Job Opportunities at Visa

Job Description

As a Visa Consulting & Analytics Senior Manager – Risk you will undertake risk consulting engagements for Visa clients in Sub Saharan Africa. 

You will:

• Deliver engagements in Authorization, Fraud and Credit Risk to inform business strategies across the credit lifecycle (acquisition, underwriting, customer management, portfolio risk management)

• Deliver engagements in Risk Analytics (Credit Scoring for Consumer & SME Underwriting, Credit Scoring for Merchant Underwriting, Fraud Risk Scoring, Risk Based Pricing, Alternate Credit Scoring)

• Develop trusted advisor relationships with Risk Managers/Heads at Visa’s client organizations

• Participate in designing and roll-outing Risk advisory services and data driven solutions for Visa’s clients

• Partner with in-market VCA consultants and data scientists to deliver risk-related advisory engagements

• Reengineer and/or package risk consulting methodologies and data driven solutions as appropriate, ensuring world-class best practices and efficiency through economies of scale

• Ensure consistency, standards, and quality control of risk consulting methodologies in Sub Saharan Africa

• Partner with other Visa functions (e.g. Risk, Products & Solutions, Client Services, CyberSource) to capitalize and optimize existing risk products and solutions

Type of projects you will be a part of:

The nature of projects this Senior Manager – Risk role will include helping issuers and acquirers solve their most strategic business problems from a risk perspective:

• Credit Risk

  • Risk diagnostic – Identify opportunities to optimize credit risk management

  • Credit Line Management – Optimize credit line based on usage propensity and risk profile

  • Underwriting – Increase underwriting approvals by leveraging internal credit scoring, credit bureaus and alternate credit data

  • Balance Build – Build revolving balances to drive incremental lending economics through pricing optimization and cross sell opportunities

• Fraud Risk

  • Fraud, Authentication and Authorization Optimization – Define optimal fraud, authentication, and authorization strategy for payments transactions with appropriate risk controls

  • Fraud Risk Advisory – Provide support to our clients on reviewing their fraud strategy, enhance capabilities and optimizing monitoring rules

  • Cybersecurity Assessment – Provide support to our clients to identify vulnerability and prevent potential cybersecurity attacks

Qualifications

What we're after:
• At least 8+ of solid credit risk, fraud and authorizations, and analytics experience in the following areas: underwriting / acquisition, portfolio management, and collections and recoveries.
• Experience within a top-tier bank or the financial services practice of a top-tier consulting firm. A combination of regional and global experience strongly desired.
• Deep consulting skills and client engagement capabilities. Advanced client contact and presentation skills. Credibility with clients and working teams and diplomatic skills to extract desired outcomes. Comfortable interacting with and presenting to senior management of clients and Visa.
• A proven ability to thrive in high pressure situations and a fast paced and matrixed environment
• Excellent spoken and written command of English and excellent presentation and communication skills (written and verbal) with an ability to comprehend and convey complex business information
• Broad networking across banking industry with knowledge on retail banking and card-based payments.
• Deep analytical and quantitative skills - highly proficient in PowerPoint, Word, and Excel. Experience in using agile methods (i.e. Design Thinking, Lean-Start-up, Scrum) would be an advantage
• Willingness to travel and work onsite with clients if needed

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

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Job Description

The Senior Financial Analyst position will partner the Head of Finance SSA and be responsible for budgeting, forecasting, financial reporting, deal creation/modelling and analytics to be used by Executive Management. This role will have direct exposure to the SSA leadership team and be required to work closely with other Finance teams across the world.

Responsibilities include: 

• Responsible for sub regional Forecasting and Budgeting as part of SSA Finance team

• Partner with geographic counterparts and regional teams to ensure alignment on financial performance and drivers of forecasts/results

• Lead the month-end, quarter-end and year-end reporting requirements in accordance with deadlines

• Assist with the commercial structure of client incentive deals and build the associated financial models

• Prepare comprehensive business trend materials used for communication to the SSA and regional leadership teams

• Build attribution and driver-based models to conduct quantitative analysis to outline contributing factors to financial performance

• Ensure data integrity and consistency of information as well as organized documentation of results and data sources used

• Understand performance reporting conducted across the company so subject matter experts can be leveraged effectively

• Coordinate, prioritize and manage ad-hoc projects and requests

• Proactively find process improvements and value add initiatives to drive increased Revenue growth and Profitability

Qualifications

• Preferably a Chartered Accountant or CIMA qualified with at least 4-6 years post Articles experience
• Excellent business acumen
• Financial/commercial analysis experience from within a large, multi-national, publicly-traded corporation would be preferable
• Must be a proactive, high-energy and motivated team player capable of delivering multiple initiatives/projects
• Ability to cultivate effective relationships across the business and communicate effectively with Executive Management
• Outstanding analytical and quantitative skills; able to resolve tough business problems with well-structured analyses
• Expert skills in MS Excel and PowerPoint
• Proven system skills will be beneficial (e.g. TM1, Hyperion, etc.)
• Proven expertise in modeling techniques and managing large data sets

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.