Latest Jobs at Land Bank Careers

MAIN PURPOSE OF THE JOB

• To provide accounting, managerial and operational expertise in order to provide relevant and reliable information for business decision making through the design, implementation and maintenance of effective financial processes, procedures and policies for Land Bank and Land Bank Insurance subsidiaries

Key Performance Areas    
Develops and Manages the Management and Financial Accounting function of Land Bank Insurance Subsidiaries

• Develop, implement and Manage accounting systems and processes including system of internal controls for greater efficiencies relating to Land Bank Insurance subsidiaries
• Maintains the General Ledger for Land Bank Insurance
• Manages compliance with statutory requirements of PFMA, IFRS, SARS, National Treasury, FSCA and other Regulations relating to the Land Bank Insurance subsidiaries

Reporting and Analysis (Annual Financial Statements, Quarterly and Annual returns to Insurance regulator, Monthly Management Accounts, Quarterly Reports to National Treasury) of Land Bank Insurance Subsidiaries

• Compiles a financial reporting timetable for communication to all stakeholders to meet deadlines for Land Bank Insurance subsidiaries
• Monthly Management Accounts relating to Land Bank Insurance subsidiaries
• Reviews monthly management accounts.
• Adapts monthly reporting as required.
• Performs financial analysis, interpretation and provides comment on variances and financial ratios to ensure timeous and accurate reporting to Exco / Board.
• Financial Performance Write Up
• Quarterly Reports to (National Treasury- NT and financial services Board - FSCA) relating to Land Bank Insurance subsidiaries
• Prepare for review and Submits quarterly reports to National Treasury (Finance Section) & FSCA .
• Annual Financial Statements relating to Land Bank Insurance subsidiaries
• Review of the prior year AFS for technical updates due to changes in International Financial Reporting Standards (IFRS) and other relevant legislation (PFMA, National Treasury Regulations FSCA, VAT Act, etc.)
• Advise management of the subsidiaries of any changes in accounting standards
• Update the current year AFS with all the relevant changes
• Seek continuous improvement in the process of preparing the AFS
• Compile the AFS within the allocated time frame

Prepare, Monitor and Manage Financial aspects of Treasury function

• Prepare and monitor daily, weekly, and monthly cash flow forecasts.
• Ensure adequate liquidity to meet operational and strategic funding requirements.
• Manage the organisation's banking relationships and banking facilities.
• Process and monitor electronic payments and collections.
• Monitor foreign exchange transactions (where applicable).
• Manage short-term borrowing requirements and loan repayments.
• Ensure compliance with lender covenants and funding agreements.

Provide Technical review and advise to Financial and Management Accounting for Land Bank Group

• Oversight into the Annual Financial Statements of Land Bank and subsidiary companies (LBIC & LBLIC)
• Technical Accounting research
• Technical Accounting Projects

Ensure adherence/ compliance to financial processes, procedures and policies of Land Bank Insurance and statutory reporting deadlines

• Develop a month-end timetable and follow up to ensure compliance with the timetable.
• Opening and closing of accounting periods on SAP Finance.
• Assigns responsibilities to relevant assistants, including the creation of reconciliations.
• Manage the month-end focus. (Including investments, write-offs, , fruitless and wasteful and irregular expenditure, impairments, re-insurance premiumsetc.)
• Review of journals.
• Ensure that the General Ledger and journal entries are in accordance with defined standards by analysing accounts and correcting misallocations and miscalculations.

Performance Management

• Analyse the business plan to determine the applicable deliverables and targets
• Compile the Performance Management documentation in collaboration with the staff member 
• Conduct performance reviews in accordance with policies and procedures and take corrective actions where necessary
• Provide coaching and feedback to employees on how to improve and sustain their performance

Preferred Minimum Education and Experience    

• Qualified CA (SA) Completed articles

3-5 years experience including:

• Completion of articles, where applicable (Preferrably in Insurance) 
• IFRS 17 implementation and accounting
• Experience in a Financial Management / Management Accounting position
• Exposure to Insurance Accounting, Regulations and Regulatory Reporting

Critical Competencies    

• Business Acumen
• Short Term & Long-term insurance Act 
• FSCA Requirements 
• International Financial Reporting Standards (IFRS)
• Tax Legislation
• Financial Reporting
• Solvency Assessment Management (SAM)

Additional Requirements    

• Extended hours as and when required
• Travel as and when required

Deadline:11th August,2026

go to method of application »

MAIN PURPOSE OF THE JOB:

• To provide a professional agriculture, economics and valuation service to support the Western Cape in effectively managing collateral by conducting on-site visits to assess the condition and value of collateral for the Region highlighting any operational factors that may impact the condiiona and future value of collateral .
• To conduct on-farm or on site agronomical assessments and inspections of the bank security and re-valuations, effectively manage the collateral in terms of the loan agreement and Collateral Management System (CMS) process thereby identifying collateral shortfalls to minimise risk and prevent financial losses, make recommendations to improve the overall Farm status and mitigate potential risks.
• To provide ongoing technical advice to the provincial team on valuations.

