National Technical Underwriter at Bryte Insurance Company Limited

Key Tasks & Accountabilities

Achieve targeted underwriting profit.

• Underwriting medium- high complexity risks
• Measuring exposure and analyzing risk
• Determine technical price according to agreed/certified pricing process.
• Quoting and agreeing coverage
• Negotiating terms and conditions
• Managing underwriting profitability of accounts
• Implement underwriting measures to attain targeted loss ratios and rates.
• Embrace technology to improve portfolio performance, ensure that treaty re-insurance standards are adhered to at all times.
• Ensure compliance with technical and operational underwriting standards, procedures, and controls.
• Application of the Bryte Way (TBW) of underwriting
• Deploy & utilize risk engineers appropriately.

Growth and retention of business

• Establish lasting partnerships with key stakeholders.
• Support growth of existing books and new books through underwriting actions
• Retain business through underwriting actions.

Effective, efficient underwriting and approval of large policies

• Effectively process referrals for new business, endorsements, and renewals

Provide qualitative service levels to internal and external stakeholders.

• Consistently utilise processes, procedures and approach based on the TBW process framework.
• Ensure service levels meet SLAs with brokers and other business units.
• Ensure effective communication with brokers and clients.
• Manage complaints effectively and timeously.
• Build relationships through provision of good and consistent service.
• Embrace technology to improve efficiencies and service.

Governance

• Ensure governance and best practice is adhered to & communicated to all stakeholders.

Teamwork

• Act in line with SLA and instructions from all superiors and always ensure professionalism in dealings with internal and external stakeholders.
• Develop technical skills on a continuous basis.

Relationships

Internal

• Sales
• Technical Underwriting, risk engineers and actuarial
• BRYTE SA Head of Reinsurance
• Central Service Hub
• Claims Hub
• Marketing & Risk
• Information Technology
• People Management

External

• Brokers
• Clients
• Re-insurers
• Re-insurance brokers
• SAIA
• Shareholders
• UMA’s
• Affinity groupings

Qualifications & Experience

• Grade 12, NQF Level 4
• FAIS compliant, 60 credits
• Minimum of 5 years technical expertise in underwriting, AIISA / ACII an added advantage
• Sound knowledge of how to optimize underwriting performance at a policy and portfolio level.
• Technical expertise