Senior Manager Credit Risk Monitoring at Nedbank

Job Purpose

• The Senior Manager: Credit Risk Monitoring provides strategic leadership and oversight of the credit lifecycle across all BCB lending portfolios. The role is responsible for developing forward‑looking insights, strengthening reporting standards, and ensuring independent, high‑quality risk monitoring that informs executive and governance committees.
• This leadership position drives the integration of data, automation of reporting, and enhancement of risk analytics to improve the cluster’s overall credit portfolio quality.

Job Responsibilities

Strategic Credit Oversight

• Lead the end‑to‑end monitoring of credit risk across Commercial Banking, Mid‑Corporate, SME, and subsidiary portfolios.
• Identify emerging risks, portfolio vulnerabilities, and leading indicators, ensuring early detection of stress.
• Provide strategic insights that support portfolio optimisation, business planning, and segment strategy formulation.

Executive Reporting & Insights Delivery

• Oversee all reporting to Cluster Credit Committee, Executive Credit Committee, and Group Credit governance structures.
• Ensure reporting is accurate, insightful, future‑focused, and aligned with regulatory and internal standards.
• Drive the shift from descriptive reporting to analytical, predictive, and strategic insight generation.

Data Strategy & Automation

• Champion the development of an automated, integrated reporting environment by partnering with data custodians and technology teams.
• Consolidate internal and external data into a single, reliable reporting platform.
• Implement peer benchmarking, KPI dashboards, and advanced trend analysis into monthly reporting processes.

Leadership & People Development

• Lead, coach, and mentor a team of risk analysts, building technical depth, business understanding, and analytical capability.
• Set performance expectations, allocate resources effectively, and drive a culture of excellence and innovation.
• Build strong working relationships across the cluster to enhance collaboration, information flow, and risk transparency.

Risk Governance & Portfolio Assurance

• Provide independent oversight of origination, monitoring, collections, and recoveries processes.
• Assess policy effectiveness, process adherence, and control strength across the credit lifecycle.
• Support stress testing, impairment assessments, strategic credit reviews, and scenario modelling.

Essential Qualifications - NQF Level

• Professional Qualifications/Honour’s Degree

Preferred Qualification

• Bachelor’s degree in Economics, Finance, Statistics, Econometrics, Engineering, or other relevant quantitative disciplines.
• Honours degree preferred.

Minimum Experience Level

• A minimum of 10 years’ experience within banking or financial services, with a strong track record in credit‑related functions.
• At least 7 years’ specialised experience in credit risk analysis, credit reporting, or portfolio management, ideally across diverse lending portfolios.
• Proven ability to engage, influence, and present to senior executives, with experience contributing to governance committees or strategic forums.
• Demonstrated leadership capability, including managing teams in complex, fast‑paced, or matrix environments where collaboration and stakeholder alignment are essential
• Advanced proficiency in SAS, SQL, and Power BI with the ability to translate data into meaningful insights (mandatory).
• Working knowledge of Python, with an appetite for expanding analytical toolsets (advantageous).
• In‑depth understanding of credit lifecycle processes, including credit modelling, IFRS 9 impairments, and regulatory frameworks.
• Strong quantitative, analytical, and interpretive skills, with the ability to work confidently with large datasets and complex business information.

Technical / Professional Knowledge

• Business administration and management
• Change management
• Client service management
• Communication Strategies
• Financial Accounting Principles
• Governance, Risk and Controls
• Organisational systems
• Principles of project management
• Relevant regulatory knowledge
• Management information and reporting principles, tools and mechanisms

Closing date: 13 February 2026