Key Performance Areas    
Specialist assessment and valuations of Collateral

• Provide specialist support to Collateral Unit and the Bank.
• Conduct detailed assessment and valuations of agricultural land, industrial land, urban land, farms, plantations, livestock, crops, equipment and other loose assets held by the bank as collateral
• Complete and submit detailed reports as part of a comprehensive valutions, including
• Viability/Feasibility
• Comparible sales
• Risks & mitigations
• Recommendations

Provincial Agricultural Knowledge Database and Knowledge Sharing

• Collect, process, and package information within the allocated area of responsibility, including amongst others, the determination of the following:
• Market value of fixed property
• Produce prices
• Market trends
• Economic patterns
• Potential of land
• Market valaue of loose assets
• Market value of crops
• Market value of other specialized assets
• Keep the database up to date as appropriate and share at a divisional level
• Contribute information to the national agricultural specialists’ database

Customer and Stakeholder Relationship Management

• Build, foster and maintain consistent, effective and strong relationships with key role players (internal and external) and strengthen relationships with the potential to secure additional business opportunities from external for the bank.
• Participate in agriculture events in the province, and contribute to research and insights as a subject matter specialist respected by peers in the industry.
• Represent Land Bank in appropriate forums and events as appropriate.
• Stay up to date with provincial initiatives and developments and further strengthen the relationship to assess further business opportunities to promote long-term mutually beneficial relationships.

Risk Management

• Provide input into Collateral related Policies and SOP
• Ensure that Collateral is managed in line with the Collateral Managerement Policies and SOP
• Implement Effective Risk Management by conducting inspections following the relevant Land Bank policy and procedures and ensure that the bank’s collateral has the most up-to-date collateral valuations as per the banks’ requirements per asset class
• Conduct Collateral Management Risk Inspections:
• Conduct the farm visits following the processes and procedures
• Conduct routine inspections of existing clients and/or securities and ad hoc inspections
• Identify and report potential risk to clients operations including to the condition of underlying collateral
• Monitor progress of projects financed by Land Bank and ensure adherence to agreed loan terms and conditions as required
• Identification of assets under a Special Notarial Bond for collateral security purposes

Conduct Agronomical Assessments and prepare valuation reports

• Prepare professional valuation reports in line with internal/external standards, regulatory requirements, and industry best practice
• Perform farm visits to ascertain whether the farm funding was utilised as intended:
• Ensure that the funds have been used for their stated purpose
• Monitor and evaluate the progress of the client for any early warning signs of distress
• Advise with subject matter experts and link clients with relevant stakeholders to provide technical advice to clients where necessary
• Conduct in-depth farm Agronomical Valuation
• Determine accutate farm values
• Provide a detailed assessment report including insights, farm status and possible interventions (to rehabilitate).

Preferred Minimum Education and Experience    

• A relevant 3-year qualification in Agriculture or relevant equivalent
• 5 years experience as a Valuator in the Agricultral sector
• 5 years experience in Agricultural businesses, a Co-op, or similar organisations

Critical Competencies    

• Microsoft Office
• Knowledge / Experience of financial and business analytical principles, tools and systems
• Property Valuation Principles
• Loose asset Valuation Principles
• Risk Management Principles
• Lending / Credit Assessment Principles
• Financial and Business Acumen

Additional Requirements    

• Knowledge/Experience of Professional Valuations
• Knowledge/Experience of Agricultural Industry and commodities
• Knowledge of PFMA
• Knowledge of the National Credit Act, Company Law, Contract Law
• Knowledge of the Land Bank Act

Deadline:11th August,2026

go to method of application »

MAIN PURPOSE OF THE JOB

• The Relationship Manager is responsible for fostering single-client ownership throughout the entire client lifecycle. The Relationship Banker is responsible for the end-to-end Client Relationship Management, and Client Experience Management.
• Markets Land Bank and Land Bank Insurance products and services to existing clients and/or new clients with the aim of growing the lending Loan Book in relations to the Client Segmentation model for commercial and development farmers.
• On receipt of client interests, the Relationship Manager views past performance of clients and assess potential of the deal. Advises clients on the requirements for applications and sends pack through for completion. For viable deals visits clients and performs an analysis on the institution/organisation of a new potential transaction. Acquires all documentation prior to deal structuring. Works in consultation with members of the Agriculture Economics & Advisory Division (e.g. Agriculture Specialist); Risk Management (e.g. Credit Managers and Analyst) to construct deals.

