Jobs at Absa Group Limited (Absa)

Job Summary

• To support and educate line managers in the execution of finance related activities and monitor line adherence to Finance best practise and principles.

Job Description

Key Accountabilities 

Accountability:  Managing the Finance Environment

• Execute strategic objectives as articulated by the Chief Operating Officer (COO) for the Business Unit (BU) explaining key focus areas to Executives and line managers.
• Perform and present monthly financials and variance commentary at Divisional Manco meetings and where required support the Senior Finance Business Partners with presentation to EXCO Meetings.
• Implement and monitor cost control initiatives within the different functional areas within the Business Units in order to achieve overall Business Unit cost targets.
• Track cost savings benefits for the different centres within the business unit for which the role is responsible as and when required.
• Implement programmes and financial systems and policies as may be directed by the Senior Finance Business Partner for the financial year.
• Compile and present Financials to the relevant business owners on a monthly basis including financial actuals against forecasted trends.
• Conduct research and develop financial forecasts and indicators for the business to enable effective financial decision making and early warning systems.
• Participate in business initiatives or Group and Cluster financial initiatives on behalf of the business unit where required and ensure deliverables and frameworks are effectively implemented in own area of responsibility. (e.g. financial transfers between business units, group financial projects and business unit level financial drives and programmes).

Accountability: Financial Management and Business Partnering

• Allocate duties to team members where required to execute and coordinate finance activities required within the business unit to ensure adherence to sound financial management and accounting practices within Business Unit.
• Monitor financial trends and identify gaps, based on gaps identified, motivate requests and new ways of work to the Senior Business Partner for additional resources including people, budget and equipment
• Obtain a thorough understanding of the business unit’s strategy and explain it to team members in such a way that they understand the contribution they have to mak
• Provide financial advise and guidance to line managers and business owners on new initiatives, current budget management practices and trends in expenditure in their areas of accountability.
• Explain targets and take accountability for the monitoring and achievement of own and team performance objectives in the department in terms of return on investments, financial risk, financial planning and governance. Create and present quarterly and monthly plans to ensure delivery for the year.
• Manage departmental budgets including signing off of invoices and quotes within mandate. Escalate out of budgets or items higher than approved mandate to the next level manager.
• Rigorously monitor expenditure against approved budgets for the areas of accountability and put measures in place to address variances. Continuously identify areas for improved efficiency and reduced cost.
• Conduct basic statistical analysis to track performance variances and determine the root causes of errors. Make recommendations for productivity or process enhancements to process owners
• Implement productivity improvement measures by coaching line managers on any new processes or on their areas for improvement.
• Populate balanced scorecards for the specific department on a monthly basis. Work with the team to address shortcomings during the next month. Escalate any major issues identified to the next level manager
• Participate in the measurement and reporting of internal and external Service Level Agreements on a monthly basis.
• Address any process failures specific to the department under management.

Accountability: Business Planning 

• Partner with the departments and the BU line managers to complete sound annual financial plans within the agreed timeframes.
• Perform the 3 year forecast for Medium Term Plans (MTP's) for the area of accountability in accordance with BU strategy annually.
• Perform the 3 year forecast for Short Term Plans (STP's) for the area of accountability in accordance with BU strategy annually
• Perform the 3 year forecast for Revised Annual Forecast (RAF) for the area of accountability in accordance with BU strategy annually
• Perform analysis of the expenditure against budget with accountable managers on a monthly basis and engage on areas of over expenditure or cost opportunities and help line managers to implement initiatives where budget savings can be made.

Accountability:  Governance

• Authorise the reconciliations submitted in terms of the GL Framework from the Finance Business Partner (FBP) on a monthly basis.
• Ensure that processes, control requirements and risk management frameworks that have been designed for the area are understood by all members of the team and that these are adhered to on a monthly basis.
• Monitor compliance training undertaken by team members and ensure that they complete the required training within prescribed timelines.
• Implement required governance forums to support improved financial management practices within own area of responsibility. (e.g. monthly finance reporting, monthly finance meetings.

Role/Person Specification

Education and Experience Required

• NQF Level 7: Honours/Master’s Degree
• BCom Accounts
• Minimum 3 years financial management experience

Competencies:  

• Deciding and initiating action
• Learning and researching
• Entrepreneurial and commercial thinking
• Relating and networking
• Adapting and responding to change
• Persuading and influencing
• Creating and innovating

Education

• Bachelor`s Degrees and Advanced Diplomas: Financial Sciences (Required)

End Date: June 21, 2025

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Job Summary

• Performing core financial crime operational procedures for High Risk and PEP customers focusing on specific customer due diligence, Customer Screening, Onboarding, Ongoing Reviews and Customer Exits in compliance with the Anti-Money Laundering Customer Due Diligence Standard (CDD) and AML policies.

