Latest Openings at Absa Group Limited (Absa)

Job Summary

• Deliver Commercial Asset Finance (CAF) solutions to a defined client portfolio, ensuring service excellence, revenue growth, and client expansion.
• Drive total client revenue, sustainable portfolio growth, and business product sales while fostering strategic customer relationships within a specific geographical area.

Job Description

Accountability:  Relationship, Sales and Service

• Main point of contact for CAF clients; develop, manage and retain a portfolio of clients by building strong and sustainable relationships.
• Target prospective clients and acquire new business in line with the Absa value proposition.
• Review and negotiate new pricing with clients, in accordance with Absa’s pricing policy & endeavor to maximize returns.
• Actively manage portfolio balance sheet & income statement for CAF, to deliver on production targets.
• Drive growth by improving cross-sell ratio, onboarding new clients and increasing market share.
• Maintain overall accountability for operational and service-related matters, leveraging internal support networks.
• Adopt a solution-oriented approach to meet client needs based on an in-depth understanding of client businesses, utlilising knowledge of commercial banking products (transactional and credit) and drawing on the expertise of various product and sector specialists to provide an offering that is both competitive and relevant.

Accountability:  Risk Assessment

• Manage portfolio of clients, from a business and risk perspective, to ensure that the Bank’s risk is maintained within acceptable levels.
• Analyze and balance credit risk with client capabilities, assessing available security and cash flow, whilst ensuring the Bank continues to grow the revenue lines.
• Co-manage high-risk customer accounts in conjunction with credit risk teams, conducting regular reviews based on current and available information, and facilitating communication between clients and the Bank.
• Ensure transparency and open dialogue between credit and clients by clearly articulating the clients’ requirements and giving feedback on the Bank’s position regarding these requirements.
• Remain abreast of current developments, trends and risks in the various industries/sectors to ensure adequate client service and to support potential risks and or opportunities.
• Assist with the development of value-adding lending solutions and structures that are both practical and appropriate for clients; providing inputs to Credit based on client specific information and firsthand industry knowledge.
• Drive the credit review process by obtaining up to date financial information and timeous submission of applications.
• Promote adherence to the Bank's policies and procedures, implement corporate governance and compliance processes and ensure ongoing promotion and maintenance of these policies.
• Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.

​​​​​​​Accountability: Client/Customer Service

• Develop tactical strategies for the integration of service excellence culture, building rewarding and long-standing relationships across the portfolios.
• Advice component, in terms of which clients are educated on the various financial products and services available, providing guidance on and how these might meet their needs.
• Define practices which build service delivery excellence according to customer service principles and encourage/mentor others in developing exceptional customer service practices.
• Address client complaints timeously, ensure service concerns are resolved and feedback utilized to improve the overall client experience.
• Maintain client visitation plan, ensuring consistent and proactive contact and marketing across the portfolio.

​​​​​​​Accountability: Process

• Analyze and interpret available client information to produce reports that articulate trends, identify discrepancies and document risks.
• Develop tactical strategies to identify practice issues across portfolios and proactively develop solutions to enhance the quality of problem resolution.
• Provide specialist support in the application of robust Customer Relationship Management practices, to deliver a seamless customer experience.
• Manage pipeline and cross selling to existing clients, promoting client retention.
• Drive the development, implementation and maintenance of control systems to identify and mitigate key risks.

​​​​​​​Accountability: Learning and Growth

• Create an engaging, enabling, and productive work climate aligned to the employee value proposition.
• Keep abreast of industry developments and develop networks for market intelligence, informed decision making and competitive advantage purposes.
• Agree and implement the personal development plans to address any areas identified for growth.
• Assume mentorship role for direct reports and other junior members of the broader team.

Education

• Bachelor's Degree (Required)

End Date: October 31, 2025 

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Job Summary

• Optimise the profit and economic value of portfolios of Premium Business key account clients requiring high complexity commercial banking requirements by focusing:
• origination efforts to quire new clients;
• cross-sell to existing client base;
• coverage efforts to service clients in accordance to the segment CVP

Job Description

• Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
• Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
• Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
• Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required

Education

• National Diplomas and Advanced Certificates: Business, Commerce and Management Studies

End Date: October 22, 2025

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Job Summary

• Provide advice and support the advancement of Fraud Solutions technical knowledge and skills through learning interventions that close identified gaps. 
• Identify, design and deliver formal and informal fraud specific learning and capability building interventions that support Fraud Solutions strategy and improves individual and business performance
• Provide advice and support in the development and implementation of fraud specific content planning and methods and techniques; enabling the provision of sound fraud insights.
• Leverage research and analysis of evolving fraud trends and modus operandi to advise the Fraud Squad and educate individuals and teams of the changing fraud environment.
• Ensure effective  knowledge transfer and training, keeping the team updated with current fraud knowledge and trends.

Job Description

Accountability: Learning Content Accountability  

• Regularly assess and identify training requirements for Fraud Solutions through needs/skills gaps analysis, career pathing and engagement with Hub Heads and management stakeholders.
• Ensure all learning needs are established and aligned to the Fraud Solutions Strategy and objectives.
• Develop appropriate learning curriculums and schedules and plan, organise, and deliver training initiatives based on identified needs.
• Provide expertise on assessment, design, delivery, measurement and evaluation of interventions so that they meet internationally benchmarked standards.
• Select the appropriate instructional methods and procedures for each unique learning situation to drive effective knowledge transfer.
• Bring forth strategic recommendations for learning methods and approaches where necessary.
• Develop, manage and track the learning and development budget and ensure work with the People Partner to ensure cost effectiveness of learning development solutions. 
• Work with People Partner to support key initiatives/ programmes on developing the L&D agenda with utilisation of the apprenticeship / SETA levy and other resources as appropriate.
• Provide advice and support in the development and implementation of fraud specific content planning and methods and techniques; enabling the provision of sound fraud insights.
• Design and create learning material and content to deliver on learning needs and objectives.
• Leverage research and analysis of evolving fraud trends and modus operandi to develop content which can advise the Fraud Squad and educate individuals and teams of the changing fraud environment.

Accountability: Learning Delivery Management and Evaluation 

• Take the lead on evaluating, developing and managing all Fraud Solution specific  learning activity for Fraud Solutions to ensure ongoing effectiveness.
• Programme manage the delivery of bespoke learning and development interventions (Leadership, Learnerships, internships, Graduates) in collaboration with the People Partner.
• Ensure that all activities including courses, resources and systems meet identified needs. This includes the identification and sourcing of Subject Matter Experts (SMEs) from Fraud Solutions to drive effective Learning delivery.
• Identify and develop or source relevant training programmes, internally to optimise spend or from 3rd party vendors where required.
• Ensure that learning is always completed where mandatory and that the learning programmes are always up to date with the latest trends and information.
• Ensure integration of the curriculum and training with other learning centres and various other HR practices where applicable.
• Track learning attendance in all learning initiatives and prepare reports as required by Fraud Solutions leadership.
• Report on a suite of measurements that clearly demonstrate the impact and experience of learning.
• Accountability: Stakeholder management and collaboration 
• Consult with Fraud Solutions leadership / other key stakeholders on learning programmes or other relevant interventions that will support the strategy and business objectives.
• Collaborate with Hub Heads, management stakeholders and HRBP to identify learning needs and ensure that employees receive the necessary learning. 
• Work with Hub Heads and management stakeholders to co-ordinate learning programs unique to their area and unique to individuals within the area. 
• Responds to training requests and develop and deliver training on time and within the requested budget.
• Collaborate and consult with SMEs across Absa to determine effective learning solutions and processes to address development needs.

Preferred Education & Experience

• Appropriate Bachelor’s Degree (NQF level 7)
• Bachelors Degree in Human Resources Development or a relevant Education, Training and Development Practices qualification
• Minimum 3-5   years’ experience in a Learning and Development role
• Experience in successfully developing a variety of learning solutions including formal programmes, on-the job learning experiences and exposure
• Experience in a call centre or operations environment (Advantageous)
• Fraud technical experience (Advantageous)

Education

• Bachelor`s Degrees and Advanced Diplomas: Law, Military Science and Security (Required)

End Date: October 20, 2025

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Job Summary

• The Head of Fraud Controls & Fraud Regulatory Compliance, Fraud Solutions is accountable for providing leadership, strategic direction, co-ordination, and oversight in ensuring that Fraud Solutions functions adhere and comply with internal Absa Group Risk policies, Enterprise Risk Management, Process Management frameworks, Fraud Risk Management Standards and Regulatory & Industry compliance.
• As an independent first line of defense, the role is accountable for independently ensuring effective controls are in place across different disciplines ranging from people, processes and systems; mitigating operational risks and preventing regulatory fines, penalties and/or reputational risks while ensuring compliance to industry association through high quality and robust fraud management process.
• This includes ownership of quality assurance frameworks and process assessments, the delivery of satisfactory audit and management assurance outcomes. Be the point of contact for risk functions across the group while shaping and influencing fraud risk policies and standards.
• To develop tactical strategy and delivery plans, formulate associated practice and to ensure operational implementation and adoption across a single practice i.t.o. risk methodology, governance and delivery objectives.

Job Description

• Understand and stay up to date on all relevant Group Enterprise Risk Management (ERM), compliance, legislative and regulatory requirements and standards, and lead implementation of requirements across Fraud Solutions functions.
• Work collaboratively with Group Fraud and Operational Risks to influence development of Fraud Risk policies and standards.
• Oversee the planning and implementation of various risk assurance and risk compliance reviews and audit activities in line with Fraud Solutions priorities and aligned to Absa assurance plans to ensure compliance.
• Lead the development and or implementation and governance of Fraud solutions Business Assurance, Quality Assurance and testing frameworks (process effectiveness, targeted Management Control assessments) and standards.
• Provide oversight on the delivery of Business Assurance assessments including testing operational effectiveness of critical processes and Targeted Management Control Assessments and counsel on remedial actions.
• Deliver initiatives that optimise that enhance capabilities and the performance of the function.
• Sustain business continuity by continuously assessing process adherence to standards and adherence to risk controls.
• Partner with functional heads to develop risk and control registers and dashboards to monitor risks. Maintain a detailed risk register with mitigation plans and controls for Fraud Solutions to mitigate operational risks.
• Provide management oversight and guidance on the delivery and continuous improvement of quality assurance and testing processes and reports and Targeted Management Control Assessment investigations and reports on high-risk exposure areas.
• Drive the delivery of compliance activities (e.g., compliance training, outside business affiliations).
• Oversee and serve as point of contact for Data Privacy to investigate POPIA and data related breaches and BCM for input on Disaster Recovery Plans.
• Deliver financial reconciliations (provisions and journals) and loss reporting and ensure Functional heads are informed of STP targets and actual losses to ensure fraud losses are operating within the defined Risk Appetite parameters.
• Develop and manage budgets and drive cost efficiencies to optimise both business efficiency and financial performance
• Manage internal stakeholder engagements as it relates to risk and control management and adherence. Stakeholders include Clusters, products and clusters served by Fraud Solutions and not limited to Fraud Solutions Functional Heads and supporting functions.
• Be the eyes and ears for Fraud Solutions in ensuring that a positive risk culture and climate is achieved and sustained through being the voice of reason and independence in challenging processes, project governance and ways of work that support a positive risk landscape.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: October 22, 2025 

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Job Summary

• The purpose of the role is the implementation, monitoring and review of Occupational Health and Safety (OHS) systems within the Absa Group with regards to Contractor OHS Management – Special projects as well as events, marketing and sponsorships.

