Latest Jobs at Absa

Job Summary

To Support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations.

Join the Cheques (Collections) within Absa RBB where you will be responsible for developing Retail Credit Risk Collections strategies by using data analysis and predictive modelling techniques. You will in addition be responsible for developing, monitoring and tracking management information (MI) of strategies and developing reports to highlight trends to management within the Portfolio.
Job Description

Risk Management:

• To conduct quality credit risk assessments and reviews,
• Proactively manage credit risks associated with clients,
• Develop data driven strategies, facilitate the credit sanctioning process to ensure responsible risk decisions |
• Data and Systems Management:
• To produce and analyse relevant management information and insights management |

Governance:

• Ensure the bank's credit, philosophy and all relevant legislation is adhered to |

Customer Management:

• Investigate and resolve all escalated customer complaints |

Strategy management:

• Using data analytics to build and present business cases to different stakeholders for approvals,
• Work with the Impairments team for purposes of forecasting,
• Engage with different IT teams to ensure successful implementation of the new strategies or amendments to the existing strategies,
• Design and review best-practice MI reporting for daily and monthly distribution to all stakeholders concerned|

Education and Experience Required:

• B Degree in Business or Mathematics or Statistics or Operational Research or Industrial Engineering or Risk Management or similar,
• 3 years’ experience in data analysis utilizing a standard statistical package such as SAS for manipulation of large data sets,
• 2-5 years Credit Risk experience,
• Advanced computer literacy especially the Microsoft Office suite of programmes (MS Word, MS Excel, MS PowerPoint) |
• Education: Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies 

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)