Credit Analytics & Modelling Manager: CEC at Blue Label Telecoms

JOB PURPOSE

The Credit Analytics and Modeling Manager is a modeling expert that apply a credit risk background in the telecommunications industry, mainly on the Cell C postpaid contracts. The role requires a good understanding of credit risk, out of the box thinking and analyzing large quantities of data in order to positively affect profitability and credit losses. The incumbent will have the opportunity to manage established, but evolving processes and bring her/his own unique perspective on ways to develop new and improved existing mission critical models and analytical frameworks. The incumbent will demonstrate strong ability to understand data structures, formulate hypotheses, develop and conduct tests of these hypotheses, and effectively communicate results.

RESPONSIBILITIES

Credit Analytics and Risk

• Preparing, analyzing and validating data to perform quantitative analysis for statistical and modeling data
• Analysis of historical data, data cleaning, sampling, variable selection, modeling and performance evaluation
• Develop analytic solutions using outputs from models in credit decision, business strategies, risk appetite setting and provisioning and capital assessment
• Active stakeholder engagement & development of analytic solutions
• Monitor credit risk settings & appetite of the organization
• Active stakeholder engagement & development of analytic solutions
• Monitor credit risk settings & appetite of the organization
• Ensure that risk analytics and credit risk management, align to business strategies & provisioning

Model creation and management

• Development of models in multiple programming languages
• Develop and maintain user requirements, parameters and configurations of rating systems
• Monitor, back test and report performance of the models
• Support models throughout the model lifecycle, including governance, model reviews and model refinements
• Conceptual design of modelling approaches and model architectures including model principle, quantitative methods and underlying assumptions
• Develop predictive and decision models to be deployed in systems
• Maintain credit rating models for the measurement and management of credit risk
• Work closely with model validators to ensure adherence to the governance framework for model deployment and ensure timely closure of validation issues

Work Collaboratively

• Build a culture of respect and understanding across the organisation
• Recognise outcomes which result from effective collaboration between teams
• Build co-operation and overcome barriers to information sharing, communication and collaboration across the organisation
• Facilitate opportunities to engage and collaborate with stakeholders to develop joint solutions

Self Management

• Follow through to ensure that personal quality and productivity standards are consistently and accurately maintained
• Demonstrate consistent application of internal procedures
• Plan and prioritise, demonstrating abilities to manage competing demands
• Demonstrate flexibility in balancing achievement of own objectives with abilities to understand and respond to organizational needs
• Demonstrate abilities to anticipate and manage change

Requirements

BEHAVIOURAL COMPETENCIES

• Manages Complexity
• Optimizes Work Processes
• Ensures Accountability
• Business Insight
• Decision Quality
• Financial Acumen
• Courage
• Instills Trust

SKILLS

• Planning and Organizing
• Action Planning
• Data Collection and Analysis
• Verbal Communication
• Data Control
• Numerical Skills
• Review and Reporting
• Risk Management

EDUCATION

• Matric
• Bachelors Degree in Actuarial Science/Mathematics/Statistics/Engineering

EXPERIENCE

• 5 to 10 years’ experience in telecommunications or credit risk
• Experience in credit risk modelling including IFRS9 is preferable