Credit Book Monitoring at Capitec Bank

• To monitor the contractual and pre-legal credit risk using policies that result in the desired financial outcome. 
• Determine insights to explain variances by analysing collection data and operational metrics. 
• Propose changes to policies to improve collection performance.

Experience

Min:

• 5 years’ experience in credit monitoring, reporting and / or analysis
• 5 years analysis with the application of MS Excel

Ideal:

• 5 years’ experience within Capitec Bank Credit Operations
• Previous exposure to SQL, Qlikview
• Qualifications (Minimum)
• Grade 12 National Certificate / Vocational in Grade 12 National Certificate
• A relevant degree

Knowledge

• Min:Knowledge of the following areas are required to perform the job:
• The National Credit Act (NCA) and the implication for Capitec business
• Ideal:Knowledge of:
• Capitec Bank’s Credit Policies
• Capitec Bank's banking system (Front- and Back-End)

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Reporting Skills
• Negotiation skills
• Interpersonal & Relationship management Skills
• Analytical Skills
• Problem solving skills
• Decision making skills

Attention to Detail

• Competencies
• Delivering Results and Meeting Customer Expectations
• Achieving Personal Work Goals and Objectives
• Adhering to Principles and Values
• Analysing
• Persuading and Influencing
• Relating and Networking
• Writing and Reporting

Additional Information

• Willingness to work or be available overtime and / or weekends frequently
• Ability and willingness to work in an open plan environment