Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month.
To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe in ...
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About The Role
- The Business Intelligence Analyst role is designed to create value for the product line by addressing client and business challenges through data analysis. This position involves leveraging data and analytical skills to generate insights that enable senior decision-makers to make informed decisions more quickly.
Our Ideal Candidate
- At least 5 years of experience in a similar role.
- Experience and knowledge of the ETL (extraction, transform, load) data flow
- Experience in identifying, quantifying, and subsequently delivering value on how to solve business challenges using data
- Experience in working with data on cloud platforms, such as AWS or Microsoft Azure
- Experience in building data visualizations using tools such as Power BI
- Experience with stakeholder engagement
- Experience in data quality and incident management
- Understanding of agile project management and experience with tools such as Jira
Skills
- Commercial Thinking Skills
- Facilitation Skills
- Numerical Reasoning skills
- Presentation Skills
- Problem solving skills
Conditions of Employment
- Clear criminal record
- Clear credit record
go to method of application »
About the role:
The Full Stack Software Engineer III is essential in a cross-functional team, handling the full software development lifecycle from concept to operation. They design, develop, test, deploy, maintain, and enhance complex software systems, ensuring scalability and performance. They also guide developers and stakeholders in resolving engineering problems.
The Full Stack Software Engineer III develops and maintains both front-end and back-end components of web applications, ensuring optimal performance and great client experiences. They focus on enhancing new and existing products, improving current systems, and providing support.
The Full Stack Software Engineer III will form part of a new team within our value-added services division, which offers exciting products, growth opportunities, and innovative projects beyond traditional banking services. Team members collaborate with internal teams and external vendors, creating a diverse and dynamic work environment.
Our ideal candidate has:
- Grade 12 National Certificate (Minimum)
- A relevant tertiary qualification in Information Technology (Preferred)
- 6+ years’ proven experience in both front- and back-end software development, project delivery and implementation (in relevant development technologies/language). Experience with modern front-end and back-end frameworks and technologies
- Tech Stack
- Java
- Spring boot
- Relational Databases (PostgreSQL preferred OR MySQL)
- JavaScript
- HTML
- CSS
- jQuery and React (Beneficial)
- Python (Nice to have)
- Linux
- AWS
Skills:
- Analytical Skills
- Attention to Detail
- Communications Skills
- Interpersonal & Relationship management Skills
- Problem solving skills
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About the Role
- We are seeking a highly experienced Senior Network Cloud Engineer to join our core cloud engineering team at Capitec. The successful candidate will design, deploy and maintain resilient, scalable, cost effective and high performing cloud native solutions. The successful candidate will be part of a specialized team responsible for overseeing the base infrastructure and ensuring the smooth operation of all networking aspects within our AWS environment.
Our Ideal Candidate
- Minimum of five years of experience with AWS
- At least eight years of experience in networking, with a strong foundation in general networking (on-prem or data centre) and cloud networking
- Relevant certifications that demonstrate a high level of expertise in networking and cloud technologies
- Experience working in large organizations, understanding the complexity of such environments
- Willingness to be based in Cape Town, with flexibility for highly qualified candidates from Johannesburg
Minimum Education
- Grade 12, National Certificate/Vocational
- Ideal Education
- A relevant tertiary qualification in Information Management
- Minimum Knowledge
- Cloud technologies and best practices
- Networking in Public and Hybrid Cloud environments
- Network protocols, network architecture and security
- Understanding of virtualization technologies, such as VMWare, Docker, and Kubernetes
Skills
- Attention to Detail
- Communications Skills
- Planning, Organizing and Coordination Skills
- Interpersonal & Relationship Management Skills
- Problem Solving Skills
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Purpose Statement
- Join Capitec Bank in Stellenbosch as a Credit Intelligence Analyst and be part of an innovative team dedicated to revolutionizing the banking industry. This role offers a unique opportunity to leverage your analytical skills in credit risk management, helping us deliver smarter financial solutions to our clients.
