Careers at Guardrisk

Role Purpose    

• Implementing strategic initiatives, making strategic recommendations, managing treaty placements and ensuring governance and compliance.

Requirements    

• Degree in Actuarial Science, Finance or related field.
• Qualified Actuary or equivalent qualification will be advantageous.
• Extensive knowledge of reinsurance arrangements (treaty and facultative) and structures (quota share, surplus, excess of loss etc).
• At least 7 years relevant working experience in the life insurance/reinsurance industry.

Duties & Responsibilities    

• Lead negotiations for reinsurance treaties and risk sharing arrangements, including structuring, pricing and terms.
• Act as senior contributor to the execution of company reinsurance strategy in alignment with business objectives and risks appetite.
• Advice executive management on reinsurance structures, market conditions, and risk transfer options.
• Perform experience and other investigations on the reinsurance and risk sharing portfolios and making sound risk and profitability management recommendations.
• Understand clients’ needs and their priorities and ensuring that their needs are met.
• Contributing to technical reinsurance management, including monthly reporting on reinsurance arrangements and interpretation and application of reinsurance and risk sharing agreements.
• Build and maintain strong relationship with reinsurers and clients.
• Collaborate with internal stakeholders (actuarial, underwriting and claims, finance, legal, compliance, risk) and reinsurers to ensure effective communication and execution of reinsurance arrangements.
• Enforce policies, procedures and controls relating to reinsurance activities.
• Manage the performance and development of direct reports.
• Cover operations in South Africa and Mauritius.

Competencies    

• Excellent negotiation and relationship management skills.
• Strong analytical, financial, and actuarial modelling skills.
• Strategic thinker with the ability to balance risk, growth and cost.
• Team management and stakeholder engagement abilities.
• High integrity and decision-making skills

Deadline:30th April,2026

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Role Purpose    

• The position will serve as the successor to the established role of Head: Reinsurance, with the express intent of being developed in order to replace/succeed our current Head of RI within the next 3 years. The position is developed in context of the attached development/organogram, whereby the RI Discipline within the Guardrisk Group will be advanced in a multifaced approach, whereby we will enhance both our client facing abilities as well as providing greater technical skill and delivery.  Responsible for the management of the non-life reinsurance division in respect of providing leadership and management to the reinsurance team and support functions i.e technical reinsurance accounting and reinsurance Claims including other Guardrisk divisions and external clients.
• Please note that this particular role will initially be focused on greater client engagement and delivery of optimized reinsurance solutions to cell captive and business.
• The role encompasses seeking optimum reinsurance solutions for the company and our clients in line with the company strategic objectives.

Requirements    
Qualifications

• Matric /Grade 12
• Relevant Degree & Insurance qualification
• FAIS compliant

Experience

• 10 years’ experience in the insurance or reinsurance industry
• Experience in cell captive industry would be advantageous.
• Experience and competence in team management and leadership.
• Strong understanding of cell captive mechanisms and the broader insurance landscape, including UMAs, General and Specialist insurance sectors, and reinsurance markets.

Duties & Responsibilities    
Management of the team to achieve the following outputs:

• To support the growth in the business and deliver greater internal capacity, thereby reducing reliance and cost of external reinsurance service suppliers. We seek to be more visable and engaged with our client base- current setup and skills/experience does not allow for that.
• Delivering appropriate and optimised reinsurance advice to Cell captive clientele;
• Reinsurance programme structuring in line with client’s and GR strategic objectives;
• Negotiate renewal and new business with Reinsurers and reinsurance brokers;
• Ensure accurate and timeous completion of reinsurance contracts;.
• Collate underwriting information and data for compilation of risks profiles and cresta aggregates.
• Compile quarterly performance reports for the respective portfolio- encompassing analysis of claims development, understanding of clients pricing methodology and underwriting philosophy.
• Conduct regular meetings with all relevant stakeholders i.e. internal technical divisions, clients, reinsurers and reinsurance brokers in order to ensure efficient reporting to all parties.
• Keep abreast of the developments in the reinsurance market in order to identify any movements that could adversely or positively affect the security of any  reinsurer in Guardrisk approved panel of reinsurance partners.
• Contribute to the completion of the annual statutory reports in respect of the reinsurance components of the report.
• Provide input in scoping auditing requirements for Internal Audit.
• Provide input and comments on Regulatory papers requiring reinsurance input.
• Ensure reinsurance guidelines and processes are adhered to.
• Produce monthly Management reports.
• Monitoring and review of Strategic Key Risks Indicators per the Risk register.
• Provide training to other divisions as and when required.