Job Description

Accountability:  Service Delivery

• Applying the Anti-Money Laundering Customer Due Diligence standard (CDD) together with the Anti-Money Laundering Life Cycle Standard (CLS), PEP Standard and all other policies in support of AML to daily operational procedures.
• Develop an in-depth knowledge and understanding of the AML CDD Standards and Financial Crime Operations Processes.
• Delivering a high standard of work by keeping up-to-date on financial crime regulatory related issues across a range of topics by awareness of current regulatory / process changes through attendance at training sessions and research.

Education and Experience Required

• Matric
• Minimum 12 months Experience working within AML compliance, High Risk and PEP Customer Due Diligence/Financial Crime processes
• B Comm (Assurance), LLB : Advantage

Knowledge & Skills: 

• Strong ABSA systems working knowledge
• Demonstrated experience/background in High Risk and PEP customer enhanced due diligence.
• Sound knowledge of the AML CDD and PEP standards and FICA regulatory requirements.
• Strong IT literacy with good knowledge of MS Office

Competencies & Personal skills:  

• Ability to communicate clearly and effectively in many mediums
• Deciding and initiating action
• Expand knowledge and explore new ways of doing things
• Motivated for problem solving
• Flexibility and responding to change
• Working under Pressure

Education

• Higher Diplomas: Law, Military Science and Security (Required)

End Date: June 19, 2025

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Job Summary

• Manage the valuations performance of the External Valuation Contractors within the agreed and contracted SLA’s. and TAT. 
• Manage all valuation activities and complaints from clients, stakeholders, and business partners in terms of property values, quality, and service delivery. 
• Provide advice on technical and administration requirements including Building Loans.

Job Description

Stakeholder Management: 

• Actively engage internal and external stakeholders to ensure customer satisfaction.

Business Performance: 

• Ensure own and team performance against business, efficiency and continuous improvement targets, as well as customer outcomes.
• Be solution driven with regards to Building Loan queries and disputes.

Compliance and Risk Management: 

• Ensure that all team activities are in adherence to relevant control and compliance requirements, and quality standards.

Administration: 

• Effectively fulfil all required administrative duties, including tracking and reporting.

Education and Experience: 

Essential 

• Relevant Diploma or NQF Level 6
• Registration as a Professional/Associated Professional Valuer with the South African Council for the Property Valuers Profession.
• At least 10 years’ experience in building and construction industry and or related discipline.
• At least 3 years’ experience in practicing as a professional Valuer without restrictions in the residential and commercial field.
• At least 2 years’ experience in of ABSA systems or other financial institution.
• Valid driver’s license

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: June 20, 2025

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Job Summary

• To provide specialist advice and support in area of specialisation enabling the provision of sound legal consultation services.

Job Description

• Leadership & Management: Understands and articulate the strategy/goals for the team and broader department
• Commercial: Good understanding of relevant products and services across Absa Group
• Risk and Control: Exercise sound risk judgement based on practice / previous experience and ensures, regulatory & statutory compliance.
• Have a broad understanding of key risks in other areas and partners with others to manage them
• Team work: Build strong relationships, especially with other colleagues across the franchise and help to develop working structures and best practice guides for use within business

Key Role Responsibilities

• On a daily basis compare and purify the outstanding commitment (unregistered home loans book) to ensure profitable net growth and initiate action where necessary. 
• Ensure an acceptable registration turnaround time as determined by the Service Level Agreement (normal bonds, further advances and classified bonds.  
• Measure attorney performance through monitoring of attorney scorecards.
• Build and maintain relationships with attorneys through telephonic contact and/or a physical visitation program.
• Ensure effective management in terms of of query/complaint resolution  
• Assist the regional sales team with trend analysis on registrations and management of work - in progress matters
• End to end franchise support to the greater business

Education and Experience

• Minimum NQF 6 and preferred NQF 7 or equivalent
• Minimum of 3 -5 years in a similar environment/role
• Exposure (2-3 years) to attorneys and conveyancing environment
• Preference will be given to Employment Equity (EE) candidates

Education

• Bachelor Honours Degree: Law, Military Science and Security (Required)

End Date: June 20, 2025

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Job Description

• Execute cash & related transactions: Throughout each day, balance, control and manage the cash float by checking the amount of cash at the teller station and requesting the restocking or repatriation of cash when prescribed cash limits are reached
• Dispense and receive physical cash, cheques, travellers cheques, drafts and other financial instruments over the counter to walk in customers
• Process and encash cheques presented by customers for deposit or pay-out after checking identification, account details and other prescribed controls.
• Be vigilant for fraudulent or suspicious activities and report all concerns to the team leader or branch manager before processing the transaction or dispensing the cash
• Adherence to policies especially when handling with cheques, notes, ID’s, etc, under the 2 ID Buddy to prevent fraud.
• Refer any transactions in excess of teller mandate limits to a mandated official and / or line manager for authorisation
• Capture all transactions on the Bank system and ensure that all transactions are properly authorised before finalising the processing
• Carefully count all cash received or dispensed to ensure that errors are avoided by making use of the applicable cash counting equipment in your branch
• Reconcile own cash at the beginning and end of each day as well as when cash is restocked during the day.
• Prepare reconciliation reports for audit and management review purposes
• Ensure that journals are processed to recover charges for manual transactions processed for customers
• Ensure adherence to the SARB minimum requirements

