Current Vacancies at Capitec Bank

Purpose Statement

• To contribute to the design and development of new applications / systems to meet the business requirements of the data platform environment. 
• To analyse business or system requirements and build and enhance the data platforms.
• To participate in and provide input to the Architect during the compilation of solution design documentation for new and existing data platforms.        

Education (Minimum)

• A relevant degree in Information Technology or Data Analysis

Education (Ideal or Preferred)

• A relevant degree in Data Engineering

Knowledge and Experience

Minimum:

Experience:

• At least 6 years’ proven experience within management information systems (MIS) | data warehousing |  data transformation information systems / systems analysis together with a relevant 3 year tertiary qualification 

OR

• At least 6-8 years’ proven experience within management information systems / system analysis

Proven experience in:

• Working in a cloud environment.
• Data storage and access technologies
• Testing methodologies
• Mentorship
• Quality assuring work of others

Knowledge:

• IT systems development processes (SDLC)
• Data pipelines
• Rational database system and / or cloud data warehousing and / or big data frameworks 
• Dimensional modelling
• Standards and governance
• Testing practices 
• People leadership practices and principles
• Quality assurance practices and processes

Ideal:

Experience:

• Experience working in an AWS environment as well as with AWS Technologies and Azure
• Orchestration technologies
• Data modelling

Knowledge:

• Data architecture (technical design and implementation processes)
• Banking systems environment
• Banking business model
• Best practices for Quality Assurance (QA)  

Skills

• Analytical Skills
• Communications Skills
• Decision making skills
• Interpersonal & Relationship management Skills
• Problem solving skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)

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Purpose Statement

• To contribute to the design and development of new applications / systems to meet the business requirements of the data platform environment. 
• To analyse business or system requirements and build and enhance the data platforms.
• To participate in and provide input to the Architect during the compilation of solution design documentation for new and existing data platforms.        

Education (Minimum)

• A relevant degree in Information Technology or Data Analysis

Education (Ideal or Preferred)

• A relevant degree in Data Engineering

Knowledge and Experience

Minimum:

Experience:

• At least 6 years’ proven experience within management information systems (MIS) | data warehousing |  data transformation information systems / systems analysis together with a relevant 3 year tertiary qualification 

OR

• At least 6-8 years’ proven experience within management information systems / system analysis

Proven experience in:

• Working in a cloud environment.
• Data storage and access technologies
• Testing methodologies
• Mentorship
• Quality assuring work of others

Knowledge:

• IT systems development processes (SDLC)
• Data pipelines
• Rational database system and / or cloud data warehousing and / or big data frameworks 
• Dimensional modelling
• Standards and governance
• Testing practices 
• People leadership practices and principles
• Quality assurance practices and processes

Ideal:

Experience:

• Experience working in an AWS environment as well as with AWS Technologies and Azure
• Orchestration technologies
• Data modelling

Knowledge:

• Data architecture (technical design and implementation processes)
• Banking systems environment
• Banking business model
• Best practices for Quality Assurance (QA)  

Skills

• Analytical Skills
• Communications Skills
• Decision making skills
• Interpersonal & Relationship management Skills
• Problem solving skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)

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Purpose Statement

• To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.

Experience

Minimum:

• Banking experience of at least 3 years
• Experience of managing a portfolio of business customers with a service and financial analysis focus.
• Experience in preparing and motivating Credit applications 
• Cost control and sales management 

Ideal:

• 1+ yr spent in the Business Banking environment preparing and motivating credit application

Qualifications (Minimum)

• Diploma in Commerce or Finance

Qualifications (Ideal or Preferred)

• FAIS accredited as Key Individual and approved by FSCA

Knowledge

Minimum:

• Customer relationship management (CRM) principles and techniques
• How to interpret financial statements, balance sheets and basic financial ratios
• Standardized business banking transactional products and other core products relevant to small enterprises
• Business banking product offerings
• Understanding of collateral and balance sheets
• Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
• Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
• Knowledge of competitors offerings
• Regulations, Acts and Codes related to the banking environment.
• Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA) 

Ideal:

• Features, benefits and value propositions of the respective company product/service offerings. 
• Current taxation laws as they apply to customers. 
• A good knowledge of administration processes and procedures pertaining to Business Banking transactions

Skills

• Interpersonal & Relationship management Skills
• Analytical Skills
• Negotiation skills
• Problem solving skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Commercial Thinking Skills
• Strategic Thinking Skills
• Communications Skills
• Influencing Skills
• Attention to Detail
• Decision making skills

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Purpose Statement

• To be Developed

Experience

• To be Developed

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

Knowledge

• To be Developed

Skills

• Communications Skills

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Purpose Statement

• To assume ownership for the banking hall and ensure quality service is delivered to new and existing walk in clients. The BB Service consultant will also be responsible for providing lending support , credit fufillment , security documentation checks and preparation of credit applications for and on behalf of the business centre.
• Deliver a quality client service and provide channel or product advice to clients.
• Coordinate the branch flow to ensure efficient functioning and guide clients through our service channels. 
• Provide account analysis support to assist with processing of credit requests and fufillment of credit applications covenants and general credit support.. 

