Manager: Litigation (Collections and Recoveries) at Capitec Bank

Purpose Statement

• To be responsible for the institution and management of legal process to ensure the optimal realisation of various collateral types held across all product offerings in Business Bank in respect of the non-performing loan portfolio in order to maximise recoveries and impairment releases and to minimise recovery costs and impairment raises.
• To manage people (customers, colleagues and external service providers), portfolios and processes so as to reduce the non-performing loan ratio in line with industry norms.

Experience
Minimum:

• At least 3 years’ post-admission experience in civil and/or commercial litigation practice 
• 4 years’ experience in a banking environment comprising of at least 2 years at a managerial level and 2 years in a Collections / Recoveries space

Ideal:

• Management experience in Capitec Bank.
• Experience in the same or a similar industry

Qualifications (Minimum)

• Bachelor's Degree in Law or Architectural Technology

Qualifications (Ideal or Preferred)

• A relevant post-graduate qualification in Commerce or Economic and Management Sciences

Knowledge
Minimum:

• Insolvency legislation and processes 
• Credit and corporate legislation and processes
• Banking and financial services industry
• Debt recovery processes 
• Collateral variants / types 
• Commercial, business and financial principles and practices 
• Governance and risk management principles
• Business products, processes, policies and systems
• Fundamental IT systems and data analysis
• Quality principles and practice
• Stakeholder management principles

Skills

• Analytical Skills
• Interpersonal & Relationship management Skills
• Problem solving skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Attention to Detail
• Management skills
• Leadership Skills
• Negotiation skills