Active Jobs at Capitec Bank

Purpose Statement

• To maximise recoveries from External Debt Collectors (EDCs) by the monitoring, reporting and coordination of an allocated group (5 – 6) of EDCs.

Experience

Minimum:

• 1 year general administration experience within a similar environment
• Proven experience in liaising with external service providers

Ideal:

• Experience in debt collection process and procedures

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

Knowledge

Ideal:
•    Knowledge of debt collections processes and procedures

Skills

• Communications Skills
• Analytical Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Attention to Detail

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About the role

• The role will ensure stability and full functionality within area of responsibility, (Payroll and Time). SIT testing of tax updates, patches, bundles, upgrades, with the partnership of the payroll team.

What you will be doing:

• You will provide operational support to end users to optimize their experience with SAP EC payroll, ensuring smooth functionality and resolving technical payroll issues as they arise.
• You will be responsible for maintaining the SAP payroll system, ensuring it remains compliant with regulations, operates efficiently, and stays up to date with the latest software developments.
• Additionally, you will keep abreast of payroll legislation to ensure ongoing compliance.

Minimum Requirements:

• A relevant tertiary qualification
• Ability configure EC data models, workflows, MDF Alerts & business rules, benefits, time off, document templates and new setups such as wage type configurations
• Understanding of business Human Capital Management processes
• Advanced understanding and knowledge of the payroll integration to SAP S4
• Formal Integration practices
• Advanced knowledge and understanding of Systems Analysis Methodologies

5-7 years’ experience in SAP and Data Integration in the following areas:

• SAP HCM (PY)
• Integration with S4 FICO modules
• SAP SuccessFactors role-based permissions / authorisations (incl. GRC)
• HCM Master Data
• SAP Workflow
• Understanding of Role based permissions.

Minimum Knowledge:

• Understanding of: SAP SuccessFactors integration with S4Hana
• Systems Implementation and Technical Systems Support
• Developing Integrations

Ideal:

• Jira Core
• Confluence
• ITIL Principles and the application thereof
• Banking business models
• Best practices for Quality Assurance (QA)
• Experience in SF compensation and variable pay is advantageous
• Experience in point-to-point replication between SF EC and SAP ECP is an advantage

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Purpose Statement

• To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for customer service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions. 

Experience

Minimum:

• At least 5 years, of which 1 year should have been spent in the Business Banking environment. 
• Experience in preparing and motivating Credit applications is essential

Qualifications (Minimum)

• Diploma in Commerce or Banking

Qualifications (Ideal or Preferred)

• Bachelor's Degree in Banking or Commerce

Knowledge

Minimum:

• The features, benefits and value propositions of respective company product/service offerings. 
• General banking practices and procedures.
• Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market 
• Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. . 
• The Financial Intelligence Centre Act (FICA). 
• Administration processes and procedures pertaining to Business Banking transactions.
• Client relationship management and service principles.

Ideal:

• Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
• Capitec/Business Bank systems and processes

Skills

• Communications Skills
• Negotiation skills
• Problem solving skills
• Analytical Skills
• Planning, organising and coordination skills

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What you will be doing

• Lead multiple technical teams in delivering the full product lifecycle, from features to support and maintenance, while driving continuous improvements in efficiency, optimization, innovation, and team development.

Minimum Experience

• Bachelor's degree in commerce or information technology - Computer Science
• Functional knowledge particular to the product (e.g. Credit or App)
• People management and development practices and principles
• Stakeholder management
• Budgeting and accounting principles
• Business analysis and design
• Project Management principles and methodologies 
• At least 5 years’ experience in software development management
• Systems Development Life Cycle (SDLC)

Experience of:

• leading and working in an agile development environment
• crafting roadmaps
• managing a budget
• using technical skills to support and guide a technical team
• to establish priorities and successfully manage deliverables
• utilizing communication and relationship management skills to engage with stakeholders
• using leadership to influence in other areas.

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Purpose Statement

• To welcome clients and coordinate the branch flow through efficient queue functioning, providing excellent client service and assisting clients at the ATM and to complete transactions on any remote or self-service channels. In doing so, gain the knowledge, skills and experience required for service consulting. 

Experience

Minimum:

• No experience required but individual needs to hold a Grade 12 National Certificate

Ideal:

• Some client service experience within a retail/ financial/ banking environment

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

Knowledge

Minimum:

• Basic calculations 
• How to engage with people
• Clarity and understanding of own aspirations, being ambitious and keen to learn.

