Career Opportunities at Capitec Bank

About: Data Engineer - Client Value Team

• A newly centralised data capability for an exciting range of products and services which aims to deliver client value beyond banking.
• We are a strong and diverse team of data professionals across a range of competencies, and we are looking to double the team in size. If you have an aptitude for problem-solving and a passion for client, then join us in building a world-class data experience for our products. Our team requires Data Engineers with proven data warehousing experience that want to build big data platforms using AWS services like Glue, EMR, S3, Kinesis, SQS, Lambda, Redshift and other services.

Purpose Statement

• To contribute to the design and development of new applications / systems to meet the business requirements of the Data and Analytics (D&A) environment. 
• To analyse business or system requirements and data to enhance understanding of the D&A environment.
• To participate in and provide input to the Architect during the compilation of solution design documentation for new and existing D&A products and systems.

Education (Minimum)

• A relevant tertiary qualification in Information Technology or Data Analysis

Education (Ideal or Preferred)

• A relevant tertiary qualification in Information Technology - Computer Science or Data Analysis

Knowledge and Experience

Must have detailed knowledge of:

• IT systems development processes (SDLC)
• Application development
• ETL processes
• Rational database system and cloud data warehousing 
• Dimensional modelling
• Standards and governance
• Agile development life cycle
• Testing practices

Ideal:
Knowledge of:

• Data analysis and design
• Data architecture (technical design and implementation processes)
• DPLC

Solid understanding of:

• Banking systems environment
• Banking business model
• Best practices for Quality Assurance (QA)

Experience:Minimum:

• At least 6 years’ proven experience within management information systems / systems analysis together with a relevant 3 year tertiary qualification 

OR

• At least 6 - 8 years’ proven experience within management information systems / system analysis
• Proven experience in:
• SQL Server and / or business intelligence tools (SSIS, SSRS, SSAS)
• Data Warehousing
• Data Management Lifecycle 

Ideal:

Proven experience in:

• Python and/or Open Source development tools 
• Visualisation Technologies: MS PowerBI, AWS QuickSight
• Cloud Environment 
• Experience working in an AWS environment as well as with AWS Technologies
• Participation in PBT Graduate Programme / Training / Skills Development, PBT Academy, e.g. Data Engineering, BI Business Analysis, Data Modelling

Skills

• Analytical Skills
• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills
• Problem solving skills
• Additional Information
• Clear criminal and credit record

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Introduction

• The specialist role within the Revolving Credit team is unique and filled with opportunity to truly make a difference in the lives of millions of current and future Capitec clients. In the centre of the team’s purpose is ensuring our client experience is world class and tailored to meeting their needs at every life stage. Your day will be challenging but rewarding, as we get to collaborate with many feature teams to reach our objectives and truly add value. We are positioned to have areas of focus within the entire credit and client experience lifecycles where we get to contribute and influence for the best possible outcomes. Exposure within the bank is an exciting feature of the role, where there are regular opportunities to have your work and thinking displayed at senior management and executive level.

Purpose Statement

• To assist in formulating and enabling the bank’s revolving credit product strategy to ensure a profitable client journey
• To coordinate with the Operations, Profitability, Propensity, Engagement and Client Experience Delivery departments to ensure a holistic credit facility value proposition

Experience
Minimum:

• 3 years relevant financial services experience within the retail credit environment
• 3 years relevant credit facility / revolving credit experience

Ideal:

• Experience working with and presenting to executive level, senior management
• Experience in data driven credit facility / revolving credit strategy management
• Analytical experience

Qualifications (Minimum)

• A relevant degree in Finance or Engineering - Industrial
• Post Graduate Diploma in Accounting - Management Accounting or Economic and Management Sciences

Qualifications (Ideal or Preferred)

• A relevant post graduate degree in Finance or Accounting - Financial Accounting

Knowledge
Minimum:

• Predictive analytics
• Machine learning
• Statistical software (eg. SAS, R, Python)
• Database querying software (eg. SQL)
• Retail credit scoring
• Retail credit lifecycle
• Retail credit market
• Retail credit IT systems architecture
• Retail credit profit models including pricing and provisioning
• Client engagement solutions including direct marketing segmentation
• National Credit Act (NCA)
• Consumer Protection Act (CPA)
• Banks Act and Basel III Risk Framework
• Protection of Personal Information Act (POPI)
• Project management principles
• Credit affordability assessment regulations

Ideal:

• Capitec Bank’s credit policy and systems
• Database querying software (ex. SQL)

Skills

• Communications Skills
• Interpersonal & Relationship management Skills
• Analytical Skills
• Numerical Reasoning skills
• Programming skill (SAS, SQL, R, Python)
• Conditions of Employment
• Clear criminal and credit record

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Purpose Statement

• Live Better - An opportunity to join a dynamic team responsible for the design, development, and operations of a leading Financial Services Rewards Program.
• The Live Better Rewards Program is based within the Client Value Product Line of Retail Client Experience Delivery.
• Live Better functions as an autonomous business unit and encompasses all aspects of the product delivery and management. 
• Fulfil the role of a subject matter expert and senior advisor on all matters relating to domain architecture.
• Define the technology solutions for the domain and ensure it is designed and constructed to meet current and anticipated future technology requirements.
• Develop, maintain and ensure the usability of architectural components, in line with system development life-cycle principles.

Knowledge & Experience
Minimum:
Minimum Knowledge:

• Systems architecture principles (IT technologies and software architecture).
• Systems analysis and design.
• Agile systems development processes (CI/CD standards and agile delivery methods).
• Software development (typed and scripting coding languages).
• Service-oriented Architecture (SOA) (Designing and delivering scalable and resilient solutions).
• Standards and governance, and best practices to simplify standards and governance processes with adherence.

