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  • Posted: Jul 18, 2017
    Deadline: Not specified
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    Standard Bank Group is the largest African banking group by assets offering a full range of banking and related financial services. “Africa is our home, we drive her growth” Our vision is to be the leading financial services organisation in, for and across Africa, delivering exceptional client experiences and superior value. This sets the prim...
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    Manager: Home Loans Collection Strategy

    Job description

    Job Details

    Group Risk Management: understanding all risks – from the economic to the political – that could affect our global business, and offering guidance to all parts of the bank

    Job Purpose

    To provide sustainable strategic solutions within the Home Loans collections environment, specifically focused on the Deceased, Insolvent and Properties in Possession assets. In addition the candidate should provide the head of the Legal collections portfolio with analysis and insights as well as provide solutions to improve recovery effectiveness and efficiency.

    Key Responsibilities/Accountabilities

    • Responsible for the execution of key credit risk related collections strategies.
    • Ensuring the successful implementation of strategy changes by driving the change and providing support to the implementation team.
    • Designing and proposing refinements to Collection strategies with the aim of maximizing profit and minimising risk.
    • Conduct individual data driven risk review assignments to identify and report credit quality trends and credit risk. Analysis must result in statistically supported findings and/or recommendations consistent with strategic business objectives.
    • Identify and communicate potential policy and or operational improvements that will enhance credit quality.
    • Partners with pier team in the expansion and maintenance of the analytic data environment

    Preferred Qualification and Experience

    Qualification

    Minimum educational requirement: Bachelors / or equivalent Mathematical /Statistical qualification
    Paralegal

    Experience

    • 2-3 years’ experience in a consumer credit risk environment.
    • Demonstrate technical expertise and strong knowledge base in the area of consumer credit and consumer credit risk management.
    • Experience within the Legal/Regulatory environment
    • Experience project management/implementation.
    • Experience with MS Office applications required (Advanced Excel, PowerPoint, Word, Access etc).
    • Solid SAS Experience (BASE,MACROS,STAT)

    Knowledge/Technical Skills/Expertise

    Special Skills Required

    • Paralegal
    • Understanding the principles of Portfolio Management
    • An understanding of operational credit management functions across the account life cycle (Origination, Account management – Authorizations / Credit line management / Renewal / Re-issue / Pricing and Collections).
    • Understanding the regulatory environment impacting consumer credit product.
    • High Computer literacy.
    • Ability to access and query a multitude of databases and create and maintain data sets as appropriate

    Method of Application

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