Ideal:

• Knowledge of bank branch environments
• Knowledge of Capitec Bank products and business processes (internal)

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills

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About the role

• Deliver functional expertise in SAP MM processes, including configuration, customization, and solution deployment, to meet business requirements.
• Ensure seamless integration with related modules and external systems and develop automation where required. Leverage SAP solutions to design and optimise business processes.
• Provide advanced user support, handling 2nd and 3rd level incidents to resolve operational and service-related technical issues as part of business-as-usual activities

Minimum Requirements:

• A relevant degree
• 6-8 years in SAP systems design, analysis, configuration and implementation
• 2-3 years in systems integration design and implementation
• Understanding of Supply Chain processes with a specific focus on Source to contract, Procurement, Logistics and Inventory management.
• Experience in Fiori Functional design and implementation
• Strong understanding of SAP architecture, integration points, and how SAP solutions align with business processes
• Leading of complex SAP project implementations within functional area of expertise would be advantageous
• Experience in Stakeholder Management
• Proficient / expert knowledge of SAP S4 MM Module
• Systems implementation and technical systems support

Ideal Knowledge:

• 2 years+ Agile experience and working knowledge of Jira and or Confluence
• Systems Integration best practices and design
• Knowledge and application of relevant IT best practices
• Knowledge of IT Service Management principles and frameworks (ITIL 4)
• Understanding of SAP authorisations within the SAP Functional area
• Knowledge of Project Management methods

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About the role:

• As a UX Designer, your role will focus on contributing to the development of user-centric design solutions within the apps team, by applying UX best practices and collaborating with cross-functional teams.
• You will be responsible for delivering end-to-end user experience solutions, ensuring alignment with product strategies and UX standards.

Our ideal candidate has:

• 4+ years of experience in either UX OR UI  
• Working with Figma, FigJam, and Miro.
• Knowledge of CX design, HTML, and CSS.
• Financial Services sector background
• Experience in working on products from cradle to grave.
• Proven experience in designing and leading user research strategies, interviews, surveys, and usability studies, and translating findings into UX requirements.
• Experience in translating feature requirements into visual designs across platforms
• Experience designing wireframes and prototypes whilst having the ability to conduct usability testing.
• Knowledge of agile project management principles

Education:

• Completed a Bachelors degree in Design or equivalent

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Purpose Statement

• To contribute to the design and development of new applications / systems to meet the business requirements of the product line environment. 
• To analyse business or system requirements and data to enhance understanding of the product line environment.
• To participate in and provide input to the Architect during the compilation of solution design documentation for new and existing products and systems.

Education (Minimum)

• A relevant tertiary qualification in Information Technology or Data Analysis

Education (Ideal or Preferred)

• A relevant degree in Data Engineering
• Certification in Data Warehousing

Knowledge and Experience

Experience:

Minimum:

• At least 2 years’ proven experience within management information systems (MIS) | data warehousing |  data transformation | together with a relevant 3 year tertiary qualification 

OR

• At least 2 - 4 years’ proven experience within management information systems | data warehousing |  data transformation
• Proven experience in:
• A relational data warehouse e.g. SQL Server, Oracle etc., and tools that enable ETL and orchestration. 

Ideal:

• Proven experience in:
• Cloud Environment 
• Experience working in an AWS environment as well as with AWS Technologies

Knowledge:

Minimum:

• IT systems development processes (SDLC)
• ETL processes
• Rational database system and cloud data warehousing 
• Dimensional modelling
• Standards and governance
• Testing practices 

Ideal:

• Data analysis and design
• Data architecture (technical design and implementation processes)
• DPLC

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About the role

To ensure that the business is prepared and skilled to mitigate any cyber security threat through

• Assessing and testing the applications and processes of the Bank.
• Identifying potential areas of weaknesses from a security perspective.
• Playing a key role in developing world class cyber security capabilities within the Bank by means of knowledge transfer, education, training and research.

Minimum Experience

• 3 – 5 years’ experience in cyber security testing
• Risk identification and communication relating to cyber security

Ideal Experience

• 5+ years in cyber security testing
• 2 – 3 years financial services / banking experience 
• Experience with the Agile and DevOps mode 

Minimum Qualification

• Grade 12 National Certificate / Vocational
• Certification in Information Technology Qualifications

Ideal Qualification

• A relevant tertiary qualification in Information Technology or Information Technology - IT Engineering

Minimum Knowledge

• Expertise in manual and automated security testing of infrastructure, networks, and web applications
• Skilled in technical vulnerability assessments (CVE, CVS databases)
• Familiar with industry standards, common network protocols, system architecture, and operating systems
• Knowledge of MITRE Attack Framework, threat landscape, and TTPs
• Strong communication skills for articulating business risks
• Proficient in at least one scripting language (Python, Bash, etc.)
• Experience with pen-testing tools, web, mobile, and cloud app testing
• Understanding of OWASP Top 10, OSINT, and tiered web architectures
• Familiar with networking, firewalls, proxies, and security technologies

