Credit Assistant - VKB Financing, Head Office Reitz at VKB Group

The role:

We’re looking for a Credit Assistant who embodies our values:

• Smart - Apply analytical thinking to assess creditworthiness, interpret financial data, and make sound recommendations. Being smart means not just knowing the numbers, but understanding the story behind them.
• Bold - Confidently raise concerns or insights when reviewing applications, even if they challenge assumptions. Boldness ensures risks are flagged early and opportunities aren’t overlooked.
• Hungry Show eagerness to learn new credit policies, financial tools, and industry trends. A hungry assistant actively seeks growth and improvement, aiming to deliver better results each day.
• Humble Recognize that credit decisions impact people’s lives. Approach each case with empathy, respect, and a willingness to learn from colleagues and feedback.
• Play as a team Collaborate with loan officers, analysts, and customer service teams to ensure smooth processes. Teamwork means sharing knowledge, supporting others, and celebrating collective success.

Job Description

• Provide general support to credit manager regarding the management of the assigned debtors book. 
• Support to the assistant accountant to efficiently manage account administration of the debtors book.

Requirements

• Grade 12 or NQF4
• Experience within the banking and financial environment will serve as recommendation
• Computer Literate, Excel and Word at intermediate level
• Constantly adding value to the current functions of the job
• Ability to function well in a high-pressure environment

Duties

• Correct and accurate application of payments on a daily basis
• Recovery of ad hoc costs per transaction
• Payment of expenses as required (correct and timely)
• Ensure EFO and journals meet all audit requirements on a daily basis as prescribed
• Approval costs and attorney costs
• Reception duties + handling of stationery, printers (ordering ink); ticket requirements, financing committee room calendar bookings
• Personnel – Entire process of approvals as well as loading limits for staff and handling of retirements. 
• Create P numbers, handle the following: inquiries, applications for monthly accounts & purchase cards, load limits, retirements, and monthly statements
• Processing, evaluation, and administration of staff accounts
• General administrative functions (EFO, journals, and receipts)
• Filing of all completed documentation (scan and file in File Director)
• Timely completion and follow-up of administrative duties (inquiries, auditors)
• Management of staff debtor accounts (outstanding accounts)
• Correct processing of direct bank payments, punctual allocation of funds, allocation of monies on list, journals, and receipts on a daily basis
• Resolving and coordinating client complaints, requests, and inquiries on an ongoing basis, as well as any inquiries from non-members
• Completion of tasks – urgency, professionalism, and contributing to improved outputs
• Opening and input of new membership applications (Members/Non-Members and Staff) and cards
• Memberships, discounting, transfers on Board list complete and on time for checking, as well as filed on File Director within 48 hours deadline
• Collaboration with industries to address client needs
• Application of the POPI Act in handling member inquiries

Skills

• Accurate
• Analytical
• Conflict Handling
• Negotiation skills
• Good communication skills
• Numerate
• Ability to work under pressure with time constraints

Closing Date 07 July 2026