Customer Service:

• Provide advice to customers on the cash and other transactions processes to ensure the smooth flow of transactions
• Exhaust all attempts to resolve customer enquiries before escalating to other departments or the line manager
• Provide Regular feedback to customers on the progress of their enquiries
• Explain the Bank’s procedures, security requirements (such as ID requirements when transacting) as well as service offerings available to customers
• Report customer complaints on the Bank’s
• Customer Care process (CCP) to facilitate feedback to improve service to customers
• Guide customers on how to correctly complete transaction documentation such as deposits, withdrawals, cheque requisition slips to ensure accuracy and completeness of these documents
• Ensure accuracy and efficiency when engaging with the customer.
• Ensure friendly, focussed customer interaction at all times
• Portray a professional image and ensure that personal appearance conforms to Absa Corporate Image standards
• Ensure adherence to the Corporate Wear policy
• Maintain a neat and tidy workstation at all times Pro-actively arrange your workspace to ensure sufficient stationary is in place prior to the branch opening.
• Regularly read the pricing documents relating to Teller transactions to assist clients with better solutions for their transactions and also benefit at the end of the day
• Adhere to the policy and procedure on the issuing of pins and statements in order to solution the customer at point of contact.
• Ensure migration of clients with CW transactions less than R4000 and CD of less than R8000 to Digital & Self-help channels and provide the necessary assistance.
• Maintain speed and agility at all times when assisting clients in order to minimise shortages and surpluses.
• Market products by giving out booklets or pamphlets to customers drawing large amounts of money and educate them of alternative ways on transacting.
• Educate customers on the use of the Internet Kiosk.

Identifying sales leads:

• Identify and action sales leads (teller prompts) and cross selling opportunities
• Explain the campaign details, during sales campaigns in brief and direct to clients to Sales
• Consultants for further information
• Effectively use of sales tools (e.g. teller prompts) in order to ensure the provision of leads to contribute to Branch Sales
• Take responsibility of own sales targets and assist daily by providing client solutioning according to their product needs
• Capture all other leads on SMD once agreed by client Follow up all leads with Sales Consultants on SMD to make sure clients are contacted  

Compliance and Risk Management:

• Open & close the branch safe according to the Bank’s procedures, including physically securing the safe according to required procedures
• Conduct cash counts and visual checks as assigned by the line manager from time to time
• Ensure that all transaction records are kept and / or mailed in accordance with Bank procedures
• Keep transactions records available for control purposes
• Before processing transactions, verify that all information is accurate and complete in accordance with the Bank’s procedure.
• Refer any concerns to the line manager for follow up and decision making on whether to proceed
• Follow cash management procedures and limits as prescribed
• Familiarise with content of all communication, i.e. circulars, bulletins, risk day agenda’s and alerts, etc.
• Adhere to prescribed control measures to prevent fraud, losses and shortages
• Report suspicious transactions as per Money Laundering control frameworks
• Complete and maintain applicable registers (Teller and Key registers)
• Adhere to safety and security procedures and follow prescribed instructions in event of robbery Cubicles, teller drawers and workstations to be kept locked when leaving workstation
• Follow off-line procedures and comply with all regulatory and compliance requirements
• Manage security items i.e. Cash, Teller stamps, Safe keys, combinations and FBSS cards in line with policies and procedures
• Up skill your knowledge regularly with policies and procedures regarding your daily teller duties, cheques, Fraud, Foreign Exchange, this will help you also to prevent fraud
• Ensure up-skilling on fault reporting and testing processes & procedures of Equipment used at teller environment i.e. note & coin counters, TCR Machines, etc.
• Adhere to end of day procedures (ABSA 3368)
• Adhere to Branch Paper mandate when processing and / or authorising transactions, ensure processing within correct limits & mandates

Education

• Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)

End Date: June 18, 2025 

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Job Summary

• To provide risk specialist advice and support in the Absa Insurance and Financial Advisors (AIFA) area, enabling the effective implementation of risk frameworks.