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Attention to Detail
• Analytical Skills
• Problem solving skills

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Purpose Statement

To optimise credit intelligence performance, and minimise credit risk through: 

• Independently conducting complex quantitative data analysis and delivering analytical output that will enable insights and inform business decision making. 
• Proposing and executing solutions based on analytical outputs.
• Proposing and working with senior team members to build new statistical models informing credit decisions.

Experience

Minimum:

• 2-4 years’ experience in retail credit analysis (including SQL programming, diagnostic analytics, statistical modelling and data visualisation). 
• In case of Honours degree: 1 - 3 years’ experience in retail credit analysis (including SQL programming and descriptive analytics). 

Ideal: 

• Portfolio specific experience
• Capitec Bank experience

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

• A relevant post-graduate qualification in Finance or Statistics

Skills

• Communications Skills
• Presentation Skills
• Reporting Skills

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Purpose Statement

To optimise credit intelligence performance, and minimise credit risk through: 

• Independently conducting complex quantitative data analysis and delivering analytical output that will enable insights and inform business decision making. 
• Proposing and executing solutions based on analytical outputs.
• Proposing and working with senior team members to build new statistical models informing credit decisions.

Experience

Minimum:

• 2-4 years’ experience in retail credit analysis (including SQL programming, diagnostic analytics, statistical modelling and data visualisation). 
• In case of Honours degree: 1 - 3 years’ experience in retail credit analysis (including SQL programming and descriptive analytics). 

Ideal: 

• Portfolio specific experience
• Capitec Bank experience

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

• A relevant post-graduate qualification in Finance or Statistics

Skills

• Communications Skills
• Presentation Skills
• Reporting Skills

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About the role:

• As a Data Scientist I at Capitec, your purpose is to drive Capitec's AI strategy, ensuring the bank remains competitive in a dynamic landscape where data science is a key strategic differentiator.
• The role involves leveraging solid, textbook knowledge of state-of-the-art data science principles and techniques in disciplines such deep learning and the underlying theory and assumptions of various techniques.
• Key responsibilities include designing and implementing predictive models and intelligent algorithms to gain deeper insights into business performance drivers, enabling more effective decision-making. Additionally, the role encompasses solution and experimental design for model development, as well as the deployment of predictive modeling techniques, utilizing source control systems like Git or Bitbucket to ensure robust and scalable solutions.

Our ideal candidate has:

• 0-1+ years of experience in any Data Science role
• Master’s degree or higher in any of the following field statistics, mathematics, computer science, physics  
• Python experience
• Familiarity with modern deep learning frameworks (Pytorch, Tensorflow)
• Github experience or Git

Ideal:

• AWS
• Basic knowledge of SQL

Education:

• Completed a Master’s Degree or higher

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Purpose Statement

• To promote and be responsible for an adequate level of compliance in Capitec’s Insurance business; responsible for facilitating the process for Capitec to meet and comply with regulatory and statutory requirements.
• Accountable for the strategic direction and operational effectiveness of the Compliance department within Capitec’s Insurance business.

Experience

Minimum:

• Complying with the fit and proper standards contained in the Generally Accepted Compliance Practice (GACP)
• At least 5 years’ proven experience all matters related to legislative and regulatory requirements, in compliance management in the financial services industry, with exposure to insurance in at least 3 of the 5 years

Ideal:

• 7 years’ experience leading all matters related to legislative and regulatory requirements within a similar industry
• 5 years’ proven experience in compliance / risk management in the financial services/insurance industry
• 5 years’ experience in managing a team of specialists within a similar environment
• Proven experience in operating at a senior management level

Qualifications (Minimum)

• Bachelor's Degree in Law or Accounting - Financial Accounting

Qualifications (Ideal or Preferred)

• Masters Degree in Law or Accounting - Financial Accounting

Knowledge

Minimum:

• Insurance industry 
• Compliance risk management including compliance risk identification, compliance risk assessment and compliance risk monitoring
• Process and controls development 
• Laws and regulations applicable to the insurance/financial services environment 
• Business acumen and an understanding of business drivers 
• Legal / statutory interpretation

Ideal:

• Insurance industry 
• Capitec risk management environment 
• Financial, insurance and insurance legislation

Skills

• Analytical Skills
• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills
• Problem solving skills