Manager, Credit Evaluation - Rosebank, 30 Baker at Standard Bank Group

Job Description

As our Manager of Credit Evaluation, you will:

• Manage a diverse portfolio of counterparty credit risks within acceptable parameters
• Lead and develop a team of credit analysts, ensuring high-quality risk assessments
• Analyse and interpret complex financial data, providing clear insights for decision-making
• Ensure compliance with credit procedures, policies, and regulatory requirements, including Basel standards
• Evaluate vanilla lending and derivative products, assessing associated risks
• Present credit applications to the Credit Committee and manage commercial property finance mandates as required
• Join us to make a significant impact in the dynamic world of credit evaluation and risk management.

Mandatory Qualifications:

Academic Requirements:

• First Degree in Business Commerce or a closely related field

Professional Experience:

Credit Risk Management (minimum 3-4 years):

• Comprehensive knowledge of financial markets, global economy, and relevant regional geographies pertaining to the portfolio
• Demonstrated ability to manage complex credit risks within stringent parameters

Financial Products Expertise (minimum 3-4 years):

• In-depth understanding of vanilla lending and derivative products
• Proven proficiency in assessing facilities that generate counterparty credit risks
• Expertise in evaluating and managing documentation required to mitigate associated risks

Regulatory Compliance and Risk Management (minimum 3-4 years):

• Thorough conceptual and practical knowledge of credit procedures, policies, and standards
• Comprehensive understanding of products and facilities that give rise to counterparty credit risk
• Extensive knowledge of Basel standards and broader regulatory and compliance requirements in the banking sector

The successful candidate must demonstrate:

• A proven track record in credit risk management
• Exceptional analytical skills
• Unwavering commitment to maintaining the highest standards of financial integrity and regulatory compliance

Additional Requirements:

• Commercial property finance mandate experience. Candidates must specify their mandate limit, if applicable.
• Demonstrated experience in presenting Credit Applications to respective Credit Committees