Manager: Credit Risk Reporting at Nedbank

Job Purpose

• Monitoring and Reporting of the end-to-end credit lifecycle across lending products for Retail and Business Banking (RBB), to provide oversight and optimise the quality of the credit portfolio.

Job Responsibilities

• Provide support to the Senior Manager of the Unit regarding the critical monitoring, analysis, organization, and reporting of Credit Risk-related matters for Group, Executive, Cluster, and Segment Credit Committees within the RBB cluster.
• Give an overview of the book by developing and preparing portfolio review presentations based on Management Information Systems (MIS).
• Ensure efficient work ethic and achievement of business unit strategies & goals by proposing innovative ideas to enhance Business processes that facilitate customer experience.
• Interact with stakeholders to deliver quality reports, monitoring results and recommendations.
• Monitor quality of the credit lifecycle processes, evaluate whether credit policies are effective, correctly implemented and whether policy guidelines are adhered to.
• Perform robust post approval/disbursement checks through statistical as well as sampling methods.
• Ongoing monitoring of trends, factors and implications that might impair credit quality, focus on Origination, Collections and Recoveries processes that impact quality of loan book.
• Develop models to perform proactive monitoring of the business credit health.
• Provide analytical support to the greater team with regards to credit related queries within acceptable timeframes.
• Ensure collaborative working relationships through regular, honest engagement with managers and team members.
• Ensure business effectiveness by providing input into systems, processes and policies.
• Understand and embrace the Nedbank Vision and Values by leading by example and re-enforcing values during meetings.
• Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
• Create a client service culture through various required interventions.
• Encourage team to generate innovative ideas and share knowledge.

Minimum Experience Level

• A minimum of 8 years in the banking or financial services industry, of which 5 years should be in Credit Risk Analysis within RBB, specifically in the Credit Risk Environment.
• Understanding of banking regulations, specifically the role of the NCR, the SARB as well as BASA
• Data analytics and management software skill (SAS,Python,Netezza,etc)

Essential Qualifications - NQF Level

• Advanced Diplomas/National 1st Degrees

Qualification Detail

• Bachelor's degree in Statistics ,Economics or Econometrics ,Finance, Mathematical Sciences or Engineering

Preferred Qualifications.

• BSc. / B. Eng. / BCom Hons degree

Type of Exposure

• Stakeholder engagement across RBB
• End-to-end credit lifecycle across multiple segments and lending products
• Creating a business report
• Implementing a strategic plan
• Investigating and reviewing processes to improve client satisfaction
• Coaching and Mentoring
• Providing constructive feedback to employees
• Credit Assessments
• Assuming a key leadership role
• Creating a business plan
• Implementing a strategic plan
• Measuring client satisfaction
• Managing business risks

Technical / Professional Knowledge

• Business Acumen
• Industry trends
• Microsoft Office
• Principles of project management
• Relevant regulatory knowledge
• Relevant software and systems knowledge
• Risk management process and frameworks
• Business writing skills
• Microsoft Excel
• Quantitative Skills

Deadline:17th June,2025