Job Description

• Assist with developing a tactical strategy and delivery plans, for the First line Risk function to achieve the objectives set by business and overall group.
• Implementation and embedment of Operational Risk Frameworks for but not limited to RCSA, Risk Events, Key Risk Indicators, 
• Identification, tracking and monitoring of control issues (identified from RCSA, Management Assurance Reviews, Audits, Risk Events, Policy-Dispensation, Waiver, Breach etc.)
• Ensure accurate and timely submission of Risk reports to the appropriate committees.
• Performing control testing to the business controls and deep dives as part of a proactive risk management process.
• Providing Subject Matter Expertise to all Enterprise Risk types
• Stakeholder Management: Build and Maintain effective Relationships with relevant stakeholders
• Identifies process inefficiencies and makes appropriate recommendations for the improvement of process efficiencies in consultation with business partners and owners
• Ensures that agreed actions to address assurance and audit findings raised are remediated and implemented within committed timeframes within the portfolio, this also includes gaps identified from RCSA, Risk Events, Policy-Dispensation, Waiver, Breach, control testing etc.)
• Provides risk input in various project related sessions

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: June 20, 2025 

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Job Summary

• We are seeking a Principal Full Stack Developer with extensive experience in Django, React, Flask, Airflow, MinIO, Redis, Celery, Kubernetes, Rancher, Jenkins, GitHub, and Ant Design.
• The successful candidate will be responsible for designing, developing, and managing complex programs and web applications.

Job Description

• Developing back-end applications with Django and Flask
• Designing and implementing efficient REST APIs using Django REST framework
• Implementing data flow management using Apache Airflow
• Managing data storage with MinIO and caching systems with Redis
• Implementing task automation and messaging systems with Celery
• Developing front-end website architecture using React.js and Ant Design
• Building reusable components and front-end libraries for future use
• Ensuring responsive application design and performance across various platforms and devices
• Testing software to ensure responsiveness and efficiency, creating and implementing testing tools and frameworks
• Troubleshooting, debugging, and upgrading software
• Implementing effective security protocols, data protection measures, and storage solutions
• Running diagnostic tests, repairing defects, and providing technical support
• Implementing release management using Jenkins for continuous integration/continuous delivery
• Designing and developing cloud-native applications, managing their lifecycle using Kubernetes and Rancher
• Proficiently using GitHub for version control, code review, and collaborative development

Skills:

• Proficient in Python, with comprehensive knowledge of Django and Flask web frameworks
• Strong experience with Django REST Framework
• Advanced knowledge of React.js, its core principles, and hands-on experience with Ant Design
• Proficiency with JavaScript and front-end development tools such as Babel, Webpack, NPM, etc.
• Familiarity with server-side templating languages such as Jinja 2
• Deep understanding of front-end technologies (HTML5, CSS3, etc.)
• Experience with Apache Airflow for data workflow management
• Familiarity with MinIO for object storage and Redis for caching
• Proficiency with Celery for asynchronous task queues/job queues
• Understanding of fundamental design principles behind a scalable application
• Strong unit testing and debugging skills
• Expertise in using GitHub for code versioning and collaborative development
• Hands-on experience with continuous integration tools like Jenkins
• Proficiency with container orchestration tools, specifically Kubernetes and Rancher
• Experience with databases (SQL, PostgreSQL, etc.)
• Strong problem-solving skills and excellent attention to detail

Nice to have:

• Knowledge of other JavaScript frameworks/libraries like Vue.js or Angular
• Familiarity with cloud services like AWS, Google Cloud, or Azure

Education

• Bachelor's Degree: Information Technology

End Date: June 19, 2025 

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Job Summary

• Are you a strategic leader with a passion for driving growth in institutional sales?
• Do you have the expertise to develop and execute strategies that will position us as the leading Corporate Bank in Africa?
• If so, we invite you to join our dynamic team at Absa group as an Institutional Regional Sales Head (Cash, Trade and Custody).
• In this role, you will be responsible for spearheading our regional institutional sales efforts and developing innovative strategies that enhance our Cash, Trade, and Custody product offerings across all presence and non-presence countries. Your leadership will be instrumental in achieving our Transactional Banking objectives and delivering unparalleled value to our clients.

Job Description

Your key accountabilities and the primary purpose of the role is to lead regional Institutional sales includes the following;

• Delivering innovative institutional offering to the existing and new to bank targeted customers
• Developing and instilling the best-of-breed sales practices within the team
• Focusing on and driving customer value propositions (CVPs), client solutions and structuring, pricing management, deal support, credit risk management, relationship management, marketing, and impairments
• Developing the team through creating a platform for learning and growth
• Leading the team to achieve the agreed financial and non-financial objectives
• Managing stakeholder relationships across the bank to ensure the maximum effectiveness of the sales model.
• Driving thought leadership across sectors, segments and geographies

Kindly send us your CV if you have the above-mentioned experience as well as meet below the below criteria;

• Bachelor’s degree or a Post Graduate degree or MBA preferably
• 10 plus years Sales and Banking experience in CIB
• Working knowledge of FI trade, Cash and Custody products, transactional banking.
• Working knowledge of corporate banking products 

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: June 18, 2025 

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Job Summary

• Are you a dynamic leader with a passion for driving financial solutions and optimizing balance sheets?
• Do you have a proven track record in risk distribution, syndication, and insurance sales?
• If so, we invite you to join our team as the Head of Risk Distribution, Syndications, and Insurance Sales in our Trade and Working Capital team within CIB Transactional Banking.
• In this role, you will lead our Risk Distribution, Syndication, and Insurance (“DSI”) function, working with financial institutions, non-bank financial institutions, insurance companies, and institutional investors across all markets where ABSA has appetite in. Your mission will be to support our goal of becoming the leading Corporate Bank in Africa.