Assume end-to-end responsibility for a credit intelligence workstream through:
- Leading and guiding the delivery of complex analytical output.
- Leading the identification, development, implementation, and maintenance of new credit intelligence strategies and solutions.
- Addressing business problems relative to the credit intelligence workstream.
- Building and maintaining new statistical models to inform credit intelligence decision-making.
- Evaluate reporting and operations to see where they can improve in terms of productivity, efficiency and profitability.
- Providing guidance and technical oversight to junior team members.
- Create and implement precise management plans for every project, with attention to transparent communication at all levels.
Experience
Minimum:
- 4 - 6 years’ experience in retail credit analysis (including familiarity in various programming languages, such as SQL / SAS / R / Python, descriptive and diagnostic analytics, statistical modelling, and data visualization).
- High proficiency with SQL, AWS, Azure, PowerBI and database management
- In case of Honours degree: 3 - 5 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
- Credit intelligence performance and optimizatio
Ideal:
- Experience in credit recoveries, external debt collections, debt review environment, FMCG retail.
- Proven ability to manage projects and PoC testing.
- Extensive experience with data visualization
- High proficiency in technical writing
- Experience with Capitec banking systems
- Experience in assuming a leadership role during a project.
- Portfolio-specific experience.
Qualifications (Minimum)
- Bachelor's Degree in Finance or Statistics
Qualifications (Ideal or Preferred)
- A relevant post graduate degree in Finance or Statistics
Knowledge
Skills
- Communications Skills
- Leadership Skills
- Presentation Skills
- Reporting Skills
Conditions of Employment
- Clear criminal and credit record
go to method of application »
About The Role
- The Business Intelligence Analyst role is designed to create value for the product line by addressing client and business challenges through data analysis. This position involves leveraging data and analytical skills to generate insights that enable senior decision-makers to make informed decisions more quickly.
Our Ideal Candidate
- At least 7 years of experience in a similar role.
- Experience and knowledge of the ETL (extraction, transform, load) data flow
- Experience in identifying, quantifying, and subsequently delivering value on how to solve business challenges using data
- Experience in working with data on cloud platforms, such as AWS or Microsoft Azure
- Experience in building data visualizations using tools such as Power BI
- Experience with stakeholder engagement
- Experience in data quality and incident management
- Understanding of agile project management and experience with tools such as Jira
Skills
- Commercial Thinking Skills
- Facilitation Skills
- Numerical Reasoning skills
- Presentation Skills
- Problem solving skills
Conditions of Employment
- Clear criminal record
- Clear credit record
go to method of application »
About this role:
- As a Senior Data Scientist at Capitec, your purpose is to drive the Capitec’s AI strategy, with the unique opportunity to shape and own this vision from the ground up. This involves leveraging advanced, practical knowledge of state-of-the-art machine learning principles and techniques—including deep learning, natural language processing (NLP), and reinforcement learning—to develop innovative models and solve complex business challenges. You will be responsible for designing, implementing, and optimising predictive models and intelligent algorithms to uncover actionable insights that drive strategic decision-making across departments.
- The role also includes the full machine learning lifecycle, from data preprocessing and experimental design to production-level model deployment. As a Senior Data Scientist, you will gather requirements and manage stakeholder engagement across the business, including executive-level management. Additionally, you will bring expertise in deep learning frameworks such as TensorFlow and PyTorch, while mentoring junior data scientists to foster a collaborative and growth-oriented team environment.
Our ideal candidate has:
- 6+ years of experience in a Senior Data Science role
- Master’s degree or higher in any of the following field statistics, mathematics, computer science, physics
- Hands on experience deploying AI/ML solutions in real-world applications
- Experience with advanced data science principles including NLP, deep learning, reinforcement learning, or time-series modeling.
- Python/R experience and relation/Non-relational databases.
- Familiarity with modern deep learning frameworks (Pytorch, Tensorflow)
- Stakeholder engagement management up to executive management.