Job Description

Accountability: Risk management - Ensure compliance with the implemented OHS systems

• Monitor the Occupational Health and Safety (OHS) standards and management
• Monitor and manage compliance to the information system (MIS) used by contractors for submission of relevant information pertaining to OHS
• Provide inputs into the design and structure of information systems used for Contractor OHS Compliance.
• Conduct reviews on OHS documentation submitted by contractors and compile reports accordingly as and when required.
• Liaise with Business Units and contractors by providing expert opinions, advice and recommendations pertaining to relevant legislation with regards to OHS impacts.
• Liaise with Absa Procurement in terms of providing SME advice on risks and segmentation of suppliers in terms of OHS for input in terms of applicable Supplier Control Obligations around OHS controls.
• Engage with various internal Business Units such as CRES, Regional Operations, Retail and Business Banking, Procurement, etc. to ensure participation and elimination of risks.
• Address any concerns raised by Business Units and contractors/suppliers with regards to feedback from or interaction with the Contractor OHS Management team from Group OHS.
• Compile training material and present courses if necessary for contractors OHS.
• Provide facilitators with information when facilitators are not able to respond to a learner’s question if making use of external service providers.
• Attend inspection/inquiries held by the Department of Labour as and when required. 
• Attend to Business specific meetings and ensure OHS requirements are highlighted and addressed.
• Arrange for participation and adequate representation of the Contractor OHS team for meetings, site visits and other engagements necessary for collaboration and project purposes.
• Develop and revise policies, procedures, standards and forms/templates related to OHS and specifically Contractor OHS Management.
• Maintain the relevant information systems used to create continual OHS awareness amongst contractors and internal stakeholders.
• Equip and train new and existing Contractor OHS team members to enable the team to execute their duties.
• Provide strategic solutions in terms of Contractor OHS management for the bank.
• Develop systems for reaching out to new contractors across the Absa portfolio.
• Enable the onboarding of new contractors in terms of OHS procedures and ensure quality engagements with contractors by the Contractor OHS team in this regard.
• Provide assistance in terms of Contractor OHS management to ARO counterparts.

Accountability: Providing Solutions to ensure OHS compliance

• Work with various internal and external stakeholders to ensure compliance to eliminate or mitigate risks within the Absa Group by providing statistics and reports pertaining to reviews conducted, site visits conducted, non-compliances and incidents.
• Consolidate statistics for the Contractor OHS Management team and report to relevant management structures as required.
• Contribute to align policies, procedure and standards to support the prevalent risk per workplace in accordance with the risk identified.
• Provide guidance and assistance to eliminate or mitigate risks by making use of internal resources, external experts, Local Authorities and Department of Labour approved service providers.
• Be "au-fait" (familiar) with new technology, trends and changes pertaining to OHS matters, to be able to provide internal clients and external contractors with solutions.
• Provide support to Contractor OHS team members as and when required for issues noted during site visits, reviews conducted or any other matters pertaining to interactions with internal or external stakeholders.
• Provide leadership to the Contractor OHS team in terms of engagements with contractors and internal stakeholders.

Accountability:  Communication and Client Service

• Be available by means of e-mail, cell phone and Microsoft Teams to assist internal clients and external contractors with OHS related matters. 
• Do inspections on request of internal clients to solve problems as identified by the client, as may be required from time to time.
• Attend meetings to ensure that OHS receive the required attention to be compliant as well as industry related workshops and seminars to become aware of latest trends and changes.
• Engage in knowledge sharing with OHS colleagues and peers in this sector which will increase productivity as less time will be spent on research and the OHS team will be on the same page.
• Assist and guide workplaces to become compliant by attending OHS committee meetings as and when required and conduct regular follow ups of non – compliant workplaces to ensure that workplace is up to standard.
• Ensure all Contractor OHS team members are familiar with Absa processes and offer the necessary assistance and guidance where required in this regard.
• Communicate any performance deficiencies to Contractor OHS team members and offer assistance if so required to correct any identified.
• Escalate and take the necessary action if such deficiencies cannot be resolved.

Compliance verification (Site inspections) and Incident investigations

• Conduct scheduled or unscheduled site inspections to verify OHS compliance and implementation of OHS management systems by contractors and compile the required reports on such inspections.
• Conduct incident investigations as and when required and report on findings accordingly.
• Ensure that any investigations conducted by the Contractor OHS team is done properly with the necessary resources made available to the team in this regard.
• Provide feedback to and liaise with relevant internal and external stakeholders with regards to the outcomes of such inspections or investigations conducted.
• Monitor the closure of actions raised by such inspections and investigations and conduct follow-up with contractors or internal stakeholders, as may be applicable, on items not closed.
• Escalate issues in this regard as may be necessary to Group OHS Management and other Department Heads as may be required to ensure compliance by contractors or internal stakeholders concerned.
• Staff in own area (Manager, Group OHS and Capital projects, Real Estate, Engineering, Facilities Management)
• Staff outside own area (ARO CRES and OHS colleagues)
• External customers (Procurement, Group Wellness, Group Learning, Group Legal, People Function, Sourcing, ITO, Group events and marketing and other Business Units)
• Regulators / Government local authorities
• Vendors / suppliers
• Other (Industry forums / associations)

Skills & Experience

Education and Experience Required

• NQF Level 7 OHS / construction / contractor management qualification
• SACPCMP registration of at least CHSO (Construction Health and Safety Officer) level
• Experience in events health and safety management
• Competency in incident investigation techniques.
• Risk Assessment experience and OHS experience up to Implementation and Auditing level.
• At least 5 years’ experience in the OHS environment in a major institution, preferably in banking industry or construction industry with experience related to contractor OHS management.
• Risk management experience and specific training in conducting risk assessment.
• Application of Project management methodology.
• Effective communication skills, written and oral. 
• Computer literacy in Office Applications with strong MS Excel capabilities
• Liaison with external OHS stakeholders

Education

• Bachelor`s Degrees and Advanced Diplomas: Physical Planning and Construction (Required)

End Date: October 21, 2025

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Job Summary

• Reporting and planning of all financial and management information on Transfer pricing.
• Analysing and reporting of financial information in an accurate, complete and timely manner and providing business with meaningful insights and value-add perspective to enable decision making
• Continuously seeking ways to improve operations by scaling automated financial processes, performing deep dives on Transfer pricing allocation methodologies and trend analyses.
• Crafting financial solutions aligned to all appropriate controls, business financial health and growth objectives.

Job Description

Financial Reporting Accountabilities

• Build trust in the finance function through the creation of a single source of financial information which is corroborated by related management information sources and alignment to the agreed accounting principles, methodologies, and underlying data are correctly applied.
• Ensure appropriate, quality and timeous delivery of accurate financial and non-financial management information to support business objectives and expectations, including appropriate financial and non-financial metrics, valid and insightful comments and packaging the information in a relevant and appropriate manner.
• Own the process of delivery of high-quality information for regular and ad-hoc enhanced reporting to agreed requirements, timelines, and standards.
• Own and co-ordinate the core finance processes for transfer pricing and contribute to the effectiveness of these processes for PPB and Group Finance (annual planning, forecasting, spend trajectory and reporting).
• Develop and implement control procedures as deficiencies or exceptions are identified which support the production of error-free reports. Assess and drive improvement of business accounting practices and policies and principles.
• Validate all financial and management reporting information for flash results, month end financial results and utilisation and reporting of transfer pricing.
• Generate finance narratives and insights driving business; and build pioneering new propositions.
• Take a commercial view on business and provide contextual insights into performance reports.
• Present financial results to business highlighting performance against plans, prior performance and providing meaningful insights on possible risks and opportunities for the near future
• Align to processes around month-end, year-end and planning cycles across the PPB finance community and BU based on the requirements from Group. Prepare for all cycles in advance and ensure adequate engagement with the relevant finance and BU teams.
• Interact with the stakeholders to agree minimum quality standards, as well as an agreed method of communicating and resolving any identified quality deficiencies in the reporting process.
• Act in line with the correct governance and control frameworks across the Finance team, as well as for proactively addressing any deficiencies and exceptions.
• Ensure that the Finance manager and CFO is appraised of key financial issues that need to be raised with executive leadership to enable integrity and timely management the BU.
• Contribute to BCM & cybersecurity processes relevant to the BU and finance execution.
• Serve as a subject matter expert on financial data integrity, accounting processes, reconciliations’, analysis and reporting for end-to-end Financial Management in business area.
• Responsible for continuous operational excellence and real-time responsiveness of finance to enable business to achieve growth and STP objectives.
• Focus on information-driven performance improvement and formulate data into easy access standardised views.
• Maintain stewardship and excellence which drives performance and sustainable growth through preservation of financial integrity.

Education

• Bachelor`s Degrees and Advanced Diplomas: Financial Sciences (Required)

End Date: October 22, 2025

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Job Summary

• To plan, manage and monitor the implementation of claims management activities and processes in order to deliver on approved operational plans in an effective and efficient manner.

Job Description

• Claims assessment: Assess and/or process claims following standard operating procedures
• Customer Experience: Handle all customer interactions professionally and efficiently
• Ad Hoc duties: Provide support to customers and team as required to ensure team performance on an ongoing basis
• Compliance and Risk Management: Ensure that all team activities are in adherence to relevant control and compliance requirements, and quality standards 

Education

• Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)

End Date: October 21, 2025 

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Job Summary

• To lead and direct the end-to-end management of credit risk for the countries and regional functional activities allocated. The total ARO Portfolio consists of 10 markets.

The role holder is expected to: 

• Ensuring alignment with growth strategies, regulatory compliance, and effective governance.
• Provides group-independent oversight for retail risk and facilitates centre enablement services, including impairments, best practice standards, and oversight of management information, models, and capital allocation
• Leadership in retail credit risk across the account life cycle related to credit origination, portfolio management, recoveries and collections and loan loss provisioning
• Manage the allocated ARO Africa Retail Credit Risk portfolios and profile within its risk appetite and acceptable Group parameters. 
• Develop a high performance culture in the country risk teams. 
• Driving the development of the ARO Retail Credit Risk and Portfolio agenda and underpinning performance metrics/infrastructure in a multi-geography environment. 
• Ensure that the in-Country Collections Operations are operationally capable of delivering on the business & credit risk strategies and key performance priorities including the strategic management, financial results and the risk management framework.

Job Description

Key Responsibilities

Credit Risk Model Development (50%)

• Contribute to the development of a world-class ARO cluster credit risk model infrastructure.
• Lead the development and execution of Retail Credit Risk policy, portfolio strategy, and risk appetite across allocated ARO markets, ensuring alignment with ARO RBB strategies.
• Support the Chief Credit Officer in delivering the unit’s objectives.
• Define and implement robust Retail Risk Management frameworks and governance structures across allocated countries, ensuring compliance with ERMF, RDARR, and regulatory standards.
• Drive consistent policy adoption and execution of the end-to-end credit lifecycle strategy—including acquisition, account management, collections, and recoveries—in collaboration with country and Centre teams.
• Collaborate with product teams and external partners to design and implement innovative credit solutions, leveraging market insights, pricing strategies, and emerging technologies.
• Lead the execution of regional initiatives and thematic activities across ARO markets, identifying strategic opportunities and addressing gaps in business plans.
• Ensure robust risk assurance and compliance through effective monitoring, timely issue escalation, audit remediation, and regular reporting to governance forums.
• Build risk management capabilities across business units and lead enhancements to systems, processes, and procedures to support effective credit risk oversight.

Risk Management & Control (30%)

• Contribute to the articulation and establishment of appropriate governance structures across the credit lifecycle in line with ARO strategy.
• Support the Head of Retail Credit Risk and Head of Collections in delivering the Retail Credit Risk performance and control plan.
• Monitor portfolio performance across products and markets, identifying emerging risks and recommending mitigation strategies.
• Conduct regular country visits to influence and embed a coherent risk culture.
• Drive early warning systems and portfolio surveillance tools to detect deterioration trends.

Business Management (5%)

• Take ownership of coordinating Risk elements during annual planning and review of MTP, STP, and RAF budgets.
• Manage the function’s operations effectively and efficiently, aligning with the Risk Target Operating Model approved by the CRO.
• Support the CCO and management team in operating the Regional Africa Risk function in line with the Group-endorsed Risk Target Operating Model.

Stakeholder Management (10%)

• Facilitate effective interaction with country and group teams, as well as relevant Risk Committees.
• Support the Chief Credit Officer and other management colleagues in internal and external engagements.
• Cultivate and sustain strong relationships with Business and Functional Heads.
• Ensure strategic alignment of ARO risk with Group and Business Unit risk teams.
• Act as the central point of contact for ten banks across nine countries for all retail and micro SME products.