To provide recommendations on the viability of the loan application based on analysis and interpretation of, amongst others:

• Management shareholding structure, organisational structure
• Governance matters
• Competitive advantage

Key Performance Areas    

Facilitate Development Transformation Of The Agricultural Sector (Developmental Effectiveness)

• Presents the Land Bank to prospective clients via presentations, farmers unions etc.
• Educates the community regarding the products and services provided by the Land Bank and Land Bank Insurance.
• Identifies potential clients and follows up on interest.
• Reviews clients requests for potential applications.

Growth, Profitability And Financial Performance ( Financial Sustainability) 

• Ensure the growth of the loan book.
• Manage NPL ratio –measure role-ins at stage 1 and 2 to ensure portfolio health.
• Net interest margin – Ability to price portfolio correctly to ensure overall portfolio is positive.
• Ability to pass on leads to insurance to generate non-interest income.
• Customer growth – 6 New to Bank customers on boarded with loans disbursed by end of financial year.

Client Relationship Management And Preservation Strategy (Stakeholder Management And Client Centricity)

• Engage clients by doing visitations and calls.
• Engage customers and resolve escalated customer complaints / issues promptly and effectively with relevant feedback captured and appropriately communicated.
• Meet with current clients to review services provided and determine if there is an additional sales opportunity and strengthen existing relationships through personalized service.

Stakeholder Relationship Management (Stakeholder Management and Client centricity)

• Effectively collaborate with internal stakeholders to ensure that business needs are being met.
• Align and collaborate with stakeholders such as credit and legal.
• Liaise with key stakeholders internally to support appropriate agreements when required.
• Work collaboratively with Client Analyst, Agriculture Specialist, Credit Management to address matters and review complex transactions thereby mitigating any potential risk and ensure that the required results for the allocated portfolio are achieved.

People management   (Organisational effectiveness)

• Implement personal training and development plan and meet personal targets.
• Manage and support Client Analyst. 

Process Improvements   (Organisational effectiveness) 

• Implement improvements to processes and ways of work to improve efficiencies and support targets.
• Share learnings with other and collaborate with other Relationship Managers. 

Governance, enterprise risk management, and compliance (Governance)

• Ensure compliance to policies.
• Escalate issues of concern or risk to the relevant parties and line management. Consistently keep track of loan application process and progress.
• Provide feedback to the line manager on progress and specific problem areas.

Preferred Minimum Education and Experience    

• Relevant 3 year qualification in commerce, business, banking, or other relevant and equivalent qualifications.
• Experience in the management of client relationships, preferably in a financial and customer facing environment - 3 to 5 years.
• Knowledge to assess a business case for an agricultural farming business and the competency to interpret financial statements, and do financial calculations. - 1 to 2 years.
• Basic knowledge of credit principles and practices and relevant legislation - 3 years.

Critical Competencies    

• Microsoft Office
• Analytical Skills
• Customer Service Orientation
• Financial / Business Acumen
• Agricultural Industry
• Organisational analysis and market evaluation
• Strategy analysis and governance assessments
• Credit Risk assessment
• Structuring of Corporate and Commercial transactions

Additional Requirements    

• Valid SA driver's license
• Willing to travel extensively
• Extended hours as and when required

Deadline:13th August,2026

go to method of application »

MAIN PURPOSE OF THE JOB

• Underwrite and administer insurance policies in line with the company’s underwriting philosophy and guidelines. 

