Head:Credit Portfolio Analytics at Nedbank

Job Purpose

To enhance the effective use of credit analytics across Group Risk through enhancing the Group’s ability to more actively manage the credit portfolio, assisting to optimise the return on credit, in line with the business unit's risk appetite and Nedbank business strategy.

Job Responsibilities

• Focus on credit portfolio analytics from a Group perspective and driving the development of an analytics framework which involves, but are not limited to:

• Creating and maintaining strategically focussed analytical tools

• Provision of MI, analysis and reporting, including recommendations on Economic Profit (EP) and Shareholder value-add (SVA) optimisation, and other important Portfolio Tilt lens’s

• Enhance the analysis of asset returns metrics

• Enhance risk/return analytics and conduct deep dives

• Conduct high quality analytics to actively support Group Credit Risk in the management of credit strategy and risk appetite

• Provision of asset Market share/peer analytics

• Mentoring the analysts in your team and identify relevant development needs.

• Contribute to the GRA Manco to ensure a cohesive unit

• Stay abreast of developments in field of expertise, ensuring personal and professional growth.

• Understand and embrace the Nedbank vision and values, leading by example.

• Deliver services to internal client expectations.

• Build internal and external stakeholder relationships.

• Maintain a high-performing team by identifying a talent pool through conducting career conversations and using the talent grid principles and developing talent retention programmes.

• Sharing knowledge and insights with junior members of the team

Essential Qualifications

Relevant Quantitative qualification

Preferred Qualification

Relevant Post-graduate Quantitative qualification

Minimum Experience Level

10+ years of relevant analytical experience including 5 years management experience, with 5+ years in a credit risk environment

Technical / Professional Knowledge

• Insights into credit risk regulatory principles (IFRS9 framework, Basel framework, impairment methodology, probability of default, exposure at default, loss given default, profitability measures)

• Structured planning, including resource management

• Strategic planning

• Industry trends

• Relevant software and systems knowledge

• Risk management process and frameworks

• Business writing skills

• Quantitative Skills

Type of Exposure

• Coaching and mentoring others

• Building a community of leaders

• Developing a functional/divisional strategy

• Managing complex boardroom dynamics and exhibiting a strong boardroom presence

• Managing multiple functions

• Developing succession plans

• Formulating and implementing communication strategies to cascade functional strategies

• Conducting benchmarking exercises to investigate improvement opportunities

• Executing major organisational change

• Managing business risks

Behavioural Competencies

• Compelling Communication

• Driving Execution

• Accountability

• Emotional Intelligence