Jobs Career Advice Signup

Send this job to a friend


Did you notice an error or suspect this job is scam? Tell us.

  • Posted: Jun 14, 2021
    Deadline: Not specified
  • Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe...
    Read more about this company


    Business Banker-Preotira

    Purpose Statement

    • To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.


    • Banking experience of at least 3 years
    • Experience of managing a portfolio of business customers with a service and financial analysis focus.
    • Experience in preparing and motivating Credit applications 
    • Cost control and sales management 


    • 1+ yr spent in the Business Banking environment preparing and motivating credit application

    Qualifications (Minimum)

    • Diploma in Commerce or Finance

    Qualifications (Ideal or Preferred)

    • FAIS accredited as Key Individual and approved by FSCA


    • Customer relationship management (CRM) principles and techniques
    • How to interpret financial statements, balance sheets and basic financial ratios
    • Standardized business banking transactional products and other core products relevant to small enterprises
    • Business banking product offerings
    • Understanding of collateral and balance sheets
    • Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
    • Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
    • Knowledge of competitors offerings
    • Regulations, Acts and Codes related to the banking environment.
    • Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA) 


    • Features, benefits and value propositions of the respective company product/service offerings. 
    • Current taxation laws as they apply to customers. 
    • A good knowledge of administration processes and procedures pertaining to Business Banking transactions


    • Interpersonal & Relationship management Skills
    • Analytical Skills
    • Negotiation skills
    • Problem solving skills
    • Computer Literacy (MS Word, MS Excel, MS Outlook)
    • Commercial Thinking Skills
    • Strategic Thinking Skills
    • Communications Skills
    • Influencing Skills
    • Attention to Detail
    • Decision making skills


    • Deciding and Initiating Action
    • Leading and Supervising
    • Working with People
    • Relating and Networking
    • Persuading and Influencing
    • Writing and Reporting
    • Analysing
    • Planning and Organising
    • Delivering Results and Meeting Customer Expectations
    • Adapting and Responding to Change
    • Coping with Pressures and Setbacks
    • Entrepreneurial and Commercial Thinking

    Conditions of Employment

    • Clear criminal and credit record
    • Willingness to work flexible hours (including Saturdays and Public Holidays)

    Method of Application

    Interested and qualified? Go to Capitec Bank on to apply

    Note: Never pay for any training, certificate, assessment, or testing to the recruiter.

  • Send your application

    View All Vacancies at Capitec Bank Back To Home

Career Advice

View All Career Advice

Subscribe to Job Alert


Join our happy subscribers

Send your application through

YahoomailYahoomail GmailGmail Hotmail Hotmail