Credit Analyst at MECS (Pty) Ltd

Role purpose

Seeking a Credit Analyst in Gauteng. The purpose of this position is to assist with the development and enhancement of credit risk management methodologies and tools that will minimize any possible credit risk for the client.

Minimum Qualifications: 

• A min of either B.Com (Hons), BSc (Hons), (Financing, Accounting, Economics or Engineering) CA (SA), CFA (Certified Financial Analyst)
• Min 4 yrs working experience in corporate or investment banking of which 2yrs must be in a wholesale credit environment.
• Practical knowledge of Credit Risk Management and a broad appreciation of the range of Compliance and Enterprise Risk Management and Reporting Practices.
• Proficient with MS Office, (MS Word, MS Excel (advanced), MS PowerPoint, MS Outlook
• Strong verbal and written communication skills including effective representation skills with the ability to express concepts and relate them back to the Client’s infrastructure mandate.
• Excellent analytical and problem solving skills.
• Exceptional interpersonal skills, abilities in relationship management, teamwork communication with management and stakeholders and thrive in a cross-functional environment
• In-depth understanding of business procedures and processes
• Co-ordination capacity with the ability to coordinate assignments.
• High level of competency required in MS Word, MS Excel, PowerPoint
• The ability to:
• Obtain data, perform in-depth investigations and provide expert analysis
• The ability to deliver high quality reports
• The ability to conduct debt sustainability analysis
• The ability to work under pressure and meet deadlines

Desirable requirements:

• Knowledge of financial structuring and doing business in Africa will be a distinct advantage
• MBA would be an added advantage

Technical Competencies:

• Written communication
• Presentation skills
• Reporting
• Planning and Organising
• Data Collection and Analysis
• Negotiation
• Financial Analysis