Competencies    

• Attention to Detail
• Analytical
• Solutions driven
• Negotiation and influencing skills
• Good interpersonal skills
• Ability to work independently
• Ability to work under pressure
• Must advocate our Company Values (Integrity, Accountability, Teamwork, Diversity and Innovation)
• Leadership

Deadline:30th April,2026

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Role Purpose    

• The Human Capital Business Partner role provides dedicated Human Capital Partnership to business units, ensuring people practices support Guardrisk goals, while managing complex demands from clients. The role balances operational delivery with strategic input, acting as a trusted advisor to leaders and employees.  

Requirements    
Qualifications

• Bachelor’s degree in human resources/ industrial psychology or related field
• Registered Psychometrist/Industrial Psychologist with HPCSA will be an added advantage

Experience

• 5-7 years’ experience in an HC role
• Strong knowledge of HC Principles including talent management, performance management
• Experience facilitating team effectiveness sessions will be an added advantage.

Duties & Responsibilities    
Responsibilities, work outputs and individual contribution

Strategic HC Partnership

• Act as a trusted advisor to business leaders and managers, providing strategic insights on HR matters such as talent management, organizational development, and employee engagement
• Partner with leadership to align HC strategies with business goals and drive the people agenda across business units
• Work closely with department heads to understand their needs and proactively suggest HC solutions that support organizational objective.

Talent management and development

• Partner with Talent Acquisition Specialist for allocated Guardrisk BU, ensuring that the talent acquisition processes are aligned with business needs.
• Oversees performance management processes, including goal setting, feedback and development planning.
• Advises on career development, succession planning and development initiatives.
• Support employee learning and development programs to foster skill growth and organisational capability.
• Collaborate with business leaders to identify high-potential employees and design individualized development plans.
• Partners with the learning and development team to implement development and leadership initiatives.
• Support the design and delivery of learning and training programs aimed at developing leadership and key talent across Guardrisk.
• Use data (engagement surveys, diagnostics, feedback) to inform OD initiatives and measure impact
• Coach leaders on change leadership, team dynamics, and people-related implications of transformation initiatives.
• Embed OD practices that strengthen collaboration, accountability, and performance across teams.
• Facilitate team interventions, including team effectiveness workshops, alignment sessions, leadership offsites, and conflict resolution engagements

Employee relations and Organisational culture

• Act as a point of escalation for complex employee relations issues, providing guidance and support to resolve conflicts in a timely and constructive manner
• Foster a positive organizational culture by promoting values, employee engagement, and creating an inclusive work environment
• Works closely with OD and Executive HC to drive change management initiatives and support leadership during periods of organizational transformation or restructuring.
• Act as a mediator in conflict resolution, addressing complex employee relations issues and ensuring fair and equitable outcomes
• Provide guidance to managers and employees on conflict resolution strategies, fostering a respectful and positive work environment
• Handle sensitive employee issues, ensuring compliance with legal standards and company policies while maintaining confidentiality.

Human Capital Process optimisation

• Collaborate with the HR team to continuously improve HR policies, processes, and practices to ensure efficiency and effectiveness
• Implement HR programs and initiatives that enhance employee engagement, retention, and satisfaction
• Lead data-driven HR initiatives, utilizing metrics to assess organizational health and implement improvements.

Employee experience and wellbeing

• Partner with internal stakeholders to ensure employee well-being programs and initiatives are aligned with employee needs and company values
• Monitor employee feedback (via surveys, interviews, etc.) and recommend actions to enhance the overall employee experience.
• Promote and support employee well-being initiatives, ensuring that employees have access to programs that enhance their work-life balance and overall health
• Monitor employee feedback through surveys and one-on-one interactions to identify trends and areas for improvement in the employee experience
• Work with leadership to drive a culture of recognition, employee engagement, and retention

Human Capital reporting and compliance

• Provide regular reports and insights on key HC metrics such as turnover, performance, talent pipeline, and employee engagement to business leaders
• Ensure HC initiatives comply with legal and regulatory requirements, industry best practices, and company policies
• Stay up to date with the latest HC trends, legislation, and best practices to provide informed guidance to the business

Competencies    

• Taking Action: Takes action to make things happen; uses initiative to start things up; shows drive and invests personal energy.
• Articulating information: Is articulate in giving presentations; is eloquent and explains things well; projects social confidence when articulating information.
• Convincing people: Is comfortable having to persuade others; shapes opinions by being outspoken; seeks to negotiate with others.
• Checking things: Is meticulous in finding errors; ensures accuracy by being thorough and checking details; produces high quality work by being detailed..
• Embracing change: Copes with change and variety; tolerates uncertainty and ambiguity; adapts to new challenges.
• Understanding people: Shows empathy and compassion; attends and listens to people; is attentive and understands the motivation in others.
• Conveying self confidence : Is self-assured and projects inner confidence; is confident and determines own future; values own contributions.
• Developing Expertise: Is open to taking up learning opportunities; is quick in acquiring knowledge and skills; develops expertise by updating specialist knowledge.

