Real Estate Credit Manager at Macdonald & Company

Job Summary

Seeking to appoint a Credit Manager who will be responsible for assisting the Relationship Management team in complying with the credit committee standards to successfully bring deals across the line. 

Your duties will include but are not limited to:

• Manage and assess credit applications on property-based deals.
• Recommend appropriate changes where required to credit applications. 
• Maintain approval of credit within policy parameters and mandate structures and ensure adherence to credit policy/lending strategy.  
• Verify pre-sales.
• Monitor credit quality of regional portfolios.  
• Monitor that all loans are regularly reviewed in terms of the policy.  
• Monitor arrears on the book.  
• Manage asset quality distribution of book.  
• Preparation of monthly risk reports.  
• Provide support and advice to Relationship Managers.
• Liaise with key clients and make recommendations for effective deal structuring in conjunction with account executives.  
• Maintain regular communication with stakeholders. 
• Assessment and interpretation of financial statements for listed/unlisted companies.
• Manage credit team. 

Minimum requirements

• To be considered for this role, you are required to have a minimum of 8 year' experience in a similar role with an appropriate degree in Business, Finance or Real Estate. Property Financing experience is mandatory. This role will suit a candidate who has a keen eye for detail and who can work under pressure