People Management (5%)

• Contribute to the enhancement of retail credit risk capability across people, processes, and measurement in allocated markets.
• Support the development of mobility and talent management plans across Africa regional teams.
• Actively participate in regional and country-level performance management and recruitment processes.
• Ensure alignment of strategic plans with people capabilities and capacity.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: October 22, 2025

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Job Summary

• Apply critical thinking and problem-solving skills across all phases of the AEM development lifecycle to design, build, and maintain high-performing, scalable, and maintainable Adobe Experience Manager solutions.
• Produce well-structured, optimised, and fully documented code that adheres to AEM best practices and enterprise development standards.

Job Description

Development & Delivery

• Apply critical thinking, design thinking, and problem-solving skills in an agile environment to deliver high-quality AEM solutions (Author, Publish, Dispatcher).
• Contribute to all phases of the AEM development lifecycle including requirements analysis, design, component development, testing, deployment, and maintenance.
• Evaluate business requirements and translate them into scalable and maintainable AEM architectures that align with enterprise standards.
• Develop well-structured, optimized, and documented code following AEM and Java best practices.
• Ensure all AEM components, templates, and integrations adhere to principles of scalability, reusability, and performance.
• Apply design patterns and modular development principles to deliver robust AEM solutions.
• Support and enhance CI/CD pipelines for AEM deployments (using Jenkins, Cloud Manager, or similar), automating build and deployment processes across multiple environments.
• Implement observability practices—monitoring AEM logs, performance metrics, and error tracing via tools like New Relic, Splunk, or CloudWatch.
• Automate repetitive tasks and environment setups using scripting or DevOps tools (e.g., Jenkins, Ansible, Docker, Kubernetes, AEM as a Cloud Service tooling).
• Debug, optimize, and maintain AEM components, OSGi services, and integrations with external systems.
• Collaborate with cross-functional teams (front-end developers, DevOps engineers, architects, and designers) to evolve technical products and services.
• Align all AEM development with enterprise architecture, security, and infrastructure guidelines.
• Participate in release planning, testing, integration, and performance tuning activities.
• Continuously learn and adopt emerging Adobe and web development practices (e.g., SPA Editor, Headless AEM, GraphQL, AEM Cloud Service).

People

• Conduct peer reviews, testing, and collaborative problem-solving within and across the AEM and broader digital teams.
• Provide mentorship and technical guidance to junior developers on AEM standards, patterns, and deployment processes.
• Support business and change management teams with user adoption material and technical documentation.

Risk & Governance

• Identify and mitigate technical risks throughout the AEM development and release cycle.
• Maintain up-to-date technical documentation and solution design artifacts aligned with organizational governance standards.
• Participate in incident management and disaster recovery activities, applying analytical and technical expertise to resolve AEM production issues.

Education

• Bachelor's Degree: Information Technology

End Date: October 21, 2025 

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Job Summary

• Absa Group Limited (“AGL”) is a leading African bank with significant growth prospects across the continent. The Group Procurement Function is key in supporting the banks strategic goals of cost management, Enterprise & Supplier Development, Risk and Governance.
• The successful candidate will manage a procurement portfolio and provide direct support to the Procurement / Category Manager and related Business stakeholders of the Absa Business unit applying their procurement & sourcing skills, analytical capability and supply chain knowledge.
• The high-performance procurement team is seeking a motivated candidate that will seamlessly integrate into the team and consistently deliver results.

Job Description

ACCOUNTABILITIES:

• Support the Procurement / Category Manager and Head of Procurement by preparing information and analysis for negotiation processes and with the preparation of related information.
• Collect and analyse quantitative and qualitative information to assess suppliers’ capabilities and performance.
• Manage the RFP /  RFQ /  RFI (“RFx”) processes and analyse, develop and execute results.
• Ensure contracts comply with contract standards, legislation and AGL policies.
• Collect, investigate, and analyse information as requested by Procurement / Category Manager and Head of Procurement using data from internal and external sources.
• Provide input into the category and commodity strategy development processes and support category and commodity plan execution.
• Draft and maintain strategic contracts.
• Understanding of Services, Service Level Agreements (“SLA’s”) and contracting based on deliverables’.
• Supplier screening and due diligence using the Bank’s preferred tools / systems.
• Evaluate suppliers and manage their performance in collaboration with Supplier Management or business driven Service Management.
• Maintain constructive working relationships with internal stakeholders and strategic suppliers.
• Participate constructively and drive personal development within procurement / category team.
• Run ad hoc reports and queries based on team requirements.
• Develop, compile and analyse statistical data for procurement / category management reports.
• Assist in the Development of Total Cost of Ownership (“TCO”) and other cost improvement models.
• Collaborate and support supplier diversity in driving enterprise development and preferential procurement objectives.
• Collaboration and interaction with other procurement teams for the purpose of continuous strategy improvement.
• Conduct market  research.
• Perform benchmarking on price, cost, and supply chain effectiveness.
• Execute procurement cost savings plans and track against targets.
• Load and maintain procurement documents on the procurement system.

Education and Required Experience

• Bachelor’s qualification, preferably in Business, Commercial, Supply Chain, Engineering, Business, Business Economics, Economics, Finance, or Accounting fields.
• Post Graduate qualification will be an advantage.
• CIPS / MCIPS qualification will be an advantage.
• 3 to 5 years of experience in procurement and sourcing.
• Managing cross functional team collaboration.
• Business and financial acumen, cost management tools, spend analysis, cost savings reporting, etc .
• Multi Category experience will be an advantage.
• Banking procurement experience will be an advantage.
• Supply chain tools knowledge – Procure to pay systems, purchase orders, payment, supplier assessments.
• Understanding of commercial matters and business environment.
• Strong knowledge of contractual agreements and some exposure to relationship management.
• Knowledge of end-to-end RFx  and  sourcing processes.
• Hands on experience in working with an Enterprise Resource Program (“ERP”) System (Coupa experience will be an advantage).
• Strong negotiation and presentation skills.
• Expert level efficiency in Microsoft Excel and MS-Word.
• Strong computer literacy (Power Point) and Microsoft Office Suite is required.
• High level analytical and communication skills required (written & verbal).
• A team member that can also operate independently with an ability for problem solving.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: October 31, 2025

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Job Summary

• Work as part of a DevOps team, apply analysis & testing tools, frameworks, techniques and practices to elicit, define and organize business requirements into user stories. And following this analysis, work collaboratively within squads during design & delivery activity with a specific focus on testing.

Job Description

Analysis (including Business Case)

• Proactively build relationships with business areas & DevOps teams to proactively develop expertise in the various business process.
• Apply analytical techniques to elicit and validate business (product & service) needs
• Translate elicited needs and knowledge acquired into user story format to be used by DevOps teams
• Prepare and prioritise the backlog of requirements for the user stories linked to the proposed solutions & or units of analysis
• Provide input into detailed solution roadmaps, business cases (e.g. effort estimations) & product & service visions (including detailed analysis requirements & solution scope)
• Define measures of success & key outcomes for various solutions / changes including detailed acceptance criteria for all features
• Define & execute testing requirements (pass or fail test cases)
• Document all systems analysis outcomes (requirements, test cases etc.) for specific solutions & support the documentation processes for system analysis for the broader team

Solution Design (within DevOps Context)

• Translate business requirements into detailed systems requirements. Detailed system requirements must include capabilities, interfaces and functionalities within and across technologies.
• Leverage business analysis & modeling tools and apply notation standards such as UML/BPMN to diagrammatically/visually document: business requirements, business processes, system processes & integration.
• Socialize and gain business approval for integrated requirements with key stakeholders
• Proactively learn & leverage knowledge on the organisations technical landscape, environment and broader architecture to systems requirements
• Work collaboratively with project / program teams, squads, scrum masters and engineers to define backlog, release & DevOps / project planning implications of the requirements (what should happen when)
• Continuously improve system requirements mapping (e.g. leverage input from questions asked etc. to consistently improve the quality of the requirements analysis for easier interpretation by the development teams)
• Work as part of the embedded DevOps team throughout the design process to review solution design (features and functionality)
• Facilitate resolution during development & testing phases for any change requirements

Solution Delivery & Testing (manual)

• Define & implement the manual testing strategy & test cases for various solutions (where it makes sense to do so)
• Define & validate quality & testing parameters (+/-) & plans for the solution (socialize & translate these to automation testing teams)
• Develop & implement manual testing frameworks and patterns for the solution
• Execute testing processes for various solutions (e.g. execute test cases, analyse results)
• Provide real time feedback to the DevOps teams on change requirements identified throughout the testing process
• Review & monitor system stability, resilience etc. throughout the testing process (e.g. integration) & in production
• Define & monitor overall backlog planning for effective solution delivery
• Provide Developer & User support during user acceptance testing

People

• Participate in peer reviews & problem solving within and across the broader team

Education

• Bachelor's Degree: Information Technology

End Date: October 22, 2025

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Job Summary

• Senior Product designers solve complex customer and business problems on multiple projects and teams at a time through the skills of their discipline, a deep understanding of customer behaviour and by driving collaboration.
• They take ownership of the standards in their discipline and collaborate with other designers to define and govern those standards. 
• Senior Product designers have deep expertise in one or more of the core design disciplines (user experience design, user interface design, service design, customer research, prototype engineering and content strategy) and understand how the various design disciplines integrate to deliver impact. 
• They engage with stakeholders to motivate for and define design work and ensure that it always meets customer needs while solving business problems. 
• A successful Senior Product designer is a specialist in one or more of the core disciplines. They are self-starters with a passion for high quality design and the expertise to define high-quality and scalable standards. 
• They have a strong track record of delivering complex, creative and innovative design projects that elevate the customer experience within tightly constrained environments.

Job Description

Accountability:  Problem solving and execution

• Engage with Design Project Lead and Director to unpack complex problems and define clear customer focused problem statements.
• Lead the team in defining an approach as well as clear scope, outputs and milestones for specific discipline. 
• Distill complex concepts and present them back to business in a way that addresses the customer need.
• Day-to-day execution of high-quality designs (in specific discipline) that solves for one complex or several customer problem/s.
• Create the optimal solution for the customer needs, driving an approach of continuous improvement by testing, learning and iterating on the solution. 
• Is an advocate and representative of the design thinking methodologies and practices. 
• Takes ownership of the alignment to standards for a specific discipline and constructively challenges other designers on technical decisions to ensure that we create the best possible experience for customers.
• Promote and drive collaboration with other teams tackling similar customer problems.

Accountability:  High quality design

• Create creative, innovative and high-quality design solutions to create a world-class customer experience across the projects in Absa
• Give a significant contribution to the design within the project, while providing thought leadership for specific design disciplines and standards.
• Take ownership in applying design thinking and best practice standards in developing design options and narrowing down the final solution
• Leverage insight and data, such as market analysis, customer feedback, and user research analytics to ensure that products/services/solutions are designed around the customer and deliver improved experience; surface and share insights to the broader team
• Design scenarios, mock-ups and prototypes as necessary for each stage of the project, continuously iterating to achieve the optimal output
• Align the design to the design standards and brand guidelines to ensure consistent experience to the customer across the Absa ecosystem

Accountability:  Building capabilities

• Lead a design discipline by creating and maintaining standards for that specific discipline
• Continuously research and share insights into world standards and best practices
• Mentor designers from a skills perspective within your discipline
• Continuously build your own expertise by, for example, actively seeking and incorporating feedback, and following external trends and best practices
• Contribute the knowledge building of the entire team by actively sharing insights and success stories; and providing feedback and ideas across different design projects 

Education and experience required

• Matric (Mandatory)
• Degree or diploma in a Design discipline such as product, industrial, service, interaction, graphic, multimedia, communication, digital or visual design or an equivalent qualification such as Marketing management, commerce, Psychology, engineering, sociology and anthropology, copywriting, etc. (NQF level 7)
• Minimum of 5 years of technical design experience or customer focused experience at scale
• Track record of delivering complex, high quality design projects, with strong customer and business impact.
• Two years of experience conducting audience and usability research including benchmarking, heuristic reviews, surveys, analytics, stakeholder interviews, focus groups, contextual inquiry, and usability testing
• Demonstrated experience in each of the usability and software engineering cycle phases (analysis, design, implementation, and deployment) 
• Ability to communicate ideas through drawing, digital tools, prototyping, model making, journeys etc.