Experience

Minimum:

• 1-2 years work experience

Ideal:

• 1 to 2 years Business Banking experience

Qualifications (Minimum)

• Diploma in Commerce or Business Management

Qualifications (Ideal or Preferred)

• A relevant degree in Commerce or Business Management

Knowledge

Minimum:

• Business / commercial concepts, how businesses work.
• Basic banking concepts, accounts, credit etc. 
• Standards, behaviour, disciplines and practices in places of work.

Ideal: 

• Business banking environment including features, benefits and value propositions of products & services General banking practices and procedures. 
• Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. . 
• The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). 
• Client relationship management and service principles.

Skills

• Administration Skills
• Attention to Detail
• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills

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Purpose Statement

• To provide telephonic support as well as chat support via Glia to clients across the Business Bank product range timeously and efficiently, ensuring adherence to policies, processes and procedures.

Experience

Minimum:

• 1yr+ service call centre experience
• How to share and/or impart information clearly and succinctly - strong enunciation and pronunciation
• Client service principles and practices

Ideal:

• Banking environment experience 
• Conflict management know-how
• Basic technology know–how and understanding
• Telephonic and online communication tools and methods

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• FAIS accredited as Key Individual and approved by FSCA

Knowledge

Minimum:

• 1yr+ service call centre experience
• How to share and/or impart information clearly and succinctly - strong enunciation and pronunciation
• Client service principles and practices

Ideal:

• Banking environment experience 
• Conflict management know-how
• Basic technology know–how and understanding
• Telephonic and online communication tools and methods

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills
• Attention to Detail
• Analytical Skills

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You will be responsible for

Security Strategy and Leadership:

• Develop and execute a comprehensive security strategy aligned with Capitec’s objectives and risk profile.
• Stay updated on industry trends to ensure security measures remain current and effective.
• Provide leadership, guidance, and direction to the security team, fostering continuous improvement.

Quality Safety, Security, and Risk Management:

• Offer specialized expertise on safety and security matters, ensuring risk awareness and compliance.
• Develop and implement risk mitigation protocols, including communication and reporting systems.
• Support to ensure compliance with OHASA regulations and company policies.

General Leadership and Management of Properties Security Department:

• Establish an effective team structure to deliver departmental goals and targets.
• Lead recruitment, development, and performance management of security team members.
• Foster stakeholder internal and external relationships to enhance security standards across the organisation.

Our ideal candidate

• Qualified in Security/Risk
• Extensive experience in overseeing security across multiple sites and managing crises effectively in a commercial environment.
• In-depth knowledge of security regulations, risk assessment practices, and continuity planning.
• Familiarity with security trends, technologies, and access control systems.
• Proficient in strategic thinking, with strong analytical/decision making ability and experienced negotiation skills.

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Purpose Statement

• To evaluate and manage the intuitive credit and associated risks within an allocated portfolio in a geographic region; effectively integrating and controlling the credit function by maintaining the quality of credit risks across the portfolio, minimizing the risk of loss through bad debts, while maximizing profits.
• To interact with other areas of the bank, acting as a catalyst in driving changed initiatives in ensuring compliance within agreed risk parameters as set out in the changed strategy.

Experience

Minimum:

• At least 8 -10 years banking experience, 5 of which in credit
• Credit Management experience across business and commercial markets in the intuitive space as well as the scored lending environment
• Working within the requirements of the National Credit Act and other relevant legislation
• Significant experience in preparing and motivating Credit applications 

Ideal:

• Experience of managing a portfolio of business customers with a service and financial analysis focus.

Qualifications (Minimum)

• Bachelor's Degree in Commerce or Credit Management

Qualifications (Ideal or Preferred)

• Honours Degree in Commerce or Credit Management

Knowledge

Minimum:

• Business acumen
• Risk management principles and processes
• Project management methods and practices
• Relationship building and management techniques 
• Financial management
• Customer relationship management (CRM) principles and techniques
• Knowledge of competitor product offerings/ channels/ operational and marketing tactics. 
• Credit principles and practices, including an understanding of credit application, securities 
• Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective. 
• Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). 
• Able to extract, analyse and apply CRM insights to influence the client management approach and strategy 

Ideal:

• Products available and pricing structures
• Current taxation laws as they apply to clients 
• A good knowledge of administration processes and procedures pertaining to Business Banking transactions
• Financial Modelling; financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific)

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills
• Negotiation skills
• Numerical Reasoning skills
• Planning, organising and coordination skills
• Problem solving skills