Banking systems environment.

Minimum Experience:

• 8 or more years’ software development experience, including a minimum of: 
• 4+ years software design. 
• 4+ years proven working experience in software engineering and development (Cobol and/or Java and/or .NET and/or Python and/or JavaScript)

Ideal:
Ideal Knowledge:
Solid understanding of:

• Banking business model 
• Business Process Modelling
• Business Analysis
• Cloud architectures
• Big Data modelling
• Best practices for Quality Assurance (QA)
• DevOps development culture and principles
• Various development technologies (Preferably. Cobol, Java, .NET, JavaScript and Python ecosystems)

Experience
In addition to the minimum experience:

• 4+ years’ proven experience as a Domain Architect.
• Banking and Finance experience

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant qualification in Information Technology

Skills

• Communications Skills
• Attention to Detail
• Commercial Thinking Skills
• Facilitation Skills
• Business Process Modelling skills (IDEF-0, Financial Modelling, Enterprise Architect, BPMN, etc.)
• Negotiation skills
• Problem solving skills
• Conditions of Employment
• Clear criminal and credit record

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Purpose Statement

• To provide strategic technical direction and manage multiple technical teams responsible for the technical delivery of the full product lifecycle; all product features and support and maintenance related tasks in respect of the product
• Oversee the ongoing drive to increase efficiency, optimisation, innovation and people development in these environments.

Experience
Minimum:

• At least 5 years’ experience in software development management

Experience of:

• leading and working in an agile development environment
• crafting roadmaps
• managing a budget
• using technical skills to support and guide a technical team
• to establish priorities and successfully manage deliverables
• utilizing communication and relationship management skills to engage with stakeholders
• using leadership to influence in other areas.

Qualifications (Minimum)

• Bachelor's Degree in Commerce or Information Technology - Computer Science

Qualifications (Ideal or Preferred)

• Honours Degree in Commerce or Information Technology - Computer Science

Knowledge
Minimum:

• Functional knowledge particular to the product (e.g. Credit or App)
• People management and development practices and principles
• Stakeholder management
• Budgeting and accounting principles
• Business analysis and design
• Project Management principles and methodologies 

Ideal:

• Banking industry
• Central Collections environment 
• Capitec Bank Systems Environment
• Capitec Bank Business Model
• Agile development principles
• Systems Development Life Cycle (SDLC)

Skills

• Communications Skills
• Decision making skills
• Influencing Skills
• Interpersonal & Relationship management Skills
• Negotiation skills
• Conditions of Employment
• Clear criminal and credit record

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Purpose Statement

• To enable software quality assurance by creating a set of activities and scenarios, manual or automated, ensuring that developed software meets and complies with the defined or standardised quality specifications within the Software Development Life Cycle (SDLC).
• To collaborate with the Business Analysts (and/or members of the Feature Team) to define test scenarios, and prepare, participate in, and oversee the execution of test cases within a feature team, the validation of functional and non-functional test requirements, the preparation of test data in terms of input and expected outcome data, and required test environments.

Education (Minimum)

• Grade 12 National Certificate / Vocational
• A relevant tertiary qualification in Software Testing or Information Technology

Education (Ideal or Preferred)

• National Diploma in Information Technology

Knowledge and Experience
Minimum:

• Understand the end-to-end processes being tested to achieve successful testing
• Knowledge of and exposure to impact analysis when introducing software changes 
• Understand the full Systems Development Lifecycle (SDLC)
• Best practice / industry standard in software and hardware testing, reporting, tracking and follow up, and Software Quality Assurance (SQA)
• 2-3 years’ experience in Quality Assurance (QA) testing within a business context

Ideal:

• Knowledge of Capitec’s Way of Work (WoW) during projects
• Experience in continuous delivery environment
• Application of test tools
• Test Automation
• Financial/Banking Systems
• Reinforce with stakeholders/feature team appropriate testing environments and timelines
• SQL Query/Fundamentals

Skills

• Analytical Skills
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills
• Numerical Reasoning skills
• Additional Information
• Clear criminal and credit record

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Purpose Statement

• To contribute to the overall profit of Capitec Bank by optimizing Capitec Bank’s loan instalment pre delinquent collection strategy.
• Responsible for accumulating applicable Employer information to implement applicable Risk limiting measures at loan granting.

Experience
Min:

• At least 5 - 6 years’ proven experience in Employer and Pay date Management within a similar environment, including experience in:
• Drafting business plans, presenting and finalising strategies
• Business analysis: Design and implementation of processes and procedures
• Process efficiencies: Draft of idea documents and business specifications
• Project coordination
• Proven experience in managing a team within a similar environment

Qualifications (Minimum)

• A relevant tertiary qualification in Finance or Commerce
• Grade 12 National Certificate / Vocational
• Qualifications (Ideal or Preferred)

Knowledge
Min:

Knowledge and understanding of:

• Electronic Payments environment
• Capitec Bank payment systems
• Employer and Pay date Management basic principles

Ideal:

Knowledge and understanding of:

• Capitec Bank loan granting process
• Capitec Bank loan instalment creation process

Skills

• Communications Skills
• Numerical Reasoning skills
• Analytical Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills
• Negotiation skills
• Presentation Skills
• Facilitation Skills
• Leadership Skills
• Project Management Skills (Methodolgy Specific)
• Problem solving skills
• Conditions of Employment
• Clear criminal and credit record
• Contactable via own mobile phone
• A valid driver's license and own vehicle is required
• Required to be available after hours in case of emergency