- Github experience or Git
Ideal:
Competencies:
- Strategic thinking
- Leadership ability
- Problem solving skills
- Decision making skills
- Researching skills
- Project Management skills
- Planning, organising and coordination skills
Education:
- Completed a master’s degree or higher
go to method of application »
Our ideal candidate has:
- 5+ years of hand on experience in any cybersecurity role
- 3+ years in a cybersecurity architecture position
- Understanding core principles like confidentiality, integrity, and availability.
- Knowledge of network topologies, cloud infrastructures, software architecture, data flow, and system design.
- Understanding encryption standards and practices to secure data transmissions.
- Expertise in securing cloud environments e.g. AWS
- Proficiency in scripting languages like Python, PowerShell, or Bash to automate security tasks as well as IaS e.g. terraform
- Proficiency in automation tools and continuous integration/continuous deployment (CI/CD) pipelines.
- Knowledge of secure coding techniques to prevent vulnerabilities during the development process
- Able to formulate and document security policies, standards, guidelines and roadmaps. (NIST, ISO 27001, GDPR, POPIA, etc)
Competencies:
- Self-stater with the ability to think strategically and implement innovative solutions.
- High level of integrity and ethical standards in handling sensitive information.
- Ability to work under pressure and adapt to rapidly changing environments.
- Strong leadership, with the ability to guide cross-functional teams.
- Capable of articulating complex security concepts to technical and non-technical stakeholders.
- Keep abreast with security trends, threats, and technologies.
- Care and passion for people
- Inspire optimism and persistence
Education:
- Completed a BSc in Computer Science
- Certified in AWS either as a Solutions Architect or associate level
Ideal:
- Certified Information Systems Security Professional (CISSP)
- Certified Information Security Manager (CISM).
- Certified Cloud Security Professional (CCSP),
- Offensive Security Certified Professional (OSCP),
- Certified Information Systems Auditor (CISA).
- Knowledge of (Python, Terraform, PowerShell)
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Purpose Statement
- To lead and manage the Anti-Money Laundering (AML) Suspicious Activity Investigations and Reporting function by enhancing identification, monitoring, investigation and reporting in accordance with Capitec’s Risk Based Approach as envisaged in the RMCP.
- To proactively minimise AML risk and exposure and protect the Bank.
- To ensure effective payment monitoring and screening and reporting to the FIC
Experience
Minimum:
- At least 6 years’ Suspicious Activity Investigation & Reporting experience within a business banking environment where judgement, decision making and assessment were required
- Exposure to Regulatory Reporting of CTRs, CTRAs, STR’s, SAR’s, TPR’s, TFAR or TFTR’s.
- Experience of operationally managing a function or department: business planning, managing and leading a team.
- At least 1 years’ experience in Correspondent Banking
Ideal:
- At least 8 years’ Suspicious Activity Investigation & Reporting experience within a business banking environment where judgement, decision making and assessment were required
- At least 2 years’ experience in Regulatory Reporting of CTRs, CTRAs, STR’s, SAR’s, TPR’s, TFAR or TFTR’s.
Qualifications (Minimum)
- Bachelor's Degree in Finance or Financial Risk Manager (FRM)
Qualifications (Ideal or Preferred)
- Honours Degree in Financial Risk Manager (FRM)
Knowledge
Minimum:
Comprehensive knowledge of:
- Regulations pertaining to anti-money laundering and combating of terrorist financing
- AML trends, typologies and red-flags
- Automated Transaction Monitoring and payment screening
- Transactional investigations and analysis
- Regulatory reporting and compliance landscape and requirements
- Business and commercial banking
- Cash Transaction Report (CTRs), Cash Threshold Aggregation Report (CTRAs,) Suspicious Transaction Report (STR’s,) Suspicious Activity Reports (SAR’s,) Terrorist Property Reports (TPR’s,) Terrorist Financing Activity Report (TFAR) or Terrorist Financing Transaction Report (TFTR’s)
- People management principles and practices
Knowledge of:
- Risk factors, and preventing and reporting money laundering and related activities in banking and financial services industry.
