Senior Credit Risk Analyst - Cape Town at Unifi Group

Minimum Requirements

What you must have:

• Master's or Honors degree in Statistics, Data Science, Actuarial Science or a related field
• Minimum of 5 years of experience as a Credit Risk Analyst or similar role
• Strong experience developing predictive models forecasting probability of default
• Experience and knowledge of provisioning approaches and calculation
• Strong problem-solving and analytical skills
• Excellent communication and collaboration skills
• Experience with programming languages such as Python, R  & SAS

Duties and Responsibilities

What you will be doing:

• Analyse data sets to identify factors correlated with credit risk outcomes..
• Develop credit risk models that forecast the likelihood of consumer default.
• Assist operations to achieve better credit risk outcomes by integrating models and data
• driven approaches into operational processes.
• Determine risk-based product pricing to achieve profitability hurdles.
• Work with the finance team and other stakeholders to build insights in customer
• profitability segments.
• Ensure that provisioning models are updated to sufficiently cover changing credit risk.
• Analyze complex data sets using SQL and other tools to extract insights and identify trends.
• Developing junior credit risk and data analysts.