Knowledge and skills: (Maximum of 6)

• Advanced understanding of either Product or Service design. 
• Thought leadership and advanced abilities in user experience design, user interface design, service design, customer research prototype engineering or content strategy. 
• Problem-solving skills – ability to work tirelessly and think creatively in order to find solutions to complex problems that result in a great customer experience.
• Literacy of design tools specific to discipline.
• Advanced understanding of the importance of data and insight in defining solutions and ability to use data to influence and drive decision-making.
• Awareness of new and emerging design trends and patterns in specific design discipline.

Competencies: (Maximum of 8 competencies)

• Ability to provide creative and innovative ideas and concepts to push the thinking on customer experience
• Delivering results and meeting customer and business expectations 
• Meticulous attention to detail
• Great communicator with strong written and verbal communication skills
• Upholding standards by creating and embedding principles and values
• Continuous learning and researching to develop core expertise
• Ability to work within a team 

Education

• Bachelor`s Degrees and Advanced Diplomas: Physical, Mathematical, Computer and Life Sciences (Required)

End Date: October 24, 2025

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Job Summary

• Build high-performing, scalable, enterprise-grade applications & build capability in others to do the same. This includes but is not limited to applying critical thinking, design thinking and problem solving skills in an agile team environment to solve complex technical problems (Front End, Back End and Integration) with high quality solutions & leading all phases of the development lifecycle to deliver.

Job Description

DevOps

• Apply critical thinking, design thinking and problem solving skills in an agile team environment to solve complex technical problems (Front End, Back End and Integration) with high quality solutions
• Contribute to and in some cases lead all phases of the development lifecycle including e.g. design process
• Determine operational feasibility of solutions by evaluating analysis, problem definition, business requirements, solution development and proposed solutions
• Develop high quality software / application design and architecture in a test driven & domain driven / cross domain environment
• Quickly produce well-organised, optimized, and documented source code to deliver technical solutions
• Ensure designs & solutions support the technical organisation principles of self-service, repeatability, testability, scalability & resilience
• Apply general design patterns and paradigms to deliver technical solutions
• Create & Maintain Sophisticated CI / CD Pipelines (authoring & supporting CI/CD pipelines in Jenkins / Azure Devops or similar tools and deploy to multi-site environments – supporting and managing your applications all the way to production)
• Use & configure modern observability techniques to provide a deeper understanding of the application. To do this, leverage e.g. aggregated logging via ELK stack, metrics via Prometheus / Grafana / NewRelic and distributed tracing like Zipkin/Jaeger etc.
• Automate tasks through appropriate tools and scripting e.g. Docker, Ansible, Kubernetes
• Debug existing source code and polish feature sets.
• Work with guilds and other technical SME’s to improve and evolve technical products and services
• Apply unit testing frameworks and perform integration, validation and verification testing (apply knowledge of stubbing tools e.g. wiremock, hoverfly etc.)
• Apply version control and related concepts and techniques
• Align all application development & development process to Group Architecture, Security & Infrastructure guidelines
• Work with project & program teams (when required) to plan & manage the development lifecycle e.g. releases, risk management, testing, integration etc.
• Conduct reviews, performance monitoring & ongoing optimization and maintenance on applications
• Stay ahead of the curve on emerging technologies and development practices e.g. scripting languages, containerization etc.
• Contribute to the design & evolution of Group Architecture, Infrastructure & associated technical standards for the organization

People

Coach & mentor other engineers

• Conduct peer reviews, testing, problem solving within and across the broader team
• Provide technical subject matter expertise and support in the attraction and recruitment of Product Engineers for the organization
• Participate as a subject matter expert in the development & development planning of the broader product engineering team
• Support the people change teams in the design of adoption processes (Customer, Employee & 3rd Party Adoption)

Risk & Governance

• Identify technical risks and mitigate these (pre, during & post deployment)
• Update / Design all application documentation aligned to the organization technical standards and risk / governance frameworks
• Create business cases & solution specifications for various governance processes (e.g. CTO approvals)
• Participate in incident management & DR activity – applying critical thinking, problem solving & technical expertise to get to the bottom of major incidents
• Deliver on time & on budget (always)

Education

• Bachelor's Degree: Information Technology

End Date: October 22, 2025

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Job Summary

• Personal and Private Banking (PPB) Financial Decision Support (FDS) supports decision making within PPB through the provision of relevant financial information and analysis at a PPB level.
• PPB FDS aim is to deliver strategic insights into PPB based on historic trends as well as forward-looking ambitions. The strategic value of robust financial analysis cannot be overstated.
• By offering a clear picture of the organisation’s financial health and performance, FDS enables PPB ExCo and Group most senior leadership to identify strengths, weaknesses and growth opportunities.
• This analysis extends beyond simple financial metrics, incorporating broader market trends and competitive dynamics to provide a holistic view of the business landscape.
• This role is a specialist role within the Planning team within wider PPB FDS team.

The Planning team is responsible for:

• The overall financial planning across PPB (preparation and review of forecasts and short- and medium-term budgets that inform the Integrated Plan including restatements and rebase of plan where required).
• Preparation of key financial reports including commentary for use by, PPB ExCo and the Absa Group Exco and Board.
• Analysis of competitors, trends, revenues, new products/businesses etc.
• Ad hoc analysis and research, often related to presentations to Exco and other senior management.

Job Description

Key Accountabilities

• Accountability: Manage and execute the following deliverables to Exco and other members of senior management in collaboration with teammates, wider FDS team and with the support of business unit financial decision support teams, risk colleagues and treasury colleagues:
• Project management and analysis of key planning deliverables throughout the year: revised annual forecasts (RAF), outlooks, short-term and medium-term plans (STP and MTP), stress testing and integrated plan outputs
• Monthly and quarterly key financial reports on financial performance
• Competitor analysis
• Research projects - gathering financial data and creating insightful, decision useful analysis and thought pieces
• Other ad hoc projects and presentations
• Financial scenario analysis and stress testing
• Consolidating financial information for senior management
• Attend meetings to assist executives to understand and complete their tasks to achieve team goals

Accountability: RAF and STP review packs

• Assess the attainability and reasonability of the various budgets and forecasts put forward by comparing them to market expectations, past performance and management expectations. Reliance is not simply placed on the numbers themselves but utilisation of various key metrics (return on regulatory capital, return on equity, cost-to-income, JAWS, etc.) is essential. 
• Compile review packs for submission to Exco and any other relevant committee. The pack together with commentary is necessary to provide a sounds basis on which the budget is approved.
• Interact with other departments such as Treasury, Risk and Group Tax may be necessary to provide comfort and assurance that the more technical aspects of submissions (e.g. funding plan impacts, risk-weighted assets and leverage) have been scrutinized and appear reasonable given the Groups economic outlook.undefined

Accountability: Ad-hoc requirements/submissions

• Execute ad-hoc queries that are dependent on external and internal requirements and vary considerably throughout the year.
• Attend various committee meetings in which one will use their understanding of e.g. margins, impairment trends or economic understanding to provide a valuable contribution. In some instances, the contribution will be on a discussion basis and in others a submission to the committee is required.
• Provide other departments (Productivity Office, Office of the CE’s, Treasury, etc.) with a range of information (analysis, forecasts and actual financial data etc) to perform their respective tasks. The information supplied may need to be package in a different format to make it relevant for their respective needs. An understanding of the roll-up structures within the Absa business and good financial understanding is vital in this instance to avoid misrepresenting information.
• undefined
• Accountability: Interim and year-end reporting (twice a year)
• Compile competitor analysis which compares the Group’s performance to peers.
• undefined
• Accountability: Cluster Relationship Manager (CRM) roles
• undefined
•  Perform all other duties as reasonably assigned
•  
• People Investment Accountabilities
• Peer responsibility: Coach, inspire, engage, mentor and develop finance and business savvy leaders.
• Play to our A-Game culture of inclusivity, diversity, entrepreneurship, and ownership.
• Network with finance colleagues across Group Finance and create awareness of challenges, opportunities and issues and encourage collaboration
• Focus on finance skills evolution and remaining relevant.
• Maintaining and strengthening relationships with key stakeholders across the organisation, e.g. Group and BU Financial Resource Management, Group and BU Risk, Group Treasury Finance, Finance Business Partners and Financial Decision Support Heads.
• Peer responsibility: Coach, inspire, engage, mentor and develop finance and business savvy leaders.
• Play to our A-Game culture of inclusivity, diversity, entrepreneurship, and ownership.
• Network with finance colleagues across Group Finance and create awareness of challenges, opportunities and issues and encourage collaboration
• Focus on finance skills evolution and remaining relevant.
• Maintaining and strengthening relationships with key stakeholders across the organisation, e.g. Group and BU Financial Resource Management, Group and BU Risk, Group Treasury Finance, Finance Business Partners and Financial Decision Support Heads.

​​​​​​​Role / Person Specification

Qualifications and experience:

• B Com degree with Honours of Masters (major in Accounting, Financial Management or Economics)
• CA SA / CIMA (5-8 years post qualifying)
• Non-CA SA / CIMA (7-10 years’ experience in Financial Services organisation)
• Able to work effectively across a multi-service Financial Services organisation
• Previous exposure to financial management reporting in a financial services organisation

Knowledge and skills:

• Financial Accounting
• Report writing
• Analytical skills
• Self-driven and good interpersonal skills
• Attention to detail
• Deadline driven
• Advanced Excel and PowerPoint skills
• Experience in handling big data and landing process efficiency projects
• Some knowledge of dashboards and PowerBI
• Knowledge of financial markets
• Knowledge of economics

Competencies:

• Deciding and initiating action
• Learning and researching
• Entrepreneurial and commercial thinking
• Relating and networking
• Adapting and responding to change
• Persuading and influencing
• Creating and innovating

Education

• Postgraduate Degrees and Professional Qualifications: Financial Sciences (Required)

End Date: October 24, 2025

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Job Summary

• To design, implement, maintain and manage a Subsidiary Legal Entity AFS solution/s that supports standardised, consistent and compliant annual financial statement compilation within reporting deadlines for selected legal entities consolidated within the Absa Group. 
• To identify, scope, design, implement, maintain and manage financial reporting solutions that drive efficiency and consistency in financial reporting.

Job Description

Key responsibilities

Accountability: Legal Entities’ Annual Financial Statements (LE AFS) Hierarchies

• Owns and maintains LE AFS hierarchies.
• Reviews and approves hierarchies’ change requests submitted.
• Annually reviews and updates hierarchies to align to LE AFS reporting solution needs and drives hierarchy improvements.
• Responsible for maintaining Absa to DW code mapping structure within hierarchies.
• Manages freezing timelines of hierarchies’ for consumption by SAP BW.
• Provides training on hierarchies as required.
• Performs UAT testing on hierarchies before changes are deployed to production.

Accountability: Legal Entity SAP BW reports design and maintenance

• Owns design and maintenance of LE AFS SAP reports for Draftworx consumption.
• Annually reviews reports for alignment with AFS reporting requirements.
• Logs requests for changes to the reports when required to support LE AFS reporting.
• Provides super-user support to AFS preparers and reviewers on use of reports.
• Provides training on use of reports.
• Performs UAT testing on reports before changes are deployed to production.