Deadline:3rd May,2026

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Role Purpose    

• To provide independent review and validation of actuarial assumptions, IFRS 17 and SAM basis setting, Prophet and ResQ model development for both IFRS 17 and SAM and other ad-hoc activities across the first-line Balance Sheet Management functions.

Requirements    
Qualifications

• Fellow of the Actuarial Society of South Africa (with Life Fellowship preferable)
• Preferable – Life practicing certificate

Experience

• Minimum 10 years post-qualification actuarial experience, with at least 5 years in a senior validation, modelling, or assumption governance role.

Knowledge

• Advanced understanding of Life valuations across both IFRS 17 and SAM
• Core Prophet model development capability
• Advanced understanding of IFRS 17 and SAM standards
• Advanced understanding of financial reinsurance mechanics

Duties & Responsibilities    
Responsibilities, work outputs and individual contribution

Assumption and Model Reviews

• Prepare assumption review and model development review workplans
• Review actuarial assumptions (e.g., Lapses, Mortality, Expenses etc.) used in long contract boundary models
• Review and pressure test contract boundary assumptions across both IFRS 17 and SAM.

Modelling and Validation

• Review and validate gross and financial reinsurance Prophet modelling and associated output (existing and new models) on a SAM and IFRS 17 basis, including ORSA projections
• Review IBNR triangulation

Results and Reporting

• Provide high-level review of IFRS 17 and SAM Annual results
• Document and communicate output of reviews and validations to Balance Sheet Management Functions and broader stakeholders

Governance & Oversight

• Work with outsourced Head of Actuarial Function to provide comfort on validations performed and output thereof, feeding into Head of Actuarial Function review processes.

Competencies    

• Developing Strategies: Are comfortable leading people; coordinates and directs groups; seeks to control things.
• Examining information: Analyses and processes information; asks probing questions; strives to find solutions to problems.
• Interpreting Data: Interprets data rationally by quantifying issues; applies technology as a means to evaluating data; evaluates information objectively
• Providing Insights: Is focused on continuously improving things; provides insights by identifying key issues; makes intuitive judgements.

Deadline:30th April,2026

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Role Purpose    

• The Structuring and Solutions team forms the key point of contact between the different segments and the technical support areas, focusing on client service and client solution development. This role forms part of a diverse team that includes experienced Data scientists, Actuarial analysts and Qualified Actuaries. This position will be to assist with pricing, product development and providing insights to the Guardrisk General Insurance (“GGI”) business. The GGI business is a strategic aspect of the Guardrisk Insurance business as it forms Guardrisk’s own risk-taking segment of the business. The role will providing technical support in the form of pricing, product review and development of new and existing business for this business.

Requirements    

• An Actuarial or bachelor’s degree with mathematics or statistics as majors.
• Associate Actuary or making good progress with Associate level exams.
• 5 years' relevant work experience.
• Modelling experience.
• Coding knowledge in SQL, Python and R advantageous.
• Knowledge of insurance products, contracts and relevant industry legislations.
• Sound numerical skills and computer literacy is essential especially in the use of MS Excel, MS Word and SQL.
• Skills / Experience in extraction would be advantageous.

Duties & Responsibilities    

• Take accountability for all product development and pricing frameworks.
• Coordination with IT, underwriters, claims teams and product owners to develop holistic understandings of various products and processes within the space.
• Lead rate reviews and re-pricing exercises for the existing product suite to maintain technical soundness and market competitiveness.
• Oversee the assessment and approval of new product offerings, ensuring they are commercially viable and compliant.
• Review and ensure the accuracy of fellow team members' work.
• Provide guidance to junior actuarial analysts.
• Improve tools and processes that monitor the accuracy of policy values.
• Investigate, quantify and explain any deviations and advise on corrective measures.
• Ensure that all projects to be implemented adhere to audit and risk management requirements.
• Collaboration with external business support to define and develop the pricing models and processes.
• Support clients in the design and development of bespoke products, with a focus on innovation, profitability, and sustainability.
• Manage financial performance reporting, including monitoring product profitability and adherence to best-practice actuarial standards.
• Act as a senior technical advisor to both management and external stakeholders, translating complex actuarial insights into actionable business decisions. 

