Head of Product: Loans at Mukuru

Duties and Responsibilities (Include but is not limited to):

• Create, develop and maximise growth in the loans product portfolio within Product Incubation:
• Contribute to development of pilot products across current and new markets for Mukuru in Africa
• Identify opportunities to expand product and service offerings
• Create strategies to maximise the product profits and sales in sustainable way
• Support business case creation and motivation
• Effectively manage the relationships with current and future partners, including sourcing, negotiations and partner management
• Collaborate with in-country representatives with regards to projects and partnerships
• Develop products and manage development from inception to initial management of product in-market
• Maintain current knowledge of payments and financial innovation practices and activities in business corridors
• Carry out market analysis, competitor analysis and monitoring of micro and macro influences
• Provide assistance to the Head of Product Incubation on required incubation projects
• Proactively engage in own professional and self-development

Key Requirements:

• Grade 12 /or equivalent (Essential)
• Degree in any business related field (Essential)
• Experience in the loans/credit field (Essential)
• Interest in innovation
• Knowledge of financial products
• Knowledge of product development and management
• Knowledge of sales and stakeholder engagement
• Knowledge of business case drafting
• Knowledge of commercial agreements
• Knowledge of technology development
• Knowledge of financial license frameworks

Additional Skills:

• Leadership skills
• Verbal communication skills, inclu. sales and negotiation
• Partnership management skills
• Analytical skills
• Multitasking skills
• Self-motivated
• Attention to detail
• Interpersonal and conflict management skills
• Time management skills
• Organisational & administrative skills
• Computer skills
• Remote working skills