- KYC requirements, Ongoing and Enhanced Due Diligence investigations, Customer Screening and Adverse Media Management People management principles
- International Funds Transfers, including International Trade based businesses and transactions
- The Swift payments and Correspondent Banking practices
- MS Office suite
- Leadership practices
Ideal:
- Knowledge of the Capitec Bank environment
Skills
- Analytical Skills
- Interpersonal & Relationship management Skills
- Management skills
- Planning, organising and coordination skills
- Decision making skills
- Problem solving skills
Conditions of Employment
- Clear criminal and credit record
go to method of application »
Purpose Statement
- To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for customer service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions.
Experience
Minimum:
- At least 5 years, of which 1 year should have been spent in the Business Banking environment.
- Experience in preparing and motivating Credit applications is essential
Qualifications (Minimum)
- Diploma in Commerce or Banking
Qualifications (Ideal or Preferred)
- Bachelor's Degree in Banking or Commerce
Knowledge
Minimum:
- The features, benefits and value propositions of respective company product/service offerings.
- General banking practices and procedures.
- Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
- Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. .
- The Financial Intelligence Centre Act (FICA).
- Administration processes and procedures pertaining to Business Banking transactions.
- Client relationship management and service principles.
Ideal:
- Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
- Capitec/Business Bank systems and processes
Skills
- Communications Skills
- Negotiation skills
- Problem solving skills
- Analytical Skills
- Planning, organising and coordination skills
Conditions of Employment
- Clear criminal and credit record
go to method of application »
About The Role/Team
- Join our dynamic Digital Merchant Commerce team, where we power the full journey of card machine solutions used by small businesses across the country. From sleek Android POS devices to intuitive merchant portals and seamless onboarding experiences, we build and maintain platforms that keep commerce moving. You'll play a key role in ensuring quality across a diverse and exciting tech stack - spanning devices, backend systems, and web interfaces. If you're passionate about test automation, love working across multiple product areas, and thrive in a fast-paced, impact-driven environment, this is your chance to help shape the future of payments with a team that values innovation, collaboration, and getting things done right.
What We Are Looking For
- 4 + years of Quality Assurance (QA) testing experience in a business environment.
- Hands-on experience with test automation.
- Strong backend testing experience using Python, and a working knowledge of JavaScript to support basic frontend testing efforts.
- Strong understanding of end-to-end testing processes.
- Able to assess the impact of software changes across systems.
- Solid knowledge of the full Software Development Lifecycle (SDLC).
- Understands common software faults and how to identify them.
- Exposure to a variety of software domains and applications under test.
- Applied best practices in software/hardware testing and Software Quality Assurance (SQA).
- Proficient in test reporting, defect tracking, and follow-up processes.
- Experience in a Financial/Banking Systems environment is ideal.
- A proactive self-starter who adapts easily and thrives in dynamic, growth-focused environments.
Education
- A relevant tertiary qualification in Software Testing or Information Technology
- ISTQB Certification (Foundation Level or higher) required, demonstrating standardized knowledge in software testing and QA best practices
Condition of Employment
- Clear criminal and credit record
Apply by:
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About The Role
- Are you passionate about cross functional collaboration, defining and improving processes, turning data into insight and shaping the risk strategy? This role offers a unique opportunity to be at the intersection of operational risk, business resilience, and innovation. You’ll play a critical role in supporting Capitec’s Operational Risk team by driving strategic initiatives that enhance risk frameworks, align operations with regulatory expectations, improve cross functional business processes and , advance data aggregation capabilities, and integrity and reporting.
- You'll be expected to bring strong facilitation skilland a deep understanding of business processes analysis and improvement, core banking systems, data architecture along with analytical acumen and a collaborative spirit. Working closely with cross-functional teams, you’ll unpack complex requirements, streamline operations, and contribute to risk mitigation strategies related to business processes and data across a wide variety of business areas.
What We Are Looking For
- Self-starter with the ability to think strategically and identify, define and implement innovative solutions.