Key Performance Areas    
Underwriting and Administration

• Evaluate and assess insurance proposals.
• Determine required premium level based on experience and manual rates plan design, services, and competitive information in accordance with organisational guidelines.
• Demonstrate a high degree of knowledge regarding underwriting quantitative and qualitative tools and communicate the outcomes clearly to Sales and Claims functions.
• Research all problems and risk related issues by using initiative in problem solving that involves management in decision making as necessary.
• Responsible for monitoring profitability as measured by loss ratio improvement. 
• Complete assessment of claim trends and services.
• Analyse all necessary historical account information.
• Determine renewal terms including required premium level and policy plan change recommendations and deliver complete renewal package to Sales according to organisational department guidelines.
• Accountable for the accuracy and completeness of all renewal data.
• Negotiate all subsequent appeals with Sales regarding premium levels and policy plan provisions and involve appropriate people in decision making and negotiating as necessary.
• Participate in interdepartmental discussions between Sales, Claims and Underwriting on renewal business issues and make recommendations regarding policy plan provisions and claims and administrative procedures.  Communicate recommendations to Sales for delivery to customer.
• Review all customer and Sales requests for policy and plan changes. 
• Determine contract and pricing changes necessary according to underwriting guidelines and use independent judgment. 
• Negotiate with Sales subsequent appeals and manage changes according to organizational procedures.
• Complete semi-annual and ad hoc profitability analysis for all assigned cases and provide summary of analysis to management and Sales.  Analysis to include but not limited to
• Continuous improvement to ensure effective service
• Ensure statutory and legislative knowledge is always current in order to resolve customer complaints, to advise the business on corrective solutions to mitigate risks and to improve the customer experience whilst complying with governance requirements.
• Ensure adherence to organisational policies, practices and procedures.
• Identify solutions to enhance cost effectiveness and increase operational efficiency

Maintenance of policies in the operating system

• Receive the information to be captured and analyse to determine the nature of the capturing required
• Capture the information accurately on the system
• Process debit order collections.
• Ensure that all Sasria rates are embedded in the system.
• Submit captured information for approval where necessary
• Maintain system in accordance with policies, procedures and legal requirements

Quality Assurance

• Determine the quality requirements applicable to the work environment
• Ensure that all work conforms to the quality requirements in terms of delivery
• Initiate corrective actions where required to maintain quality standards
• Ensure that all policies and procedures are maintained to enable compliance measurement
• Preferred Minimum Education and Experience    
• Commercial Business Degree
• Life and/or Short term insurance underwriting experience 
• Insurance operating system experience

Critical Competencies    

• Underwriting and administration
• Maintenance of policies in an operating system
• Quality Assurance
• Good underwriting principles

Additional Requirements    

• Extended hours as and when required.

Deadline:12th August,2026

go to method of application »

MAIN PURPOSE OF THE JOB

• Underwrite and administer insurance policies in line with the company’s underwriting philosophy and guidelines

Key Performance Areas    
Underwriting and Administration 

• Evaluate and assess insurance proposals.
• Determine required premium level based on experience and manual rates plan design, services, and competitive information in accordance with organisational guidelines.
• Demonstrate a high degree of knowledge regarding underwriting quantitative and qualitative tools and communicate the outcomes clearly to Sales and Claims functions.
• Research all problems and risk related issues by using initiative in problem solving that involves management in decision making as necessary.
• Responsible for monitoring profitability as measured by loss ratio improvement. 
• Complete assessment of claim trends and services.
• Analyse all necessary historical account information.
• Determine renewal terms including required premium level and policy plan change recommendations and deliver complete renewal package to Sales according to organisational department guidelines.
• Accountable for the accuracy and completeness of all renewal data.
• Negotiate all subsequent appeals with Sales regarding premium levels and policy plan provisions and involve appropriate people in decision making and negotiating as necessary.
• Participate in interdepartmental discussions between Sales, Claims and Underwriting on renewal business issues and make recommendations regarding policy plan provisions and claims and administrative procedures.  Communicate recommendations to Sales for delivery to customer.
• Review all customer and Sales requests for policy and plan changes. 
• Determine contract and pricing changes necessary according to underwriting guidelines and use independent judgment. 
• Negotiate with Sales subsequent appeals and manage changes according to organizational procedures.
• Complete semi-annual and ad hoc profitability analysis for all assigned cases and provide summary of analysis to management and Sales.  Analysis to include but not limited to
• Continuous improvement to ensure effective service
• Responsible for SASRIA policy administration and liaising with SASRIA on portfolio
• Ensure statutory and legislative knowledge is always current in order to resolve customer complaints, to advise the business on corrective solutions to mitigate risks and to improve the customer experience whilst complying with governance requirements.
• Ensure adherence to organisational policies, practices and procedures.
• Identify solutions to enhance cost effectiveness and increase operational efficiency

Preferred Minimum Education and Experience    

• Commercial Business Degree
• Short term insurance underwriting experience 
• Insurance operating system experience

Critical Competencies    

• Underwriting and administration
• Maintenance of policies in an operating system
• Quality Assurance
• Good underwriting principles

Additional Requirements    

• Extended hours as and when required.

Deadline:12th August,2026