards.

    Qualification and Experience 

    • Minimum Qualification - Relevant BSc or BCom degree or B Informatics or other relevant degree
    • Experience - 3 to 5 years’ experience in a similar e of which 1 to 2 years ideally at a junior specialist level
    • Additional Knowledge - Knowledge of statistical analysis (e.g., descriptive statistics and knowledge of statistical significance), quantitative research, and experience     gathering and interpreting data
    • Experience in data analytics and Biz Intelligence
    • Experience in working with business analysts on new products or services design
    • Experience with DAMA Information Management principles. Expertise not required.
    • Experience in building new data assets (e.g. from a new product or process)
    • Experience in documentation notably data requirements in Business Requirement Specification documents and other technical data documentation
    • Knowledge of data visualization principles
    • Experience in data visualization tools and Excel (complex formulas, pivots, macros, etc.)
    • Experience in working with data modelers (expertise not required)
    • Experience in process mapping
    • Experience working on a project team
    • Ability to utilise data to uncover insights that drive action and communicate analysis to technical and non-technical audiences
    • Experience communicating technical results to technical and non-technical audiences
    • Experience engaging directly with enterprise-level clients and stakeholders
    • Experience training/mentoring team members

    go to method of application »

    Risk Manager

    Job Description

    • Apply Risk Management processes within the area of responsibility
    • Provide guidance and assist with requirements on changed or new risk tools
    • Oversee the effective use of risk tools and monitor its effectiveness for the business
    • Assist with preparation and analyses of reports for tabling at various Risk Committees
    • Scrutinize risk reports submitted by the branch/business unit and ensure reporting and tools are in line
    • Ensure data integrity, data structures and business line mappings are correct
    • Monitor workflow issues in loss data system
    • Document processes to enhance general ledger reconciliations and monitor data extractions for reporting purposes
    • Monitor documented requirements and project manage deliverables
    • Highlight risk areas through root cause analysis
    • Monitor action plans on various risk tools
    • Monitor risk reporting and escalate issues
    • Deliver against operational and cost targets
    • Prioritize resource allocation to minimise and reduce wastage
    • Monitor costs for the financial year according to the operational plan
    • Allocates and approves expenditure
    • Review cost reports and resolves or explains variances to the budge
    • Identify, control and escalate potential risks that may lead to increased costs
    • Manage costs or expenses within approved budget to achieve cost efficiencies
    • Build relationships that allow for the managing of expectations; the sharing of knowledge and diverse insights; and the creation of buy-in
    • Engage in cross-functional relationships to obtain and to provide work support
    • Deliver customer experience excellence aligned to Organisational values and service standards
    • Build professional long-term relationships with customers based on trust that builds the brand
    • Collect and interrogate information and feedback to ensure full understanding of customer needs to deliver a quality service
    • Deliver service that exceeds customer expectations through proactive, innovative and appropriate solution selection and application
    • Provide customers with relevant information to keep them informed of products and service options
    • Innovate by finding the best fit solution for the situation such as the flexibility of delivery and customised solutions which result in more efficient outcomes
    • Drive and embed risk capabilities in the business
    • Ensure application of risk capabilities and tools are applied to identify, evaluate, report and monitor risk processes
    • Drive a combined assurance approach to risk management by engaging specialists and other assurance partners on key risks matters
    • Ensure comprehensive risk assessments are conducted in relation to products, services and solutions that are developed by the business are appropriate to manage the risks within the approved risk appetite
    • Work with business unit to understand business, drivers, current concerns and future plans to mitigate risk to proactively identify and anticipate risks (including emerging risks)
    • Identify, manage and mitigate interconnected / interdependency risks and provide relevant information to business and risk teams to appropriately manage and mitigate risk
    • Understand changes of applicable risk policies and communicate to relevant stakeholders accordingly
    • Keep abreast of relevant risk developments externally and ensure it is considered in the risk profile for the business
    • Ensure development of appropriate solutions to identify losses and risk exposures and facilitate the effective implementation thereof
    • Ensure business continuity management plans are reviewed and tested and aligned to business continuity strategy
    • Assist business to identify risks inherent in key business processes, new products, business projects and key outsourced and insourced arrangements and critical third-party service providers
    • Ensure business has designed and implemented controls to manage the risks identified
    • Build a risk management culture through ensuring awareness campaigns to educate stakeholders to influence behaviour and drive the importance of compliance and good conduct
    • Analyse business information, data and BU risk reports to identify trends and create qualitative risk status reporting with accurate and reliable business intelligence
    • Prepare the relevant risk profile report in a format that is acceptable to senior management and risk governance committees and considers all key risks
    • Ensure appropriate governance structures are in place in area of accountability
    • Develop and communicate timelines for submission of relevant op risk reports to risk committee structures that align to Group Risk timelines
    • Escalate significant risk issues to management or Enterprise Risk Management and risk governance structures as relevant
    • Review risk management documentation and risk reports to ensure achievement of relevant risk strategy
    • Track and report at the relevant forums and committees monthly on progress towards achieving the relevant risk strategy at defined intervals
    • Ensure all stakeholders have been engaged and information provided by Project Management Office (PMO) is reviewed and challenged to ensure accuracy
    • Escalate critical projects status to contribute to delivery against set timelines where required
    • Set the strategy and create the enabling environment for active risk reduction by informing and looking at the key risk indicators (KRIs), re-assessing, and ensuring the control environment is perceived relative to risk appetite as well as ensuring changes to reduce, tolerate or mitigate risk are made accordingly
    • Develop and maintain monitoring plan to ensure coverage of key controls
    • Manage and ensure compliance to the applicable framework in relevant risk control monitoring plan
    • Track feedback on results of monitoring activities to enhance relevant risk control environment
    • Develop, encourage and nurture collaborative relationships across FRG
    • Manage team performance in achievement of business objectives
    • Participate in planned activities that are appropriate for own and employee development

    Job Details

    • Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.
    • 28/01/25

    Method of Application

    Use the link(s) below to apply on company website.

     

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