Job Description

As the Head of Risk Distribution, Syndications, and Insurance Sales, you will be responsible for:

• Balance sheet optimization,
• Ensuring that Trade and Working Capital achieves its performance matrix through implementation and application of various strategies, 
• Bed-down syndication capability (mandate covering primary and secondary roles) and
• Continue to create depth in the market to fully enable originate to distribute model to support the overall Transactional Banking objectives, enabling the business to achieve the TXB objective of becoming the leading Corporate Bank in Africa.

The primary purpose of the role is to lead the risk distribution, Syndication and Insurance function by:

• Delivering innovative solutions to drive the set business outcomes
• Developing liquidity management strategies to drive business outcomes 
• Developing and instilling the best-of-breed sales practices within the team
• Focusing on and driving customer value propositions (CVPs), client solutions and structuring, pricing management, deal support, credit risk management, relationship management, marketing, and impairments
• Developing the team through creating a platform for learning and growth
• Leading the team to achieve the agreed financial and non-financial objectives
• Managing stakeholder relationships across the bank to ensure the maximum effectiveness of the risk distribution, syndication and Insurance models.
• Driving thought leadership across sectors, segments and geographies

Kindly send us your CV if you have the above-mentioned experience as well as meet below the below criteria;

• Bachelor’s degree or a Post Graduate degree or MBA preferably
• 10 plus years Sales and Banking experience in CIB
• Working knowledge  of FI trade products, transactional banking, risk distribution, syndications and Insurance
• Working knowledge of corporate banking

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: June 18, 2025 

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Job Summary

• Provide specialist advice and support in the implementation/development of operational planning and associated service delivery processes, methods and techniques.

Job Description

• Solutioning & Advisory: Provide ongoing support to senior advisors in driving business development and subsequently business targets through monitoring and identifying opportunities within the portfolio (cross selling and up-selling) 

Client Engagement: 

• On a regular basis engage with clients around current product requirements and future product requirements to ensure client expectations are met and ultimately value created for business and client
• Risk and Control: Ensure that all risk and control requirements relating to the portfolio are met and/or implemented as required

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: June 20, 2025 

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Job Summary

• The Wealth Credit Origination and Structuring team is responsible for the origination and structuring of lending solutions that suit our client base in the Wealth and Family Office market segment.

Job Description

• Based in KZN, the Credit Structurer role is of strategic importance and plays a critical role in the organisation.
• The role works closely with Wealth Bankers, Absa Product Houses, Credit Sanctioning and Support teams.
• The team is actively involved in the origination and distribution of transactions, providing structuring guidance and feedback on pricing, risk and lending solutions to both the bank’s clients and internal product partners, to manage the flow of transactions and lending for the region.
• The role within Wealth Credit Origination and Structuring will extend to senior secured debt, asset funding, commercial and residential property development and investment funding, liquidity, and term funding.
• The Wealth Credit Origination and Structuring team has the additional responsibility of overall portfolio risk management, initiative-taking identification of distressed debt and mitigation and restructuring where applicable.
• This role is suited to an extroverted individual with a relevant commerce degree combined with a relevant postgraduate degree/qualification, coupled with a minimum of 5 years of relevant lending, and good general banking experience in the Ultra High Networth and Family Office client segment.
• It will require a high degree of professionalism along with strong business acumen, an in-depth understanding of financial analysis, and good presentation and communication skills, both verbal and written. Coupled with an initiative-taker attitude, a positive collaborator and an established network of business and professional connections.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: June 19, 2025 

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Job Summary

• Participate in learning programme/s in order to maximise individual and organisational development benefit/s through the execution of predefined training objectives.

Job Description

• Provide general administrative support to the Human Capital team.
• Support onboarding and offboarding processes.
• Maintain accurate employee records and assist with filing and documentation.
• Assist in the coordination of employee engagement and wellness initiatives.
• Provide support in learning and development activities, including training session logistics.
• Assist in capturing data and compiling HR reports.
• Participate in ad hoc HR projects and initiatives.