Accountability: Report writing tool (Draftworx) template and solution management

• Facilitates annual updates to the standardised Draftworx template to meet business and regulatory requirements. This includes:
• understanding the accounting policy, IFRS and regulatory changes the financial statement template/s require annually through consultation with TAG, the External Auditors and Company Secretarial and the management of periodic accounting and regulatory forums.
• designing with TAG and Technology Enablement the build of the new report writing tool solution components required by the changes for approval at the Draftworx change forum.
• obtaining signoff from TAG and the external auditors on the updated report writing tool template components necessitated by these parties. Timeous engagement with both these parties is essential to ensure no technical item is left unresolved and there are no delays during the AFS preparation cycle.
• Maintaining strong communication and technical skills to ensure unnecessary changes not supported by IFRS,legislation or regulations, but purely due to preference is not entertained regardless of level of stakeholder who requests this.
• Consults and supports users in using the Draftworx template to meet regulatory and audit requirements.
• Ensures the standardised Draftworx template is designed in such a manager that ensures standardisation and consistency as well as IFRS and regulatory compliance.
• Facilitates the definement and implementation of controls and key risk indicators for LE AFS solution
• Seeks and supports opportunities to improve and enhance the standardized Draftworx template and its data automation.
• Facilitates the LE AFS solution change request forum. This includes preparing the forum pack and managing the logistics of the forum.
• Performs impact assesments of proposed template change requests for approval at the LE AFS solution change forum.
• Documents requirements and logs change forum approved change requests for implementation.
• Formulates and project manages the end to end LE AFS solution annual update deployment for all elements of the entire solution’s deployment. This includes creating project plans, obtaining alignment on delivery timelines and scope and tracking stakeholders’ against the agreed timelines and scope.
• Documents test cases for UAT testing of all template changes.
• Performs UAT testing of all template changes before it is pushed to production.
• Provides training on Draftworx report writing tool and maintains governance and training resources to support users on how to utilise Draftworx and complete the template.
• Facilitates the provisioning of exception reporting off the DW database to support governance and drives escalations as necessary off output.
• Completes high level review of LE results monthly as required to support LE AFS reporting
• Reviews sample of annual LE AFS based on risk approach as agreed
• Reviews journals/adjustments passed by the preparers of LE AFS in preparation of AFS to determine whether better alignment between entities could be achieved through changes to data structures, the annual financial statement template or restatement of previous reported numbers.
• Reviews through certification and annual pre-production process that viewer users in system is appropriate.

Accountability: LE AFS Solution Stakeholder Management

• Builds a strong working relationship with the Accounting Control-Accounting Functions Process Owner to 
• support the end-to-end legal entity financial statement process and 
• to receive support in the form of managing data requirements and preparer/user communication
• Provide timeous support and build strong, trusted relationships with all areas responsible for completing legal entity annual financial statements such as Financial Control, Product Control Group and ARO teams so they understand the objectives, scope, workings and limitations of the solution.
• Build a strong working relationship with the technology teams and vendors (e.g. Draftworx) that support the report writing tool solution components and agree formal turnaround times for resolving support issues.
• Build strong working relationships with TAG and the external auditors so they assist in the signoff of the approved reporting writing tool template elements and any relating data management structures annually and facilitate technical queries thereon post signoff.
• Build a strong working relationship with Company Secretarial so they keep you abreast of relevant legal entity changes as well as relevant CIPC, legislation and regulatory requirements that impact annual financial statement compilation.

Accountability: iXBRL reporting

• Engages with Company Secretarial and staying up to date with the iXBRL taxonomy and any other CIPC filing changes or requirements. This includes attendance at relevant industry and CIPCs forums as required and ensuring appropriate representation by Absa on all CIPC iXBRL and BASA forums and key stakeholders on internal forums.
• Leads any taxonomy change requests from CIPC, by understanding the impact on all areas in Absa.
• Responsible for iXBRL tagging and reporting provision in the standardised Draftworx template and facilitates annual updates to meet business and regulatory requirements.
• Reviews PI score calculated by LE in Draftworx upon request.
• Consults and supports users in using the iXBRL reporting components to meet regulatory and audit requirements.
• Reviews iXBRL validation report of LEs that require iXBRL reporting to ensure all validations have been cleared.
• Performs impact assessment of proposed iXBRL template change requests for approval at the Draftworx change forum.
• Documents requirements and test cases for all iXBRL change requests and logs approved change requests.
• Performs UAT testing of all template changes before it is pushed to production.

Accountability: Financial Reporting Solutions Improvements

• Identifies opportunities for improvement in financial reporting with a specific focus on driving efficiency and consistency as well as sustainable solutions that serve multiple use cases with a single sustainable design
• Evaluates, analyses and documents the scope and the detailed requirements of improvement solutions
• Defines and documents improvement solution designs
• Project manages the implementation build, testing and deployment of solutions.
• Facilitates solutions’ user embedment and support models
• Performs post implementation reviews
• Maintains the implemented solution

Accountability: Process Risk Management

• Ensure that the process design, execution, monitoring, improvement and documentation is completed in accordance with the FC process methodology requirements. This includes ensuring that up to date process maps are created and maintained for the processes executed within the ambit of this role and function.

Education & Experience

• NQF Level 6: B Degree
• B Com Accounting degree
• Honours in Accounting
• Chartered Accountant CA(SA)
• 3 years Accounting articles (this includes supervision and review, passing the Board exams and completing recommended hours for the training contact)

Education

• Bachelor`s Degrees and Advanced Diplomas: Financial Sciences (Required)

End Date: October 27, 2025

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Job Summary

• To build and maintain professional business relationships across a portfolio of Private Wealth clients, by achieving financial targets, proactively acquiring new clients, and improving customer experience within the scope of the Bank’s regulatory and compliance frameworks.

Job Description

• New Business Origination Manage and grow existing client relationships Involvement in credit related tasks Involvement in Assets under Management and Investments Stakeholder Management Query resolution Risk Management

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: October 23, 2025

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Job Summary

• The purpose of this role is to support the Manager Customer Credit and Pricing, for the effective execution of the credit risk mandate, with specific focus to develop, implement, review and monitor the effectiveness of the Personal and Private Bank Customer Credit Risk Strategy, to ensure responsible risk decisions are made, while extracting customer value across retail products.  
• This includes strategic analytics that provide meaningful interpretation and narration of credit risk, leading to actionable conclusions and fact-based decisions in the management of portfolio shape and concentrations to achieve profit targets and to enable responsible book growth and management.
• In addition, conduct quality credit risk assessments and reviews, proactively managing credit risks associated with customers, using profitability models to monitor expected profitability of new / existing business, estimating total book profitability (including fair value assessments), facilitating changes to the credit risk strategy and challenging and enhancing the credit risk control environment.

Job Description

Accountability: Credit Risk Appetite Setting / Review

• Identification of risk segments at customer level, based on default risk, volatility and profitability
• Forecasting of balance rundowns and limit utilisations given Finance monthly booking forecasts
• Forecasting of income, cost, and impairment charges, given financial input assumptions and historical account behaviour within risk segments
• Optimising application value distributions across risk segments to achieve return and earnings volatility targets
• Setting vintage delinquency thresholds to trigger action by means of risk cutbacks in order to maintain risk levels within appetite
• Monthly monitoring of the adherence to risk appetite thresholds
• Monitoring continued relevance of risk appetite modelling assumptions undefined

Accountability: Strategy Design & Analysis

• Develop, review, implement and monitor new, existing customer underwriting strategies and pricing and profitability strategies.
• Ensuring that the above strategies are in line with the risk appetite, which include but not limited to maintaining Loan Loss Rate (LLR’s), Return on Regulatory Capital (RoRC’s) and default rates are within risk thresholds.
• Review and implementation of policy and business rules to assist with mitigating risk in the underwriting strategies.
• Develop alternative acquisition and profitability strategies by making use of alternative data or alternative methodologies.

Accountability: Monitor and Report on Estimated Profitability

• Monitor and report new business expected profitability, considering pricing, risk profile, cost structure and funding costs.
• Monitor total book expected profitability.
• Challenge credit risk strategies where appropriate and initiate changes to address concerns.

Accountability: Existing Customer Management

• Produce reports for the Portfolio Quality Review to track customer movements and key risk metrics.
• Monitor customer stress and key concentration risk metrics
• Produce analytics to identify and mitigate credit risk across the portfolios
• Analyse the impact of the current macro-economy, book growth, and bank initiatives on the credit health of the customers and the achievement of risk appetite.
• Diagnose root causes of concerns raised in observed customer behaviour
• Identify opportunities to support and optimise responsible book growth and credit risk management
• undefined

Accountability: Control Environment

• Monitor Exceptions.
• Challenge control environment and facilitate changes as required – based on potential concerns identified.

Accountability: Stakeholder management

The above tasks would require liaising with, amongst others, the following teams under the guidance of the Manager Customer Credit and Pricing:

• Risk measurement / impairments
• Model development
• Acquisitions
• Finance
• Collections
• Product / Business
• MI teams
• Operational/implementation areas

Education and Experience Required

• Bachelor`s Degree or Advanced Diplomas in risk management, statistical analysis, actuarial science, mathematics, statistics, econometrics, finance or equivalent NQF level 7 qualification
• SAS or other programming language and Advanced Excel capabilities

Knowledge & Skills:

• Credit Risk 
• Innovation 
• Problem solving skills 
• Analytical skills 
• Modelling skills 
• Understanding of Customer Experience processes and policies 
• Understanding of business strategy 
• Credit Pricing 
• Understanding of different Pricing methodologies and strategies 
• Understanding of acquisition, pricing strategies or credit risk modelling. 
• SAS / Other programming languages 
• Sound understanding of Financial and Management Accounting – Cost Allocation theories  
• Good understanding of Pricing and Product systems 
• Communication, Networking and People skills 
• Understanding of customer analytics and segmentation models 
• Understanding of statistical models 
• Mathematical Skills

Competencies:

• Ability to work under pressure 
• Delivering results and meeting customer expectations 
• Coping with setbacks

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: October 23, 2025

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Job Summary

• Seeking a proactive and detail orientated Risk and Governance Analyst to join our team as part of first line of defense.
• In this role you will be responsible for supporting and ensuring that the business units effectively identify, assesses, manages, monitors, and reports on the risks to ensure operational compliance with internal policies, regulatory requirements and risk frameworks.
• You will work closely with Business Units, second line (compliance & risk) and third line (audit) functions to help embed a strong risk culture and improve the control environment across our operations

Job Description

Qualifications & Experience:

• Bachelor's degree or a Business Risk Management, or related degree
• 3+ years' experience in a risk governance and control role.
• Strong understanding of the Three Lines of Defence model.

Key Responsibilities

• Act as the first point on contact for risk and governance activities within the business.
• Assist in identifying , assessing and documenting operational, regulatory and strategic risks.
• Support the business in maintaining effective controls and risk mitigation strategies.
• Monitor key risk indicators (KRI”s) and escalate issues or breaches in a timely manner.
• Implementation and embedment of Operational Risk Frameworks for CPA, RCSA, Risk Events, Key Risk Indicators, Key Risk Scenarios
• Responsible for ensuring that the business units proactively identify, manages, and mitigates risks in alignment with risk appetite.
• Actively participate in governance forums, preparing reports and documentation to support risk committees and audit activities.
• Ensure business units undertake strategic planning that is mindful of Risk through regular engagement with the businesses
• Implement .and embed strong internal controls and assist in control testing and assurance activities
• Maintain risk registers, control libraries and other related documentation
• Ensure timely closure of audit and compliance actions with supporting evidence.
• Coordinate with second line teams for risk reporting, control testing and risk assessments.
• Ensure compliance with data governance and retention and disposal polices.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: October 24, 2025 

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Job Summary

• We are looking for a technically skilled and versatile Systems Analyst / Developer to support and enhance our Debt Manager platform and related integration components.
• This role requires a strong foundation in Java development, API integration, and Pentaho Data Integration, with hands-on experience in FICO Debt Manager.
• The ideal candidate will be able to operate across both analysis and development functions, bridging business needs with technical execution.

Job Description

Key Responsibilities:

• Design, develop, and maintain backend and frontend components using Java.
• Build and manage REST and SOAP APIs for system integration and data exchange.
• Perform technical systems analysis to translate business requirements into scalable solutions.
• Configure and extend components within the FICO Debt Manager platform.
• Develop and maintain ETL workflows using Pentaho Data Integration (Kettle).
• Conduct SQL-based investigations and data analysis to support issue resolution.
• Collaborate with cross-functional teams to deliver integrated solutions.
• Participate in code reviews, testing, and deployment processes.
• Document technical designs, configurations, and support procedures.

Required Experience & Skills:

• 5–10 years Java development experience (backend and frontend).
• 5–10 years API development experience with REST and SOAP.
• 3–5 years hands-on experience with FICO Debt Manager, with a focus on technical configuration and integration.
• Strong experience with Pentaho Data Integration (Kettle).
• Proficiency in SQL for data extraction and troubleshooting.
• Basic understanding of AWS services  
• Experience with version control systems (e.g., Git).
• Ability to work independently and manage multiple technical streams.

