Manager: Credit Risk Reporting at Nedbank

Job Purpose

To report on key aspects of the credit portfolio covering origination, profitability, ongoing performance and collections across the Group. The incumbent will be required to provide oversight and contribute to the optimisation of the credit portfolio in line with Nedbank’s strategic objectives.

Job Responsibilities

• To provide accurate and insightful analysis and commentary on the credit portfolio across the Group, including business units and subsidiaries

• Guide and support Internal (Senior management and the Board) and External Stakeholders (Regulators and the Investor Community) through formal and informal information sharing relating to credit origination, pricing, monitoring, risk migration, portfolio optimisation, collections etc.

• Enable the compilation of reliable, accurate, relevant, insightful and timeous reports to relevant stakeholders 

• Analysis of credit and risk data, including extraction, cleaning, and accuracy of data.

• Application of advanced or best practice methods and techniques in the analysis and presentation of information. 

• Ensure quality reports are produced and where necessary recommend improvements.

• Build and maintain an effective working relationship with all stakeholders. Includes developing and expanding own knowledge of credit processes, policies and documentation and business strategies by attending formal credit meetings.

• Drive reporting automation and process enhancements in line with the banks digitisation drive.

• Participation and contribution to special projects to improve data, reporting standards, and system enhancements.

• Assist with secretariat functions for the Group Credit Committee, Executive Credit Committee and other related committees and forums.

• Planning and preparation of ad-hoc and special reports as and when required.

Qualifications - NQF Level

• Professional Qualifications/ Honour’s Degree - Essential 

• Post graduate qualification in Risk Management, Accounting or Finance / CA (SA)  

Type of Exposure

• Bid data, specifically credit

• Exposure to the whole credit life cycle

• Group-wide exposure to the business including investment banking, retail, business banking, and African operations

• Access to senior management and executives across the Group

• Working within a group and individually to achieve a common goal 

• Drafting reports (MS Powerpoint, Word etc) 

• Knowledge of credit risk management processes

Minimum Experience Level

• 5 years banking experience that must include 1 – 2 years relevant credit risk reporting experience

Technical / Professional Knowledge

• Good knowledge of Banking processes and procedures

• Credit, Financial and Accounting principles 

• Administrative procedures and systems 

• Data analysis skills

• Governance, Risk and Controls 

• Regulatory knowledge relevant to Credit 

• Relevant software and systems knowledge 

• Good business writing skills 

Behavioural Competencies

• Applied Learning 

• Building partnerships 

• Tenacity 

• Attention to detail and ability to work under pressure

• Managing Work 

• Quality Orientation and attention to detail

• Technical/Professional Knowledge and Skills