- Minimum of 5 years’ relevant experience in processing systems, processes, procedures and support in a similar environment.
- Minimum of 2-3 years in risk management, operational resilience or business continuity experience.
- Proven experience in data analytics, data architecture, business model design, business process development and/or improvement, operationalization of new business process solutions in line with regulatory requirements i.e. reporting.
- Proficient in SAP, Process Mapping, CRM platforms such as Salesforce, Power BI, and core banking systems.
- Business Process Engineering in a banking environment would be ideal.
- Extensive Knowledge of: Data Trend Analysis, developing a business case requirement, Lean way of work principles, Business Change Life Cycle and change management principles, System Development Life Cycle, Project Management Lifecycle, Agile Way of Working Practices, Quality Management.
- Knowledge of BABOK, SOA, TOGAF, and ARCHIMATE.
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Purpose Statement
- To provide a proactive business banking sales and service management function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.
Experience
Minimum:
- Banking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.
- Experience of managing a complex portfolio of business customers with a service and financial analysis focus.
- Significant experience in preparing and motivating Credit applications
- Cost control and sales management
Ideal:
- 1-2 years managerial /leadership experience
- 1-2 years managing a small business centre
Qualifications (Minimum)
- A relevant tertiary qualification in Business Management or Finance
Qualifications (Ideal or Preferred)
- Bachelor's Degree in Business Management or Finance
Knowledge
Minimum:
- Principles and practices of business economics and the current business economic environment.
- Customer relationship management (CRM) principles and techniques
- Different industry sectors and sector risk profiles/ trends; this includes an understanding of the impact of climatic conditions on the agricultural market (if there are agric clients in the portfolio).
- Local market (LM) sales principles and practices to manage and optimise retention and growth within the portfolio.
- General banking practices and procedures.
- Knowledge of competitor product offerings/ channels/ operational and marketing tactics.
- Credit principles and practices, including an understanding of credit application, securities
- Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective.
- Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Able to extract, analyse and apply CRM insights to influence the client management approach and strategy
- General understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
Ideal:
- Features, benefits and value propositions of the respective company product/service offerings.
- Multi-level products available and pricing structures
- Current taxation laws as they apply to customers.
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions
- Financial Modelling; activity based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific)
Skills
- Interpersonal & Relationship management Skills
- Analytical Skills
- Negotiation skills
- Problem solving skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Commercial Thinking Skills
- Strategic Thinking Skills
- Communications Skills
- Influencing Skills
- Attention to Detail
- Decision making skills
Conditions of Employment
- Clear criminal and credit record
- Willingness to work flexible hours (including Saturdays and Public Holidays)
go to method of application »
About the Role
- The Cybersecurity Engineer role is a critical position within the Open Banking team, reporting directly to the Product Head. This role requires a hybrid background in Cyber Security and Software Engineering to build and maintain security toolsets, ensuring the safety and integrity of externally facing products. The Engineer will be responsible for monitoring and mitigating security threats, conducting bi-weekly penetration testing, and collaborating closely with the CyberSec team and other stakeholders. The ideal candidate will have a strong technical background, experience in developing security solutions, and the ability to adapt to evolving security challenges.
Our Ideal Candidate
- At least 5 years’ experience in Cyber Security.
- Strong background in both Cyber Security and Software Engineering.
- Proficiency in programming languages, with experience in building security tools and systems.
- Prior experience in conducting penetration testing and implementing security measures.
- Familiarity with monitoring and mitigating security threats in a fast-paced environment.
- Ability to work closely with the CyberSec team and other stakeholders to ensure comprehensive security coverage.
- Experience in balancing security needs with business requirements and collaborating with different teams.
- Strong analytical skills to identify and address security vulnerabilities and incidents.
- Proactive approach to developing and implementing security solutions.