Core Competencies for Analyst Developers:

• Strong analytical and problem-solving skills.
• Ability to translate business requirements into technical specifications.
• Solid understanding of software development lifecycle (SDLC).
• Experience with agile methodologies and DevOps practices.
• Excellent communication and documentation skills.
• Familiarity with unit testing, integration testing, and debugging.
• Ability to work collaboratively in cross-functional teams.

Education

• Bachelor's Degree: Information Technology

End Date: October 23, 2025

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Job Summary

• Drive responsible credit decisions, manage client risk, and deliver data-driven insights in a dynamic client environment. We're looking for a strategic thinker with strong credit expertise, governance focus, and a passion for customer excellence in the Wealth and Family Office space.

Job Description

• Are you passionate about responsible credit decisioning and strategic risk management? Join our dynamic Wealth Credit Origination team and play a pivotal role in shaping the future of credit excellence.

Key Responsibilities

Risk Management

• Lead high-quality credit risk assessments and reviews.
• Proactively manage credit exposures across a diverse client base.
• Develop data-driven strategies to mitigate risk and support business growth.
• Facilitate the credit sanctioning process to ensure sound, responsible decisions.

Data & Systems Management

• Produce and analyze management information (MI) to drive insights and performance.
• Leverage data to support strategic planning and operational efficiency.

Governance & Compliance

• Ensure full compliance with the bank’s credit philosophy, policies, and regulatory requirements.
• Champion governance standards across all credit origination activities.

Customer Management

• Foster strong client relationships through effective communication and issue resolution.

What We’re Looking For

• Proven experience in credit risk management, preferably in Wealth and Family Office banking.
• Strong analytical and decision-making skills.
• Excellent stakeholder engagement and communication abilities.
• A passion for data, governance, and customer-centric service.

Why Join Us?

• Be part of a forward-thinking team driving innovation in credit origination.
• Work in a collaborative environment that values integrity, excellence, and growth.
• Enjoy flexible working arrangements and opportunities for career development.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: October 23, 2025 

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Job Summary

• Enablement of sales and servicing across the entire business to achieve agreed targets

Job Description

• Functional management: Translate the retail banking strategy at customer level and define strategies and plans (financial planning, forecasting, sales activity) through the business planning process for implementation across the physical network
• Operational Excellence: Drive differentiated customer service strategies across the business (translate customer value propositions, drivers etc. into customer experience)
• Functional management: Manage (in collaboration with HR) best practice branch sales incentive programs to deliver business growth and strong employee engagement in the network that in turn drivers superior sales execution in the network
• Collaboration : Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
• Business Risk and Compliance Management: Oversee the implementation of, and conformance to, Group Risk and Compliance requirements within the operating environment, in line with set risk appetite 

Education

• Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

End Date: October 20, 2025

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Job Summary

• To lead and manage a team of professionals, who drive the existing customer strategy, risk appetite and profitability across different product lines, segments and business units in the ABSA Retail Bank.
• Work with the Strategic Business Units (SBU) to ensure predictive risk and marketing techniques are established and deployed by business

Job Description

• Work with appropriate stakeholders to develop and validate an effective business plan for existing customers that best maximises the opportunities from the Absa Consumer Banking network within an acceptable risk/reward profile.
• Ensure lending policies align with the overall Risk Management objectives and is in line with the overall Retail and Business Banking (RBB) Strategic direction.
• Ensure full interaction with Pricing and Profitability to ensure alignment between Risk Appetite, Underwriting Strategy and Pricing for existing customers.
• Understand the interaction between the macro environment and credit performance and adjust credit underwriting strategy within Risk Appetite accordingly based on macro expectations.
• Contribute (strategically) to building the vision and developing successful practices for Consumer Banking and the wider Credit Risk Management Team.
• Manage and co-ordinate the development of reporting requirements and portfolio measures for the product Risk Management team through the Absa committee structures.
• Present key credit trends and highlight recommendations and risk mitigation plans to the relevant Risk Management Head by either extracting data from within own team or consolidating data from central MI team.
• Ensure monthly Portfolio Performance Reports (with commentary) are submitted in accordance with the agreed deadlines and required standards and that all actions are addressed and feedback given in a timely manner.
• Ensure the development of more frequent MI (daily, weekly, monthly, as required).
• Oversee the quality of reports to ensure they cover performance monitoring and benchmarks.
• Support and stand in for the Head of Risk Management as and when required.
• Liaise with various internal stakeholders (e.g. Risk Management, Credit Lending, Product Head, IT and Enablement, Group Risk) to secure their respective support in the implementation of changes to the credit underwriting strategies for existing clients and also ensuring capacity exists to implement.
• Review and report strategy performance and trends to the Head: Risk Management Unsecured, Portfolio Quality Review Meeting, Retail Credit Risk Committee, Group Risk teams, and Product Teams.
• Ensure compliance with relevant Group Policies.
• Ensure that all legislative requirements are complied with (e.g. National Credit Act, Basel).
• Support relevant Audits and ensure any potential audit findings are addressed inline with committed dates.
• Ensure delivery of business goals by aligning Performance Development (PD) Plans of direct reports to the business goals.
• Instill a performance development culture through directing the PD process and adhering to the PD calendar.
• Pro-actively identify development areas of direct reports and compile development plans to address them

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: October 23, 2025 

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Job Summary

• FAIS recognized qualification is essential, RE5 completed, evidence 12 months commission statements is essential. Provide specialist advise and support for day-to-day work, in order to execute predefined objectives as per agreed standard operating procedures (SOPs).

Job Description

• FAIS recognized qualification is essential, RE5 completed, evidence 12 months commission statements is essential. 
• Stakeholder Management: Actively promote and manage the collaborative engagement of internal and external stakeholders, including regulators, suppliers, clients, service providers, business partners and other Absa entities
• Sales Target : Proactively make self-initiated contact with customers in order to deliver against the required sales targets
• Customer Engagement: Do activity planning by identifying the clients to be contacted during a particular period.
• Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards
• Manage own broker practice: Ensure that staff members (Broker Assistants an Interns as relevant) have a clear understanding of their roles and responsibilities within the practice

Education

• Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)

End Date: October 24, 2025 

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Job Summary

• To support the Compliance Assurance team in providing expert assurance and advisory support within Corporate Functions. The role ensures the effectiveness of the compliance programme through robust monitoring, testing, and issue management.
• It requires a strategic thinker with deep assurance expertise, strong business acumen, and a solution-oriented mindset to drive continuous improvement, including technology-enabled assurance initiatives.

Job Description

Key Responsibilities:

Assurance Planning & Execution

• Develop, implement, and manage the annual compliance assurance coverage plan.
• Lead and execute compliance reviews in line with the Compliance Assurance methodology.
• Conduct ad hoc monitoring and surveillance activities as required​

​​​​​​​Advisory & Risk Mitigation

• Provide expert input into automated control testing and compliance risk assessments.
• Offer guidance on regulatory requirements, control effectiveness, and policy implementation.
• Collaborate with business units to embed a strong compliance culture through proactive risk mitigation.

​​​​​​​Governance & Issue Management

• Ensure strong governance across all reviews, issue tracking, and team deliverables.
• Manage regulatory and reputational risks, ensuring alignment with relevant frameworks and policies.
• Drive resolution of identified issues and track remediation progress.

​​​​​​​Leadership & Team Development

• Provide strategic direction and mentorship to team members.
• Foster a high-performance culture focused on continuous improvement and innovation.
• Champion technology-driven assurance initiatives and data-led insights.

​​​​​​​Stakeholder Engagement

• Engage with senior stakeholders to communicate assurance outcomes and risk insights.
• Represent Compliance M&T in relevant forums and committees.

​​​​​​​Key Deliverables

• 100% execution of the Group Auditing and Compliance Committee plan.
• Timely completion of all scheduled and ad hoc reviews.
• Effective issue identification, escalation, and resolution.
• Continuous enhancement of assurance processes and tools.
• Development and monitoring of data initiatives to support assurance activities.

​​​​​​​Qualifications & Experience

• Minimum qualification: BCom (Risk Management, Internal Audit), CIA, CA(SA), CIMA or Banking related degree
• Minimum 5 years’ experience in assurance (internal audit, compliance or risk-related functions) within a major financial institution.
• Proven experience in risk-based auditing or control testing across multiple jurisdictions.
• Strong understanding of banking operations and regulatory frameworks.
• Experience in managing teams and leading strategic initiatives.
• Demonstrated ability to work in hybrid environments (office-based and remote).

​​​​​​​Skills & Competencies

• Expert knowledge of assurance methodologies and compliance frameworks.
• Strong analytical and problem-solving skills.
• Excellent communication and stakeholder management abilities.
• Agile mindset with a focus on innovation and continuous improvement.
• Leadership capability with a collaborative and mentoring approach.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: October 24, 2025

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Job Summary

• To follow the six steps of financial planning in executing the role of a FAIS licensed financial adviser. A professional introduction must be made to introduce the adviser and the services offered by the adviser. Upon client approval the adviser may conduct a Financial Needs Analysis (FNA) in the disciplines of Investment, Life Insurance and Estate planning. Based on the concluded FNA to make recommendations
• To address single or multiple needs identified on behalf of the client. Advice recommendations will must be presented under the license categories for which the adviser is accredited Absa approved product(s) that are deemed will meet the needs of the client. On client acceptance of all or part of the advice, the adviser is required to implement the accepted advice through Absa’s new business processes.
• The adviser must conduct regularly review of the client needs to assess continued suitability of implemented solutions. In these reviews, new needs may be addressed and changes to existing plans be proposed to ensure continued solutioning of client needs. 
• Adviser must continue to ensure ongoing Fit and Proper status to enable them to offer services under an Absa advice license.

Job Description

Key Accountabilities:

• Accountability: To establish and maintain a professional relationship with all stakeholders (Client, Bank personnel, product providers and Adviser Support staff)
• Participate in reciprocal leads activities and sales/pipeline meetings to identify opportunities for new or repeat business, and fully utilising Absa’s bancassurance structure.
• Assess client’s needs through use of recommended needs analysis tools, ensuring that the client is aware of the full value proposition offered by AIFA.
• Prepare recommendation and quote for appropriate risk and investment solutions based on the client’s individual needs and profile.
• Present recommendation to clients, ensuring that all FAIS regulations are followed regarding advice given.
• Follow all the steps in the designated client engagement process as specified by Absa Advisers.
• Provide regular feedback to the Regional Manager on actions taken to progress the lead to business.
• Network, on an ongoing basis, with all stakeholders in Everyday Banking (PGM’s and Regional Managers) and elsewhere by attending their meetings and social gatherings to position the Absa Advisers' value proposition to the Bank and to the clients

Accountability: Meet sales and/or growth targets

• Do activity planning by identifying the clients to be approached/contacted during a particular period in conjunction with Everyday Advice Executive.
• Using the leads information provided by the source and or Regional Manager listings, as well as leads sourced through own prospecting activities and determine the client's financial needs.
• Make exclusive use of Absa’s Financial Needs Analysis tool (Avalon from Aug 2024 onwards) to conduct a comprehensive Financial Needs Analysis for the client.
• Obtain the client's consent to access his/her existing policy information by getting him/her to sign the relevant documents to
• get a comprehensive view of the client's financial needs.
• Discuss various possible solutions and options available with the client and thereafter recommend the most appropriate products and or solution(s) to address financial needs.
• Generate and discuss a formal recommendation including product quote(s) for the client.
• On acceptance of part or all the advice recommendations, complete the necessary product application forms and ensure that the client signs the forms to indicate his/her consent to engage in a transaction(s).
• Gather, generate, and complete all the necessary compliance documentation (e.g., Client Advice Record, copy of ID, Financial Needs Analysis, FICA).
• Submit the proposal forms to the relevant product providers for processing.
• Ensure that the issued policy aligns to the recommended product.
• Review the client's portfolio at a minimum of once a year and contact the client based on the adviser and client agreed contact strategy to maintain a healthy client relationship.
• Provide a report back to the Regional Manager and Everyday Banking stakeholders on the strike rate (i.e., the number of leads provided that were converted to business) where applicable.
• Seek business opportunities from external sources as necessary to grow the book of business and reciprocate leads to Regional Managers and PGM’s.
• Accountability: Manage own commission earnings
• Capture the correct Policy Relevant Information (PRI) number on the Commission system.
• On a monthly basis, check the accuracy of the commission statements received from the Broker Commissions department.
• Verify that all the PRI numbers reconcile to the commission paid and reflected on the statements Keep the client database up to date by ensuring that new clients are added to the database.
• Follow up on unpaid premiums and lapses by contacting the clients to establish the reasons for the problems Manage the suspense account timeously by clearing it on the system at month end.

