Vacancies Open at Unifi Group

Minimum Requirements

What you must have:

• Master's or Honors degree in Statistics, Data Science, Actuarial Science or a related field
• Minimum of 5 years of experience as a Credit Risk Analyst or similar role
• Strong experience developing predictive models forecasting probability of default
• Experience and knowledge of provisioning approaches and calculation
• Strong problem-solving and analytical skills
• Excellent communication and collaboration skills
• Experience with programming languages such as Python, R  & SAS

Duties and Responsibilities

What you will be doing:

• Analyse data sets to identify factors correlated with credit risk outcomes..
• Develop credit risk models that forecast the likelihood of consumer default.
• Assist operations to achieve better credit risk outcomes by integrating models and data
• driven approaches into operational processes.
• Determine risk-based product pricing to achieve profitability hurdles.
• Work with the finance team and other stakeholders to build insights in customer
• profitability segments.
• Ensure that provisioning models are updated to sufficiently cover changing credit risk.
• Analyze complex data sets using SQL and other tools to extract insights and identify trends.
• Developing junior credit risk and data analysts.

go to method of application »

Minimum Requirements

• Grade 12;
• 2-3 years’ experience as a Team Leader;
• Strong leadership skills;
• Exceptional organizational, and time management skills;
• Strong analytical and problem-solving skills;
• Excellent interpersonal and communication skills;
• Engage in the innovation and improvement of processes;
• Ensure the departments achieves goals established;
• Identify ways to support inclusion and diversity;
• Operates with urgency and meet deadlines;
• Ability to foster a culture of ownership, accountability and teamwork.

Duties and Responsibilities

People Management:

• Lead and supervise teams focused on targets;
• Ensure team meets and exceeds their daily goals;
• Monitor calls and complete spot audits; 
• Conduct weekly and monthly performance reviews and formulate action plans to improve performance;
• Responsible for creating and providing functional and operational reports to operations management that provides essential information to manage the business;
• Work with your HOD and operations management team to drive continuous improvement;
• Provide process improvement guidance / changes for review by leadership;
• Create and maintain a high-quality work environment, so that the team members are motivated to perform at their highest level;
• Lead by example and coach on key behaviors to drive results;
• Manage team size and availability;
• Responsible for escalating HR and ER matters to your HOD and senior management.

Sales:

• Supervise team that evaluates credit worthiness by processing loan applications and documentation within specified limits;
• Manage team that responds to customer service calls and emails;
• Handle escalated customer complaints and take appropriate action to resolve them;
• Know our products inside and out so you can answer questions and coach your team;
• Communicate with customers, agents and other stakeholders through various channels.

Collections & Recoveriers:

• Recover payments on overdue accounts;
• Locate customers using external and internal sources;
• Negotiate payment plans;
• Handle questions and complaints.