Competencies    

• Ability to examine and interpret data and provide insights.
• Strong technical expertise.
• Achievement orientation.
• Effectively manage time and ensure optimal productivity.
• Excellent analytical and communication skills.
• Results and solution focused.
• High degree of self-motivation and the ability to work independent of supervision.
• Naturally inquisitive mind set, with a strong innovative tendency.
• Self Confidence.
• Flexibility to cope with pressure and setbacks.
• Delivering results and meeting expectations.

Deadline:3rd May,2026

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Role Purpose    

• Accurately control and process financial information and prepare financial reports and analysis to enable business processes in respect of client accounting.
• Manage a team of accountants and be able to review, guide and assist where necessary.

Requirements    
Qualifications

• Degree in Financial Management or Accounting
• Completed Articles / Traineeship
• Chartered Accountant (advantageous)

Experience

• 7 – 9 years’ experience in accounting
• 3-5 management experience
• At least 3 years Insurance experience

Duties & Responsibilities    
Coordinate and control financial management process (Internal Process)

• Management of the accounting function for Guardrisk Insurance cell captive & contingency policy clients (by portfolio of clients allocated).
• Management of two subsidiary companies legal entity financial accounts.
• Accurately, efficiently and timely capturing and reporting of transactions of their portfolio of client.
• Review and /or prepare payments documents and obtain the necessary source documentation and authorisation to effect payments timely and with the determined service level agreement levels.
• Review and approve the general ledger journal allocations based on levels of authority and policy.
• Review all documentation to ensure that the correct level of authority has authorised the document and raise any exceptions with the relevant stakeholder.
• Prepare and review financial transactions and reporting of each client within their portfolio of clients.
• Compile and prepare monthly and year end reconciliations of their portfolio of clients.
• Identify and report respective accounting or reporting issues.
• Investigate and resolve any outstanding queries in relation to accounting issues.
• Portfolio support and management/servicing by working closely with the portfolio manager and other colleagues.
• Identify and resolve problem sources or escalate to relevant level of authority.
• Special Projects assigned with the group.
• Meeting company and client accounting, payment and reporting deadlines.
• Contribute to the enhancement of systems and processes issues in order to enhance financial management.
• Continuously develop own expertise in terms of professional, industry and legislation knowledge.
• Contribute to continuous innovation through the development, sharing and implementation of new ideas.
• Identify and reconcile discrepancies and problems.
• Build and maintain relationships with clients as well as internal and external stakeholders.
• Participate and contribute to a culture which build rewarding relationships, facilitates feedback and provides exceptional client service within the organisation.
• Prepare and provide necessary documentation to complete timely audit both  for client and Guardrisk.
• Contribute to the audit process and resolve any audit queries within the deadlines set.
• Manage a team of accountants and provide assistance, support and transfer of skills and training.
• Perform the review functions of the cells and provided feedback where required.
• Prepare monthly financial packs to MMH Group.

Engage with clients in a client centric manner (Client Services)

• Provide authoritative, expertise and advice to clients and stakeholders.
• Build and maintain relationships with clients and internal and external stakeholders.
• Deliver on service level agreements made with internal and external stakeholders and clients.
• Make recommendations to improvement client service within area of responsibility.
• Participate and contribute to a culture which build rewarding relationships, facilitates feedback and provides exceptional client service.

Self-management and teamwork (People)

•  Develop and maintain productive and collaborative working relationships with peers and stakeholders.
• Positively influence and participate in change initiatives.
• Continuously develop own expertise in terms of professional, industry and legislation knowledge.
• Contribute to continuous innovation through the development, sharing and implementation of new ideas.
• Take ownership for driving career development.

Manage budget and implement sound financial controls (Finance)

• Manage high risk and problematic financial issues in area of accountability and contribute to the development of policy.
• Identify solutions to enhance cost effectiveness and increase operational efficiency.
• Implement and manage financial risk methodologies, techniques and systems and use to monitor and report on financial activities.
• Implement and provide feedback on the effectiveness of financial policy, practice and procedures preventing illegal, unethical or improper conduct.
• Investigate reported wilful acts of non-compliance to organisation policy and practice and report on findings.

Deadline:3rd May,2026