Accountability: Practice Management

• Ensure that staff members (Adviser Assistants) have a clear understanding of their roles and responsibilities within the adviser practice.
• Arrange for staff members to receive the relevant training (Absa programs for the Interns) e.g., systems training, product training and operational training.
• Provide coaching and mentoring to assistant(s) with regards to facilitate knowledge and skills development.
• Participate performance development (PD) discussions as required by the Absa performance management standards.
• Take the necessary corrective actions in cases of underperformance in consultation with the Regional Manager. Implement controls with regards to compliant record keeping in accordance with minimum Absa business standards (i.e. FAIS, FICA, FSB and)
• Liaise with Provincial Operations Office) with regards to maintenance of systems and equipment and provision of other services
• Complete all the required compliance exams in the specified timeframes (e.g. Anti-Money Laundering, Sanctions, BCM, Basic Financial Crime Concepts).
• Remain fit and proper as required for FAIS flagged roles.
• Provide monthly feedback to the branch, and Business Bank, regarding non-interest income (seat costs) and cross-selling opportunities
• Segment the client base according to profile, income potential and commission income.
• Engage with business development strategies with the support of the Regional Manager and our practice management subject matter experts to maximise the sustainability of the adviser practice.

Accountability: Personal Development

• Attend all the required training to attain accreditation to market Absa approved products.
• Attend all the requisite internal training (i.e FAIS-related programs/courses).
• Attain the required FAIS credits in order to attain Fit and Proper status
• Ensure that Fit and Proper status is maintained (honesty, integrity, financial solvency)

End Date: October 21, 2025

go to method of application »

Job Summary

• To follow the six steps of financial planning in executing the role of a FAIS licensed financial adviser. A professional introduction must be made to introduce the adviser and the services offered by the adviser. Upon client approval the adviser may conduct a Financial Needs Analysis (FNA) in the disciplines of Investment, Life Insurance and Estate planning. Based on the concluded FNA to make recommendations
• To address single or multiple needs identified on behalf of the client. Advice recommendations will must be presented under the license categories for which the adviser is accredited Absa approved product(s) that are deemed will meet the needs of the client. On client acceptance of all or part of the advice, the adviser is required to implement the accepted advice through Absa’s new business processes.
• The adviser must conduct regularly review of the client needs to assess continued suitability of implemented solutions. In these reviews, new needs may be addressed and changes to existing plans be proposed to ensure continued solutioning of client needs. 
• Adviser must continue to ensure ongoing Fit and Proper status to enable them to offer services under an Absa advice license.

Job Description

Key Accountabilities:

• Accountability: To establish and maintain a professional relationship with all stakeholders (Client, Bank personnel, product providers and Adviser Support staff)
• Participate in reciprocal leads activities and sales/pipeline meetings to identify opportunities for new or repeat business, and fully utilising Absa’s bancassurance structure.
• Assess client’s needs through use of recommended needs analysis tools, ensuring that the client is aware of the full value proposition offered by AIFA.
• Prepare recommendation and quote for appropriate risk and investment solutions based on the client’s individual needs and profile.
• Present recommendation to clients, ensuring that all FAIS regulations are followed regarding advice given.
• Follow all the steps in the designated client engagement process as specified by Absa Advisers.
• Provide regular feedback to the Regional Manager on actions taken to progress the lead to business.
• Network, on an ongoing basis, with all stakeholders in Everyday Banking (PGM’s and Regional Managers) and elsewhere by attending their meetings and social gatherings to position the Absa Advisers' value proposition to the Bank and to the clients

Accountability: Meet sales and/or growth targets

• Do activity planning by identifying the clients to be approached/contacted during a particular period in conjunction with Everyday Advice Executive.
• Using the leads information provided by the source and or Regional Manager listings, as well as leads sourced through own prospecting activities and determine the client's financial needs.
• Make exclusive use of Absa’s Financial Needs Analysis tool (Avalon from Aug 2024 onwards) to conduct a comprehensive Financial Needs Analysis for the client.
• Obtain the client's consent to access his/her existing policy information by getting him/her to sign the relevant documents to
• get a comprehensive view of the client's financial needs.
• Discuss various possible solutions and options available with the client and thereafter recommend the most appropriate products and or solution(s) to address financial needs.
• Generate and discuss a formal recommendation including product quote(s) for the client.
• On acceptance of part or all the advice recommendations, complete the necessary product application forms and ensure that the client signs the forms to indicate his/her consent to engage in a transaction(s).
• Gather, generate, and complete all the necessary compliance documentation (e.g., Client Advice Record, copy of ID, Financial Needs Analysis, FICA).
• Submit the proposal forms to the relevant product providers for processing.
• Ensure that the issued policy aligns to the recommended product.
• Review the client's portfolio at a minimum of once a year and contact the client based on the adviser and client agreed contact strategy to maintain a healthy client relationship.
• Provide a report back to the Regional Manager and Everyday Banking stakeholders on the strike rate (i.e., the number of leads provided that were converted to business) where applicable.
• Seek business opportunities from external sources as necessary to grow the book of business and reciprocate leads to Regional Managers and PGM’s.
• Accountability: Manage own commission earnings
• Capture the correct Policy Relevant Information (PRI) number on the Commission system.
• On a monthly basis, check the accuracy of the commission statements received from the Broker Commissions department.
• Verify that all the PRI numbers reconcile to the commission paid and reflected on the statements Keep the client database up to date by ensuring that new clients are added to the database.
• Follow up on unpaid premiums and lapses by contacting the clients to establish the reasons for the problems Manage the suspense account timeously by clearing it on the system at month end.

Accountability: Practice Management

• Ensure that staff members (Adviser Assistants) have a clear understanding of their roles and responsibilities within the adviser practice.
• Arrange for staff members to receive the relevant training (Absa programs for the Interns) e.g., systems training, product training and operational training.
• Provide coaching and mentoring to assistant(s) with regards to facilitate knowledge and skills development.
• Participate performance development (PD) discussions as required by the Absa performance management standards.
• Take the necessary corrective actions in cases of underperformance in consultation with the Regional Manager. Implement controls with regards to compliant record keeping in accordance with minimum Absa business standards (i.e. FAIS, FICA, FSB and)
• Liaise with Provincial Operations Office) with regards to maintenance of systems and equipment and provision of other services
• Complete all the required compliance exams in the specified timeframes (e.g. Anti-Money Laundering, Sanctions, BCM, Basic Financial Crime Concepts).
• Remain fit and proper as required for FAIS flagged roles.
• Provide monthly feedback to the branch, and Business Bank, regarding non-interest income (seat costs) and cross-selling opportunities
• Segment the client base according to profile, income potential and commission income.
• Engage with business development strategies with the support of the Regional Manager and our practice management subject matter experts to maximise the sustainability of the adviser practice.

Accountability: Personal Development

• Attend all the required training to attain accreditation to market Absa approved products.
• Attend all the requisite internal training (i.e FAIS-related programs/courses).
• Attain the required FAIS credits in order to attain Fit and Proper status
• Ensure that Fit and Proper status is maintained (honesty, integrity, financial solvency)

End Date: October 21, 2025

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Job Summary

• The ideal candidate will be an experienced Specialist: Business Relationship & Vendor Management equipped with a robust background in procurement, strategic sourcing, and supplier management—specifically within banking and financial services sectors. This is a six-month contract in the Supplier Management team, part of Human Capital.

Job Description

Key Responsibilities:

• Drive compliance through best practices and policy updates.
• Manage supply dependencies across the sourcing lifecycle.
• Transition commercial arrangements to live operations post-award.
• Assess supplier capabilities using quantitative and qualitative data.
• Ensure contracts comply with company standards, legal requirements, and Absa Group Limited policies.
• Analyze internal and external data as needed.
• Draft and maintain strategic supplier management documents.
• Compile and assess statistical data for supplier reports
• Support with negotiation analysis.
• Promote supplier diversity and preferential procurement.
• Conduct market research and benchmarking in collaboration with Sourcing teams
• Implement and monitor procurement cost-saving measures cross functionally
• Navigate procurement systems and manage documentation.
• Maintain commercial compliance and monitor monthly MI received from Suppliers.
• Stay updated on regulations and coordinate with Internal Audit and Compliance.
• Enforce financial, regulatory, and strategic supplier policies.
• Adhere to applicable Absa policies manage records for commodities and suppliers.
• Cascade analytics to support business improvement.
• Structure contracts to meet business needs and drive improvement.
• Review contracts with legal compliance.
• Analyze supply markets and propose cross-functional strategies.
• Submit timely project and supplier updates.
• Administer contracts and maintain central repositories.
• Understanding of RFx processes (RFP, RFQ, RFI) and ability to analyze and present outcomes.
• Proficiency in SLAs and deliverables-based contracting.
• Ability to communicate supply base capabilities across channels.
• Risk management, both internal and external

Key Competencies:

• Comprehensive understanding of the entire supply chain process, including both pre- and post-contract stages
• Collaborative supplier performance evaluation.
• Strong stakeholder and supplier relationship building.
• Team development and continuous improvement mindset.
• Ad hoc reporting and analysis aligned with team goals.
• Cross-team collaboration for strategic enhancements.
• Delivery of cost, quality, service, and innovation benefits.
• Effective communication and stakeholder engagement.
• Organizing forums for innovation and process improvement.
• Strong negotiation and presentation skills.
• Expert level efficiency in Microsoft Excel and MS-Word.
• Strong computer literacy (Power Point) and Microsoft Office Suite is required.
• Teamwork and collaboration skills, with the ability to work effectively with diverse groups, stakeholders across functions, and cultures.
• A team member that can also operate independently with an ability for problem solving.
• Adeptness in overseeing complex supplier relationships, contract negotiations, and strategic sourcing that support organizational objectives.
• The preferred candidate will also exhibit strong cross-functional collaboration skills, advocate for supplier diversity, and consistently deliver measurable value through innovation and continuous improvement.

Qualifications:

• Bachelor’s qualification, preferably in Business, Commercial, Supply Chain, Business, Business Economics, Economics, Finance, or accounting fields or equivalent.
• CIPS / MCIPS qualification will be an advantage

Experience:

• 3 to 5 years of experience in procurement in a banking sourcing/supply chain environment.
• Experience in contract administration and compliance monitoring.
• Demonstrated ability to manage complex supplier relationships and drive performance improvements.
• High level analytical and communication skills required (written & verbal).
• Proven track record of enhancing supplier performance, optimizing cost structures, and maintaining strict compliance with regulatory requirements and internal governance policies.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: October 24, 2025 

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Job Summary

• Deliver day-to-day knowledge work, in order to execute predefined objectives as per agreed standard operating procedures (SOPs).