Minimum Knowledge
- Networking protocols and security architecture
- Security tools and technologies
- Latest trends and threats in the cybersecurity landscape
- Cloud computing and systems
- Data management and analysis principles
- Identity and Access management systems
Skills
- Analytical Skills
- Communications Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Interpersonal & Relationship management Skills
- Problem solving skills
Conditions of Employment
- Clear credit and criminal record
go to method of application »
About the Role
- The Release Manager role involves managing the Salesforce platform's release pipeline, ensuring smooth and secure deployments across multiple teams. This person must have extensive experience in Salesforce DevOps, including Git, GitHub Actions, and test automation. They will oversee the technical design authority, ensuring that all releases adhere to established standards and governance. The Release Manager will work closely with architects and developers to review designs, manage security, and support the DevOps lifecycle, ensuring that new capabilities are effectively integrated and that the platform remains stable and optimized.
Our Ideal Candidate
- Minimum 7 years of experience working with Salesforce, including a deep understanding of its architecture and shared components.
- Must have experience with at least 2 different Salesforce Cloud platforms (for ex: Sales Cloud, ServiceCloud, Marketing Cloud, and Financial Services Cloud)
- Proficiency in Git, GitHub Actions, and test automation. Should understand the Salesforce DevOps process, including managing multiple teams sharing one release pipeline.
- Experience in participating in or leading a technical design authority, with the ability to review and approve designs based on established standards and governance.
- Strong understanding of security standards and the ability to manage security within the Salesforce platform, ensuring compliance and secure deployments.
- Proven ability to work across multiple teams, facilitating communication and ensuring that releases do not negatively impact other teams' work.
- Ability to identify and resolve issues within the release pipeline, ensuring smooth and efficient deployments.
Minimum Knowledge
- A strong understanding of CRM, Sales, Marketing, and other business processes.
- Good knowledge and experience with AppExchange products and understanding of how to install/de-install.
- Should have strong understanding of deployments using Force.com migration tools (Salesforce Tools IDE, GITlab, and Version Control i.e. AutoRabit).
Minimum Education
- Grade 12, National Certificate/Vocational
- Bachelor’s degree in information technology - Computer Science or Information Technology - IT Engineering
Conditions of Employment
- Clear criminal and credit record
go to method of application »
Purpose Statement
- To provide strategic direction to all treasury, international banking and payment related products and systems within the Exchange Control environment.
- To monitor and assimilate changes in exchange control laws and regulations, assess the impact on Capitec Bank and be accountable for the implementation of the required/necessary amendments as well as ensuring compliance with all exchange control regulations and guidelines issued by the South African Reserve Bank (SARB) and any other regulatory authority.
- To influence and contribute towards the development and execution of the Bank's strategic plans, ensuring that exchange control considerations are integrated into overall business strategies.
Experience
MINIMUM:
- 10+ years extensive senior level experience in Foreign Exchange, Exchange Control, Nostro Management, Derivatives, ISDA, Payments and SWIFT.
- Proven experience in a senior leadership role, driving results and with a track record of strategy and business plan development and successfully managing Exchange Controls operations and teams.
- In depth knowledge of South African Exchange Control regulations, including the Currency and Exchange Act and related guidelines issued by the SARB.
- International best practices in Exchange Control and regulatory compliance.
- Ability to interpret complex regulations and provide practical solutions.
- Excellent communication and interpersonal skills, with the ability to build relationships and influence stakeholders at all levels.
- Experience in advisory for clients' offshore acquisitions and with Treasury functions and instruments as well as Large Language Models.
IDEAL:
- Nice to have legal and compliance background.
Qualifications (Minimum)
- Bachelor's Degree in Banking or Economic and Management Sciences
Qualifications (Ideal or Preferred)
- Honours Degree in Banking or Economic and Management Sciences
Knowledge
MINIMUM:
- Familiar with Local / International payment and settlement methodologies and Industry Forums
- Knowledge of the compliance and regulatory framework within the banking sector (PASA, SARB FICA etc.)
- Knowledge on Foreign Exchange systems
- In-depth industry knowledge relating to the Exchange Control landscape.