Minimum Requirements:

• This is a 12 months programme.
• Successful candidates must be available for the full 12 months of the programme.
• Successful candidates will receive a monthly stipend.
• Be in possession of a valid Degree/NQF Level 7 equivalent in Human Resource Management/ Related field.
• Currently completing a post graduate Diploma or Degree in Human Resources Management or related field.
• Proficient in MS Office (Word, Excel, PowerPoint, Outlook).
• Strong interpersonal and communication skills.
• Good attention to detail and organisational skills.
• Ability to handle sensitive and confidential information.
• Have no criminal record and a clear credit record.
• Have a valid South African ID.

Education

• GET Certificate: Business, Commerce and Management Studies (Required)

End Date: June 19, 2025 

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Job Summary

Manage a portfolio of clients within the Resources & Project Finance Credit Risk team.

• To conduct quality credit risk assessments and reviews that present commercially minded solutions through analysis of financial, industry and economic information in support of the decision-making process. 
• Facilitate the credit sanctioning process to ensure responsible risk decisions. This will include the preparation of credit applications and the presentation of recommendations to the relevant risk committees. 
• Accountability for the full credit lifecycle of the portfolio including granting of facilities, implementation, systems, post-implementation monitoring.
• Ongoing management of the portfolio through portfolio reviews and management information.
• Independently building and managing relationships with key relevant business partners to ensure delivery under the organization’s strategy.
• Ensure an efficient and timely risk delivery to clients.

Job Description

Accountability: Credit Risk Management:

• To take ownership and control of credit risk related work on a defined portfolio of Resource & Project Finance clients against which Absa Group Ltd has credit facilities.
• The candidate is to carry out comprehensive and quality credit risk functions. Functions cut across the credit lifecycle (i.e. granting, implementing, managing and restructuring).
• Representing Credit to Senior Management in various committees, presenting analysis of the aggregate portfolio risk and composition.
• Presentation of portfolio risk analysis to the relevant risk committees.
• Developing and delivering relevant Monthly Risk MI for Senior Management, including analysis and commentary, ensuring risk issues on the defined portfolio are well understood and presented transparently.
• Manage exposures including the accurate maintenance of the data on relevant risk systems.
• Create presentations and technical documents designed to articulate key risks to various forums and credit committees.
• Monitor adherence of covenants and conditions on a continuous basis and identify any deviations and possible concerns.
• Create and maintain an accurate due diligence record of the client portfolio, detailing what facilities they have and the associated terms and conditions.
• Manage and communicate the risks associated with outstanding securities.
• Understand and manage the required inputs into the banks models ensuring validity and accuracy.
• Monitor the client business performance and identify relevant risks to ensure early identification of change in the client’s business or operating environment and watchlist accordingly.
• Proactively utilise the systems and tools available for Credit Risk and partake in the ongoing development and feedback of these systems to deliver and enhanced automated credit function.
• Manage all administrative and operational aspects of the relevant portfolio of clients ensuring completeness, accuracy and validity of data.
• Build and manage relationships with key relevant business partners.
• Maintain and manage the relevant portfolio within the defined appetite levels.

Accountability: Governance

• Ensure that the Bank’s credit policies and philosophy are complied with.
• Ensure understanding and adherence to relevant Legal requirements relevant to the Credit Lifecycle and specific industry.
• Complete the necessary training requirements and Compliance processes in a timely manner.

Accountability: Other

• Support in creating a high-performance culture of individuals who are engaged.
• Contribute fully, including suggestions for ways of improving risk delivery and management through ongoing projects.
• Portraying the right values and behaviors in the achievement of the Risk Strategy.
• Contribute to ongoing projects to improve risk delivery.
• Develop relationships with colleagues and create a sense of engagement.
• Communicate concerns or challenges faced in a constructive and positive manner.
• Develop and maintain contacts with Specialists in other areas of the Group.
• Embrace and adapt to the diversity and change within the current Banking environment.
• Demonstrate the willingness and ability to perform to the very best levels to ensure personal alignment to the Credit Risk Strategy.

Education and Experience Required

• B-degree in Business or Commerce (or similar)
• Relevant postgraduate qualification such as CA(SA) / CFA preferable with 5 years experience within a credit risk environment or relevant sector experience (Mining, Oil & Gas, Project Finance).

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: June 17, 2025 

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Job Summary

• Develop solutions to current business problems that make commercial sense by extracting, analysing, and interpreting relevant data and engaging with key enablers in the business.

Job Description

• Data Capabilities: Build analytical tools to generate insights, recognise patterns and predict behaviour
• Business Partnership: Present insights/tactical plans to business areas to enable enhancements, new initiatives etc within the specific business being supported, to ultimately enable a better customer experience
• Data Governance and Control: Ensure accuracy of Data collected and ensure Data governance required are met and adhered to.