Job Description

• Customer Experience: Responsible for all customer enquiries, service level agreements, and to ensure delivery according to set standards.
• Deal Facilitation: Handle all customer interactions professionally and efficiently.
• Contract Administration: Responsible for all customer enquiries, service level agreements, and to ensure delivery according to set standards.
• FAIS Requirements: Advice and Intermediary Service Fit and Proper Requirements applicable to this job: FSCA-Approved Qualification Regulatory Exam for Representatives (RE5) Experience As Per the FAIS Act Product Specific Training once Onboarded Class Of Business Training Continuous Professional Development Attest To Honesty, Integrity, and Good Standing
• RE5 Requirement
• NQF6
• 1x Role situated in Middelburg Mpumalanga
• 1x Role situated in Mbombela Mpumalanga

Education

• Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)

End Date: October 24, 2025

go to method of application »

Job Summary

• To follow the six steps of financial planning in executing the role of a FAIS licensed financial adviser. A professional introduction must be made to introduce the adviser and the services offered by the adviser. Upon client approval the adviser may conduct a Financial Needs Analysis (FNA) in the disciplines of Investment, Life Insurance and Estate planning. Based on the concluded FNA to make recommendations
• To address single or multiple needs identified on behalf of the client. Advice recommendations will must be presented under the license categories for which the adviser is accredited Absa approved product(s) that are deemed will meet the needs of the client. On client acceptance of all or part of the advice, the adviser is required to implement the accepted advice through Absa’s new business processes.
• The adviser must conduct regularly review of the client needs to assess continued suitability of implemented solutions. In these reviews, new needs may be addressed and changes to existing plans be proposed to ensure continued solutioning of client needs. 
• Adviser must continue to ensure ongoing Fit and Proper status to enable them to offer services under an Absa advice license.

Job Description

Key Accountabilities:

• Accountability: To establish and maintain a professional relationship with all stakeholders (Client, Bank personnel, product providers and Adviser Support staff)
• Participate in reciprocal leads activities and sales/pipeline meetings to identify opportunities for new or repeat business, and fully utilising Absa’s bancassurance structure.
• Assess client’s needs through use of recommended needs analysis tools, ensuring that the client is aware of the full value proposition offered by AIFA.
• Prepare recommendation and quote for appropriate risk and investment solutions based on the client’s individual needs and profile.
• Present recommendation to clients, ensuring that all FAIS regulations are followed regarding advice given.
• Follow all the steps in the designated client engagement process as specified by Absa Advisers.
• Provide regular feedback to the Regional Manager on actions taken to progress the lead to business.
• Network, on an ongoing basis, with all stakeholders in Everyday Banking (PGM’s and Regional Managers) and elsewhere by attending their meetings and social gatherings to position the Absa Advisers' value proposition to the Bank and to the clients

Accountability: Meet sales and/or growth targets

• Do activity planning by identifying the clients to be approached/contacted during a particular period in conjunction with Everyday Advice Executive.
• Using the leads information provided by the source and or Regional Manager listings, as well as leads sourced through own prospecting activities and determine the client's financial needs.
• Make exclusive use of Absa’s Financial Needs Analysis tool (Avalon from Aug 2024 onwards) to conduct a comprehensive Financial Needs Analysis for the client.
• Obtain the client's consent to access his/her existing policy information by getting him/her to sign the relevant documents to
• get a comprehensive view of the client's financial needs.
• Discuss various possible solutions and options available with the client and thereafter recommend the most appropriate products and or solution(s) to address financial needs.
• Generate and discuss a formal recommendation including product quote(s) for the client.
• On acceptance of part or all the advice recommendations, complete the necessary product application forms and ensure that the client signs the forms to indicate his/her consent to engage in a transaction(s).
• Gather, generate, and complete all the necessary compliance documentation (e.g., Client Advice Record, copy of ID, Financial Needs Analysis, FICA).
• Submit the proposal forms to the relevant product providers for processing.
• Ensure that the issued policy aligns to the recommended product.
• Review the client's portfolio at a minimum of once a year and contact the client based on the adviser and client agreed contact strategy to maintain a healthy client relationship.
• Provide a report back to the Regional Manager and Everyday Banking stakeholders on the strike rate (i.e., the number of leads provided that were converted to business) where applicable.
• Seek business opportunities from external sources as necessary to grow the book of business and reciprocate leads to Regional Managers and PGM’s.
• Accountability: Manage own commission earnings
• Capture the correct Policy Relevant Information (PRI) number on the Commission system.
• On a monthly basis, check the accuracy of the commission statements received from the Broker Commissions department.
• Verify that all the PRI numbers reconcile to the commission paid and reflected on the statements Keep the client database up to date by ensuring that new clients are added to the database.
• Follow up on unpaid premiums and lapses by contacting the clients to establish the reasons for the problems Manage the suspense account timeously by clearing it on the system at month end.

Accountability: Practice Management

• Ensure that staff members (Adviser Assistants) have a clear understanding of their roles and responsibilities within the adviser practice.
• Arrange for staff members to receive the relevant training (Absa programs for the Interns) e.g., systems training, product training and operational training.
• Provide coaching and mentoring to assistant(s) with regards to facilitate knowledge and skills development.
• Participate performance development (PD) discussions as required by the Absa performance management standards.
• Take the necessary corrective actions in cases of underperformance in consultation with the Regional Manager. Implement controls with regards to compliant record keeping in accordance with minimum Absa business standards (i.e. FAIS, FICA, FSB and)
• Liaise with Provincial Operations Office) with regards to maintenance of systems and equipment and provision of other services
• Complete all the required compliance exams in the specified timeframes (e.g. Anti-Money Laundering, Sanctions, BCM, Basic Financial Crime Concepts).
• Remain fit and proper as required for FAIS flagged roles.
• Provide monthly feedback to the branch, and Business Bank, regarding non-interest income (seat costs) and cross-selling opportunities
• Segment the client base according to profile, income potential and commission income.
• Engage with business development strategies with the support of the Regional Manager and our practice management subject matter experts to maximise the sustainability of the adviser practice.

Accountability: Personal Development

• Attend all the required training to attain accreditation to market Absa approved products.
• Attend all the requisite internal training (i.e FAIS-related programs/courses).
• Attain the required FAIS credits in order to attain Fit and Proper status
• Ensure that Fit and Proper status is maintained (honesty, integrity, financial solvency)

End Date: October 22, 2025

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Job Summary

• The Financial Crime Analyst is responsible for compiling, analysing, and presenting detailed flow of funds reports in response to requests for internal investigations and subpoenas served on the Bank. This role ensures that financial transaction data is accurately extracted, validated, and structured to meet the evidentiary standards required in legal, regulatory, and law enforcement contexts.
• The analyst serves as a critical link between the Bank’s data environments, forensic specialists, Group Legal, and external stakeholders.

Job Description

Subpoena & Request for Investigation Response

• Receive, log, and prioritise summonses / request for investigations served on the Bank.
• Interpret legal requests and translate them into clear data extraction and analysis requirements.
• Liaise with relevant stakeholders to clarify scope and deadlines.

Flow of Funds Compilation

• Extract transaction data from multiple banking systems (core banking, payment systems, archival logs, etc.).
• Compile financial flow of funds reports showing the movement of money across accounts, remitters, beneficiaries, and related parties.
• Apply enrichment techniques (e.g., geolocation data, account access logs, approval trails) where required.
• Ensure data completeness and highlight any limitations in reporting.

Data Integrity & Compliance

• Maintain chain-of-custody and audit trails for all data extracts and reports.
• Ensure all outputs comply with the Criminal Procedure Act (Section 205/236) and other relevant regulatory/legal frameworks.
• Apply disclaimers where data is incomplete or subject to validation.

Collaboration & Stakeholder Engagement

• Work with internal investigation units, compliance teams, and data engineers to ensure accurate data sourcing.
• Support senior financial crime analysts and investigators by producing evidentiary-quality reports.

Reporting & Documentation

• Produce standardized Flow of Funds Reports (Excel/structured format) for investigative purposes.
• Maintain secure evidence repositories in line with chain-of-custody requirements.

Required Skills & Competencies

Technical Skills

• Strong SQL/data extraction ability across multiple platforms (EDW, Hadoop, AWS, Hive, Amber, core banking systems).
• Advanced Excel (pivot tables, reconciliation methods, flow-of-funds formatting).

Financial Crime & Legal Awareness

• Understanding of financial crime typologies and investigative methodologies.
• Knowledge of South African legal frameworks: Criminal Procedure Act (Sections 205, 236), FIC Act, POPIA.

Analytical & Problem-Solving

• Ability to reconstruct and visualize complex financial flows across multiple accounts/entities.
• Attention to detail with strong reconciliation and data validation skills.
• Critical thinking to identify gaps, anomalies, and investigative leads in transaction data.

Soft Skills

• High integrity and confidentiality in handling sensitive financial and legal data.
• Ability to work under pressure and meet tight subpoena deadlines.
• Strong communication skills to explain technical findings in plain legal terms.
• Collaborative mindset to work with cross-functional forensic, compliance, and legal teams.

​​​​​​​Qualifications & Experience

• Bachelor’s degree in one of the following fields - Accounting, Finance, Forensic Auditing, Data Science
• Minimum 3–5 years’ experience in financial crime data analysis, financial investigations, or compliance.
• Exposure to law enforcement or regulatory processes (NPA, Hawks/DPCI, FIC, SARB) is an advantage.
• Certifications in forensic auditing, AML, or data analytics (e.g., CFE, CAMS) preferred.

​​​​​​​Key Outputs

• Structured Flow of Funds Reports (Excel/evidentiary format).
• Supporting annexures for subpoenas and affidavits.
• Securely logged evidence extracts with chain-of-custody records.
• Written summaries highlighting key financial flows, anomalies, and investigative leads.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: October 24, 2025 

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Job Summary

• To provide expert oversight, challenge, and advisory support in the identification, assessment, and management of Change, Technology, and Cyber risks across the Compliance Function.
• This role is critical in ensuring that risk exposures related to transformation initiatives, IT systems, and cybersecurity are effectively governed, aligned with risk appetite, and compliant with internal policies and standards.
• The Senior Specialist plays a key role in strengthening the control environment, driving risk-informed decision-making, and supporting strategic resilience through proactive risk insights and engagement with senior stakeholders.

Job Description

Key Responsibilities:

Risk Identification, Assessment & Advisory   

• Act as a first line risk champion for Technology, and Cyber risk domains, providing subject matter expertise on risk identification and mitigation.
• Advise technology teams on embedding risk considerations into technology implementations, and ongoing operations.
• Support risk assessments (e.g., RCSAs, Risk Assessments, IT Risk Reviews) to proactively identify control gaps and emerging risks.

Assurance Reviews & Control Testing

• Design and conduct first line assurance reviews to test the effectiveness of controls across key risk areas, including cybersecurity, data protection, system availability, and IT governance.
• Document findings, assess control design and operational effectiveness, and provide recommendations for control improvement.
• Track and monitor the implementation of remediation actions resulting from assurance reviews, audits, or incidents.

Risk Monitoring, Reporting & Insights

• Monitor key risk indicators (KRIs), operational events, and control metrics to detect risk trends and escalation needs.
• Support the creation of risk dashboards, status reports, and thematic reviews for senior management.
• Collaborate with second line teams to ensure alignment on risk reporting and escalation protocols.

​​​​​​​Incident & Issue Management  

• Participate in incident reviews and root cause analysis for significant technology or cyber-related incidents.
• Ensure lessons learnt are documented, shared, and embedded into processes to prevent recurrence.
• Track open issues, audit findings, and risk actions to ensure timely and sustainable closure.
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​​​​​​​Governance & Stakeholder Engagement  

• Support internal governance forums by preparing risk reports, updates and presenting risk themes relevant to Technology, Information and Cyber Security.
• Collaborate with key stakeholders including IT teams, cyber security, and risk partners to ensure ownership and accountability of risks.
• Contribute to regulatory and internal compliance readiness activities.

​​​​​​​Policy Implementation & Risk Culture  

• Promote the application of group-wide risk and control frameworks (e.g., ERMF) within the function.
• Support training, awareness, and culture-building initiatives to strengthen risk maturity and accountability across teams.

​​​​​​​Education and Experience Required:

• B-degree in Risk / Information Technology/ related discipline
• A minimum of 3 to 5 years’ experience in risk within banking/ financial services
• Strong understanding of risk management frameworks and controls, especially in relation to  management, cybersecurity, and IT operations.
• Hands-on experience conducting assurance or control testing in a complex operational environment.

​​​​​​​Competencies:

• Solid analytical and problem-solving ability
• Risk and control mindset with attention to detail
• Strong interpersonal and stakeholder engagement skills
• Ability to influence and advise across different levels of the organisation
• Effective report writing and presentation skills
• Working knowledge of risk tools and systems
• Proactive, organised, and results-oriented Experience in conducting RCAs, risk event reviews, and control testing

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: October 24, 2025