- Negotiation techniques on client query resolution
- Insight on Client Experience
- Business case development
- Commercial business knowledge and acumen
- Applying innovative and creative concepts into a practical foreign exchange environment.
Skills
- Communications Skills
- Decision making skills
- Interpersonal & Relationship management Skills
- Leadership Skills
- Influencing Skills
Conditions of Employment
- Clear criminal and credit record
Apply by:
go to method of application »
Purpose Statement
- To provide a proactive business banking sales and service management function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.
Experience
Minimum:
- Banking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.
- Experience of managing a complex portfolio of business customers with a service and financial analysis focus.
- Holding responsibility for client relationship management of high value clients with varied and complex needs
- Significant experience in preparing and motivating Credit applications
- Cost control and sales management
Qualifications (Minimum)
- A relevant tertiary qualification in Business Management or Finance
Qualifications (Ideal or Preferred)
- Bachelor's Degree in Business Management or Finance
Knowledge
Minimum:
- Principles and practices of business economics and the current business economic environment.
- Advanced customer relationship management (CRM) principles and techniques, esp. projecting credibility, gravitas and presence in the context of business (client) stakeholders.
- Different industry sectors and sector risk profiles/ trends; including an understanding of the impact of external (economic, political, legislative, climatic) conditions on specific industries/ markets in the portfolio
- Local market (LM) sales principles and practices to manage and optimise retention and growth within the portfolio.
- General banking practices and procedures.
- Knowledge of competitor product offerings/ channels/ operational and marketing tactics.
- Credit principles and practices, including an understanding of credit application, securities
- Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective.
- Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Able to extract, analyse and apply CRM insights to influence the client management approach and strategy
- General understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
Ideal:
- Features, benefits and value propositions of the respective company product/service offerings.
- Multi-level products available and pricing structures
- Current taxation laws as they apply to customers.
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions
- Financial Modelling; activity based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific)
Skills
- Interpersonal & Relationship management Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Negotiation skills
- Problem solving skills
- Decision making skills
- Commercial Thinking Skills
- Strategic Thinking Skills
- Communications Skills
- Influencing Skills
- Analytical Skills
- Attention to Detail
Conditions of Employment
- Clear criminal and credit record
- Willingness to work flexible hours (including Saturdays and Public Holidays)
go to method of application »
What you will be doing
- Lead multiple technical teams in delivering the full product lifecycle, from features to support and maintenance, while driving continuous improvements in efficiency, optimization, innovation, and team development.
Purpose Statement
- To provide strategic technical direction and manage multiple technical teams responsible for the technical delivery of the full product lifecycle; all product features and support and maintenance related tasks in respect of the product
- Oversee the ongoing drive to increase efficiency, optimisation, innovation and people development in these environments.
Minimum Experience
- At least 5 years’ experience in software development management
- Minimum of 3–5 years’ experience in payment gateway solutions
Experience of:
- leading and working in an agile development environment
- crafting roadmaps
- managing a budget using technical skills to support and guide a technical team
- to establish priorities and successfully manage deliverables
- utilizing communication and relationship management skills to engage with stakeholders
- using leadership to influence in other areas.
Qualifications (Minimum)
- Bachelor's Degree in Commerce or Information Technology - Computer Science
Qualifications (Ideal or Preferred)
- Honours Degree in Commerce or Information Technology - Computer Science
Knowledge
Minimum:
- Functional knowledge particular to the product (e.g. Credit or App)
- People management and development practices and principles
- Stakeholder management
- Budgeting and accounting principles
- Business analysis and design
- Project Management principles and methodologies
Ideal:
- Banking industry
- Central Collections environment
- Capitec Bank Systems Environment
- Capitec Bank Business Model
- Agile development principles
- Systems Development Life Cycle (SDLC)
Skills
- Communications Skills
- Decision making skills
- Influencing Skills
- Interpersonal & Relationship management Skills
- Negotiation skills
Conditions of Employment
- Clear criminal and credit record
Method of Application
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