Required qualifications:

• B.Sc. in Mathematics, Statistics or equivalent qualifications such as B.Eng., Computer Science, Applied Maths

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: June 23, 2025 

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Job Summary

Optimise the profit and economic value of portfolios of Small Business key account clients requiring low to medium complexity commercial banking requirements by focusing:

• Origination efforts to quire new clients
• Cross-sell to existing client base 
• Coverage efforts to service clients in accordance to the segment CVP

Job Description

• Relationship Management: Own the primary relationship with the client by being the client’s main contact point for all corporate and investment banking needs.

Client Solutioning:

• Take overall accountability for service delivery by setting the rules of engagement for the cross functional team, which includes Transactional Banker, Credit Analyst, Segment Support Client Control Team, Client Service Consultant & Product & Sector teams.

Manager Risk Assessment:

• Take ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments 

Education

• Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

End Date: June 18, 2025 

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Job Summary

• To perform risk and governance administrative duties in accordance with Regulatory and Group requirements.

Job Description

• Administrative Support: Assist with all Administrative and general functions

Regulatory and Audit Compliance:

• Assist Managers to ensure compliance with policies and procedures in accordance with Regulatory and Group requirements.
• Support Managers with the implementation of the Enterprise Risk Management Framework.
• Assist with reporting for relevant forums and committees within agreed timelines.

Education

• Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)

End Date: June 18, 2025 

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Job Summary

• Proactively partner a business unit to implement & manage of the full IT Service Management Value Chain & ensure the alignment of the business unit’s people, processes & systems to enable business continuity & consistent, quality service availability & resilience.

This includes but is not limited to the following service management capabilities:

• Service Catalogue (review & implementation) SLA & OLA Management Event Management and Monitoring  Stability and Resilience Incident Management (Recovery) Change & Release Management & overall Operational Readiness Risk, Governance & Compliance (Group & Regulatory) Service Management Data Analytics & Reporting  Role context applies to all technology & technology teams internally & managed services / supplier partnerships

Job Description

Accountability: Service Delivery Management

• Act as the single point of contact & assume ‘one stop shop accountability’ for strategically partnering the CIO & Heads of Technology on the design, implementation and delivery of end to end Service Management across an estate
• Assume responsibility for service delivery and service performance across the business & deliver on service performance targets (quality, efficiency etc.) and objectives through proactive service delivery management & partnership to Technology teams
• Leverage emotional, social & business / commercial quotient to understand the broad range of stakeholders, their opinions & perspectives and reconcile these to deliver fit for purpose service management solutions that add value to the business (negotiation skills and dealing with complex and divergent stakeholder opinions are a must)
• Leverage deep technical expertise (Technology Stack & Broader Group Architecture, Infrastructure & Service Mapping) to lead the accurate and continuous mapping of IT services across the estate. This includes mapping & formally documenting & modelling all assets, resources, dependencies, accountabilities & associated risks across the IT infrastructure environment (internally and externally provided).
• Mobilise the service management value chain (group & business) & Tech Leadership team to leverage the service health analysis and lead the development & implementation of plans and associated solutions to prevent events & disaster ahead of time
• Lead the Service Delivery optimisation and automation agenda across the estate – continuously improving and evolving technologies, processes and practices with visible and tangible business impact Design, lead and implement change management and capability plans to ensure the ongoing adoption of Service Engineering technologies by technology teams e.g. Service Now & CMDB ensuring clean & flawless datasets across the estate
• Drive & Cascade the technology stability and resilience vision & agenda across the estate (e.g T100R and any other versions thereof) – and transition teams to a resilience vs. recovery mind-set
• Drive increased productivity and minimize disruptions through quick resolution of incident, aim to increase availability, improve service levels, and improve customer satisfaction through implementation of stability and resilience capability.
• Work collaboratively with the Service Delivery SLA & Process Manager as well as the CIO & Head Technology to define Service Delivery SLA’s & processes for the business area
• Leveraging Service Management practice expertise and expert knowledge of the business area support to positively contribute to the design of the service catalogue, SLA’s and service delivery processes and practices
• Leverage expertise in analytical and creative problem solving to lead and implement effective processes (e.g. service reviews), practices and teams to proactively assess end-end service health of the business unit
• Leverage the service health analysis to proactively identify trends and predict potential business continuity & service availability & resilience risks (people, process & systems) ahead of events across an estate
• Leverage data analytics and insights to produce well organised, relevant & business aligned service delivery reporting that enables effective business decision making with an associated, tangible business value add
• Leverage management information dashboards to effectively & proactively drive Service Delivery objectives for incidents (including MIM), problem and change management to ensure service quality and service improvement
• Drive the adherence to Service Management processes (Incident (major and standard), problem and change), and produce of the relevant process deliverable (i.e Executive Incident Summary)
• Stay Ahead of the Curve on advanced global service management improvements, tools, processes and practices and drive a culture of continuous improvement across the service delivery & technology teams
• Ensure Continuous Improvement by developing Service Improvement plans and facilitating and coordinating remedial activities with relevant support teams, business and other stakeholders
• Drive strategic and priority objectives aligned to Service Delivery outcomes with relevant Technology stakeholders. Support Business Unit objectives through collaboration and ongoing engagements & feedback between Tech and Business.
• Manage communication between technology teams and business relating to Incident, Problem and Change management

