Client Desirability Analyst II at FNB South Africa

Job Description

• To protect the bank by fulfilling and making informed decisions on Group screening, monitoring and reporting requirements in line with segment risk appetite, thereby mitigating incidence of financial crimes against the business
• Hello Future FirstRand Screening Services Client Desirability Risk Analyst
• Welcome to FirstRand and FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.
• As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change. 

Are you someone who can: 

• Mitigate risk posed by incidents of financial crimes by making informed risk decisions in-line with FirstRand and segment risk appetite, thereby mitigating the risk posed by incidents of financial crimes perpetrated via the Bank’s infrastructure.

Against a holistic review, determine:

• if any of the customers have used, or have attempted to use, the Bank’s products and services for illicit purpose/s or for purposes that falls outside the defined organisational risk appetite; and
• whether the continuation of a banking relationship with such clients expose the Bank to unacceptable risks in relation to inter alia Money Laundering, Funding of Terrorist Activity, Illicit Financial Activity or Reputational risk and/or contravenes the organisation’s risk appetite, or not.
• Collate, gather and supply compelling and comprehensive evidence pertaining to financial crimes (as per above) to support efforts to enable informed decision making.
• Based on your investigations conducted contribute towards recommendations relating to process and control changes to address loopholes identified and thus reducing financial crime risks the Bank.
• To effectively engage with stakeholders (which include but may not be limited to clients, peers, regulators, law enforcement agencies, etc.).
• Plan for value-added process improvements, initiatives, and services to deliver on operational strategy and objectives and continuously review objectives and goals.
• Build working relationships across teams and functional lines to enhance work delivery, collaboration, and innovation.
• Provide an administration service that meet time and quality standards and includes reporting and updating of all relevant information. 

You will be an ideal candidate if you: 

• Have a relevant bachelor’s degree (e.g., Law, Risk Management, Criminology, Finance/Accounting).
• Are certified through a formal Anti-Money Laundering (AML) progamme.
• Have 3 to 5 years’ experience in a similar environment.  
• Are analytically thinking, have a good understanding of business and the larger economy including the micro and makro factors that influence the broader economy as well as the economic value chain.

You will have access to: 

• Opportunities to network and collaborate.
• Challenging Work.
• Opportunities to innovate.

We can be a match if you are:  

• Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough to.
• Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it.