Accountability: Event & Problem Management & DR

• Embed the Stability and Resilience processes and practices across the estate (align people, processes & systems)
• Act as the point of escalation for all events & lead problem solving processes to minimise business & customer impact
• Lead major incident processes and activities across the estate and mobilise cross functional teams for effective problem resolution, including facilitating MIM bridge and WAR rooms
• Lead start of day activities with Service Delivery teams, Technology technical teams including active participation and driving daily production meetings
• Leverage data analytics and insights to identify trends in event management and lead the planning & change processes to prevent their recurrence resulting in improved technology resilience across the estate
• Leverage the outcomes of problem resolution processes & own deep technical expertise to proactively influence technology teams on technical product & service solution design (full stack engineering across the development lifecycle), associated capacity & capability planning & implementation

Accountability: Change & Release

• Consolidate & communicate all large scale change & release activity across the estate & proactively identify change & release risks to own & other estates (where key dependencies or interdependencies in stacks lie)
• Leverage leading practice operational readiness practices & processes to ensure the continuous & accurate updates to services across the estate (consolidate all new & decommissioned services & ensure effective performance monitoring & management thereof)
• Work proactively with the Operational Readiness teams to ensure appropriate communication, awareness and integration across technology teams of incoming / outgoing changes that could impact the estate and or other estates
• Drive a culture of ‘operational readiness’ across the service delivery & technology teams & embed effective planning & implementation processes that prevent business impact ahead of change & release

Accountability: Finance, Risk & Governance

• Carry ‘one stop shop’ accountability for delivering on an optimal cost to serve / cost of delivery of Service Management Activity
• Develop a deep understanding of IT Service Costs and Service Cost impact (where resilience, stability, availability issues come into play)
• Embed a commercial & cost mindset through the effective use of analytics, reporting & problem resolution activity to ensure optimal cost to value of IT services to the organization (speak the language of the business)
• Show business & commercial impact of service delivery management activity across an estate (including opportunity costs)
• Ensure business alignment to all Group Technology Standards, Processes & Practices (Engineering & DevOps, Security, Architecture, Infrastructure, Change & Release, DR, all end to end Service Management Activity – SLA, OLA, DR, MIM, etc.)
• Ensure business alignment to relevant industry standards e.g. ITIL, Agile, DevOps etc
• Partner the business area for audit (internal & external) readiness
• Lead the implementation of all risk related activity e.g. audit, compliance & ensure audit compliance & corrective post audit action & resolution across teams & hold one stop shop accountability for all unresolved risk (including prevention)
• Lead reporting & remediation on all non-compliant activity across the estate – on time & quality & in alignment with Group & Regulatory standards
• Participate & positively contribute to various risk & governance forums e.g. architecture etc.
• Ensure alignment of all service management practices & processes to Group & Regulatory requirements
• Maintain effective MI, knowledge management & document management processes & practices aligned to Group & Regulatory standards and practices
• Deliver on time & on budget (always)

Accountability: People

• Set & Cascade business / client strategic direction to service delivery teams
• Leverage strong capacity management tools and processes to ensure the right resource & capability mix to deliver on service management objectives
• Proactively attract, recruit, develop, retain, reward & deploy a diverse resource base aligned to an ever evolving business / client environment (ahead of demand)
• Build a high performance team environment through self-directed teams by driving performance management & measurement that is aligned with agile working practices (including daily, weekly, etc. sprint routines, regular & honest feedback etc.)
• Accountable for the right people in the right teams to deliver on our strategy (always!)
• Leverage coaching expertise in all activity to drive improved technical service delivery to the organisation

Relevant Experience, Skills and Knowledge required

• Relevant Degree or National Diploma in IT
• Minimum 2 years in Service Delivery Management and 4 years in IT
• Advantage to an ITIL Certification as well AWS

Education

• Bachelor's Degree: Information Technology

End Date: June 19, 2025 

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Job Summary

• Provide specialist advise and support for day-to-day work, in order to execute predefined objectives as per agreed standard operating procedures (SOPs).

Job Description

• Stakeholder Management: Actively promote and manage the collaborative engagement of internal and external stakeholders, including regulators, suppliers, clients, service providers, business partners and other Absa entities

Sales Target :

• Proactively make self-initiated contact with customers in order to deliver against the required sales targets

Customer Engagement:

• Do activity planning by identifying the clients to be contacted during a particular period.

Compliance and Risk Management:

• Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards

Manage own broker practice:

• Ensure that staff members (Broker Assistants an Interns as relevant) have a clear understanding of their roles and responsibilities within the practice 

Education

• Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)

End Date: June 14, 2025